Greater Alliance Credit Union Hackensack NJ | Affordable Auto Loans & Business Banking

Introduction

Welcome to Greater Alliance, your trusted financial partner located at 100 Hudson St, Hackensack, NJ 07601. Since our establishment in 1937, we have dedicated ourselves to serving our members with integrity and commitment. With a strong community presence and a growing membership of 22,796, we pride ourselves on offering personalized services tailored to meet your financial needs. At Greater Alliance, we understand that financial well-being is crucial for our members. That's why we manage a robust portfolio of assets totaling $247,021,220 and maintain total deposits of $24,874,506. Our members can benefit from an extensive range of services, including auto loans, mortgage financing, and business banking solutions. In fact, our total loans reach an impressive count of 8,021, illustrating our dedication to supporting the financial goals of individuals and families in Hackensack and beyond. Under the leadership of CEO Glenn Guinto and Board President Richard Vega, our team of 57 employees is here to provide you with exceptional service every day. Whether you're visiting us in person or accessing our online banking services, we prioritize your experience and satisfaction. You can easily reach us at 201-599-5500 for any inquiries or assistance. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to 100 Hudson Street, Hackensack, NJ 7601 if different from our branch address. Join us in experiencing the difference that a member-focused credit union can make in your financial journey. Explore our services today by visiting Greater Alliance or stop by during our operating hours Monday through Wednesday from 9 AM to 5 PM; Thursday and Friday from 8:30 AM to 6:30 PM; and Saturday from 9 AM to 1 PM. We're here for you!

Branch History & Mission

Community Commitment

Greater Alliance is deeply rooted in the communities we serve. We actively participate in various outreach programs aimed at improving lives within Hackensack and beyond. Our partnerships with local organizations allow us to contribute positively by supporting educational initiatives and providing resources for those in need. As we look towards the future, we remain committed to innovation while maintaining our core values. Our efforts include ensuring ADA compliance for all members and enhancing digital tools for easier banking experiences. Join us today at Greater Alliance! Experience the difference of being part of a community-focused credit union where your financial goals are our priority. Whether you're opening your first account or seeking guidance on loans and investments, we're here for you every step of the way. Visit us or call us at (201) 599-5500 we can't wait to welcome you into the Greater Alliance family!

Our Mission

At the heart of Greater Alliance is our mission: to enhance the financial well-being of our members while fostering a sense of community. We believe in empowering individuals through education and access to a wide range of financial products. Whether you are looking for checking accounts, savings plans, or personal loans, we strive to provide solutions that not only meet but exceed your expectations. We understand that banking is more than just transactions; it's about building relationships. That's why we emphasize customer service and engagement in everything we do. Our dedicated team is here to guide you through your financial journey with personalized advice and support. While members can visit us at 100 Hudson St Hackensack Nj 07601, official correspondence should be sent to 100 Hudson Street, Hackensack, NJ 7601. We are proud to offer modern conveniences such as online and mobile banking options alongside traditional services like drive-thru banking and ATMs for easy access.

Branch Location & Accessibility

Welcome to the Greater Alliance Hackensack Branch, your friendly neighborhood credit union located at 100 Hudson St, Hackensack, NJ 07601. Our branch is situated in a vibrant part of Bergen County, making it easy for you to stop by while running errands or visiting nearby landmarks like the Hackensack River and the bustling downtown area. At Greater Alliance, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can comfortably access our services. We also offer ample parking for your convenience, so you won't have to worry about finding a spot when you visit us. We understand that your time is valuable. That's why our operating hours are designed to fit your schedule. You can visit us Monday through Wednesday from 9 AM to 5 PM, with extended hours on Thursday and Friday until 6:30 PM. If you're looking to bank on Saturday, we're open from 9 AM to 1 PM! Please note that we're closed on Sundays. For those who prefer banking on the go, we have an ATM available for quick cash withdrawals and balance inquiries. Plus, if you're in a hurry, our drive-thru service is here for simple transactions like deposits and withdrawals making banking even more convenient! If you need to send any official correspondence, please use our mailing address: 100 Hudson Street, Hackensack, NJ 7601. This helps ensure that your documents reach us without delay. Have questions? Feel free to call us at 201-599-5500. Our friendly staff is always ready to assist you with personal banking services such as checking and savings accounts, auto loans, mortgage loans, and more. We invite you to come by and experience the warm community atmosphere at Greater Alliance Hackensack Branch. Whether you're looking for financial advice or just want to chat about your banking needs, we're here for you!

Member Eligibility

Becoming a member of Greater Alliance means joining a friendly community that truly cares about your financial well-being. To be eligible, you generally need to live, work, worship, or attend school in the areas we serve, which is outlined in more detail at this link. It's an easy and welcoming process designed for everyone! Once you're a member, you'll enjoy a wide range of benefits including personalized service and competitive rates on loans and savings accounts. Opening an account is simple too! Just visit our website to get started at this page, or feel free to give us a call at (201) 599-5500 if you have any questions. We're located at 100 Hudson St Hackensack Nj 07601, and our team is here to help you every step of the way. Join us today and experience the difference that being part of Greater Alliance can make in your financial journey!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

Imagine running your day-to-day operations without worrying about payment processing. Our merchant services provide reliable solutions that allow you to focus on what matters most growing your business. With easy-to-use systems, you can accept payments seamlessly, ensuring a smooth experience for your customers. Located at 100 Hudson St, Hackensack, NJ 07601, our team is ready to partner with you on your journey toward success. For more information or to discuss how we can support your business goals, give us a call at 201-599-5500.

