Greater Niagara Credit Union Niagara Falls NY | Best Auto Loans & Business Banking

Introduction

Welcome to Greater Niagara, your trusted partner in financial wellness located at 2901 Military Rd, Niagara Falls, NY 14304. Since our establishment in 1954, we have been dedicated to serving our community with a personal touch and a commitment to your financial success. With over 8,046 members and total assets reaching an impressive $69,556,158, we pride ourselves on being a reliable source for all your banking needs. At Greater Niagara, we understand that each member's journey is unique. That's why we offer a wide range of services tailored to fit your lifestyle whether you're looking for checking and savings accounts, auto loans, mortgages, or credit cards with rewards. Our experienced team, led by CEO Janelle Zasucha and Board President George Lodick III, is here to guide you every step of the way. While you can visit us at our branch for face-to-face assistance, official correspondence should be directed to our mailing address: 2901 MILITARY RD, NIAGARA FALLS, NY 14304-1251. Our commitment goes beyond numbers; with total deposits of $7,948,390 and a net worth of $8,265,346, we ensure that your funds are secure and working hard for you. We also maintain a cash reserve of $1,224,838, which reflects our dedication to being there when you need us most. We invite you to explore how Greater Niagara can help enrich your financial life. Feel free to reach out by calling us at 716-297-5944 or visit our website at greaterniagarafcu.com to learn more about our services or become a member today!

Branch History & Mission

At Greater Niagara, our story began in 1954 when we opened our doors to serve the community of Niagara Falls, NY. Since that day, we have grown from a small credit union into a trusted financial partner for over 8,000 members. Our branch, located at 2901 Military Rd, Niagara Falls, NY 14304, stands as a beacon of support and service for families and individuals looking to achieve their financial goals. As we evolved over the years, we remained committed to our core mission: to provide accessible and affordable financial services while fostering a sense of community. With total assets now exceeding $69 million, we have established ourselves as a reliable institution where members can find everything from checking and savings accounts to auto loans and mortgage refinancing. Our commitment goes beyond just numbers; it's about people. We believe in empowering our members through education and support. Our mission is driven by the desire to help you make informed financial decisions that positively impact your life. Whether it's providing personal loans or offering credit cards with rewards, every service we offer is designed with your best interests in mind. While you can visit us at our convenient branch location on Military Rd, official correspondence should be sent to our mailing address: 2901 MILITARY RD, NIAGARA FALLS, NY 14304-1251. We invite you to stop by during our operating hours Monday through Wednesday and Friday from 8:00 AM to 4:40 PM, Thursday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM to experience firsthand the friendly service that defines Greater Niagara. In addition to traditional banking services, we are proud of our advancements in technology that make banking easier for everyone. Our online banking platform allows members to manage their finances anytime, anywhere. Plus, with features like mobile payments and electronic statements available, we've made it more convenient than ever to stay on top of your financial health. We also take pride in giving back to our community through various outreach programs and partnerships. It's important for us not only to serve but also to uplift those around us. By supporting local initiatives and engaging in community events, we strive to create lasting impacts right here in Niagara Falls. We invite you to become part of the Greater Niagara family today! Join us and discover how we can work together towards achieving your financial dreams. For more information or assistance, feel free to reach out at (716) 297-5944 or visit our website at greaterniagarafcu.com. Your journey towards better financial well-being starts here!

Branch Location & Accessibility

Accessibility Features

At Greater Niagara, we prioritize accessibility for all our members. Our location features ADA-compliant entrances and ramps to ensure everyone can access our services without hassle. Plus, we offer ample parking space right outside the building, so you can easily pop in whenever you need assistance.

Get in Touch!

Have questions or need assistance? Don't hesitate to give us a call at 716-297-5944. Our dedicated team is here to help you navigate your financial journey. We invite you to stop by and see how we can make banking easier for you!

Operating Hours

We know your time is valuable! That's why we keep our doors open at convenient hours: Monday through Wednesday and Friday from 8:00 AM to 4:40 PM, with extended hours on Thursday until 6:00 PM. On Saturdays, we're available from 9:00 AM to 12:00 PM. Whether you prefer stopping by during the week or on weekends, our team is ready to assist you.

Services Offered

Our branch offers a variety of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. You can also take advantage of our drive-thru banking for quick transactions like deposits and withdrawals without leaving your car.

