Greater Chautauqua Credit Union Falconer NY | Best Auto Loans & Business Banking

Introduction

Welcome to Greater Chautauqua, your trusted financial partner located at 51 E Main St, Falconer, NY 14733. Since our establishment in 1940, we have proudly served our community with a commitment to helping our members achieve their financial goals. With over 9,500 members and assets totaling $94,549,464, we understand the unique needs of our community and strive to provide tailored solutions. At Greater Chautauqua, we are more than just a credit union; we are a family dedicated to supporting one another. Our team of 29 employees, led by our CEO Kelly Haaksma and Board President Kelly Rhinehart, works tirelessly to offer you personal banking services that make a difference. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. While you can visit us at our branch location, please note that official correspondence should be sent to the same address: 51 E Main St, Falconer, NY 14733. We invite you to explore the range of services we offer, including online and mobile banking for your convenience. Our members benefit from a solid foundation with total deposits of $8,840,394 and cash in hand amounting to $1,362,184. We take pride in maintaining a healthy net worth of $9,648,520, ensuring that your funds are secure with us. We encourage you to reach out with any questions or to learn more about how we can assist you on your financial journey. You can contact us at 716-665-3799 or visit our website at Greater Chautauqua FCU for additional information. Join us today and experience the Greater Chautauqua difference where your financial well-being is our top priority!

Branch History & Mission

Community Commitment

Our efforts extend beyond banking as we actively engage in partnerships and outreach initiatives that uplift the local community. We understand that supporting local businesses and organizations is vital for creating a thriving environment for everyone. With ATM availability and drive-thru banking options at our branch, accessing your finances is easier than ever. Our operating hours Monday through Friday are designed to fit your busy lifestyle.

Join Us Today

We invite you to become part of the Greater Chautauqua family! Experience firsthand how we can support your financial goals while making a positive impact on our community. To learn more about membership eligibility or to open an account today, please visit our website or call us at 716-665-3799. Together, let's build a brighter future!

Our Journey

From our humble beginnings more than eight decades ago, Greater Chautauqua has continuously adapted to meet the changing needs of our community. With total assets currently standing at an impressive $94,549,464, we have built a strong foundation that allows us to offer a wide range of services. Our dedicated team of 29 employees works tirelessly to ensure that each member receives personalized attention and support. In addition to traditional banking services, we have embraced modern technology to enhance member experience. Our online and mobile banking options provide convenient access to accounts anytime and anywhere. We also take pride in being ADA compliant, ensuring that all members can easily access our services.

Our Mission

At Greater Chautauqua, our mission is clear: we strive to empower our members by providing accessible financial services while fostering community growth and support. We believe that by investing in our members' financial well-being, we contribute to the overall vitality of Falconer and its surrounding areas. We are more than just a credit union; we are a part of your community. While you can visit us at 51 E Main St for all your banking needs, official correspondence should be sent to the same address. Whether you're looking for checking and savings accounts or personal loans and vehicle financing, we're here to help you navigate your financial journey with confidence.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. The Greater Chautauqua branch is fully ADA-compliant, featuring ramps and designated parking spaces for those who need them. Whether you're visiting for a quick transaction or to discuss your financial needs, we've made it easy for everyone to get in and out comfortably.

Operating Hours

Our doors are open Monday through Friday, with lobby hours designed to fit your schedule: Monday and Tuesday from 9 AM to 4 PM, Wednesday and Thursday from 9 AM to 5 PM, and Friday from 9 AM to 5 PM. Feel free to drop by during these hours; we're always ready to assist you with friendly service!

Services Available

At Greater Chautauqua, we offer a range of banking services tailored just for you. From personal checking and savings accounts to auto loans and mortgage options, we have what you need under one roof. You can also take advantage of our drive-thru banking for quick deposits and withdrawals without leaving your car. Plus, our ATM is available for your convenience anytime you need cash or want to check your balance. If you have any questions or would like more information about our services, don't hesitate to call us at 716-665-3799. We look forward to welcoming you into our branch soon!

Member Eligibility

At Greater Chautauqua, we believe that joining our credit union is like becoming part of a close-knit family that truly cares about your financial well-being. Membership is open to anyone who lives, works, worships, or attends school in Chautauqua County. If you meet these criteria, you're already on your way to enjoying the many benefits we offer, from competitive loan rates to personalized service. Plus, being a member means you're not just another account; you're a valued part of our community. For more detailed eligibility information, feel free to check out our website at https://www.greatercfcu.com/about-us/about-greater-chautauqua-fcu/become-a-member.html. When you're ready to take the next step and open an account with us, you'll find that the process is straightforward and welcoming. You can easily start your membership journey by visiting us at 51 E Main St Falconer Ny 14733 or calling us at (716) 665-3799 for assistance. We're here to help you every step of the way! To get started right now, simply follow this link: https://app.consumer.meridianlink.com/pl/personalloan.aspx?enc=kw21wblm1yxpjjabdozad0snm1jy5pxm9sy6_a6ifuj_pt02ougpahoapjw-ui-1_afdwki4qsa62sxpvpsz-cmbhomskhnt7bgcdtcxbmi. Welcome to a brighter financial future with Greater Chautauqua!

