Greater Eastern Credit Union Johnson City TN | Best Auto Loans & Business Banking

Introduction

Welcome to Greater Eastern, your trusted financial partner in Johnson City, TN! Located at 2110 W Mountcastle Dr, Johnson City, TN 37604, our branch has been serving the community since 1952. With a commitment to providing personalized financial services, we proudly support over 3,985 members and manage total assets of $54,522,637. At Greater Eastern, we understand that every member's journey is unique. Whether you're looking for auto loans, personal banking options, or business financing solutions, we've got you covered with tailored services designed to meet your needs. Currently, we hold $4,415,398 in total deposits and have issued 2,370 loans, ensuring that we have the resources to help you achieve your financial goals. Our leadership team is dedicated to creating a welcoming environment. Under the guidance of our CEO Samantha Cantrell and Board President Lynice Broyles, we strive to build lasting relationships with our members. Our team of 18 employees is always ready to assist you with any inquiries or concerns you may have. While members can visit us at our main branch location, please note that official correspondence should be sent to our mailing address: PO Box 5130, Johnson City, TN 37602. Explore the variety of services we offer from checking and savings accounts to credit cards with rewards by visiting our website at www.greatereastern.org. If you have any questions or need assistance, feel free to call us at 423-283-6833. We're here to help you every step of the way!

Branch History & Mission

Commitment to Accessibility

We understand that convenience is essential for our members. That's why we offer ATM services and drive-thru banking for quick transactions. Our operating hours Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 5:30 PM are designed to accommodate your schedule. In addition to traditional banking methods, we embrace technology by providing online and mobile banking options that allow you to manage your finances anytime, anywhere.

Join Us Today!

As we continue our journey in serving Johnson City and its surrounding areas, we invite you to become a part of the Greater Eastern family. Experience first-hand how our commitment to quality service can enhance your financial journey. If you're interested in opening an account or learning more about our offerings, visit us online at Greater Eastern or call us at 423-283-6833. Together, let's build a brighter future!

Our Mission

At Greater Eastern, our mission goes beyond just offering financial products. We aim to empower our members by providing tools and resources that promote financial well-being. Our services include personal banking options such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. We also support local businesses through merchant services and business loans. Community is at the heart of what we do. We believe in creating lasting relationships with our members and actively participating in local outreach initiatives. From sponsoring community events to collaborating with local organizations, we strive to give back to the neighborhoods we serve.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance, don't hesitate to reach out! You can call us at 423-283-6833. Our friendly team is always ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and much more. While members can visit us at 2110 W Mountcastle Dr Johnson City Tn 37604, official correspondence should be sent to our mailing address: PO Box 5130, Johnson City, TN 37602. We invite you to stop by Greater Eastern today we're excited to help you achieve your financial goals!

Nearby Landmarks and Accessibility

You'll find us nestled near popular spots like the Johnson City Public Library and just a short drive from Winged Deer Park. This prime location means that whether you live or work nearby, getting to us is simple. We have ample parking available right outside our doors, and our facility is ADA compliant, ensuring everyone can visit us comfortably.

Operating Hours and Services

At Greater Eastern, we understand that your time is valuable. That's why we offer convenient operating hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 5:30 PM. Need cash? No problem! We also have an ATM on-site for quick withdrawals and balance checks. If you prefer to bank without leaving your car, our drive-thru service allows you to complete deposits and withdrawals without stepping inside.

Member Eligibility

At Greater Eastern, we believe that becoming a member means joining a caring and vibrant community focused on your financial well-being. If you're wondering whether you qualify for membership, you'll be pleased to know that many individuals in our area can easily join us. Generally, anyone who lives, works, worships, or attends school in the Washington County area is eligible. This inclusivity ensures that our services are accessible to a wide range of people who can benefit from the personalized support and financial products we offer. Joining Greater Eastern not only connects you to valuable resources but also opens doors to numerous benefits like competitive rates on loans, savings accounts, and more. The process is straightforward and welcoming just visit us at 2110 W Mountcastle Dr Johnson City Tn 37604, or give us a call at (423) 283-6833 for any questions. You can also check out the detailed eligibility criteria on our website to see if you qualify. Once you're ready, opening an account is simple through this link: https://my.homecu.net/fi/greater/lnappfrm.html. We can't wait to welcome you as a member!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $72,251, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services offer essential tools that make daily operations smoother. Imagine having quick access to payment processing solutions that simplify transactions for your customers. This means more time focusing on what you do best running your business without worrying about cash flow or payment delays. Located at 2110 W Mountcastle Dr Johnson City Tn 37604 in Johnson City, TN, we're here to partner with you on your journey toward success. Reach out today at (423) 283-6833 to learn how we can help your business grow!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we offer tailored business banking services including merchant services and business loans. Whether you're starting out or looking to expand, we provide the tools necessary for your business to thrive.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. With our robust online and mobile banking, managing your finances has never been easier. Check balances, transfer funds, or pay bills from anywhere with just a few taps on your smartphone. Plus, our ATM services give you easy access to cash when you need it most whether that's withdrawing funds or checking your balance right from the machine.

