Greater Texas Credit Union Bastrop TX | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Greater Texas, your trusted financial partner located at 115 Hunters Crossing Blvd, Bastrop, TX 78602. Since our establishment in 1952, we have been dedicated to serving our community with a focus on member satisfaction and financial growth. With a robust membership of over 80,480 individuals, we pride ourselves on being more than just a credit union; we are a family committed to supporting each other. At Greater Texas, we understand the importance of financial stability and growth. Our total assets amount to an impressive $932,850,912, ensuring that we have the resources to meet your needs. Whether you're looking for personal banking solutions or business loans, our offerings are designed to empower you. We currently hold $26,873,488 in deposits and have facilitated a total of 28,636 loans and leases to help our members achieve their dreams. Under the leadership of CEO Howard Baker and Board President Wesley Yeager, our team of 213 employees is dedicated to providing excellent service. We encourage you to visit us at our branch or reach out via phone at 800-749-9732 for any inquiries or assistance you may need. While members can visit us at our branch address, official correspondence should be sent to 115 Hunters Crossing Blvd, Bastrop, TX 78602-3887. We invite you to explore our services online at gtfcu.org and discover how we can help enhance your financial well-being. Your journey toward better financial health starts here come see us today!

Branch History & Mission

At Greater Texas, we take pride in our rich history and unwavering mission to serve our community. Founded in 1952, our branch has grown from humble beginnings into a trusted financial institution located at 115 Hunters Crossing Blvd, Bastrop, TX 78602. Over the decades, we have built a strong foundation of support for our members, reaching an impressive total membership of 80,480 individuals who rely on us for their financial needs. Our mission is simple yet profound: to provide accessible and affordable financial services while fostering a sense of community and belonging. We believe that everyone deserves the opportunity to thrive financially, and we are committed to making that happen. Whether it's through personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we aim to empower our members with the tools they need to achieve their financial goals. As we evolved over the years, we embraced technological advancements to enhance our services. Our online and mobile banking options make it easier than ever for members to manage their finances on-the-go. We also prioritize accessibility by maintaining ADA compliance in our facilities and providing digital resources for all. While members can visit us at 115 Hunters Crossing Blvd, official correspondence should be sent to 115 Hunters Crossing Blvd, Bastrop, TX 78602-3887. Our doors are open Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. We also offer convenient drive-thru banking during these hours. Greater Texas is more than just a credit union; we are actively involved in community outreach efforts. Through partnerships with local organizations and initiatives aimed at improving financial literacy, we strive to uplift not just our members but the entire community of Bastrop. Our total assets currently stand at an impressive $932,850,912, reflecting our commitment to prudent management and growth that benefits our members. With ATMs available and drive-thru services for your convenience, we ensure that banking with us is both efficient and enjoyable. Join us at Greater Texas today! Experience firsthand how we can help you achieve your financial dreams while being part of a supportive community that cares. Visit us online at Greater Texas or give us a call at 800-749-9732. Together, let's build a brighter financial future!

Branch Location & Accessibility

A Range of Services at Your Fingertips

At Greater Texas, we offer a variety of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgages. Need cash? We have an ATM available for quick withdrawals or balance checks. For members looking for simple transactions or deposits, our drive-thru provides basic banking services seamlessly. While members can visit us at 115 Hunters Crossing Blvd Bastrop Tx 78602, official correspondence should be sent to our mailing address at 115 Hunters Crossing Blvd, Bastrop, TX 78602-3887.

Come Visit Us!

We invite you to drop by Greater Texas today! Our friendly team is ready to help with whatever banking needs you may have. If you have any questions before visiting, feel free to give us a call at (800) 749-9732. We can't wait to see you!

Convenient Access and Parking

At Greater Texas, we understand that accessibility is key. Our branch features ADA-compliant facilities, including ramps for easy access. There's ample parking available, so you can park without hassle and head inside quickly. If you prefer to drive-thru, we've got you covered there too! Our drive-thru service operates Monday through Friday from 8 AM to 6 PM and on Saturdays from 9 AM to 1 PM, perfect for those on-the-go banking needs.

Operating Hours That Fit Your Schedule

We know life can get busy, which is why our lobby hours are designed to accommodate your schedule. You can visit us Monday through Thursday from 9 AM to 4 PM and on Fridays until 6 PM. We also welcome you on Saturdays until 1 PM! This means whether you're stopping by during your lunch break or after work, we're here to assist you.

Member Eligibility

At Greater Texas, we believe that everyone deserves a chance to be part of a community that truly cares. Becoming a member is simple and welcoming. If you live, work, worship, or attend school in the areas we serve, you're likely eligible! We aim to support our members with tailored services that fit their needs, and being part of our credit union means access to better financial products and resources designed just for you. To get started, simply visit us at 115 Hunters Crossing Blvd Bastrop Tx 78602 or give us a call at (800) 749-9732 for more information. You can also check out the detailed eligibility criteria on our website at http://www.gtfcu.org/greater-texas-cu/why-us/member-discounts. When you're ready to open an account, it's as easy as clicking this link: https://app.loanspq.com/apply.aspx?lenderref=gtcu_greatertx_09162020&_ga=2.256522379.1477157149.1606064421-1996597192.1605906083. Join us today and experience the benefits of being a valued member at Greater Texas!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $69 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $51,783,099, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services tailored for today's busy business owners. Imagine being able to accept payments seamlessly, whether in-store or online. Our solutions simplify transactions, allowing you to focus on what really matters growing your business. Located at 115 Hunters Crossing Blvd Bastrop Tx 78602 in Bastrop, TX, we're here to partner with you every step of the way. For more information, call us at (800) 749-9732 or visit our website at https://www.gtfcu.org/. Let's work together to achieve your business goals!

