GREATER EXPERIENCE CREDIT UNION - Johnson City, TN

Welcome to Greater Eastern, your trusted financial partner in Johnson City, TN! Located at 2110 W Mountcastle Dr, Johnson City, TN 37604, our branch has been serving the community since 1952. With a commitment to providing personalized financial services, we proudly support over 3,985 members and manage total assets of $54,522,637. At Greater Eastern, we understand that every member's journey is unique. Whether you're looking for auto loans, personal banking options, or business financing solutions, we've got you covered with tailored services designed to meet your needs. Currently, we hold $4,415,398 in total deposits and have issued 2,370 loans, ensuring that we have the resources to help you achieve your financial goals. Our leadership team is dedicated to creating a welcoming environment. Under the guidance of our CEO Samantha Cantrell and Board President Lynice Broyles, we strive to build lasting relationships with our members. Our team of 18 employees is always ready to assist you with any inquiries or concerns you may have. While members can visit us at our main branch location, please note that official correspondence should be sent to our mailing address: PO Box 5130, Johnson City, TN 37602. Explore the variety of services we offer from checking and savings accounts to credit cards with rewards by visiting our website at www.greatereastern.org. If you have any questions or need assistance, feel free to call us at 423-283-6833. We're here to help you every step of the way!

At Greater Eastern, we believe that becoming a member means joining a caring and vibrant community focused on your financial well-being. If you're wondering whether you qualify for membership, you'll be pleased to know that many individuals in our area can easily join us. Generally, anyone who lives, works, worships, or attends school in the Washington County area is eligible. This inclusivity ensures that our services are accessible to a wide range of people who can benefit from the personalized support and financial products we offer. Joining Greater Eastern not only connects you to valuable resources but also opens doors to numerous benefits like competitive rates on loans, savings accounts, and more. The process is straightforward and welcoming just visit us at 2110 W Mountcastle Dr Johnson City Tn 37604, or give us a call at (423) 283-6833 for any questions. You can also check out the detailed eligibility criteria on our website to see if you qualify. Once you're ready, opening an account is simple through this link: https://my.homecu.net/fi/greater/lnappfrm.html. We can't wait to welcome you as a member!

At Greater Eastern, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a solid financial foundation is essential for peace of mind. That's why we are committed to maintaining transparency and sharing our financial strength with you. Our net worth of $7,917,331 reflects our strong financial health. This robust figure allows us to offer better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of 14.49% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,230,430 in share certificates and $11,199,010 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with no non-member deposits on record, our resources are focused solely on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,540,355 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $36,929,676 in total loans and leases, including 616 used auto loans to help you drive away in your dream car. Our net income of $199,378 reflects our operational efficiency and enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 18 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your needs. We are proud of the trust you place in us as demonstrated by our 7,258 total share accounts, showing a strong and growing member base that believes in the value we offer. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Eastern is your trusted partner. Visit us at 2110 W Mountcastle Dr Johnson City TN 37604 or call us at 423-283-6833 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

At Greater Eastern, we understand that financial needs can vary widely, whether you're looking to purchase a vehicle, buy a home, or manage everyday expenses. That's why we offer a diverse range of loan products designed to meet your specific requirements. Located at 2110 W Mountcastle Dr, Johnson City, TN 37604, our branch is here to help you navigate your financial journey with ease. With over 2370 loans issued, we've helped thousands of members achieve their financial goals. If you're considering buying a new car, our auto loans are tailored for you. We currently have over $10,309,419 in used vehicle loans and $6,986,897 in new vehicle loans already helping members get on the road. Our competitive rates make it easier than ever to drive away in the vehicle you desire. For those interested in homeownership, our mortgage options stand out. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,625,718, simplifying the process of buying or refinancing your home. Whether you're a first-time buyer or looking to upgrade, we have solutions that fit your situation. In addition to auto and mortgage loans, we provide flexible terms on unsecured credit card loans. With a total of $1,312,264 in unsecured credit card loans available, members can effectively manage their finances without the burden of high-interest rates. These credit cards come with rewards and benefits designed to enhance your spending power. For business owners in need of capital to grow and expand operations, we also have outstanding commercial loans totaling $72,251. These funds can help take your business to the next level. If you're thinking about refinancing any existing loans or want to explore eligibility options for any of our loan products, feel free to reach out. Our team is ready to assist you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to start your application today, please call us at 423-283-6833 or visit our website at Greater Eastern. Let us help you achieve your financial dreams with confidence!