Greater Texas Credit Union Cedar Park TX | Top Auto Loans & Business Banking

Introduction

Welcome to Greater Texas, your trusted partner in financial growth and community support, located at 1600 N Bell Blvd, Cedar Park, TX 78613. Established in 1952, our credit union has proudly served over 80,480 members, helping them achieve their financial goals through personalized service and innovative banking solutions. At Greater Texas, we understand that a strong community is built on solid financial foundations. With total assets exceeding $932 million, including $26,873,488 in deposits and a net worth of $64,084,859, we are committed to providing our members with the resources they need to thrive. Our dedicated team of 213 employees, led by CEO Howard Baker and Board President Wesley Yeager, works tirelessly to ensure that every member feels valued and supported. While members can visit us at our Cedar Park branch for personal banking services like checking and savings accounts, auto loans, mortgages, and business banking solutions, official correspondence should be sent to our mailing address: 1600 N. Bell Blvd, Cedar Park, TX 78613-7082. We are proud of our community impact, fostering a sense of belonging and trust among our members. With a cash reserve of $5,259,146 at hand and a total loan portfolio encompassing over 28,636 loans and leases, we are well-equipped to help you navigate your financial journey. Whether you're looking to open an account or explore loan options, we invite you to reach out to us at 800-749-9732 or visit our website at gtfcu.org for more information. Your financial success is just a step away let's grow together!

Branch History & Mission

Join Us Today

As Greater Texas continues its journey of growth and service excellence, we invite you to be part of this exciting chapter. Join our family today and discover the benefits of being a member of a credit union that truly cares about your financial future. Together, let's build a stronger community! For more information or to become a member, please call us at 800-749-9732 or visit our website.

Our Journey

From our humble beginnings, Greater Texas has grown significantly while staying true to our mission of providing accessible financial services tailored to meet the needs of our members. We have introduced various products such as checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. As we expanded our offerings, we also embraced technology to ensure that banking with us is easy and convenient. Our online and mobile banking services allow members to manage their finances anytime and anywhere. Our commitment to excellence is reflected not just in our growth but also in the way we support our community. We believe in giving back through various outreach programs and partnerships that aim to uplift those around us. Our team works hard to foster an environment where everyone feels valued and supported.

Our Mission

At Greater Texas, our mission is clear: We are dedicated to empowering our members through quality financial services while actively contributing to the well-being of our community. We strive to create lasting relationships based on trust and transparency. Whether it's through personalized banking solutions or community initiatives that address local needs, we take pride in making a positive impact. While members can visit us at 1600 N Bell Blvd for in-person services including drive-thru banking available Monday through Friday and access ATMs for quick transactions, official correspondence should be sent to our mailing address at 1600 N. Bell Blvd, Cedar Park, TX 78613-7082. As we continue forward, we remain committed to enhancing member experiences with digital advancements and customer-focused initiatives that prioritize accessibility for all individuals. This includes being ADA compliant and offering services like electronic signatures and person-to-person payments.

Branch Location & Accessibility

Accessibility and Features

At our Cedar Park location, we prioritize accessibility for all members. The branch is fully compliant with ADA standards, ensuring that everyone can navigate our space comfortably. With ample parking available right outside, visiting us is simple whether you're stopping by for a quick transaction or to discuss your financial goals.

Call to Action

We invite you to stop by and experience the Greater Texas difference for yourself! Whether you're looking for expert advice on loans or just want to chat about your banking options, don't hesitate to reach out at 800-749-9732 or come see us in person. Your financial journey starts here!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are tailored to fit your schedule. You can visit us Monday through Thursday from 9 AM to 4 PM, and on Fridays until 6 PM. If you need assistance on Saturdays, our lobby is open from 9 AM to 1 PM as well. For those who prefer the convenience of drive-thru banking, we offer this service Monday through Friday from 8 AM to 6 PM perfect for those quick deposits or withdrawals.

Services Offered

At Greater Texas, we provide a wide range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, our friendly staff is ready to assist you every step of the way. We also have an ATM available for quick cash access whenever you need it. While members can visit us at 1600 N Bell Blvd, official correspondence should be sent to our mailing address at 1600 N. Bell Blvd, Cedar Park, TX 78613-7082.

Member Eligibility

At Greater Texas, we believe that everyone deserves a place in our welcoming community. Becoming a member is easy and open to individuals who live, work, or worship in our service areas, as well as their family members. This means if you're part of the vibrant communities around 1600 N Bell Blvd Cedar Park Tx 78613, we invite you to join us! Membership comes with many benefits, including access to competitive rates on loans and savings, personalized service, and a wide range of financial products designed to meet your needs. To get started, simply visit us online at http://www.gtfcu.org/greater-texas-cu/why-us/member-discounts for detailed eligibility criteria. If you're ready to open an account, the process is straightforward check out the details at https://app.loanspq.com/apply.aspx?lenderref=gtcu_greatertx_09162020&_ga=2.256522379.1477157149.1606064421-1996597192.1605906083 . If you have any questions or need assistance, don't hesitate to call us at (800) 749-9732. We can't wait to welcome you into the Greater Texas family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $69 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $51,783,099, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your shop smoothly, knowing that your payment processing is handled efficiently. Our merchant services are designed to simplify transactions, allowing you to focus on what you do best serving your customers. From accepting various payment methods to managing sales data, we provide tools that help your business thrive. Visit us at 1600 N Bell Blvd Cedar Park Tx 78613 in Cedar Park, TX, or call us at (800) 749-9732 to learn more about how our business banking solutions can support your entrepreneurial journey!

