Greater Alliance Credit Union Paramus NJ | Best Auto Loans & Business Banking

Introduction

Welcome to Greater Alliance, your trusted financial partner located at 40 W Century Rd, Paramus, NJ 07652. Since our establishment in 1937, we have been dedicated to serving our community with integrity and commitment. With a strong membership base of over 22,796 individuals, we pride ourselves on creating lasting relationships while providing top-notch financial services. At Greater Alliance, we understand that your financial journey is unique. That's why we offer a wide range of products including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions. Our total assets stand at an impressive $247,021,220, allowing us to be well-equipped to meet your needs. You can trust us to manage your deposits currently totaling $24,874,506 with care and transparency. Under the leadership of our CEO, Glenn Guinto, and Board President, Richard Vega, our team of 57 dedicated employees works tirelessly to ensure you receive personalized service every step of the way. Whether you're visiting us in person or accessing our online banking features from home, we're here to make banking easy and accessible. For any official correspondence, please note that while you can visit us at the branch address mentioned above, you may also send mail to our mailing address: 40 West Century Road, Paramus, NJ 7652. Ready to take control of your financial future? Give us a call at 888-554-2328 or explore our website at greateralliance.org for more information about how we can help you achieve your goals. Join us today and experience the difference that comes with being a member of Greater Alliance!

Branch History & Mission

Join Us!

We invite you to experience the Greater Alliance difference. With operating hours from 9 AM to 5 PM Monday through Wednesday, extended hours on Thursdays until 7 PM, and Saturdays from 9 AM to 1 PM, we're here when you need us most. For any questions or assistance, feel free to call us at 888-554-2328. Join us today and discover how Greater Alliance can help you achieve your financial goals while being an integral part of a supportive community!

Our Journey

Since opening our doors, Greater Alliance has been dedicated to providing exceptional financial services while fostering strong relationships within the community. Over the years, we've expanded our offerings and adapted to meet the evolving needs of our members. Our total assets now exceed $247 million, reflecting our commitment to responsible growth and member support. As we progressed through the decades, we embraced advancements in technology to enhance service delivery. Today, we offer convenient online banking options and mobile payment solutions while ensuring compliance with ADA standards for all our facilities.

Our Mission

At Greater Alliance, our mission is simple yet profound: We aim to empower our members by providing personalized financial solutions that promote stability and growth. Whether you're looking for a checking account, auto loans, or mortgage refinancing, we strive to make every interaction meaningful. We also believe in giving back; through various community outreach initiatives, we support local programs that uplift and strengthen the neighborhoods we serve. While you can visit us at 40 W Century Rd, official correspondence should be sent to 40 West Century Road, Paramus, NJ 7652 if different. Our drive-thru service is available for your convenience along with ATM access for quick cash withdrawals and balance inquiries.

Branch Location & Accessibility

Accessibility Features

At Greater Alliance, we prioritize making banking easy for everyone. Our branch is fully compliant with ADA guidelines, featuring ramps and spacious entrances to accommodate all visitors. Ample parking is available right outside our doors, ensuring that you can access our services without hassle.

Call to Action

We invite you to experience the welcoming atmosphere at Greater Alliance. Feel free to give us a call at 888-554-2328 if you have any questions or need assistance. We look forward to seeing you soon!

Operating Hours

We understand that your time is valuable. That's why our lobby is open Monday through Wednesday from 9 AM to 5 PM, and we extend our hours until 7 PM on Thursdays and Fridays for your convenience. On Saturdays, you can visit us from 9 AM to 1 PM, giving you plenty of opportunities to fit banking into your busy schedule.

Services Offered

At Greater Alliance, we offer a wide range of services tailored to meet your needs. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgage refinancing, we've got you covered. Our friendly staff is here to help with everything from basic transactions at our drive-thru to more complex business banking needs.

Member Eligibility

Joining the Greater Alliance community is more than just opening an account; it's about becoming part of a supportive family that cares about your financial well-being. If you live, work, worship, or attend school in Bergen County or nearby areas, you're already on the path to membership! We welcome individuals who value personal service and community engagement. At Greater Alliance, you'll enjoy competitive rates on loans and savings, along with access to a range of services designed to help you reach your financial goals. Ready to become a member? It's easy! You can find all the eligibility details at https://membership.greateralliancefcu.org/?selected=1,22, which outlines everything you need to know before signing up. Once you're set, simply head over to our account opening page at https://online.greateralliancefcu.org/enroll/ to get started. If you have any questions or need assistance, feel free to give us a call at (888) 554-2328. We can't wait to welcome you into the Greater Alliance family!

Business Banking & Commercial Services

Driving Economic Growth

With an outstanding commercial loan portfolio of $9,857,128, we continue to drive economic growth by financing new and expanding businesses. Every loan represents a story of ambition and success in our community.

Flexible Financing Options

In addition to member loans, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. This means that even if you're not a member yet, you can still access essential funding to keep your business moving forward.

