Greater Community Credit Union Boyd MN | Best Auto Loans & Business Banking

Introduction

Welcome to Greater Community Credit Union, your trusted financial partner in Boyd, MN. Established in 1961, we have proudly served our community for over six decades, helping nearly 8,600 members achieve their financial goals. Our branch at 380 Stockholm, Boyd, MN 56218 is more than just a place to manage money; it's a hub of support and resources tailored to meet the unique needs of our members. At Greater Community Credit Union, we understand that banking should be personal. With total assets exceeding $273 million and deposits amounting to $16,925,072, we are committed to providing you with competitive rates and reliable services. Our total loan portfolio stands at an impressive 4,696 loans, ensuring that whether you're looking for a new vehicle or planning your dream home, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to PO Box 245, Boyd, MN 56218. We invite you to reach out anytime at (320) 855-9900 or explore our services online at greaterccu.com. Led by CEO John Nevins and Board President David Zaske, our dedicated team of 26 employees is here to assist you with everything from personal banking and auto loans to business financing and online banking services. With a net worth of $53,167,825 and cash reserves of $3,767,709, we prioritize your financial security. Join us today at Greater Community Credit Union where community matters most! Come visit us during our lobby hours on Monday, Tuesday, and Friday from 8 AM to 4 PM. We look forward to helping you with all your banking needs!

Branch History & Mission

Community Focus

Our dedication extends beyond financial transactions; we actively engage with the community through various outreach programs and partnerships that promote local development and empowerment. As part of our mission, we work tirelessly to contribute positively to Boyd and the surrounding areas. While members can visit us at 380 Stockholm Boyd Mn 56218, official correspondence should be sent to PO Box 245, Boyd, MN 56218 if necessary.

Join Us

As we look towards the future, we invite you to become part of the Greater Community family. Experience firsthand how we're committed not just to your finances but also to building a stronger community together. For more information about membership or services offered, feel free to call us at (320) 855-9900 or visit us online at greaterccu.com. Join us today and let's grow together!

Our Mission

At Greater Community Credit Union, our mission is simple yet profound: to enhance the financial well-being of our members while making a positive impact in our community. We understand that life can be unpredictable, which is why we offer a wide range of services from personal banking solutions like checking and savings accounts to auto loans and mortgages. We also provide business banking services to support local entrepreneurs. We strive to ensure that everyone feels welcome and valued here. This commitment is reflected in our ADA-compliant facilities and customer-centric initiatives designed to make banking easier for all. Whether you're visiting us in person during our lobby hours on Monday, Tuesday, and Friday from 8 AM to 4 PM or accessing your account online or through mobile banking, we are here to help you every step of the way.

Branch Location & Accessibility

A Friendly Invitation

With a commitment to serving our community through personal banking services such as checking and savings accounts, auto loans, mortgage loans, and business banking options, we invite you to come experience what makes Greater Community Credit Union special. Feel free to call us at 320-855-9900 or stop by during our operating hours we look forward to helping you with all your financial needs!

Operating Hours and Services

At Greater Community Credit Union, we strive to accommodate your schedule with convenient lobby hours on Monday, Tuesday, and Friday from 8 AM to 4 PM. Whether you're looking to open an account or need assistance with loans or credit cards, our friendly staff is here to help. We also offer drive-thru banking for quick transactions and ATM access for cash withdrawals and balance checks.

Parking and Accessibility

We understand that accessibility is important, which is why our location offers ample parking, including spaces for those with disabilities. Our facility is ADA compliant, featuring ramps and wide doorways that make it easy for everyone to access our services without hassle.

Member Eligibility

At Greater Community, we believe that everyone deserves access to a supportive financial community. Becoming a member of our credit union is simple and welcoming! If you live, work, worship, or attend school in Lac Qui Parle County, you can easily join us. We're dedicated to providing a range of financial services designed to meet your needs, from personal banking to loans and everything in between. For more detailed eligibility criteria, feel free to check out our resource at this link. Joining is just the beginning of enjoying the many benefits we offer, such as competitive rates on loans and savings accounts, personalized service, and a community-focused approach that sets us apart from traditional banks. Ready to take the next step? You can reach us at 320-855-9900 or visit us at our branch located at 380 Stockholm in Boyd, MN. We can't wait to welcome you into the Greater Community family!

Business Banking & Commercial Services

Convenient Merchant Services

In today's fast-paced market, efficient payment solutions are crucial. Our merchant services are designed to simplify transactions, allowing you to focus on what matters most growing your business. Imagine accepting payments seamlessly from your customers, whether they pay in cash or swipe their card. This not only enhances customer satisfaction but also increases sales potential. Located at 380 Stockholm Boyd Mn 56218 in Boyd, MN, our team is ready to assist you with tailored banking solutions that fit your unique needs. Let's work together to fuel your business ambitions!

