Greater Centennial Credit Union Mount Vernon NY | Low Mortgage Rates & Business Banking

Introduction

Welcome to Greater Centennial, your trusted partner in financial services since 1969! Located at 114 W 4Th St, Mount Vernon, NY 10550, our credit union is dedicated to serving our community with a personal touch. With a proud membership of 176 and total assets reaching $225,027, we are here to support your financial journey every step of the way. At Greater Centennial, we offer a range of services tailored to meet your needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking solutions, we've got you covered. We understand that each member's situation is unique, which is why our team is committed to providing personalized guidance. Led by our experienced CEO, Tammy Johnson Barnes, and Board President, Stephen Pogue, we prioritize building lasting relationships with our members. Our small but dedicated team of 1 employee works tirelessly to ensure that you receive the best service possible. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 3327, Mt Vernon, NY 10553. Our financial health reflects our commitment to you with total deposits amounting to $129,628 and a net worth of $16,423. We believe in transparency and accountability as pillars of trust within our community. Ready to take the next step in achieving your financial goals? Feel free to give us a call at 914-664-1838 or explore more about our services on our website here. Join us today and experience the difference of community-focused banking with Greater Centennial!

Branch History & Mission

Community Commitment

We understand the importance of giving back. That's why we actively engage in various community outreach efforts and partnerships designed to uplift those around us. Whether it's supporting local events or providing educational resources about financial literacy, Greater Centennial remains dedicated to making a difference. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being part of Greater Centennial where your financial well-being is at the forefront of everything we do. Reach out today at 914-664-1838 or visit us online at greatercentennialfcu.com. Together, let's build a brighter financial future for you and your community!

Our Mission

At Greater Centennial, our mission is clear: We strive to create a positive impact on the lives of our members by offering personalized financial solutions while fostering a sense of community. We believe that everyone deserves access to quality banking services regardless of their financial situation. Our focus is not just on transactions but on building lasting relationships that help our members achieve their goals. While members can visit us at 114 W 4th St, official correspondence should be sent to PO Box 3327, Mt Vernon, NY 10553. We invite you to take advantage of our operating hours from 9 AM to 5 PM, Monday through Friday. Although we currently do not offer ATM or drive-thru services, we are committed to providing convenient online banking options that allow you to manage your finances anytime.

Our Story

Located at 114 W 4th St, Mount Vernon, NY 10550, Greater Centennial has always focused on providing accessible financial services tailored to the unique needs of our members. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgage refinancing, and business banking solutions. As our membership grew, so did our commitment to improving lives through financial education and community involvement. Our headquarters in Mount Vernon serves as the heart of our operations, where we proudly manage assets totaling over $225,027. This growth reflects our members' trust in us and our mission to provide reliable financial services that empower individuals and families.

Branch Location & Accessibility

Accessibility Features

At Greater Centennial, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and accessible parking options. We want everyone to feel comfortable and welcome as they visit us for their banking needs.

Contact Us

We invite you to stop by or give us a call at 914-664-1838 if you have any questions or need assistance. At Greater Centennial, we're not just about numbers; we're about building relationships within our community. Come see how we can help you achieve your financial goals today!

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 5:00 PM, so you can visit us at a time that suits your schedule. Whether you're looking to set up a new account or discuss loan options, our friendly staff is here to help you every step of the way.

Services Offered

While you're with us, explore our wide range of services designed for both personal and business banking. From checking and savings accounts to auto loans and mortgage refinancing, we have options tailored just for you. Our online banking services also provide the convenience of managing your finances from anywhere.

Member Eligibility

At Greater Centennial, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to be part of a community that prioritizes your financial well-being, you'll find that eligibility is quite accessible. To join us, you typically need to reside, work, or worship in the areas surrounding Mount Vernon. Our friendly team is here to help you with any questions about the membership process. You can explore more about the specific eligibility criteria by visiting our website. Opening an account with us is straightforward and welcoming. Once you've confirmed your eligibility, simply reach out to us at (914) 664-1838, and we'll guide you through the steps needed to become a member. With benefits like personalized service and a variety of financial products tailored just for you, it's easy to see why so many choose Greater Centennial as their trusted financial partner. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

Imagine running your shop and being able to accept payments seamlessly from customers, no matter how they choose to pay. Our merchant services are here to help you manage transactions easily and efficiently. This means more time focusing on what you do best growing your business. While our outstanding commercial loan portfolio currently stands at $0, we are dedicated to driving economic growth by financing new and expanding businesses in Mount Vernon, NY. Let's work together to turn your vision into reality! Visit us at 114 W 4Th St Mount Vernon Ny 10550 or call us at (914) 664-1838 to learn more about how we can help you succeed.