Credit Options That Reward You

Looking to build or improve your credit? Our credit cards with rewards allow you to earn while you spend. Picture yourself earning cashback or points on everyday purchases rewards that can be redeemed for travel, merchandise, or gift cards.

Drive-Thru & ATM Access

For those who prefer face-to-face interactions but are short on time, our basic drive-thru banking allows for quick deposits and withdrawals without having to leave your car. If you're on the go, our ATMs are available for quick cash withdrawals and balance checks whenever you need them. At Greater Eastern, we strive to make banking accessible and straightforward for everyone in the community. If you're ready to take control of your financial future or want to learn more about how we can assist you, don't hesitate to reach out! Call us at (423) 283-6833 or visit us online at http://www.greatereastern.org. We look forward to serving you!

Home Financing Made Simple

When it comes to homeownership, mortgage loans and refinancing options at Greater Eastern ensure you have access to affordable financing. We guide you through the process so you can focus on making your house a home. If you're considering debt consolidation, our personal loans can help simplify your finances by combining multiple payments into one manageable monthly installment.

Personal Banking Solutions

We understand that personal banking is about more than just transactions; it's about building relationships. That's why we offer a full suite of personal banking options. Our checking and savings accounts come with no hidden fees and competitive interest rates, helping you save more for what matters. For those in need of financing, our auto loans and vehicle financing make purchasing a car easier than ever. Imagine driving away in your dream car without the stress of complicated loans.

Digital & Online Banking

Key Features

One of the standout features is the electronic signature authorization option. This means you can sign documents electronically, saving time and hassle while keeping everything secure. Additionally, we offer e-statements, which provide a convenient way to keep track of your transactions without all that paper clutter. You can access your statements anytime no more waiting for them to arrive in the mail! For those who prefer to handle banking tasks on their mobile devices, we have a mobile application available. This app makes it easy to manage your accounts wherever you are. You can even make person-to-person transfers quickly and securely, so sending money to friends or family is just a few taps away. While our mobile payments feature isn't available yet, we're always looking for ways to enhance your experience. We're committed to providing safe and reliable services that meet your needs now and in the future.

Security and Accessibility

Your security is our top priority at Greater Eastern. Our online banking services are equipped with advanced security measures to protect your personal information while giving you peace of mind. You can rest assured knowing that accessing your financial data is both safe and straightforward. In summary, at Greater Eastern, we aim to empower you with the tools needed for effective financial management. With features like 24/7 online banking services, electronic signatures, e-statements, and a mobile app at your fingertips, managing your money has never been easier! For more details or to get started today, visit us at https://www.greatereastern.org/.

Financial Strength

At Greater Eastern, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a solid financial foundation is essential for peace of mind. That's why we are committed to maintaining transparency and sharing our financial strength with you. Our net worth of $7,917,331 reflects our strong financial health. This robust figure allows us to offer better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of 14.49% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,230,430 in share certificates and $11,199,010 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with no non-member deposits on record, our resources are focused solely on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,540,355 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $36,929,676 in total loans and leases, including 616 used auto loans to help you drive away in your dream car. Our net income of $199,378 reflects our operational efficiency and enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 18 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your needs. We are proud of the trust you place in us as demonstrated by our 7,258 total share accounts, showing a strong and growing member base that believes in the value we offer. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Eastern is your trusted partner. Visit us at 2110 W Mountcastle Dr Johnson City TN 37604 or call us at 423-283-6833 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

At Greater Eastern, we understand that financial needs can vary widely, whether you're looking to purchase a vehicle, buy a home, or manage everyday expenses. That's why we offer a diverse range of loan products designed to meet your specific requirements. Located at 2110 W Mountcastle Dr, Johnson City, TN 37604, our branch is here to help you navigate your financial journey with ease. With over 2370 loans issued, we've helped thousands of members achieve their financial goals. If you're considering buying a new car, our auto loans are tailored for you. We currently have over $10,309,419 in used vehicle loans and $6,986,897 in new vehicle loans already helping members get on the road. Our competitive rates make it easier than ever to drive away in the vehicle you desire. For those interested in homeownership, our mortgage options stand out. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,625,718, simplifying the process of buying or refinancing your home. Whether you're a first-time buyer or looking to upgrade, we have solutions that fit your situation. In addition to auto and mortgage loans, we provide flexible terms on unsecured credit card loans. With a total of $1,312,264 in unsecured credit card loans available, members can effectively manage their finances without the burden of high-interest rates. These credit cards come with rewards and benefits designed to enhance your spending power. For business owners in need of capital to grow and expand operations, we also have outstanding commercial loans totaling $72,251. These funds can help take your business to the next level. If you're thinking about refinancing any existing loans or want to explore eligibility options for any of our loan products, feel free to reach out. Our team is ready to assist you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to start your application today, please call us at 423-283-6833 or visit our website at Greater Eastern. Let us help you achieve your financial dreams with confidence!

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GREATER EXPERIENCE CREDIT UNION - Johnson City, TN

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