Greater Metro Credit Union New York NY | Best Auto Loans & Business Banking

Introduction

Welcome to Greater Metro, where our commitment to serving our members runs deep. Located at 423 E 23Rd St, New York, NY 10010, we have been a trusted financial partner since our establishment in 1970. With a total membership of 3,961, we take pride in providing personalized banking services tailored to meet the needs of our community. At Greater Metro, we understand that financial decisions can be overwhelming. That's why we focus on building lasting relationships with our members by offering a range of services from checking and savings accounts to auto loans and mortgages. Currently, our total assets stand at an impressive $82,789,526, reflecting our stability and dedication to your financial well-being. Our leadership team, led by CEO Peter Nalaskowski and Board President Robert Morrison, is passionate about making banking accessible and straightforward for everyone. Whether you're looking for competitive loan options like our portfolio of 1,979 loans and leases or seeking guidance on saving for the future, we're here to help every step of the way. While you can visit us at our branch location, official correspondence should be sent to the same address: 423 E 23rd St, New York, NY 10010-5011. If you need assistance or have questions about your account, don't hesitate to reach out at (212) 689-2991. Join us today and experience the difference a member-focused credit union can make in your life! Visit our website at Greater Metro to learn more about how we can support your financial journey.

Branch History & Mission

Join Us

Greater Metro is more than just a credit union; it's a community hub where members come together to thrive financially and socially. With ATM availability for your convenience and no drive-thru service needed as we prioritize face-to-face interactions within our lobby, we invite you to experience the difference. Join us today! Explore membership options at our website or start your journey by applying online here. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings in 1970, Greater Metro has evolved significantly. We started with a vision to empower individuals and families by providing accessible financial services. Over the years, our commitment to our members has remained steadfast. Today, our total assets stand at an impressive $82,789,526, reflecting the trust and loyalty of our community. As we have grown, so too have our services. Initially focused on basic banking needs, we now offer a comprehensive suite of products including personal checking and savings accounts, auto loans, mortgage refinancing options, and business banking solutions. We understand that life can be unpredictable; that's why we also provide personal loans for debt consolidation and credit cards with rewards to make every member's experience rewarding.

Our Mission

At Greater Metro, our mission is clear: we are dedicated to enhancing the financial lives of our members while making a positive impact in the community. We believe that everyone deserves access to quality financial services that help them achieve their goals. That's why we strive to foster an inclusive environment where each member feels valued and supported. We are not just about numbers; we're about people. Our team works tirelessly to ensure that you receive personalized service tailored to your unique circumstances. We understand the importance of community involvement and actively participate in local outreach programs that uplift those around us. While you can visit us at our branch location at 423 E 23rd St for all your banking needs during our operating hours from 8:30 AM to 4:30 PM on weekdays, please note that official correspondence should be directed to our mailing address: 423 E 23rd St, New York, NY 10010-5011.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We have ADA-compliant features, including ramps and accessible parking spaces, ensuring everyone can easily navigate our facilities. If you are driving to see us, you'll find ample parking nearby so that your visit is as stress-free as possible.

Call to Action

We invite you to visit us at Greater Metro! If you have any questions or would like more information about our services before your visit, feel free to give us a call at 212-689-2991. We look forward to helping you with all your banking needs!

Operating Hours

We're here for you during the week! Our lobby hours are from 8:30 AM to 4:30 PM Monday through Friday. Whether you're stopping by for personal banking services or need assistance with loans or credit cards, our friendly staff is ready to help you.

Services Offered

At Greater Metro, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and personal financing options, we've got you covered. Plus, enjoy the convenience of ATM access right at our branch. Although we don't have drive-thru banking available at this location, our dedicated team is always on hand to provide exceptional service inside the branch.

Member Eligibility

At Greater Metro, we believe in building a community where everyone feels welcome and supported. If you're looking to join our family, becoming a member is easier than you might think! You can qualify for membership at Greater Metro if you live, work, worship, or attend school in the New York area. We also welcome family members of existing members. Joining us means gaining access to a range of financial services designed with your needs in mind, from competitive loan rates to personalized banking solutions. To get started, simply visit us at our branch located at 423 E 23Rd St New York Ny 10010 or give us a call at (212) 689-2991 for more information. For detailed eligibility criteria, check out our website at https://www.greatermetrofcu.org/services/membership/. Once you're ready to take the next step, you can easily open an account online by visiting http://www.greatermetrofcu.org/services/membership/#apply. We can't wait to welcome you into the Greater Metro community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. Whether you're looking for a small loan to get started or larger funding options for expansion, we've got you covered. Our experienced team is here to guide you through the process and ensure that you find the right loan product for your specific goals.

Merchant Services

In addition to loans, we offer merchant services designed to simplify your transactions. Picture this: as a business owner, you can accept payments easily whether in-store or online allowing you to focus on what you do best: running your business. Our services include payment processing solutions that keep your cash flow steady and give your customers a seamless experience. Let Greater Metro be your trusted partner in navigating the financial landscape of today's business world. Stop by our branch at 423 E 23Rd St New York Ny 10010 in New York, NY, or give us a call at (212) 689-2991. Together, we can build a brighter future for your business!

