Greater Community Credit Union Fergus Falls MN | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Greater Community Credit Union! Nestled in the heart of Fergus Falls at 413 W Stanton Ave, Fergus Falls, MN 56537, we are more than just a financial institution; we are your trusted partner in building a brighter financial future. Established in 1961, our commitment to serving our members and the community has only grown stronger over the years. With a robust membership base of 8,596 individuals, we take pride in offering personalized banking solutions tailored to meet your unique needs. Our total assets of $273,225,691 reflect our dedication to ensuring that you have access to the resources necessary for success. Whether you're looking for auto loans over 4,696 loans issued or want to explore our competitive savings options with total deposits reaching $16,925,072, we've got you covered. Led by our dedicated CEO, John Nevins, and Board President David Zaske, our team is passionate about providing exceptional service. We believe in fostering strong relationships within the community while promoting financial literacy and empowerment. Our friendly staff is here to assist you with everything from personal banking needs to business services. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 711 6th St, Dawson, MN 56232. We invite you to reach out at (218) 736-5528 during our operating hours from 8 AM to 5 PM on weekdays or explore more about us online at greaterccu.com. Join us today and discover how Greater Community Credit Union can support your financial journey!

Branch History & Mission

Commitment to Innovation

We understand that convenience matters in today's fast-paced world. That's why we offer online and mobile banking options that allow you to manage your finances anytime, anywhere. Whether you're making deposits via ATM or using mobile payments, we're here to ensure your banking experience is smooth and secure. Our drive-thru service also provides quick access for those who prefer face-to-face interactions without leaving their vehicles.

Community Engagement

We take pride in being an active part of the Fergus Falls community. Through partnerships and outreach efforts, we support local initiatives aimed at improving lives and strengthening neighborhoods. We believe that when one of us thrives, we all do. Join us at Greater Community Credit Union today! Experience firsthand how we're more than just a credit union; we're your neighbors dedicated to helping you succeed financially. For more information about membership or services offered, feel free to contact us at 218-736-5528 or visit our website at greaterccu.com. Together, let's build a stronger community!

Our Journey

From humble beginnings, Greater Community has evolved into a trusted financial partner for nearly 8,600 members. Our branch at 413 W Stanton Ave is more than just a place to handle transactions; it's a hub for community connection. The close-knit atmosphere fosters relationships built on trust and mutual support. Over the years, we have achieved significant milestones, including growing our total assets to an impressive $273,225,691. This growth reflects not just our financial stability but also our commitment to providing valuable services that meet the needs of our members.

Our Mission

At Greater Community Credit Union, our mission is clear: to provide accessible financial services while fostering a supportive environment for all members. We believe in putting people before profits. Our goal is to help individuals and families achieve their dreams through services like personal banking, auto loans, mortgages, and business banking solutions. We strive to create opportunities for everyone in Fergus Falls and beyond. While you can visit us at our branch address in Fergus Falls, official correspondence should be sent to 711 6th St, Dawson, MN 56232 if needed.

Branch Location & Accessibility

Welcome to the Greater Community Credit Union located at 413 W Stanton Ave in Fergus Falls, MN! Our branch is designed with your convenience in mind, making it easy for you to access a range of financial services. Whether you're stopping by for personal banking or need assistance with loans, our friendly team is here to help. You can find us just a short drive from popular spots like the Otter Tail River and the local parks, making it simple to fit your banking needs into your day. We have ample parking available for all members, ensuring that your visit is as hassle-free as possible. Our branch is also fully ADA compliant, featuring ramps and accessible entrances to serve everyone in our community. We're open Monday through Friday from 8 AM to 5 PM, which gives you plenty of time to drop in before or after work. If you prefer online banking or need cash on the go, we offer ATM services right here at our location, along with a convenient drive-thru for quick transactions without leaving your vehicle. While members can visit us at 413 W Stanton Ave, official correspondence should be sent to our mailing address: 711 6th St, Dawson, MN 56232. If you have questions or need assistance, feel free to give us a call at 218-736-5528. We look forward to welcoming you to Greater Community Credit Union! Come by today and see how we can assist you on your financial journey.

Member Eligibility

At Greater Community, we believe that everyone deserves access to a supportive financial community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the Fergus Falls area, you're likely eligible to join us. We also invite family members of existing members to come aboard, making it a great opportunity for everyone to benefit from our services. With membership at Greater Community, you'll enjoy lower fees, competitive loan rates, and personalized service tailored just for you. To learn more about the specific eligibility criteria and how to become a member, visit us at http://www.greaterccu.com/become-a-member . If you're ready to open an account or have any questions, feel free to give us a call at (218) 736-5528. We're here to help you start your journey with us at our branch located at 413 W Stanton Ave Fergus Falls Mn 56537!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we provide essential merchant services that simplify everyday transactions. Imagine having the ability to accept payments effortlessly, allowing you to focus on what truly matters growing your business. Our merchant services are designed to help streamline operations, making it easier for you to serve your customers while keeping your cash flow steady. Whether you're just starting out or looking to expand, Greater Community is here to partner with you every step of the way. Visit us at 413 W Stanton Ave Fergus Falls Mn 56537 or call us at (218) 736-5528 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $803 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $107,707,049, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide essential tools to help your business thrive. From merchant services that make accepting payments easy to business loans designed to fund growth initiatives, we are here to support local entrepreneurs in Fergus Falls.

