Greater Texas Credit Union Austin TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Greater Texas, your trusted partner in financial well-being, located at 1180 Airport Blvd, Austin, TX 78702. Since our establishment in 1952, we've been committed to serving our community with personalized banking solutions tailored to meet your needs. With a proud membership of over 80,480 individuals, we strive to create a supportive and inclusive environment for all. At Greater Texas, we understand that your financial goals are unique. That's why we offer a wide range of services, including personal banking, auto loans, mortgages, and business banking options. Our total assets stand at an impressive $932,850,912, reflecting our strong foundation and commitment to our members. With total deposits of $26,873,488 and a net worth of $64,084,859, you can trust us to manage your finances securely. Led by our dedicated CEO, Howard Baker, and Board President, Wesley Yeager, our team of 213 employees is here to support you every step of the way. We take pride in being more than just a credit union; we're a vital part of the Austin community. Our approach is rooted in building lasting relationships with our members while providing top-notch financial services. While members can visit us at 1180 Airport Blvd, official correspondence should be sent to 12544 Riata Vista Cir, Austin, TX 78727. Feel free to reach out to us at 512-458-2558 during our operating hours: Monday through Thursday from 8 AM to 6 PM and Friday from 8 AM to 6 PM; Saturdays from 9 AM to 1 PM. Join us today and experience the Greater Texas difference! Whether you're looking for a new account or need assistance with loans and financing options, we're here to help you achieve your financial dreams. Visit us online at gtfcu.org or call us today!

Branch History & Mission

Commitment to Innovation and Accessibility

As we embrace digital advancements like online banking and mobile payments, we're ensuring that your banking experience is seamless and convenient. Moreover, our commitment extends beyond technology; we prioritize ADA compliance so that all members can access our services easily.

Join Us

If you're looking for a credit union that puts people first and values community engagement as much as financial success, then Greater Texas is here for you. We invite you to explore membership with us and discover the many benefits we offer. Experience firsthand how we can support your financial journey! For more information or assistance, feel free to reach out at 512-458-2558 or visit us online at www.gtfcu.org. Together, let's build a brighter future!

Our Evolution

Since our inception, we have committed ourselves to the financial well-being of our members. As we expanded our offerings over the decades, we adopted innovative practices and technologies to keep pace with the changing needs of our community. Today, with total assets exceeding $932 million, we stand strong as a pillar of support for our members. We pride ourselves on being accessible and responsive, always striving to improve how we serve you.

Our Mission

At Greater Texas, our mission is straightforward: to provide exceptional financial services while fostering a sense of belonging within our community. We believe that everyone deserves access to affordable financial solutions and personalized service. Whether it's through checking accounts, auto loans, or business banking options, we are here to help you achieve your goals. While members can visit us at 1180 Airport Blvd, official correspondence should be sent to 12544 Riata Vista Cir, AUSTIN, TX 78727 if needed. We actively engage in outreach efforts and build partnerships that strengthen our community ties. Through various initiatives, from educational programs to local sponsorships, we aim to uplift those around us and contribute positively to Austin's growth.

Branch Location & Accessibility

Connect With Us

Have questions? Our friendly staff is just a call away at 512-458-2558. We invite you to stop by or reach out today! Experience how Greater Texas Credit Union can help you achieve your financial goals in a welcoming environment. We look forward to serving you soon!

Operating Hours

We understand that life can be busy! That's why we offer flexible hours: join us Monday through Thursday from 8 AM to 6 PM, Friday from 8 AM to 6 PM, and Saturday from 9 AM to 1 PM. We aim to accommodate your schedule so you can manage your finances when it works best for you.

Our Branch Features

At this branch, you'll find ample parking available for members and visitors alike. Plus, our facility is fully ADA compliant, ensuring that everyone can easily access our services. Whether you're stopping by to open an account or need assistance with loans and financial services, our team is here to help.

Services Offered

At Greater Texas Credit Union, we provide a wide range of personal and business banking services. From checking and savings accounts to auto loans and credit cards with rewards, we've got everything covered. If you need quick cash access, enjoy our ATM availability right at the branch. Although we don't have drive-thru service here, we do offer shared services for partner credit union members, allowing for basic transactions like deposits and withdrawals. While members can visit us at 1180 Airport Blvd, official correspondence should be sent to our mailing address at 12544 Riata Vista Cir in Austin.

Member Eligibility

Becoming a member of Greater Texas feels like joining a welcoming family where your financial well-being is our top priority. If you're looking to become part of our community, it's easy! You can qualify for membership if you live, work, or worship in certain areas of Texas or are affiliated with one of our partner organizations. We believe everyone deserves access to friendly and supportive financial services, and that's exactly what we offer. For more detailed eligibility criteria, feel free to check out this resource: http://www.gtfcu.org/greater-texas-cu/why-us/member-discounts . Once you know you're eligible, opening an account is a breeze! Just visit us at 1180 Airport Blvd Austin Tx 78702 or give us a call at (512) 458-2558 to learn about the simple steps to get started. With our range of services designed just for you from checking accounts to loans you'll find that being a member at Greater Texas comes with great benefits that help you manage your money better. To kick off your journey with us, you can also start the account opening process online by visiting https://app.loanspq.com/apply.aspx?lenderref=gtcu_greatertx_09162020&_ga=2.256522379.1477157149.1606064421-1996597192.1605906083 . We're excited to welcome you aboard!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $69 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $51,783,099, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Running a business requires efficient payment processing. Our merchant services offer easy solutions that allow you to accept payments seamlessly, whether you're at a brick-and-mortar location or online. Imagine being able to focus on serving your customers while we handle the payment details it's all about making your life easier. Located at 1180 Airport Blvd Austin Tx 78702 in Austin, TX, our team is ready to assist you with personalized service and expert advice. Reach out at (512) 458-2558 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive banking services that include merchant services and business loans. We understand that running a business comes with its own set of challenges, and we're here to support you every step of the way.

