Greater Texas Credit Union Manor TX | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Greater Texas, your trusted partner in financial growth and community support. Located at 11401 Us Highway 290 E Ste A, Manor, TX 78653, we have been serving our members since 1952. With a strong commitment to fostering financial well-being, we proudly serve over 80,480 members who trust us with their banking needs. At Greater Texas, our total assets amount to an impressive $932,850,912, reflecting our stability and dedication to providing the best services possible. With total deposits of $26,873,488 and a net worth of $64,084,859, we ensure that your money is secure while also providing you with numerous options for loans and savings. Our diverse offerings include personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. For businesses, we provide essential services such as merchant services and business loans. We understand that each member has unique needs; that's why our team is always ready to assist you in finding the right products tailored just for you. While members can visit us at our branch location in Manor, official correspondence should be sent to 11401 US Highway 290 E Ste A, Manor, TX 78653-9724. Our friendly staff is here to help during our operating hours from Monday to Friday between 9 AM and 4 PM and on Saturdays from 9 AM to 1 PM. Led by CEO Howard Baker and Board President Wesley Yeager, our dedicated team of 213 employees works tirelessly to ensure that you receive personalized service with every interaction. We believe in community involvement and are committed to making a positive impact in the lives of those we serve. Ready to take the next step? Visit us at gtfcu.org or give us a call at 512-458-2558 today! Join us on this journey towards achieving your financial dreams together!

Branch History & Mission

Community Impact

Greater Texas is dedicated to making a positive impact within Manor and beyond. We actively engage in partnerships with local organizations and schools to promote financial literacy and support charitable causes. Our goal is to create lasting relationships built on trust and mutual benefit. While members can visit us at 11401 Us Highway 290 E Ste A Manor Tx 78653, official correspondence should be sent to 11401 US Highway 290 E Ste A, Manor, TX 78653-9724. For any inquiries or assistance, feel free to call us at (512) 458-2558. We invite you to join Greater Texas today! Experience firsthand how we can help you achieve your financial goals while being part of a caring community. Visit us online at gtfcu.org or stop by the branch we're here for you!

Evolution and Growth

From our humble beginnings, we have steadily evolved to meet the needs of our members. Over the decades, we have expanded our offerings beyond traditional banking to include auto loans, mortgages, personal loans, and business services. With total assets reaching an impressive $932,850,912, we are proud to provide a wide range of financial products designed to empower individuals and businesses alike. Our branch operates Monday through Friday from 9 AM to 4 PM and Saturday from 9 AM to 1 PM. We understand that convenience matters. That's why we offer ATM access and drive-thru services for quick transactions. Our shared service center allows us to reach even more people who need assistance with their banking needs.

Mission Statement

Our mission is simple yet powerful: to improve the financial well-being of our members while fostering a strong sense of community. We aim not just to provide banking services but also to support local initiatives and outreach efforts that make a difference in people's lives. We believe that when our members thrive, so does the community as a whole.

Branch Location & Accessibility

Call to Action

We invite you to come by our Greater Texas Credit Union branch today! If you have any questions or need assistance before visiting, feel free to call us at 512-458-2558. Our team looks forward to welcoming you and helping you with all your banking needs!

Convenient Access and Amenities

At Greater Texas, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and easy entry points for everyone. Parking is ample and conveniently located right outside our entrance, so you won't have to worry about finding a spot during your visit. If you prefer banking on-the-go, we offer an ATM on-site for quick withdrawals and balance checks. Plus, our drive-thru service is available for those who want to handle transactions without leaving their vehicles. We aim to make your banking experience as smooth as possible!

Operating Hours

Our friendly staff is here to assist you during convenient hours: Monday through Friday from 9 AM to 4 PM, and Saturday from 9 AM to 1 PM for drive-thru services. Whether you need help opening a new account or discussing loan options, we're ready to serve you during these hours. While members can visit us at the branch for all their banking needs, please note that official correspondence should be sent to our mailing address at 11401 US Highway 290 E Ste A, Manor, TX 78653-9724.

Services Offered

At Greater Texas Credit Union, we offer a wide range of services tailored to meet your financial goals. From personal checking and savings accounts to auto loans and mortgages, we have something for everyone. We also provide business banking solutions if you're looking to grow your enterprise. Don't forget about our online and mobile banking options that allow you to manage your accounts from anywhere!

