Greater Niagara Credit Union North Tonawanda NY | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Greater Niagara, your trusted financial partner located at 160 Ward Rd, North Tonawanda, NY 14120. Established in 1954, we have dedicated ourselves to serving our community with exceptional banking services for nearly seven decades. With a proud membership of over 8,046 individuals and assets totaling $69,556,158, we are committed to offering personalized financial solutions tailored to meet your needs. At Greater Niagara, we believe in the power of community and strive to create meaningful relationships with our members. Our team, led by CEO Janelle Zasucha and Board President George Lodick III, is here to support you through every financial journey. Whether you're looking for checking and savings accounts, auto loans, or business banking services, we have the expertise and resources to help you succeed. While members can visit us at our branch location, official correspondence should be sent to 160 WARD RD, NORTH TONAWANDA, NY 14120-2446. We invite you to experience the ease of banking with us our friendly staff is available by phone at 716-695-1829 or you can explore our offerings online at Greater Niagara FCU. Join us today and discover how Greater Niagara can help you achieve your financial goals!

Branch History & Mission

At Greater Niagara, we take pride in our rich history and unwavering commitment to the community. Founded in 1954, our branch at 160 Ward Rd in North Tonawanda, NY, has been a cornerstone for local families and businesses for decades. Over the years, we have grown from a small credit union into a trusted financial partner with over 8,000 members and total assets reaching an impressive $69,556,158. Our mission is clear: to provide exceptional financial services while supporting our community's growth and prosperity. We believe in empowering our members through personalized banking solutions that cater to their unique needs. Whether it's offering competitive auto loans, savings accounts, or mortgages, we are dedicated to helping our members achieve their financial goals. As part of our service offerings, we ensure that access to banking is convenient and straightforward. Our branch features a drive-thru service for quick transactions and ATM availability for easy cash withdrawals. We aim to make your banking experience as efficient as possible while maintaining a focus on customer service. While you can visit us at our main location, official correspondence should be sent to 160 WARD RD, NORTH TONAWANDA, NY 14120-2446. With operating hours designed to accommodate busy schedules Monday and Friday from 9 AM to 5 PM, Tuesday and Wednesday from 9 AM to 2 PM, Thursday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM we strive to be accessible when you need us most. We are also committed to embracing technology for our members' benefit. Our online and mobile banking services allow you to manage your finances anytime, anywhere. From electronic signatures to person-to-person payments, we continuously seek ways to enhance your banking experience. Beyond just financial services, Greater Niagara is deeply rooted in community support. We partner with local organizations and participate in outreach programs aimed at improving the lives of those around us. Our dedication extends beyond numbers; it's about making meaningful connections with our members and the community. Join us at Greater Niagara! Experience firsthand how we can assist you on your financial journey. Together, let's build a brighter future for everyone in North Tonawanda and beyond. For more information or assistance, call us at (716) 695-1829 or visit our website at greaterniagarafcu.com. We look forward to welcoming you!

Branch Location & Accessibility

Banking Made Simple

At Greater Niagara, we provide a range of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle. If you need assistance or have any questions about our services, feel free to give us a call at 716-695-1829. We're here to help! We look forward to seeing you soon at Greater Niagara!

Easy Access and Parking

Parking is available right at our branch, making it easy for you to stop by. We also ensure that our location is accessible for everyone, including features like ADA-compliant ramps. If you're in need of some quick cash, you'll be pleased to know that we offer an ATM on-site for your convenience.

Operating Hours That Work for You

We understand that life can be busy, which is why we offer flexible hours. You can visit us Monday and Friday from 9 AM to 5 PM, Tuesday and Wednesday from 9 AM to 2 PM, Thursday from 9 AM to 6 PM, and Saturday from 9 AM to noon. These hours are designed to fit your schedule so you can bank when it's most convenient for you.

Member Eligibility

At Greater Niagara, we believe that everyone deserves a chance to be part of a caring financial community. If you're looking to join us, becoming a member is both simple and welcoming! Eligibility typically includes living, working, or worshiping in our local area, which allows us to support one another in meaningful ways. This means if you're part of the North Tonawanda community or surrounding regions, you're likely eligible to become a member. We invite you to enjoy the benefits of our personalized services, competitive rates, and a friendly atmosphere where your financial well-being is our priority. For more detailed eligibility criteria, feel free to check out this resource: https://www.mobicint.net/gnf/openaccount/start. Once you're ready to join us, opening an account is a breeze! You can find all the information you need about the account opening process at https://www.mobicint.net/gnf/openaccount/start. If you have any questions or need assistance along the way, don't hesitate to give us a call at (716) 695-1829. We're here to help you take this important step toward better banking!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no outstanding commercial loans, we are eager to help local entrepreneurs secure financing when opportunities arise.

