Greater Metro Credit Union Long Island City NY | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Greater Metro, your trusted financial partner located at 3110 37Th Ave, Long Island City, NY 11101. Since our establishment in 1970, we have proudly served our community with a commitment to providing exceptional financial services and support. With a growing membership of 3,961, we are dedicated to making a positive impact on the lives of those we serve. At Greater Metro, we understand that every member's financial journey is unique. That's why we offer a range of personalized services, including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. Our total assets have reached an impressive $82,789,526, and our total deposits stand at $225,306. This solid foundation allows us to provide competitive rates and excellent service tailored to your needs. Our leadership team is here for you. Under the guidance of our CEO, Peter Nalaskowski, and Board President, Robert Morrison, we prioritize transparency and reliability in all our interactions. We also ensure that our members' interests come first by maintaining a strong net worth of $8,801,383 and cash in hand totaling $231,853. While you can visit us at our branch for all your banking needs during our operating hours from 8:00 AM - 4:30 PM, we also encourage you to explore our website at greatermetrofcu.org for more information about membership eligibility and how to open an account. Your financial success is important to us. If you have questions or need assistance, don't hesitate to call us at 718-361-1002 or send a fax to 718-361-1775. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

Community Focus

Our heart lies in community outreach and partnerships. We actively seek opportunities to give back and support local initiatives that uplift those around us. By working hand-in-hand with various organizations, we strive to make a positive impact in Long Island City and beyond. We invite you to join us at Greater Metro where you will experience more than just banking; you'll find a supportive family dedicated to your financial success and community welfare. Whether you are looking for personal loans or want assistance with your business finances, we are here for you every step of the way. For any correspondence or inquiries, feel free to reach out via phone at 718-361-1002 or visit us at 3110 37th Ave, Long Island City, NY 11101. Together, let's build a brighter future!

Our Mission

At Greater Metro, our mission is simple yet profound: to provide exceptional financial services while fostering community growth and well-being. We aim to make banking easier and more accessible for everyone. We believe that by supporting each member's financial journey, we can contribute to a stronger community overall. We are committed to innovative digital advancements that enhance member experiences while ensuring ADA compliance so all individuals can access our services comfortably. Furthermore, although we currently do not offer ATM or drive-thru services, we ensure you can connect with us easily during our operating hours from 8:00 AM to 4:30 PM on weekdays.

Our Story

From our humble beginnings at 3110 37th Ave, we have continually evolved to meet the needs of our members. Our journey is marked by significant milestones that highlight our dedication to providing excellent service and support. As we've expanded our offerings over the decades, we've stayed true to our mission of empowering individuals through accessible financial solutions. Our headquarters are located just a short distance away in Long Island City, which strengthens our ties with the local community. We understand that every member has unique needs, and that's why we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions.

Branch Location & Accessibility

Operating Hours

Our doors are open Monday through Friday from 8:00 AM to 4:30 PM, making it easy to fit your banking needs into your busy schedule. We understand that life can get hectic, so we strive to provide hours that work for you.

Services Offered

At Greater Metro, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, we've got you covered. Plus, our team is always ready to assist with personal loans and credit card options that reward you for your loyalty. While we don't currently have ATMs or drive-thru services at this location, we provide online and mobile banking solutions so you can manage your finances from the comfort of home. If you wish to reach out for any inquiries or assistance, please call us at 718-361-1002. While members can visit us at 3110 37th Ave, official correspondence should be sent to the same address as well. We invite you to drop by soon! Let us show you how Greater Metro can make your banking experience not just easy but enjoyable too.

Member Eligibility

Becoming a member of Greater Metro feels like stepping into a supportive community where your financial needs are prioritized. If you live, work, worship, or attend school in the Long Island City area, you're already on the path to membership! It's all about connecting with individuals who share similar values and goals. For more specific eligibility details, you can check out this resource: Eligibility Criteria. Joining is simple and opens up a world of benefits designed to help you manage your finances better. At Greater Metro, we offer a range of services tailored just for you from checking and savings accounts to auto loans and credit cards with rewards. If you're ready to take the next step, our account opening process is straightforward; just visit this link for all the information you need. Have questions? Feel free to reach out at 718-361-1002. We're here to help!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. Imagine having the funds to purchase new equipment or expand your operations without the stress of complicated financing. Our commercial loans are designed with your success in mind, making it easier for you to focus on what really matters running your business.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Picture this: a customer walks into your store, makes a purchase, and pays easily using their credit card or mobile payment app. Our services ensure you get paid quickly and securely, allowing you to provide excellent service while boosting your cash flow. Ready to take the next step? Visit us at 3110 37Th Ave Long Island City Ny 11101 in Long Island City, NY or call us at (718) 361-1002 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Always Accessible

At Greater Metro, convenience is key. Our branch located at 3110 37Th Ave Long Island City, NY 11101 is open Monday through Friday from 8:00 AM to 4:30 PM, ready to assist you in person. You can also reach us at 718-361-1002 for any questions you may have. Our commitment doesn't stop there; we know many of our members prefer digital solutions. With features like online banking and mobile access available, managing your finances has never been easier.