Business Banking & Commercial Services

Driving Economic Growth

With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services That Matter

But it's not just about loans. Our merchant services simplify transactions, making it easy for you to accept payments and manage your cash flow efficiently. Imagine processing payments on-the-go or effortlessly handling customer transactions at your storefront our solutions make this possible. Located at 51 E Main St Falconer Ny 14733 in Falconer, NY, we're here to partner with you on your business journey. Let us help you turn your vision into reality! For more information, give us a call at (716) 665-3799 or visit our website at https://www.greatercfcu.com/.

Comprehensive List Of Services

Business Banking Services

For local businesses, Greater Chautauqua offers comprehensive business banking solutions including merchant services and business loans. We understand the unique challenges small businesses face, which is why we work closely with our business members to ensure they have the tools they need to succeed.

Convenient Access

We know convenience matters to our members. That's why we provide ATM and cash withdrawal services alongside basic drive-thru banking for quick deposits and withdrawals. Whether you're on the go or prefer visiting us in person during our operating hours Monday through Friday you'll find that accessing your funds is simple. At Greater Chautauqua, we're more than just a credit union; we're a community partner dedicated to helping you achieve your financial goals. If you're ready to explore how our services can benefit you or if you have any questions, don't hesitate to reach out! Call us at (716) 665-3799 or visit us online at https://www.greatercfcu.com/ for more information. Join us today at Greater Chautauqua your trusted financial partner in Falconer, NY!

Digital Banking Features

In today's fast-paced world, having access to your finances anytime is essential. That's why we offer robust online and mobile banking features that allow you to manage your accounts from anywhere. With services such as mobile payments, person-to-person transfers, and electronic statements, staying on top of your finances has never been easier.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed for everyday needs. Imagine easily managing your finances with accounts that offer competitive interest rates and no hidden fees. For those considering a new vehicle, our auto loans and vehicle financing options can help turn your dream car into reality. We also provide mortgage loans and refinancing opportunities, allowing you to find the perfect home or save money on your current mortgage. If you're facing unexpected expenses, our personal loans and debt consolidation services can provide the financial relief you need. Plus, with credit cards that offer rewards, you can earn while you spend.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, giving you the flexibility to handle your finances on your schedule. Whether you're checking your balance, transferring funds, or paying bills, everything is at your fingertips. Plus, with electronic signature authorization available, you can complete transactions quickly and securely without the need for paper forms. Want to stay organized? Sign up for e-statements! This feature not only helps reduce paper clutter but also allows you to access your statements anytime online. You'll never have to worry about losing important documents again. If you're always on the go, our mobile application makes banking even more convenient. You can manage your accounts directly from your smartphone or tablet. Enjoy features like mobile payments for quick purchases and person-to-person transfers that allow you to send money to friends and family instantly. Security is a top priority at Greater Chautauqua. We use advanced encryption technology to protect your information while providing a smooth banking experience. You can feel confident knowing that your personal data is safe with us. At Greater Chautauqua, we are committed to making banking accessible and straightforward for all our members. Our digital services empower you with real-time account management and the tools you need to take control of your finances effortlessly. Join us today and experience the ease of online banking!

Financial Strength

At Greater Chautauqua, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, as it reflects our commitment to serving your needs effectively. With a net worth of $9,648,520, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,996,114 in share certificates and $9,452,556 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,648,520 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $14,784,467 in used auto loans and $42,967,155 in total loans and leases. Our operational efficiency is evident in our reported net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 28 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $81,393. Total Share Accounts: 19,954, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Chautauqua is your trusted partner. Visit us at 51 E Main St Falconer NY 14733 or call 716-665-3799 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,418,467 in used vehicle loans and $2,623,132 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that you find an option that fits your budget.

Credit Lines

Our total credit lines amount to $12,000,000, giving you access to funds when you need them most. This product is perfect for emergencies or unexpected expenses. We also encourage our members to explore refinancing options if they have existing loans with higher interest rates. This could save you money over time and make payments more manageable. At Greater Chautauqua, we're committed to serving our community and providing financial solutions tailored to individual needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to visit us or contact us at (716) 665-3799 for more information about our loan offerings or assistance with your application process!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,329,235, make buying or refinancing simple. We offer guidance throughout the process, helping you understand your eligibility and providing options that suit your financial situation.

Unsecured Credit Card Loans

For those looking for additional financial flexibility, we also offer unsecured credit card loans, allowing you to manage your finances effectively. While currently there are no unsecured credit card loans issued, our team is ready to assist you with future needs.

Loan Aggregator

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GREATER CHAUTAUQUA FEDERAL CREDIT UNION - Falconer, NY

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