Merchant Services for Everyday Needs

Imagine having a reliable partner who helps you process payments smoothly and efficiently. With our merchant services, you can easily accept credit and debit card payments, ensuring that your customers enjoy a seamless shopping experience. This not only boosts your sales but also strengthens customer loyalty. Located at 160 Ward Rd North Tonawanda Ny 14120 in North Tonawanda, NY, we are here to assist you with all your business banking needs. Contact us at (716) 695-1829 for more information on how we can support your business's success today!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide essential services like Merchant Services & Business Loans to help your business thrive. We understand that running a business comes with its own set of challenges, and we're here to support you every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Greater Niagara offers robust Online & Mobile Banking features. You can manage your accounts from anywhere, pay bills with just a few taps, and transfer money easily through our Person-to-Person payment options. Plus, with our ATM services available for withdrawals and balance checks, accessing your funds has never been easier.

Drive-Thru and ATM Services

Sometimes all you need is a quick visit for basic transactions. Our Drive-Thru Banking allows you to handle deposits and withdrawals without stepping inside the branch. For those on the go, our ATMs are equipped for easy cash withdrawal and balance inquiries. At Greater Niagara, we believe in making banking straightforward and accessible for everyone. Whether you're visiting us at 160 Ward Rd North Tonawanda Ny 14120, calling us at (716) 695-1829, or managing your finances online, we're committed to providing exceptional service tailored just for you. Ready to take the next step? Visit us today or check out our website at 160 Ward Rd to learn more about how we can assist you on your financial journey!

Flexible Loan Options

Life can sometimes throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation solutions tailored to fit your budget and goals. Additionally, our Credit Cards with Rewards not only give you purchasing power but also offer great benefits that reward you for every dollar spent.

Personal Banking Solutions

Our personal banking services are designed with you in mind. Need a reliable place for your money? Our Checking & Savings Accounts offer competitive rates and easy access to your funds. If you're in the market for a new car or need financing for an existing vehicle, our Auto Loans & Vehicle Financing options make it simple and affordable. And when it comes to home ownership, our Mortgage Loans & Refinancing services can help you navigate the process smoothly.

Digital & Online Banking

Key Services

Our online banking includes features like electronic signatures, allowing you to sign documents securely from the comfort of your home. Plus, you can opt for e-statements, giving you instant access to your financial records without the clutter of paper statements. And if you're on the go, our mobile application ensures that your accounts are always just a tap away. Need to send money quickly? Our person-to-person transfer feature makes it easy to send funds to friends and family with just a few clicks. Whether it's splitting a bill or sending a gift, it's straightforward and secure.

Security & Accessibility

We prioritize your security while ensuring our services are user-friendly. With 24/7 access to online banking, you can check balances, pay bills, and transfer money whenever it suits you. If you prefer using mobile payments, our platform supports that too making transactions as easy as using your phone. Whether you're checking your balance during lunch or making payments late at night, we've got you covered with reliable services designed for your busy lifestyle. Experience the ease and efficiency of banking with Greater Niagara today!

Financial Strength

At Greater Niagara, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our robust financial health, which reinforces our commitment to serving you with confidence. With a net worth of $8,265,346, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,703,545 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,622,674 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $28,726,211 in total loans and leases supporting members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $371,774, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The total number of share accounts stands at 10,163, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Niagara is your trusted partner. Visit us at 160 Ward Rd North Tonawanda NY 14120 or call 716-695-1829 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,222,248 in used vehicle loans and $3,493,787 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that you can find the right fit for your budget and lifestyle.

Credit Lines and Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,339,406 in loans helping members manage their finances effectively. Our credit lines are designed to provide you with quick access to funds when needed, making it easier to handle unexpected expenses or large purchases. For those considering refinancing options, we're here to help you navigate the process smoothly. Our team can guide you through eligibility requirements and find a solution that fits your financial situation. At Greater Niagara, we pride ourselves on providing accessible financial solutions while ensuring our members' needs are met with care and transparency. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at 160 Ward Rd North Tonawanda Ny 14120 or check out our website for more information about our loan offerings!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,944,343, make buying or refinancing simple. We believe that everyone should have access to affordable housing solutions, which is why our mortgage products come with flexible terms and competitive rates.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers displayed are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users receive accurate information that they can trust.

Key Benefits of Using LendMesh

LendMesh offers several advantages for those seeking loans: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for reliable loan comparisons without the hassle, consider using LendMesh's tool today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Greater Niagara