Business Banking Solutions

We haven't forgotten about local businesses! Our business banking services include merchant services and business loans that can support your growth ambitions. Whether you're starting a new venture or expanding an existing one, we're here to help you succeed.

Join Us Today!

If you're ready to explore how these services can benefit you, visit us online at Greater Metro or stop by our branch. We're excited to welcome you into our community and help you achieve your financial goals!

Personal Banking Made Easy

Starting with personal banking, we offer checking and savings accounts that fit your lifestyle. Imagine being able to manage your money effortlessly from the comfort of your home through our online and mobile banking platforms. You can easily check your balance, transfer funds, and pay bills all in one place. For those planning to purchase a vehicle, our auto loans and vehicle financing options are designed with competitive rates to help you get on the road without breaking the bank. We also provide mortgage loans and refinancing options for those looking to buy their dream home or lower their monthly payments.

Support When You Need It

If you're dealing with debt or looking for extra cash for a special project, our personal loans and debt consolidation services can help lighten the load. And for those who like rewards, check out our credit cards that come with benefits tailored just for you.

Digital & Online Banking

Key Services

Our online banking features are all about convenience. You can view your account balances, transfer money between accounts, and pay bills with just a few clicks. Plus, if you ever need to send money to friends or family, our person-to-person transfer service makes it simple and quick. For those who prefer mobile access, our mobile application is available for download. It provides the same robust functionality as our website, letting you manage your finances on the go. You can even opt for e-statements, which help you keep track of your transactions while reducing paper clutter.

Security and Ease-of-Use

Your security is a top priority at Greater Metro. While we currently don't offer electronic signature authorization, our platform utilizes strong security measures to protect your information. You can feel confident knowing that your financial data is safe as you navigate through our services. Whether you're checking your balance or making a payment, everything is designed to be user-friendly. Our intuitive interface ensures that you'll never feel lost while managing your accounts. With all these features combined, Greater Metro offers an accessible way for you to stay on top of your finances in real-time. Join us today and experience the ease of digital banking!

Financial Strength

Commitment to Member Service

Our $-162,651 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 11,081, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Metro is your trusted partner. Visit us at 3110 37Th Ave Long Island City Ny 11101 or call (718) 361-1002 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $7,560,404 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $120 in used auto loans and $22,245,651 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $18,065,205 in share certificates and $4,840,273 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $8,801,383, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,063 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

Our branch also offers additional services such as personal loans for debt consolidation and business banking solutions to help local entrepreneurs thrive. With total credit lines reaching $39,442,786, we provide substantial resources for those looking to expand their business ventures. Our team is here to assist you in navigating through all available options. If you're considering refinancing or want to learn more about eligibility requirements for any of our loan products, don't hesitate to reach out at 718-361-1002. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Greater Metro can help you achieve your financial aspirations today! Visit us online at Greater Metro or stop by our branch for more personalized assistance.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,951,344 in used vehicle loans and $1,559,753 in new vehicle loans already helping members get on the road. We know how important reliable transportation is for you and your family. With our auto loans, you can choose from various terms and payment options that fit your budget.

Credit Card Loans

Managing day-to-day expenses has never been easier with our flexible terms on unsecured credit card loans. We currently have a total of $2,041,057 in unsecured credit card loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that enhance your purchasing power while keeping your costs manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,430,247, make buying or refinancing simple. We guide you through the mortgage process with clear information about eligibility and refinancing options so you can find the right solution for your home financing needs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment guarantees fair and transparent offers for users seeking the best loan options. One of the key benefits of using LendMesh is its Verified Data. Loan offers are sourced from legitimate financial institutions, which enhances transparency in the comparison process. Additionally, LendMesh operates without Sponsored Listings, meaning lenders are not prioritized based on paid promotions. This focus on unbiased results helps users feel confident in their choices. Another significant advantage is the Real-Time Rate Comparisons. Users have access to up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

GREATER METRO FEDERAL CREDIT UNION