Greater Community Credit Union Dawson MN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Greater Community Credit Union, where your financial well-being is our top priority. Nestled in the heart of Dawson, MN at 711 6th St, we have proudly served our community since 1961. With a strong commitment to our members, we strive to make banking accessible and straightforward for everyone. At Greater Community, we understand that each member's journey is unique. That's why we offer a variety of services tailored to meet your needs, whether you're looking for personal banking solutions, auto loans, or business financing options. Our total assets stand at an impressive $273,225,691, reflecting the trust placed in us by our 8,596 members who have made us their preferred financial partner. Our dedicated team of 26 employees, led by CEO John Nevins and Board President David Zaske, works diligently every day to ensure you receive exceptional service. We pride ourselves on being a reliable resource in the community, with a net worth of $53,167,825 and cash reserves totaling $3,767,709 available to support our members. Whether you're visiting us for everyday banking needs or seeking guidance on loans with a total portfolio of 4,696 loans and leases, we're here to help. While you can reach us at our branch address for all your banking needs, please note that official correspondence can be sent to the same location: 711 6th St, Dawson, MN 56232. Experience the difference that community-focused banking can make. Visit our website at greaterccu.com or give us a call at 320-769-2908 today! Let's build a brighter financial future together.

Branch History & Mission

Looking Ahead

As technology continues to change the way we bank, Greater Community Credit Union embraces digital advancements while ensuring accessibility for all members. From online banking to mobile payments, we prioritize user-friendly tools that enhance your banking experience. While you can visit us at 711 6th St, official correspondence should be sent to the same address for your convenience. If you need assistance or have any questions about membership or services, don't hesitate to call us at 320-769-2908 during our operating hours from 8 AM to 5 PM, Monday through Friday. We invite you to become a part of our family at Greater Community Credit Union. Join us today and discover how we can assist you on your financial journey! For more information on membership eligibility and benefits, please visit our website or check out this link. Your brighter financial future starts here!

Our Mission

At Greater Community Credit Union, our mission is straightforward yet impactful: we strive to provide exceptional financial services while fostering a sense of community support and empowerment. We believe that everyone deserves access to quality financial resources that can help them thrive. Through personalized service and innovative solutions, we aim to create lasting relationships with our members. Our commitment extends beyond traditional banking. We actively participate in community outreach efforts and collaborate with local organizations to uplift those around us. This mission drives us every day as we work toward building a better future for everyone in Dawson and beyond.

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is. Our branch is equipped with features that cater to everyone, including ADA-compliant entrances and ramps for easy access. Plus, we offer drive-thru banking services for those who prefer to handle transactions from their vehicles.

Get in Touch

Have questions or need assistance? Feel free to call us at 320-769-2908. We're excited to welcome you into our community! Whether you're looking for advice on financial products or just want to stop by for a chat, we're here for you. Come visit us today!

Mailing Address

While members can visit us at 711 6Th St, official correspondence should be sent to the same address: 711 6th St, Dawson, MN 56232.

Parking and Operating Hours

When you visit us, you'll find ample parking available right outside the branch. We're open Monday through Friday from 8 AM to 5 PM, making it easy for you to come in during your lunch break or after work.

Services Offered

At Greater Community Credit Union, we provide a wide range of services designed to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our team is here to help. Although we do not have ATM services at this location, our drive-thru allows you to make deposits and withdrawals quickly and conveniently.

Member Eligibility

At Greater Community, we believe that everyone deserves a financial partner who truly understands their needs. Becoming a member is easy and welcoming! If you live, work, or attend school in the area, you're likely eligible to join our vibrant community. We pride ourselves on being inclusive, so whether you're just starting out on your financial journey or looking for more robust banking options, we have something for you. Plus, our members enjoy personalized service and access to a range of financial products tailored to support their goals. To get started, simply visit us at 711 6Th St Dawson Mn 56232 or give us a call at (320) 769-2908 for more information. You can also check out our eligibility criteria in detail at http://www.greaterccu.com/become-a-member . Joining Greater Community is more than just opening an account; it's about becoming part of a supportive network dedicated to helping you thrive financially.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $803 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $107,707,049, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that simplify transactions for you and your customers. Imagine a busy Saturday at your store; with our services, you can accept payments effortlessly, allowing you to focus on providing excellent service. From credit card processing to online payment solutions, we're dedicated to making your financial transactions smooth and hassle-free. Join us at Greater Community, located at 711 6Th St Dawson Mn 56232, Dawson, MN, and let's work together to elevate your business! For more information, give us a call at (320) 769-2908 or visit our website at Greater Community Credit Union.

