Greater Chautauqua Credit Union Dunkirk NY | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Greater Chautauqua, where we believe that strong financial foundations are built on trust, community, and personalized service. Located at 57 Lake Shore Dr W, Dunkirk, NY 14048, our credit union has been serving the needs of our members since 1940. With a commitment to fostering financial wellness, we proudly support over 9,500 members with a range of services tailored to help you achieve your goals. As a member-focused institution, we have grown significantly over the years. Our total assets now exceed $94 million, and we maintain deposits of around $8.8 million, reflecting the trust our community places in us. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we've got you covered. Under the leadership of CEO Kelly Haaksma and Board President Kelly Rhinehart, our team is dedicated to providing exceptional service. With a workforce of 29 employees, we ensure that every interaction with our members is warm and helpful. We understand that navigating finances can be overwhelming; that's why we're here to guide you every step of the way. While you can visit us at our Dunkirk branch for all your banking needs, please note that official correspondence should be sent to 57 Lake Shore Dr West, Dunkirk, NY 14048 if different from our physical location. Ready to take control of your financial future? Call us today at 716-366-8150 or explore more about our offerings on our website at greatercfcu.com. Join us at Greater Chautauqua and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Community Focus

At Greater Chautauqua, we believe that being a good neighbor is part of who we are. Our partnerships with local organizations allow us to contribute to various community outreach efforts that make a real impact. We are dedicated to supporting initiatives that foster growth and improve lives in Dunkirk and beyond. Join us as we continue this journey together! Experience firsthand what it means to be part of a community-focused credit union. Whether you're looking for a loan or simply need advice on managing your finances better, we're here for you. Visit us today or give us a call at (716) 366-8150 we're excited to help you achieve your financial goals!

Our Mission

Our mission is simple yet profound: to enhance the financial well-being of our members while contributing positively to the community. We offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Our business banking services also support local entrepreneurs through merchant services and business loans. While members can visit us at 57 Lake Shore Dr W Dunkirk Ny 14048, official correspondence should be sent to 57 Lake Shore Dr West, Dunkirk, NY 14048. We understand that convenience matters; that's why we provide ATM access and drive-thru banking for quick transactions. Additionally, we have embraced digital advancements with online and mobile banking options available for our members.

Branch Location & Accessibility

Convenient Access

At Greater Chautauqua, we understand that accessibility is essential. Our branch offers ample parking and features like ADA-compliant ramps to ensure everyone can access our services comfortably. You'll find that navigating through our lobby is straightforward, and our staff is always ready to assist you with a smile.

Get in Touch

If you have any questions or want more information about our services, don't hesitate to call us at 716-366-8150. We invite you to visit us at Greater Chautauqua and experience the difference of working with a local credit union that truly cares about its members!

Operating Hours

We're here for you! Our lobby hours are Monday and Tuesday from 9 AM to 4 PM, and Wednesday through Friday from 9 AM to 5 PM. Whether you need assistance with personal banking or have questions about loans, we're available during these hours to provide support.

Services Offered

As a member of Greater Chautauqua, you can enjoy a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with convenient ATM access and drive-thru banking options available, managing your finances has never been easier.

Member Eligibility

Becoming a member of Greater Chautauqua feels like joining a warm and welcoming community where your financial well-being is the top priority. To qualify for membership, you simply need to live, work, worship, or attend school in Chautauqua County. This means that if you're part of our local family, we want you to benefit from our exceptional services! At Greater Chautauqua, you'll enjoy personalized banking options designed just for you, whether it's checking and savings accounts, auto loans, or mortgage solutions. Getting started is easy! You can find all the details about eligibility by visiting https://www.greatercfcu.com/about-us/about-greater-chautauqua-fcu/become-a-member.html. If you're ready to open an account or have questions, feel free to reach out at (716) 366-8150. We're here to help you take that first step toward being part of something special at Greater Chautauqua, located at 57 Lake Shore Dr W Dunkirk Ny 14048.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment processing is crucial for any business. Our merchant services provide seamless payment options that cater to your customers' needs, whether they prefer credit cards or mobile payments. This not only enhances customer satisfaction but also helps you manage transactions effortlessly. Located at 57 Lake Shore Dr W Dunkirk Ny 14048, Dunkirk, NY 14048, we're here to support your business journey every step of the way. Contact us at (716) 366-8150 or visit our website at https://www.greatercfcu.com/ to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM and Drive-Thru Services

We also offer essential banking services through our ATM access, allowing you to withdraw cash and check balances conveniently. If you prefer visiting us in person, our basic drive-thru banking makes deposits, withdrawals, and simple transactions quick and easy.