Member Eligibility

At Greater Texas, we believe that everyone deserves a chance to be part of a friendly and supportive community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in certain areas of Texas, or if you have family members who are already part of our credit union, you're likely eligible to join us. We pride ourselves on offering not just financial services but a sense of belonging where your needs matter. You can find detailed information about the eligibility criteria by visiting our website at http://www.gtfcu.org/greater-texas-cu/why-us/member-discounts . Once you know you're eligible, opening an account is straightforward and quick! Just head over to our account opening page at https://app.loanspq.com/apply.aspx?lenderref=gtcu_greatertx_09162020&_ga=2.256522379.1477157149.1606064421-1996597192 .1605906083 to start the process today. If you have any questions or need assistance along the way, feel free to reach out to us at 512-458-2558. We're here to help you every step of the way as you embark on this exciting journey with Greater Texas!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $69 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $51,783,099, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner who makes processing payments effortless. Our merchant services are designed to simplify transactions, allowing you to focus on what truly matters growing your business. From credit card processing to point-of-sale solutions, we equip you with the tools needed to enhance customer satisfaction and improve cash flow. Visit us at 11401 Us Highway 290 E Ste A Manor Tx 78653 in Manor, TX, or call us at (512) 458-2558 to learn more about how our business banking and commercial services can empower your enterprise. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we provide specialized services just for you! Our business banking solutions, including merchant services and business loans, are designed to help your business thrive. We know how important it is for you to have reliable financial resources at your fingertips.

Cash Withdrawal Services & More

Need cash? We provide ATM and cash withdrawal services along with basic drive-thru banking for quick transactions like deposits and withdrawals. Plus, if you're a member of a partner credit union, our shared branch transactions make accessing funds even more convenient. Whether you're visiting us in person at our branch or taking advantage of our online tools, we're here to make your banking experience as smooth as possible. Ready to explore all the ways we can support you? Visit us at Gtfcu or call us today at (512) 458-2558! Let's work together towards achieving your financial dreams!

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features so you can manage your accounts anytime, anywhere. With secure access to your finances right from your smartphone or computer, paying bills or transferring money has never been easier.

Home Financing Options

For many, buying a home is one of life's biggest decisions. At Greater Texas, we offer mortgage loans and refinancing options tailored to your specific situation. Our knowledgeable staff can guide you through the process, helping you find the best solution that fits your budget.

Personal Banking Made Easy

When it comes to personal banking, we've got you covered with options that fit various lifestyles. From checking and savings accounts that allow you to manage your day-to-day expenses to auto loans and vehicle financing for those exciting new purchases, we aim to make banking straightforward and accessible. Whether you need funds for a new car or want to consolidate debt through our personal loans, we're ready to assist.

Digital & Online Banking

Enhanced Features

With our person-to-person transfer feature, sending money to friends or family is quick and straightforward. Whether it's splitting a dinner bill or helping out someone in need, you can do it with just a few taps on your device. Plus, if you're looking to make payments directly from your phone, our mobile payments feature makes transactions simple and secure. At Greater Texas, we're committed to providing 24/7 online banking services so you can access your accounts whenever it suits you best. We prioritize security in every aspect of our digital offerings, ensuring that your information remains protected while giving you the freedom to manage your finances with ease. Experience the convenience of modern banking today! Visit us online or download our app to explore all the features we have waiting for you.

Key Services

Our online banking platform, available at https://www.gtfcu.org/ , allows you to check balances, transfer funds, and pay bills without ever stepping foot in a branch. You can also enjoy features like electronic signature authorization, making it easier than ever to complete transactions securely. If you prefer paperless options, we offer e-statements that keep your financial information organized and accessible. You'll save time and help the environment by choosing this hassle-free alternative. And for those who are always on the move, our mobile application is available for download, allowing you to manage your finances right from your smartphone.

Financial Strength

A Growing Community

We proudly serve a growing community with a total of 148,828 share accounts. This strong member base trusts us with their finances because they know they're partnering with an institution committed to their success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Texas is your trusted partner. Visit us at 11401 Us Highway 290 E Ste A Manor Tx 78653 or call 512-458-2558 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $150,782,662 in share certificates and $92,828,857 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of -$3,358,731, indicating areas where we're focusing on improving our services while still meeting the needs of our members. Despite this setback, our dedicated team of 204 full-time employees and 9 part-time employees ensures that we are always ready to serve you with knowledgeable support.

Our Financial Health

With a net worth of $64,084,859, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 6.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Your Benefit

With $66,885,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Currently, our lending capacity supports members' financial goals across various sectors with $12,563 in used auto loans and a total of $759,275,314 in loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $254,943,727 in used vehicle loans and $168,895,015 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our flexible terms make it easy to secure financing that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $51,783,099 provide the capital needed to grow and expand your operations. We understand the challenges faced by small businesses and are here to support your journey toward success. At Greater Texas, we prioritize transparency and reliability in all our financial offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in learning more about our loan products or how to get started with refinancing options, feel free to reach out at 512-458-2558. We're here to help you navigate your financial path smoothly!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,153,504, make buying or refinancing simple. We provide various eligibility options to ensure you find a loan that meets your specific needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,539,111 in loans helping members manage their finances effectively. Our credit card options come with competitive rates and rewards programs tailored for everyday spending.

Loan Aggregator

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GREATER TEXAS FEDERAL CREDIT UNION - Manor, TX