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $18 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $9,857,128, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Convenience matters! We provide easy access through our ATM services, allowing you to withdraw cash or check balances without hassle.

Auto Loans & Vehicle Financing

Thinking about buying a new car or refinancing your current vehicle? Our auto loans and vehicle financing options make the process easy. We understand that getting behind the wheel of your dream car is exciting, which is why we work hard to provide competitive rates and flexible terms that fit your budget.

Business Banking

For our local entrepreneurs, we offer tailored business banking services, including merchant services and business loans. Running a business comes with challenges, and we aim to support you with financial solutions that help your business thrive.

Credit Cards with Rewards

Enjoy shopping and earning rewards at the same time! Our credit cards with rewards provide benefits for everyday purchases. It's like getting something back every time you spend perfect for those who love to travel or shop!

Drive-Thru Banking

For quick transactions like deposits or withdrawals, take advantage of our convenient drive-thru service. It's perfect for busy days when you need to handle banking tasks without stepping inside. At Greater Alliance, we strive not only to meet but exceed your expectations by offering these comprehensive services that cater to various aspects of life whether personal or professional. Our friendly team is always ready to assist you in finding the right financial solutions. If you're interested in learning more about how we can help you achieve your financial dreams, don't hesitate to reach out at (201) 599-5500 or visit us at our Hackensack branch! Your journey towards smarter banking starts here!

Mortgage Loans & Refinancing

Homeownership can feel daunting, but at Greater Alliance, we simplify it with our mortgage loans and refinancing options. Whether you're purchasing your first home or looking to refinance an existing loan for better rates, our experts are here to guide you through every step.

Online & Mobile Banking

In today's fast-paced world, managing your finances on-the-go is essential. With our robust online and mobile banking, you can access your accounts anytime, anywhere. Transfer funds, pay bills, or check balances from the comfort of your home or while out shopping.

Personal Banking

Whether you're just starting your financial journey or looking to enhance your existing plans, our personal banking services are crafted for you. We offer various checking and savings accounts that suit different lifestyles and needs. Imagine having a simple way to manage your money while earning interest on your savings. With our accounts, you can do just that!

Personal Loans & Debt Consolidation

Need some extra cash for unexpected expenses or want to consolidate debt? Our personal loans offer quick solutions with manageable repayment plans. Picture using this loan to handle emergencies or simply lighten the load of multiple debts into one easy payment.

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to send money quickly with person-to-person transfers. Whether you're splitting a bill or sending a gift, this feature allows you to make transactions effortlessly without the need for cash or checks. Plus, if you're someone who prefers going paperless, our e-statements are readily available for you helping you keep track of your finances while being environmentally conscious. For those who are always on the move, we offer mobile payments so you can make purchases directly from your smartphone. Although we currently do not have a dedicated mobile application, our website is fully optimized for mobile devices, ensuring that you can manage your finances from anywhere. While using our digital services, rest assured that security is a top priority. Your information is protected with robust security measures so you can bank with confidence. We don't currently support electronic signature authorization, but our other security protocols ensure that your transactions are safe. At Greater Alliance, we're committed to providing services that fit into your lifestyle. From convenient online banking at Yes to instant transfers through Yes, we've got the tools you need to take control of your financial journey. Join us today and experience banking made simple!

Financial Strength

A Growing Community

We're grateful for the trust shown by our growing member base of 36,690 total share accounts. This reflects the confidence our community has placed in us to manage their finances effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Alliance is your trusted partner. Visit us at 100 Hudson St Hackensack NJ 07601 or call us at 201-599-5500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Your Future

With $20,397,310 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, our lending capacity supports your financial goals across various sectors with $17,605,208 in total loans and leases including $7,590 in used auto loans.

Member-Focused Savings

Your savings are our priority. Members' funds are secured through $62,853,801 in share certificates and $2,342,411 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members' needs. With non-member deposits at $221,315, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 52 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $20,914,049, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 847 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,057,312 in used vehicle loans and $2,070,170 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates for both new and used vehicles.

Commercial Loans

For business owners, our outstanding commercial loans totaling $9,857,128 provide the capital needed to grow and expand your business. If you're considering refinancing options or want to check your eligibility for any of our loan products, feel free to visit our website or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Greater Alliance, we're committed to providing our members with transparent and accessible loan solutions tailored to their needs.

Credit Lines and Unsecured Loans

For those looking for flexibility in managing their finances, our credit lines amounting to $21,904,566 allow you to access funds when needed. Additionally, we also provide unsecured credit card loans to help our members effectively manage their finances.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $48,423,915, making it easier than ever to secure the home of your dreams.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for all users. By working only with verified lenders, LendMesh guarantees that the information you receive is accurate and trustworthy.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that empower you to choose the best option for your needs. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions, helping users make informed decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

GREATER ALLIANCE FEDERAL CREDIT UNION