Comprehensive List Of Services

Convenient Banking Experience

At Greater Texas, convenience doesn't stop with our range of services. Enjoy access to our basic drive-thru banking for quick deposits and withdrawals or use our ATMs for easy balance checks and cash access anytime. With operating hours designed for busy schedules Monday through Friday and even Saturday we make sure there's always a time that works for you. We invite you to experience all that we have to offer at our branch located at 115 Hunters Crossing Blvd, Bastrop, TX 78602. For any inquiries or assistance, feel free to call us at 800-749-9732 or visit us online at gtfcu.org. Your financial well-being is our priority! Come see how Greater Texas can support your goals today!

Financial Flexibility

Sometimes life throws unexpected expenses our way. That's where our Personal Loans & Debt Consolidation options come into play. These loans provide the flexibility you need during tough times or when you want to simplify your payments by consolidating debts into one manageable monthly payment.

Home Sweet Home

If buying a home is on your horizon, look no further than our Mortgage Loans & Refinancing services. We know how important it is to find the right fit for such a significant investment. Our experienced team will work closely with you to find mortgage solutions that meet your needs and make homeownership dreams come true.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options that make managing your money straightforward and convenient. You can open Checking & Savings Accounts that fit your lifestyle. Imagine having the flexibility to access your funds anytime with our Online & Mobile Banking services. This means you can check balances, transfer money, and pay bills right from your smartphone or computer. Plus, our ATM & Cash Withdrawal Services ensure that cash is always within reach.

Rewarding Credit Options

For those who love rewards, our Credit Cards with Rewards give you points for purchases which can add up quickly think of it as earning while you spend! Whether it's cash back, travel points, or other perks, we have options that cater to different lifestyles.

Supporting Local Businesses

If you're a business owner, we have dedicated solutions just for you! Our Business Banking services include everything from Merchant Services to tailored Business Loans designed to help you grow and thrive in today's competitive market.

Vehicle Financing Made Easy

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options are designed with competitive rates to help you get behind the wheel without breaking the bank. We guide you through the process so that financing feels less daunting and more accessible.

Digital & Online Banking

Accessibility & Ease of Use

Using our digital banking services means real-time account management at your fingertips. You can easily navigate through all options available on our website and app, which is designed with you in mind. Whether you're checking balances or setting up new payments, everything is straightforward and user-friendly. Join us at Greater Texas today and experience the freedom of modern banking! For more information or to get started with online banking, visit us at https://www.gtfcu.org/. Your financial needs are just a click away!

Key Services

With our 24/7 online banking services, you can check your balance, transfer funds, and pay bills with just a few clicks. No more waiting in line or worrying about business hours. You have the power to manage your money when it suits you best. Our mobile application adds an extra layer of convenience. With features like mobile payments, you can make purchases directly from your phone, making transactions quick and hassle-free. Plus, if you ever need to send money to friends or family, our person-to-person transfers make it simple and fast no cash needed! We also prioritize security. Our platform includes electronic signature authorization, ensuring that your transactions are safe and verified every step of the way. And if you're looking to reduce paper clutter, our e-statements allow you to receive your account statements electronically, keeping everything organized in one place.

Financial Strength

At Greater Texas, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic environment, having a reliable financial partner can make all the difference. That's why we are proud to share the strength of our financial position with you. With a net worth of $64,084,859, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 687 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $150,782,662 in share certificates and $92,828,857 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $66,885,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $12,563 in used auto loans and an impressive $759,275,314 in total loans and leases available to support your financial goals. While our current net income is showing a temporary setback at -$3,358,731, this reflects our commitment to investing back into the community and our infrastructure for future growth. We are confident that these investments will lead to greater profitability down the line. We also take pride in having 204 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The trust placed in us by our growing membership of 80,480 members is reflected in our total share accounts of 148,828, showcasing a strong base that believes in what we stand for. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Texas is your trusted partner. Visit us at 115 Hunters Crossing Blvd Bastrop TX 78602 or call us at 800-749-9732 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $254,943,727 in used vehicle loans and $168,895,015 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier than ever to drive away in your dream vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $51,783,099 provide the capital needed to grow and expand. We know that managing a business comes with its own set of challenges, and we're here to support you every step of the way.

Credit Options

For those looking to manage their everyday expenses more effectively, we offer unsecured credit card loans totaling $4,539,111. With flexible terms and no collateral required, our credit cards are designed to help you take control of your finances while enjoying rewards on your purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,153,504, make buying or refinancing simple. We believe in empowering our members with affordable financing solutions that help turn homeownership into reality.

Refinancing and Eligibility

We also provide options for refinancing existing loans and checking eligibility for new ones. If you're interested in exploring how we can assist you further, don't hesitate to reach out! You can call us at (800) 749-9732 or visit us at our branch located at 115 Hunters Crossing Blvd Bastrop Tx 78602, Bastrop, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing transparent information so that you can make informed decisions about your financial future. Explore our loan offerings today and see how we can help you achieve your goals!

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. Each lender included in LendMesh's database is thoroughly vetted, providing users with peace of mind that they are receiving reliable information.

Greater Texas