Greater Texas Credit Union Austin TX | Convenient ATM Services Only

Introduction

Welcome to Greater Texas, where your financial journey is our top priority! Located at 12544 Riata Vista Cir, Austin, TX 78727, our credit union has been serving the community since 1952. With a strong commitment to our members, we have grown to support over 80,480 individuals and families with their financial needs. At Greater Texas, we understand that every member's story is unique. That's why we offer a range of services tailored to help you achieve your goals, whether you're buying your first car or saving for a dream home. With total assets reaching an impressive $932,850,912 and deposits amounting to $26,873,488, we are proud to be a reliable partner in your financial journey. Our leadership team is dedicated to fostering a welcoming environment. Under the guidance of CEO Howard Baker and Board President Wesley Yeager, we strive to provide exceptional service and support to our members. We take pride in our team of 213 employees who are always ready to assist you. While members can visit us at our branch location for personalized service, official correspondence should be sent to our mailing address: 12544 Riata Vista Circle, Austin, TX 78727. If you have any questions or need assistance, don't hesitate to reach out by calling us at 512-458-2558 during our lobby hours from Monday through Friday, 9 AM - 4 PM. Join us at Greater Texas today and experience the difference of community-focused banking. Explore more about our services by visiting gtfcu.org or click here to open an account: Open an Account. Let's build a brighter financial future together!

Branch History & Mission

Welcome to the Greater Texas branch, a cornerstone of community banking in Austin, Texas. Established in 1952, we have spent over seven decades building a rich legacy of trust and service. Located at 12544 Riata Vista Cir, our branch stands ready to assist the financial needs of our ever-growing membership base, which currently boasts over 80,480 members. Our journey began with a simple mission: to provide accessible and affordable financial services tailored to the unique needs of our community. Over the years, we have evolved from a small credit union into a robust institution with total assets exceeding $932 million. This growth reflects not only our commitment to sound financial practices but also our dedication to supporting our members through various life stages. At Greater Texas, we believe that everyone deserves a chance to thrive financially. Our mission extends beyond just offering loans and savings accounts; it encompasses fostering community support and outreach initiatives. We are proud to engage in partnerships with local organizations that enhance the quality of life in Austin and surrounding areas. By focusing on community engagement, we strive to make a real impact where it matters most. While members can visit us at our branch location for personal assistance during our lobby hours from Monday through Friday, 9 AM to 4 PM, we also ensure that official correspondence is handled efficiently. For this purpose, please use our mailing address: 12544 Riata Vista Circle, AUSTIN, TX 78727. In today's digital world, we recognize the importance of innovation in enhancing member experience. That's why we offer online banking services and mobile applications that allow you to manage your finances conveniently. We adhere strictly to ADA compliance standards so that all members can access our services without barriers. As we look towards the future, Greater Texas remains committed to being more than just a financial institution; we are your partner in achieving financial wellness and stability. We invite you to join us on this journey and discover how Greater Texas can help you reach your goals while being an active part of our vibrant community. If you're ready to experience the benefits of membership with Greater Texas, don't hesitate! Visit us online or call us at 512-458-2558 today. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

Your convenience is our priority! Our branch offers ADA-compliant features to ensure everyone can access our services comfortably. We also provide ample parking spaces so you won't have to worry about finding a spot when you arrive.

Call to Action

Ready to experience hassle-free banking? Don't hesitate to visit us at Greater Texas Credit Union or give us a call at 512-458-2558. We look forward to serving you and being part of your financial journey!

Nearby Landmarks

Our location is just a stone's throw away from popular local spots, making it easy to fit your banking errands into your day. If you're near Riata Vista or heading to one of the local cafes for a quick bite, stop by and see how we can assist you with your financial goals.

Operating Hours and Services

We understand that life can get busy, which is why we keep our doors open for you Monday through Friday from 9 AM to 4 PM. Although we currently do not have ATM services or drive-thru banking available at this location, our friendly staff are here to help with any inquiries or transactions you might need.

Member Eligibility

At Greater Texas, becoming a member means joining a warm and welcoming community that genuinely cares about your financial well-being. If you live, work, or worship in the areas we serve, you may be eligible to enjoy all the benefits we offer. We take pride in being inclusive, so whether you're just starting your financial journey or looking for new ways to grow your savings, there's a place for you here. For a detailed look at the eligibility criteria, please visit our website at http://www.gtfcu.org/greater-texas-cu/why-us/member-discounts . Opening an account is simple and straightforward! You can easily start the process by visiting us online at https://app.loanspq.com/apply.aspx?lenderref=gtcu_greatertx_09162020&_ga=2.256522379.1477157149.1606064421-1996597192 .1605906083 or give us a call at (512) 458-2558 if you have any questions. Our team is ready to assist you every step of the way. Join us at our branch located at 12544 Riata Vista Cir Austin Tx 78727, and let's embark on this journey together!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

Imagine running your business without worrying about payment processing. Our merchant services streamline transactions, allowing you to focus on what you do best. Whether you're accepting credit cards or managing online payments, we provide tools that make transactions simple and efficient. Visit us at 12544 Riata Vista Cir Austin Tx 78727 in Austin, TX, or call us at (512) 458-2558 to learn how our business banking solutions can help turn your vision into reality!