Comprehensive List Of Services

Call to Action

Join us at Greater Metro, where your financial well-being is our priority. Explore all these services and more by visiting us at 423 E 23Rd St New York NY 10010, or learn more about membership by visiting our website. We look forward to serving you!

Credit Cards and Business Banking

And don't forget about rewards! Our Credit Cards with Rewards program lets you earn points on everyday purchases think of all those trips to the grocery store adding up to something special later on! For entrepreneurs and small business owners, we offer robust Business Banking services including merchant services and business loans. We recognize that running a business comes with its own set of challenges, so we strive to provide solutions that make managing finances easier.

Digital Features for Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our Online & Mobile Banking capabilities. You can check balances, transfer funds, and even pay bills right from your smartphone or computer. If you ever need cash on the go, our ATM & Cash Withdrawal Services ensure easy access to your funds whenever you need them. Whether you prefer basic ATM access for withdrawals or balance checks, we have what it takes to keep your banking experience smooth.

Personal Banking Solutions

Starting with personal banking, we offer Checking & Savings Accounts designed for your everyday transactions and savings goals. Imagine being able to manage your money easily online or via our mobile app it's as simple as a few taps on your phone! Plus, our accounts come with features that fit any lifestyle, whether you're saving for a big purchase or just want a safe place for your cash. When it comes to financing your next vehicle, look no further than our Auto Loans & Vehicle Financing options. We know that buying a car can be daunting, but with competitive rates and personalized service, we make it straightforward and stress-free. If homeownership is on your mind, consider our Mortgage Loans & Refinancing services. Our experts will guide you through the process and help find the right loan for your budget. For those unexpected expenses or projects around the house, our Personal Loans & Debt Consolidation options can provide the financial relief you need. This service allows you to consolidate debt into manageable payments or fund personal projects without breaking the bank.

Digital & Online Banking

At Greater Metro, we understand that convenience and security are essential in today's fast-paced world. That's why we've created a suite of digital and online banking services designed to make managing your finances easier than ever. With our robust online banking platform, accessible at https://www.greatermetrofcu.org/, you can handle all your banking needs from the comfort of your home or on the go. Enjoy 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills at any time. Plus, with our person-to-person transfer feature, sending money to friends or family is quick and hassle-free. We also offer e-statements, which provide a secure way to view your account statements online instead of waiting for them in the mail. This not only saves you time but also helps reduce paper waste! And while we currently don't support electronic signature authorization for documents, our focus remains on providing user-friendly tools that enhance your banking experience. If you prefer managing your finances through your smartphone, our mobile application is here for you. With it, you can easily access your accounts, make transactions, and stay updated on your financial status while you're out and about. Although mobile payments aren't available right now, we're always looking for ways to improve our services to meet your needs. In summary, the digital banking services at Greater Metro are crafted with you in mind offering ease of use, real-time account management, and peace of mind knowing your information is secure. Visit us today at https://www.greatermetrofcu.org/ and take control of your banking experience!

Financial Strength

At Greater Metro, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, providing you with confidence in your banking relationship. With a net worth of $8,801,383, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,063 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $18,065,205 in share certificates and $4,840,273 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,560,404 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is strong, with $120 in used auto loans and $22,245,651 in total loans and leases supporting your financial goals across various sectors. Although we faced some challenges reflected in our current net income of $-162,651, this does not detract from our operational efficiency; it reflects our commitment to serving you effectively while navigating the complexities of today's economy. We also take pride in having 11 full-time employees ready to assist you with any needs you may have. Our community trust is further demonstrated by the 11,081 we manage, showcasing a strong and growing member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Metro is your trusted partner. Visit us at 423 E 23Rd St New York Ny 10010 or call (212) 689-2991 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,951,344 in used vehicle loans and $1,559,753 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we've got you covered.

Credit Lines

For those needing additional financial flexibility, we provide credit lines totaling $39,442,786. This option allows members to borrow as needed while only paying interest on what they use. Our team is dedicated to making your borrowing experience straightforward and transparent. Feel free to reach out at 212-689-2991 if you have any questions about our loan offerings or need assistance with refinancing options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit our website at Greater Metro for more information on how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $3,430,247, making buying or refinancing simple. We can guide you through the process and help you understand eligibility options so that you can find the right fit for your situation.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $2,041,057 in loans helping members manage their finances effectively. These cards are ideal for those looking for convenience and control over their spending without requiring collateral.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous approach guarantees that users receive fair and transparent offers tailored to their needs.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the information presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, making it easier to find competitive offers quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the reliability and effectiveness of using LendMesh for financial decisions. Ready to take control of your loan options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Greater Metro

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility Features

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Call to Action

Credit Cards and Business Banking

Digital Features for Convenience

Personal Banking Solutions

Digital & Online Banking

Financial Strength

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Accurate Loan Comparisons

Key Benefits of Using LendMesh

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