Tailored Loan Options for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $803 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $107,707,049, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For local entrepreneurs and businesses, we offer comprehensive business banking services, including merchant services and business loans. We understand that running a business requires financial support that fits your unique situation, so we work closely with you to find the right solutions.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Greater Community provides robust online and mobile banking features. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on-the-go using our user-friendly app. Our ATMs also allow for cash withdrawals and balance checks whenever you need them.

Home Financing

For those looking to buy their first home or refinance an existing mortgage, our mortgage loans and refinancing services are here to help. We guide you through the process, ensuring you understand your options every step of the way. Whether you're upgrading to a larger space or seeking better rates on your current mortgage, we have solutions tailored for you.

In-Person Services

If you prefer face-to-face interactions, visit us at our branch located at 380 Stockholm Boyd Mn 56218. We offer basic drive-thru banking for quick deposits, withdrawals, and simple transactions perfect when you're in a hurry! You can reach us at 320-855-9900 if you have any questions about our services or need assistance. At Greater Community Credit Union in Boyd, MN, we strive to meet all your financial needs under one roof. With our extensive list of services tailored for individuals and businesses alike, we're here to support you every step of the way. Ready to take the next step? Visit us online at greaterccu.com or call us today!

Loans & Credit Options

If life throws unexpected expenses your way, our personal loans and debt consolidation offerings can provide the financial relief you need. With flexible terms and straightforward processes, we make it easy to manage your finances effectively. Additionally, our credit cards with rewards allow you to earn benefits while making everyday purchases.

Personal Banking

When it comes to personal banking, we offer a variety of options designed for everyday needs. Our checking and savings accounts are ideal for managing your daily finances, whether you're saving for a vacation or just need a reliable place for your paycheck. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates that can help you get behind the wheel without breaking the bank.

Digital & Online Banking

Key Services

Our online banking platform is available 24/7, making it easy for you to check balances, pay bills, and transfer money without stepping foot in a branch. You can explore all our digital offerings at https://greaterccu.com/ . We also provide e-statements, allowing you to view your account statements electronically saving trees and keeping your documents organized. If you prefer using your smartphone for banking, our mobile application has you covered. It features mobile payments that let you make purchases directly from your device. Plus, you can easily send money to friends or family with our person-to-person transfer feature. This means no more waiting for checks to clear; just quick and easy transactions right from the palm of your hand.

Security and Accessibility

Your security is our top priority. We utilize electronic signature authorization, ensuring that all your transactions are protected and verified. Our user-friendly interface makes navigating the app a breeze, whether you're checking account balances or setting up new payments. With Greater Community's digital banking services, you're not just managing money; you're gaining control over your financial life in real time. Whether you're at home or on the go, everything you need is just a click away. Join us today and experience the future of banking!

Financial Strength

Growing Together

Total Share and Deposit Accounts: 21,042, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $1,544,627, demonstrating our capacity to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Community is your trusted partner. Visit us at 380 Stockholm Boyd Mn 56218 or call (320) 855-9900 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $48,487,334 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,254 in used auto loans and $163,466,466 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $78,130,174 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $3,597,405 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $53,167,825, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,522,050 in used vehicle loans and $3,640,357 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or financing for a brand-new ride, we've got you covered.

Business Loans

For business owners, our outstanding commercial loans totaling $107,707,049 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing operations, our team is here to support your business ambitions.

Credit Lines

Additionally, our total credit lines amount to $11,240,000, offering flexibility when you need it most. This option allows you to borrow as needed while only paying interest on what you use. If you're considering refinancing any existing loans or would like to learn more about eligibility options for any of our products, please don't hesitate to reach out. Our dedicated team at Greater Community, located at 380 Stockholm Boyd Mn 56218, Boyd, MN, is always ready to assist you. Call us today at (320) 855-9900 and take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $831,279, make buying or refinancing simple. We provide flexible terms and competitive rates to help you secure your dream home without breaking the bank.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $813,112 in loans helping members manage their finances effectively. Our credit cards come with various benefits to fit your lifestyle while ensuring you stay in control of your spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment guarantees that users receive fair and transparent offers. One of the key advantages of using LendMesh is its focus on verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in the information provided. Unlike many comparison tools, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This means users receive unbiased results that reflect true market conditions. Additionally, LendMesh provides real-time rate comparisons from multiple institutions. This up-to-date information empowers users to make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the reliability and effectiveness of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

GREATER COMMUNITY CREDIT UNION - Boyd, MN