Tailored Loan Options for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $69 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $51,783,099, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Solutions Tailored for You

One of the standout features of our offerings includes ATM Services Only. Imagine being able to access your cash conveniently without long wait times or complicated processes. Our ATMs are strategically placed to ensure that you can retrieve your funds with ease, making transactions quick and hassle-free. In today's fast-paced world, digital banking has become essential. With our online banking platform, managing your finances is just a few clicks away. You can check balances, transfer funds, and even pay bills from the comfort of your home or on the go. Plus, with our mobile application, you have access to all these features right in your pocket.

Enhanced Member Experience

To further simplify your banking experience, we also offer e-statements. This means you can receive your account statements electronically rather than waiting for them in the mail. It's not only quicker but also more environmentally friendly! And if you ever need assistance or have questions, don't hesitate to reach out to us at 512-458-2558 during our lobby hours from Monday to Friday, 9 AM to 4 PM. We believe in making financial services accessible and straightforward for everyone in our community. By choosing Greater Texas, you're not just signing up for a bank; you're becoming part of a supportive network dedicated to helping you achieve your financial goals.

Join Us Today!

If you're ready to take control of your finances and explore how Greater Texas can assist you further, visit us online at www.gtfcu.org for more information on membership and services. We're excited to help you embark on this journey toward financial empowerment!

Digital & Online Banking

Convenience at Your Fingertips

We also offer e-statements that allow you to view your account statements digitally. This not only helps keep your information organized but also supports a more sustainable lifestyle by reducing paper waste. And if you're looking for a way to make payments even easier, our mobile payments feature lets you make purchases directly from your phone no wallet needed! The security of your personal information is our top priority. You can bank confidently knowing that all of our online services are protected with advanced security measures. At Greater Texas, we strive to provide accessible and real-time account management so that you can focus on what matters most in your life. Join us today and experience the convenience of modern banking!

Key Features

One of the standout features is our mobile application, which allows you to manage your accounts right from your smartphone. Whether you're waiting in line or relaxing at home, you can perform essential tasks like making person-to-person transfers, sending money easily to friends or family without any hassle. Plus, with the option for electronic signature authorization, signing documents is quick and safe.

Financial Strength

Committed Team

We also take pride in having 204 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our people are here to help guide you through every step of your financial journey.

Diverse Lending Options

Our lending capacity supports members' financial goals across various sectors with $12,563 in used auto loans and $759,275,314 in total loans and leases. We aim to provide flexible options that meet your unique needs, whether you're buying a car or financing a big project.

Growing Membership Base

With a total of 148,828 share accounts, we show a strong and growing member base that trusts us with their finances. This trust allows us to continuously improve our offerings and deliver exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Texas is your trusted partner. Visit us at 12544 Riata Vista Cir Austin Tx 78727 or call (512) 458-2558 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Your financial success is our top priority.

Operational Efficiency

Our $-3,358,731 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. The hard work of our dedicated team is evident in these results.

Reinvestment for Growth

With $66,885,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This reinvestment strategy reflects our commitment to continuous improvement and growth for all members.

Secured Savings

Members' savings are secured through $150,782,662 in share certificates and $92,828,857 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to securing your investments means you can focus on your future without worrying about your savings.

Strong Financial Health

With a net worth of $64,084,859, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $687 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $254,943,727 in used vehicle loans and $168,895,015 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that suit your budget.

Business Loans

For business owners looking for capital to grow and expand their operations, our outstanding commercial loans totaling $51,783,099 are designed to meet those needs. We understand the challenges small businesses face and offer support through tailored financing solutions. If you're considering refinancing or want more information on eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at (512) 458-2558 during our lobby hours from Monday to Friday between 9 AM and 4 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us online at Greater Texas for more information or to start your application today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,153,504, make buying or refinancing simple. We can guide you through the process to help you secure your dream home without the stress.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $4,539,111 in loans available, we provide members with the ability to handle unexpected costs while keeping finances manageable.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to compare offers easily and make informed decisions about their borrowing needs. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers when exploring their loan options.

GREATER TEXAS FEDERAL CREDIT UNION