Digital Banking Convenience

In today's busy world, convenience is key. With our online and mobile banking features, managing your finances has never been easier. You can access your accounts anytime, anywhere through our secure online platform. Our ATM services allow for cash withdrawals and balance checks without needing to visit a branch.

Financial Flexibility with Loans

Life can throw unexpected challenges your way. That's why we offer personal loans and debt consolidation services that provide the financial flexibility you need during tough times. Our credit cards come with rewards that help you earn as you spend, making every transaction beneficial.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we have personal banking options that cater to all lifestyles. For those planning a new vehicle purchase, our auto loans and vehicle financing solutions make it easy to drive off with your dream car. If home ownership is on your mind, consider our mortgage loans and refinancing options designed to fit your budget and goals.

Shared Branching Options

We also provide basic shared branch transactions for members of partner credit unions, enabling deposits and withdrawals even when you're away from home. This means no matter where life takes you, you can still manage your funds effortlessly. At Greater Texas, we prioritize making banking straightforward and accessible for everyone. If you're ready to explore these services or have any questions, don't hesitate to contact us at (512) 458-2558 or visit our website at https://www.gtfcu.org/ . Your financial well-being is important to us, and we're here to help you thrive!

Digital & Online Banking

Conclusion

At Greater Texas, we prioritize accessibility and ease of use in everything we do. Our digital banking services provide real-time account management and secure transactions so you can focus on what matters most your life. Explore more about our offerings today at https://www.gtfcu.org/ !

Key Features

With our robust online banking platform available at https://www.gtfcu.org/ , you can easily access your accounts 24/7. Need to check your balance or transfer money? You can do it all in just a few taps! Plus, our electronic signature authorization makes it simple and safe to complete transactions without the need for paper forms. If you prefer going green, you'll love our e-statements. They allow you to view your account statements online anytime, reducing clutter while keeping all your important information secure. And if you're someone who enjoys using mobile payments, you'll be pleased to know that we offer this feature as well. Imagine making payments effortlessly with just your phone!

Mobile App and Transfers

For added convenience, our mobile application is available for both iOS and Android users. This app not only provides a user-friendly interface but also allows you to manage person-to-person transfers easily. Send money to friends or family without the hassle of cash or checks!

Financial Strength

Member-Centric Savings Options

Your savings are secure with us. We hold $150,782,662 in share certificates and $92,828,857 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $-3,358,731. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 204 full-time employees and 9 part-time employees ready to serve you with a knowledgeable, committed team.

Reinvestment for Your Benefit

With $66,885,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive, with $12,563 in used auto loans and $759,275,314 in total loans and leases supporting your financial goals across various sectors.

Solid Financial Health

With a net worth of $64,084,859, we maintain robust financial health. This strength allows us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $687 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built Through Numbers

We manage substantial funds available for lending and investments: $1,962,617. Additionally, with a total of 148,828 share accounts, our growing member base shows that more people trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Texas is your trusted partner. Visit us at 1180 Airport Blvd Austin Tx 78702 or call (512) 458-2558 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $254,943,727 in used vehicle loans and $168,895,015 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles so you can find the right fit for your needs without breaking the bank.

Business Loans

For business owners, our outstanding commercial loans totaling $51,783,099 provide the capital needed to grow and expand your business. We understand that every business is unique; that's why we work closely with you to tailor financing solutions that meet your specific needs.

Credit Lines

In addition to traditional loans, we provide access to credit lines totaling $167,895,133. This flexibility allows you to borrow as needed while only paying interest on what you use an excellent option for managing cash flow effectively. Our branch is located at 1180 Airport Blvd Austin Tx 78702, and our friendly staff is always available to answer any questions you may have. You can reach us at 512-458-2558 during our operating hours: Monday through Thursday from 8 AM to 6 PM, Friday from 8 AM to 6 PM, and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our lending options today and see how Greater Texas can help turn your financial aspirations into reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,153,504, make buying or refinancing simple. We offer various mortgage products that cater to different budgets and situations. If you're exploring refinancing options, our team is ready to guide you through the process seamlessly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,539,111 in loans helping members manage their finances effectively. These credit cards come with rewards programs and no annual fees ideal for everyday purchases or unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the real-world impact of using a reliable comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers tailored to their needs. The platform's strength lies in its rigorous data verification process, ensuring that every loan comparison is accurate and trustworthy.

GREATER TEXAS FEDERAL CREDIT UNION