Merchant Services Tailored for You

Alongside our loan offerings, we provide merchant services designed to streamline payment processing for your business. Imagine having the ability to accept payments seamlessly from customers while keeping track of transactions effortlessly. Our solutions are crafted to help you manage your cash flow and grow your customer base efficiently. Ready to take your business to the next level? Visit us at 40 W Century Rd Paramus Nj 07652 or call us at (888) 554-2328 to explore how our Business Banking & Commercial Services can meet your needs!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $18 in commercial loans for our members, helping businesses scale and succeed. These loans can be the stepping stone for your next big project, whether it's expanding your operations or purchasing new equipment.

Comprehensive List Of Services

Business Banking

For our members who are entrepreneurs or small business owners, Greater Alliance offers robust business banking solutions. From merchant services that facilitate smooth transactions to business loans that help you grow your enterprise, we provide the tools necessary for success.

Credit Options

We also know how important it is to have access to credit when needed. That's why we offer credit cards with rewards, allowing you to earn benefits while making everyday purchases.

Drive-Thru & Shared Branch Services

Our drive-thru service allows for quick banking transactions without leaving your vehicle. Whether it's deposits or withdrawals, we aim to make your banking experience as efficient as possible. Additionally, through shared branch transactions with partner credit unions, members can access their accounts easily across various locations. At Greater Alliance, we believe in building lasting relationships with our members by offering personalized service backed by modern conveniences. If you're ready to take the next step towards managing your finances with ease or have any questions about our offerings, don't hesitate to reach out! You can contact us at (888) 554-2328 or visit us at our branch in Paramus, NJ. Join us today and discover how we can help you achieve your financial goals!

Online & Mobile Banking

In today's fast-paced world, convenience matters. With our online and mobile banking services, you can manage your accounts anytime and anywhere. Pay bills, transfer funds, and even deposit checks right from your smartphone! Plus, our ATM services ensure that cash withdrawal is easy and accessible whenever you need it.

Personal Banking

Whether you're looking to open a checking account for everyday expenses or save for future goals with a savings account, Greater Alliance has you covered. Our personal banking services are designed with you in mind. For those considering buying a new car or refinancing an existing vehicle, our auto loans and vehicle financing options offer competitive rates and flexible terms. If home ownership is on your radar, look no further than our mortgage loans and refinancing options. We aim to make the process straightforward and stress-free so that you can focus on enjoying your new home. Additionally, if unexpected expenses arise, our personal loans can help you consolidate debt or cover costs without hassle.

Digital & Online Banking

Key Features

Our 24/7 online banking services allow you to access your accounts anytime, anywhere. Whether you want to check your balance, pay bills, or transfer money, it's all just a few clicks away. Plus, with our person-to-person transfer feature, sending money to friends and family is straightforward and fast. Need to stay organized? Sign up for e-statements and keep track of your transactions without the hassle of paper clutter. And if you're on the go, our mobile payments feature lets you make purchases right from your smartphone no wallet required!

Security and Ease of Use

We prioritize your security with every transaction. While we currently do not offer electronic signature authorization, rest assured that all digital interactions are protected with robust security measures. Our user-friendly interface ensures that even those new to online banking can navigate their accounts with ease. While we don't have a dedicated mobile application yet, our website is optimized for mobile devices, allowing for smooth browsing on any gadget you choose. At Greater Alliance, we believe in providing tools that empower you to manage your finances effectively. Explore all our digital banking options today by visiting https://www.greateralliance.org/ your financial freedom is just a click away!

Financial Strength

Commitment to Innovation

With $20,397,310 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $759 in used auto loans and $176,052,084 in total loans and leases.

Growing Member Base

Total Share Accounts stand at 36,690, showcasing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments amounting to $0, we have the resources necessary to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Alliance is your trusted partner. Visit us at 40 W Century Rd Paramus Nj 07652 or call (888) 554-2328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

We prioritize our members' needs above all else. Members' savings are secured through $62,853,801 in share certificates and $2,342,411 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, with non-member deposits at $221,315, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 52 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $20,914,049, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $847 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Greater Alliance, we understand that financial needs come in many forms. Whether you're looking to buy a car, purchase a home, or manage your finances more effectively, our loan products are designed to help you achieve your goals. Located at 40 W Century Rd, Paramus, NJ 07652, we invite you to explore the various lending options available to our members. With over 8021 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,057,312 in used vehicle loans and $2,070,170 in new vehicle loans already helping members get on the road. Whether you choose a new or used vehicle loan, you'll find flexible terms tailored to fit your budget. Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $48,423,915. This option can help turn your homeownership dreams into reality while providing competitive rates and terms. For business owners, our outstanding commercial loans totaling $9,857,128 provide the capital needed to grow and expand your business. We understand that every business has unique needs; our team is ready to work with you on finding the right financing solution. Additionally, we also offer flexible terms on unsecured credit card loans. Though currently we have no unsecured credit card loans issued, our team is equipped to assist you in managing your finances effectively with future offerings. If you're interested in refinancing or would like to know more about eligibility options for any of these products, don't hesitate to reach out. You can contact us at 888-554-2328 for more information or visit our website at Greater Alliance for details on how to apply. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today and let Greater Alliance be your partner in achieving financial success!

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