Member Eligibility

Becoming a member of Greater Niagara is like opening the door to a supportive community that truly cares about your financial well-being. If you live, work, or worship in the Niagara Falls area, you're likely eligible to join us! We welcome individuals who are committed to building a brighter financial future together. Plus, as a member, you gain access to a wide range of services, from checking and savings accounts to auto loans and credit cards with rewards all designed with you in mind. The process of becoming a member is straightforward and friendly. You can find all the eligibility details you need by visiting https://www.mobicint.net/gnf/openaccount/start. Once you're ready to take the next step, opening an account is just as easy! Feel free to reach out to us at (716) 297-5944 if you have any questions or want assistance. We're here for you at our branch located at 2901 Military Rd Niagara Falls Ny 14304 come join us and experience the difference membership can make!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services that make transactions easier for your business. Imagine being able to accept payments seamlessly from your customers, whether online or in-store. Our tools help you manage sales efficiently, so you can focus on what really matters growing your business. Located at 2901 Military Rd Niagara Falls Ny 14304 in Niagara Falls, NY, our dedicated team is here to assist you. Contact us at (716) 297-5944 to explore how our business banking services can empower your success!

Comprehensive List Of Services

Accessibility and Convenience

At Greater Niagara, we prioritize making banking easy for everyone. Our ATM and cash withdrawal services ensure that you can access your money when you need it most. Plus, with basic drive-thru banking available for deposits, withdrawals, and other simple transactions, managing your finances has never been more convenient. Whether you're stopping by for a quick transaction or looking to explore more about what we offer, feel free to give us a call at (716) 297-5944 or visit us during our operating hours: Monday through Wednesday and Friday from 8:00 am to 4:40 pm; Thursday until 6:00 pm; and Saturday from 9:00 am to 12:00 pm. With all these options at your fingertips, we invite you to discover how Greater Niagara can support your financial journey today! For more information or to get started with any of our services, check out our website at Greater Niagara Fcu.

Business Banking

Business owners will find great value in our business banking services, which include merchant services and business loans. We support local entrepreneurs by providing financial solutions that help their businesses thrive.

Credit Cards

For those who love rewards, our credit cards with rewards are perfect for earning points on your everyday purchases. Whether it's groceries or gas, each swipe brings you closer to exciting benefits.

Loans and Financing

If you're dreaming of a new car or need assistance with a major purchase, our auto loans and vehicle financing make it easy for you to hit the road without breaking the bank. We also provide mortgage loans and refinancing options, helping you secure a home loan that works within your budget. If you're facing unexpected expenses, our personal loans and debt consolidation services can help ease your financial stress.

Personal Banking

We understand that managing your personal finances can be overwhelming. That's why we offer an array of personal banking options including checking and savings accounts that fit your lifestyle. Our accounts come with features designed for convenience, such as online and mobile banking that allow you to access your funds anytime, anywhere. Imagine checking your balance or transferring money from the comfort of your home or on the go it's that simple!

Digital & Online Banking

Accessibility and Security

Security is our top priority at Greater Niagara. Our online and mobile platforms are equipped with robust security measures so you can bank confidently from home or while on the move. Whether you're logging in from a computer or using our mobile app, rest assured that your information is safe. In summary, the digital and online banking services at Greater Niagara are designed with you in mind. They provide accessibility, ease-of-use, and real-time account management all while keeping security at the forefront. Experience the convenience today by visiting our website.

Key Features

Our digital offerings include electronic signature authorization, allowing you to complete transactions securely without needing to visit a branch. This not only saves you time but also provides peace of mind knowing your information is protected. Additionally, e-statements are available for those who prefer a paperless option, making it easier to keep track of your finances while helping the environment. For those who love convenience, our mobile application puts banking right in your pocket. You can make mobile payments with ease and even send money directly to friends or family through our person-to-person transfer feature. Imagine being able to split dinner bills or send cash gifts instantly it's that simple!

Financial Strength

At Greater Niagara, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring your financial well-being by maintaining a solid foundation that supports our services and offerings. With a net worth of $8,265,346, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,703,545 in share certificates, providing stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,622,674 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,528 in used auto loans and $28,726,211 in total loans and leases. Our net income of $371,774 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 10,163, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Niagara is your trusted partner. Visit us at 2901 Military Rd Niagara Falls NY 14304 or call 716-297-5944 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,222,248 in used vehicle loans and $3,493,787 in new vehicle loans already helping members get on the road. We have financed 1056 auto loans to date, ensuring that our members have access to reliable vehicles without breaking the bank.

Credit Lines

For those looking for more flexibility in their borrowing options, we also offer credit lines totaling $3,220,000. These lines are perfect for unexpected expenses or planned purchases that require extra financial support.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,944,343, make buying or refinancing simple. We prioritize making the process straightforward so you can focus on what matters most making your house a home.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we encourage you to explore our options. Our team is here to assist you with eligibility requirements and guide you through the refinancing process to ensure you get the best possible terms for your situation. For any inquiries about our loan products or to discuss which option might be best for you, feel free to reach out at (716) 297-5944. Our dedicated staff is ready to help you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Greater Niagara, we're not just about numbers; we're about building relationships and helping our members thrive financially.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans. With a total of $4,339,406 in loans assisting members in effectively managing their finances, we help you stay on top of your budget while enjoying the benefits of credit.

Loan Aggregator

Reliable Comparisons

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Up-to-Date Information

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Greater Niagara