Comprehensive List Of Services

Access Anytime, Anywhere

In addition to traditional banking services like deposits and withdrawals through our basic drive-thru service, members can take advantage of our ATM availability for quick cash withdrawal and balance checks. Our digital banking features ensure that whether you're at home or on the go, managing your money is just a click away. Our team is excited to help you with all of these services and more. If you have questions or need assistance with anything specific, don't hesitate to reach out! Call us at 800-749-9732 or visit us online at Gtfcu. Discover how Greater Texas can empower you financially today!

Business Banking Support

For small business owners, we provide comprehensive Business Banking services including merchant services and business loans. We understand the unique challenges faced by local businesses and strive to offer solutions that foster growth and success.

Home Sweet Home

For those looking to buy their first home or refinance an existing mortgage, our Mortgage Loans & Refinancing options are designed with you in mind. We guide you through the process, ensuring it is as smooth as possible so that you can focus on what truly matters making memories in your new home.

Personal Banking Solutions

We understand that managing personal finances can be overwhelming. That's why we offer Personal Banking options that include checking and savings accounts tailored to help you achieve your financial goals. Imagine having easy access to your funds with our Online & Mobile Banking features, allowing you to manage your accounts from anywhere at any time.

Personal Loans for Life's Needs

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation solutions offer a lifeline when you need it most. Whether it's consolidating debt or funding a special project, we're here to help simplify your financial situation.

Rewards Through Credit Cards

Don't forget about our Credit Cards with Rewards, which let you earn points for every dollar spent! Use them for everyday purchases and enjoy rewards that can enhance your lifestyle.

Vehicle Financing Made Easy

If you're considering purchasing a new car or refinancing an existing loan, our Auto Loans & Vehicle Financing services make it simple and straightforward. With competitive rates and flexible terms, you can drive away in your dream vehicle without breaking the bank.

Digital & Online Banking

Accessibility and Real-Time Management

Our digital banking tools are designed to be user-friendly and accessible for everyone. No more waiting in lines or worrying about bank hours your account is available whenever you need it. With features like mobile payments, you can make purchases directly from your phone without fumbling for cash or cards. Whether you're looking to manage everyday expenses or plan for future goals, Greater Texas's digital banking services empower you to take control of your finances efficiently and securely. Join us today and experience a modern way to bank!

Key Features for Your Convenience

With our online banking services, you can check balances, transfer funds, and pay bills all from the comfort of your own device. Our mobile application makes it even simpler, allowing you to manage your accounts right from your smartphone. Plus, with person-to-person transfers, sending money to friends or family is just a few taps away. Security is always a top priority. We use electronic signature authorization for transactions, providing peace of mind that your information is protected. You can also opt for e-statements, which not only help you go green but keep your financial records organized and easily accessible.

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our -$3,358,731 net income, which indicates that while we focus on investing back into member services for future growth and stability, we remain dedicated to delivering value today. We also take pride in having 204 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With net shares available for lending and investments totaling $1,962,617 and a growing membership base of 80,480, our dedication to serving our community remains unwavering.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Texas is your trusted partner. Visit us at 1600 N Bell Blvd Cedar Park Tx 78613 or call 800-749-9732 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $12,563 in used auto loans and $759,275,314 in total loans and leases. This extensive array of options means you can find the right financing solutions tailored to your needs.

Reinvestment in Member Services

With $66,885,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively.

Secure Savings Options

Members' savings are secured through $150,782,662 in share certificates and $92,828,857 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $64,084,859, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 6.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans feature some of the lowest rates in the industry, with over $254,943,727 in used vehicle loans and $168,895,015 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have flexible options to suit your budget.

Business Loans

For business owners looking to grow and expand their ventures, our outstanding commercial loans totaling $51,783,099 provide the capital needed to invest in new opportunities or manage operating costs effectively. If you're considering refinancing or want more information about eligibility options for any of our loan products, please feel free to reach out. Our team is ready to assist you in navigating your choices. You can visit us at our branch located at 1600 N Bell Blvd Cedar Park Tx 78613 or give us a call at 800-749-9732. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Lines

For those who want more control over their borrowing needs, our total credit lines amount to $167,895,133. This can be a great way to ensure you have funds available when necessary without needing to apply for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $31,153,504, making buying or refinancing simple. We know how important owning a home is and are here to support you through every step of the process.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $4,539,111 in loans helping members manage their finances effectively. This option allows for easy access to funds without collateral, making it ideal for unexpected expenses or everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

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GREATER TEXAS FEDERAL CREDIT UNION - Cedar Park, TX