Business Banking

For our business members, we offer essential services like merchant services and business loans. We understand that running a business comes with its challenges, and we're committed to supporting your financial journey.

Credit Options

Our credit cards with rewards give you more than just purchasing power; they also allow you to earn benefits on everyday spending. With various rewards programs, you'll find value in every swipe.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options so you can manage your finances from anywhere at any time. With features like mobile payments and person-to-person transfers, handling your money has never been easier.

Join Us Today!

At Greater Chautauqua, we're more than just a credit union; we're a community partner dedicated to helping you thrive financially. Explore all our services today by visiting us or checking out our website at greatercfcu.com. Ready to take the next step? Don't hesitate call us at 716-366-8150 or come by during our lobby hours: Monday & Tuesday from 9 AM - 4 PM and Wednesday - Friday from 9 AM - 5 PM. We look forward to serving you!

Personal Banking

When it comes to personal banking, we offer an array of options designed with you in mind. Whether you're looking for a checking or savings account, we have the right accounts that fit your lifestyle and help you save for future needs. Need a new car? Our auto loans and vehicle financing solutions make purchasing a vehicle easier than ever, ensuring that you get behind the wheel without stress. Homeownership is a big step, and we're here to help with our mortgage loans and refinancing options. If you're looking to consolidate debt or simply need some extra cash, our personal loans provide flexible terms suited to your situation.

Digital & Online Banking

Always Accessible

Our 24/7 online banking services mean that you can check your balance, transfer funds, or pay bills any time of day or night. No more waiting for business hours! Plus, with the ability to set up alerts and notifications, you'll always stay informed about your account activity. At Greater Chautauqua, we prioritize both convenience and security in all our digital offerings. Our systems are designed to protect your information so you can bank with confidence. Join us today and discover how easy managing your finances can be!

Key Features

With our online banking services available at https://www.greatercfcu.com/, you can enjoy features like e-statements, which provide a convenient way to access your financial statements without the clutter of paper. If you prefer signing documents electronically, you'll be pleased to know that we offer electronic signature authorization for a smooth transaction experience. Managing your money has never been easier with our mobile application. This user-friendly app allows you to perform everyday banking tasks right from your smartphone. You can make mobile payments effortlessly, transfer money between friends with person-to-person transfers, and view real-time updates on your accounts all while ensuring top-notch security.

Financial Strength

Commitment to Growth and Service

With $9,648,520 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $14,718,467 in used auto loans and $42,967,155 in total loans and leases available to support your financial goals across various sectors. We also take pride in having 28 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our operational efficiency is reflected in our current net income of $0, positioning us well for future growth while maintaining competitive loan rates and solid financial products for our members.

Growing Member Base

Total Share Accounts stand at 19,954, showing a strong and growing member base that trusts us with their finances. This trust fuels our commitment to provide reliable service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Chautauqua is your trusted partner. Visit us at 57 Lake Shore Dr W Dunkirk NY 14048 or call us at 716-366-8150 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $13,996,114 in share certificates and $9,452,556 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $9,648,520, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,418,467 in used vehicle loans and $2,623,132 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away with the vehicle you need.

Credit Lines and More

In addition to auto and mortgage loans, we provide access to credit lines totaling $12,000,000. This means you can easily manage unexpected expenses or fund projects without hassle. If you're considering refinancing any of these options or want to learn more about eligibility requirements, our dedicated team at Greater Chautauqua is ready to assist you. Feel free to reach out via phone at 716-366-8150, or visit us at our branch located at 57 Lake Shore Dr W Dunkirk NY 14048 during our operating hours: Monday & Tuesday from 9 AM - 4 PM and Wednesday - Friday from 9 AM - 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Choose Greater Chautauqua for all your lending needs where personalized service meets community values.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,329,235, make buying or refinancing simple. We offer various mortgage products designed to meet your needs, whether you're a first-time buyer or looking to refinance an existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although currently we have $0 in unsecured credit card loans available, our team is here to help you find the best options for managing your finances effectively when they become available.

Loan Aggregator

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