Convenient Access Points

Sometimes you need quick access to cash or banking services without stepping inside the branch. With our ATM services, you can withdraw cash or check balances quickly and securely. For those who prefer face-to-face interactions but are short on time, our drive-thru banking allows you to complete simple transactions without leaving your car. At Greater Community Credit Union in Fergus Falls, we're committed to making banking easy and accessible for everyone in our community. With our digital tools and personalized service approach, managing your finances is straightforward and stress-free. Ready to explore how we can assist you further? Call us today at 218-736-5528, or visit us online at greaterccu.com for more information about becoming a member or opening an account. Your financial journey starts here!

Credit Cards with Rewards

We understand that everyday purchases can add up. That's why we offer credit cards with rewards so when you spend, you earn! Enjoy cashback or points that can be redeemed for travel, merchandise, or even statement credits. It's like getting rewarded for doing what you already do!

Loans Made Simple

When it comes to financing your dreams, we have you covered. If you're eyeing a new car or need funds for a reliable vehicle, our auto loans and vehicle financing options provide competitive rates that fit your budget. Maybe you're considering buying a home? Our mortgage loans and refinancing solutions ensure you get the best possible terms. Plus, if you're facing unexpected expenses or want to consolidate debt, our personal loans can help ease the burden.

Personal Banking

Managing your money should be easy and accessible. Our checking and savings accounts offer flexible options that suit various lifestyles. Imagine having the ability to easily track your spending or set aside money for future goals all from your smartphone! With online and mobile banking, you can check balances, transfer funds, and pay bills anytime, anywhere.

Digital & Online Banking

Key Features

Our online banking services include user-friendly options like electronic signature authorization, making it simple for you to sign documents securely without needing to visit a branch. We also provide e-statements, so you can keep track of your transactions without the clutter of paper statements just log in and view your statements anytime. If you're always on the move, our mobile application is perfect for you! It allows for mobile payments, so you can pay for purchases directly from your smartphone. Plus, with person-to-person transfers, sending money to friends or family has never been easier. Just a few taps on your screen and you're done!

Security and Convenience

Your security is our top priority. Our online banking platform utilizes robust encryption technology to protect your information and ensure safe transactions. You can feel confident knowing that managing your money digitally is both secure and straightforward. With all these features at your fingertips, Greater Community makes it easy for you to manage your accounts in real-time, giving you greater control over your finances than ever before. Explore our digital banking options today and experience the convenience that comes with being a member!

Financial Strength

Dedicated Team

We also take pride in having 24 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This dedication helps us maintain strong relationships with our members as we grow together. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Community is your trusted partner. Visit us at 413 W Stanton Ave Fergus Falls Mn 56537 or call (218) 736-5528 to learn more about how we can help you achieve your financial goals.

Lending Capacity

With $1,254 in used auto loans and $163,466,466 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $3,597,405 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to our members is reflected in our $48,487,334 in undivided earnings, which we reinvest in innovative banking tools and stronger lending options.

Secure Savings Opportunities

Members' savings are secured through $78,130,174 in share certificates, offering stable and rewarding financial growth opportunities. While our money market shares stand at $0, we remain focused on providing options that suit your needs.

Strong Financial Health

With a net worth of $53,167,825, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,522,050 in used vehicle loans and $3,640,357 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we provide flexible options to fit your budget.

Credit Card Loans

Managing daily expenses? We also offer flexible terms on unsecured credit card loans, with a total of $813,112 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to help you get more from your spending.

Credit Lines and Business Financing

For those needing additional funding flexibility, we provide credit lines totaling $11,240,000. Furthermore, if you are a business owner seeking growth opportunities, our outstanding commercial loans amounting to $107,707,049 can provide the capital necessary for expansion. At Greater Community Credit Union, we prioritize your financial well-being and aim to make borrowing as simple as possible. We encourage you to explore our refinancing options if you're looking for better terms on existing loans or check out our eligibility requirements at Become a Member. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit us today or give us a call at 218-736-5528 to discuss how our loan offerings can help you take the next step towards achieving your financial objectives!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $831,279. With our team by your side, navigating the process of securing a mortgage can be straightforward and stress-free.

Loan Aggregator

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Ensuring Accurate Comparisons

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GREATER COMMUNITY CREDIT UNION - Fergus Falls, MN