Comprehensive List Of Services

Connect With Us

At Greater Community, we strive to make banking as straightforward as possible for all our members. Our friendly staff is here to assist you with any questions or concerns you may have. If you need more information about any of our services or want to explore how we can help you achieve your financial goals, don't hesitate to reach out! Call us at (320) 769-2908, visit us at 711 6Th St Dawson Mn 56232, or check out our website at Greater Community Credit Union. Your financial journey starts here let's take the next step together!

Credit Cards & Business Banking

Our credit cards with rewards are perfect for those who love to earn perks while spending. Whether it's cash back on groceries or travel points for your next vacation, we have options that cater to your lifestyle. For business owners, business banking services at Greater Community include essential offerings like merchant services and business loans. We aim to support local businesses by providing financial solutions that help them thrive.

Digital Banking & Convenience

In today's fast-paced world, convenience is key. That's why we've made banking easier through our robust online and mobile banking platforms. You can access your accounts anytime, anywhere whether you want to check balances, transfer funds, or pay bills all from the comfort of your home. We also provide easy access to cash with our ATM and cash withdrawal services, along with basic drive-thru banking for quick deposits, withdrawals, and simple transactions.

Personal Banking

We understand that managing your personal finances can be overwhelming. That's why we offer various checking and savings accounts designed to help you save money and earn interest. If you're thinking about purchasing a new car, our auto loans and vehicle financing options come with competitive rates and flexible terms, making it easier than ever to get behind the wheel. For those considering home ownership or refinancing an existing mortgage, our mortgage loans provide personalized support throughout the process. We also offer personal loans and debt consolidation services, helping you simplify your finances by consolidating multiple debts into one manageable payment.

Digital & Online Banking

Key Features

Our online banking service allows you to check your balance, transfer funds, and pay bills all from the comfort of your home or on-the-go. You can also enjoy the benefits of e-statements, which means no more paper clutter and instant access to your financial statements whenever you need them. For those who love using their smartphones, our mobile application is a game changer. It gives you the ability to make mobile payments easily, making transactions quick and hassle-free. Plus, with person-to-person transfers available, sending money to friends or family is just a few taps away.

Security and Accessibility

Your security is our priority. We employ advanced security measures so you can bank with confidence. Whether you're signing documents electronically with our electronic signature authorization feature or accessing your account remotely, you can rest assured that your information is safe. With these features combined, Greater Community provides a user-friendly experience that keeps you connected to your finances anytime and anywhere. Say goodbye to long lines and waiting for business hours; enjoy real-time account management right at your fingertips!

Financial Strength

Dedicated to Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $48,487,334 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options.

Growing Together

We believe our strength lies not only in numbers but also in the relationships we build with our members. With 21,042 strong accounts reflecting trust from our growing member base, your partnership with Greater Community is invaluable. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Community is your trusted partner. Visit us at 711 6Th St Dawson Mn 56232 or call (320) 769-2908 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $78,130,174 in share certificates, offering stable and rewarding financial growth opportunities. While we do not have money market shares at this time, our focus remains on maximizing the benefits for our members.

Operational Efficiency

Our efficient operations shine through with a net income of $3,597,405, enabling us to continue offering competitive loan rates and solid financial products for our members. We are also proud to have 24 full-time employees and 2 part-time employees ready to serve you with a knowledgeable team.

Strong Financial Position

With a net worth of $53,167,825, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity is robust, with $1,254 in used auto loans and $163,466,466 in total loans and leases supporting your financial goals across various sectors. This reflects our dedication to helping you achieve what matters most.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $15,522,050 in used vehicle loans and $3,640,357 in new vehicle loans already helping members get on the road. Whether you are purchasing a brand-new car or a reliable used one, we have options tailored for you.

Business Financing

For business owners, our outstanding commercial loans totaling $107,707,049 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities; our team is here to support your journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $831,279, make buying or refinancing simple. We're here to guide you through the process and help you find a solution that fits your budget and lifestyle.

Refinancing Options

If you're considering refinancing your current loans or looking for eligibility options, we've got you covered. Our team can help you explore various refinancing solutions that may save you money or improve your cash flow. We invite you to visit us at 711 6Th St Dawson Mn 56232 or give us a call at 320-769-2908 to learn more about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Greater Community, we strive to empower our members with the resources they need for financial success.

Unsecured Credit Cards

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $813,112 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you every time you swipe.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh serves as a trusted resource for consumers looking to make informed financial decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent, giving users peace of mind when comparing their options. One key advantage of using LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, guaranteeing transparency in the comparison process. Additionally, LendMesh maintains a strict policy of no sponsored listings, meaning lenders are not prioritized based on paid promotions. This impartial approach allows users to receive truly unbiased results. Another benefit of LendMesh is its real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions, empowering them to make well-informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for the best rates tailored to your needs, compare real-time loan offers today at LendMesh and take the first step toward smarter borrowing. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

GREATER COMMUNITY CREDIT UNION - Dawson, MN