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that meet diverse needs.

Comprehensive List Of Services

Business Banking

For our business members, we offer specialized services tailored to help your business thrive. Our business banking solutions include merchant services and business loans designed to support your growth and operational needs.

Credit Cards

If you're interested in building rewards while you spend, our credit cards with rewards might be just what you're looking for. Enjoy benefits that make your purchases more rewarding, whether it's cash back, travel points, or other perks.

Digital Banking Convenience

In today's fast-paced world, access to banking services anytime is crucial. That's why we provide robust online and mobile banking platforms. Manage your accounts from the comfort of your home or on-the-go with ease. While we currently do not have ATM services available at this branch, our online banking features ensure you can handle most transactions without any hassle. Whether you're a first-time member or have been with us for years, our goal at Greater Centennial is to create an environment where financial success is within reach for everyone. If you have questions about any of our services or need assistance getting started, don't hesitate to give us a call at (914) 664-1838. We're here for you! Explore how we can help make your financial dreams a reality by visiting us today at Greater Centennial Fcu!

Home Financing

For those dreaming of home ownership or looking to refinance their current mortgage, we provide accessible mortgage loans and refinancing solutions. Our experts can guide you through the process, making it easier than ever to secure your dream home or lower your monthly payments.

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that cater to different lifestyles and financial goals. Imagine having a safe place to keep your money while also earning interest our savings accounts do just that! If you're in the market for a vehicle, our auto loans and vehicle financing options will help you get behind the wheel without breaking the bank.

Personal Loans

We understand that life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options, helping you manage your finances better and reduce stress. With flexible terms and competitive rates, you can find the right solution for your needs.

Digital & Online Banking

Key Features

With our online banking, you can easily check your account balances, transfer funds, and pay bills all with just a few clicks. We provide e-statements for those who prefer digital records, giving you instant access to your financial information without the clutter of paper statements. You can rest assured knowing that your data is protected with robust security measures. While we currently do not offer mobile payments or a dedicated mobile application, our online platform is user-friendly and designed for easy navigation. You can manage your finances from any device with internet access.

Staying Connected

Although person-to-person transfers aren't available right now, our online banking features allow you to stay connected to your accounts anytime. The convenience of real-time account management means you can keep track of your spending and savings effortlessly. At Greater Centennial, we prioritize your financial well-being by providing efficient online services that make banking simple and secure. Explore more about what we offer by visiting https://www.greatercentennialfcu.com/ today!

Financial Strength

At Greater Centennial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation, ensuring that your money is in safe hands. With a net worth of $16,423, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.30% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $15,970 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $65,233 in total loans and leases. Although our recent net income shows a slight loss of $4,522, it reflects our ongoing commitment to investing in services that matter most to you. We strive for operational efficiency so that we can continue offering competitive loan rates and quality financial products tailored for your needs. Our dedicated team consists of 0 full-time employees and 1 part-time employees who are always ready to assist you with knowledgeable support. We proudly serve a growing member base with 173 total share accounts, showcasing the trust placed in us by the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Centennial is your trusted partner. Visit us at 114 W 4Th St Mount Vernon Ny 10550 or call (914) 664-1838 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. While we currently show no loans issued in this category, we're ready to assist you with tailored financing options when you're ready to hit the road.

Mortgage Loans

Thinking about homeownership? While our mortgage options currently total $0, we're here to guide you through the process when you're ready to buy or refinance your home. Our knowledgeable staff can help you navigate eligibility options and find the best solutions for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Currently, our total in this category stands at $0, but this product is perfect for managing finances effectively and building credit over time. At Greater Centennial, your financial well-being is our priority. If you're interested in learning more about refinancing options or eligibility requirements for any of our loans, please don't hesitate to reach out. You can contact us at 914-664-1838 for personalized assistance. For performance insights and financial data regarding our services, visit the National Credit Union Administration (NCUA) at: [https://www.ncua.gov](https://www.ncua.gov), based on the latest results. We're here to support you every step of the way on your financial journey!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This means you can trust the information provided is accurate and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that serve the user's best interests. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly find the most competitive options available, allowing for well-informed choices. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your financial future today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. With a commitment to accuracy, LendMesh ensures that all loan comparisons reflect current market conditions.

GREATER CENTENNIAL FEDERAL CREDIT UNION - Mount Vernon, NY

Compare Loan Rates Near You

Loan rates in Mount Vernon, NY (10550)