Great River Credit Union Minot ND | Quick Personal Loans & ATM Services

Introduction

Welcome to Great River, your trusted financial partner right here in Minot, ND! Located at 2401 N Broadway, we have proudly served our community since 1948, helping over 20,829 members achieve their financial goals. With total assets of $345,334,545 and total deposits reaching $9,713,162, we stand as a pillar of stability and support for all your banking needs. At Great River, we believe in the power of community. Our dedicated team of 83 employees, led by our CEO Brant Hicks and Board President Mark Skaj, is committed to providing personalized service that makes banking simple and accessible for everyone. Whether you're looking to secure an auto loan or open a checking account, we are here to help every step of the way. While members can visit us at our branch location in Minot, official correspondence should be sent to our mailing address at 1532 W Saint Germain St, Saint Cloud, MN 56301-4129. We invite you to explore our wide range of services including personal banking, business loans, online banking options, and more all designed with you in mind. Join us today at Great River, where your financial well-being is our top priority. Feel free to reach out by calling 701-852-3866 or visiting our website at Great River FCU. Let's work together to build a brighter financial future!

Branch History & Mission

Community Engagement

Great River has always believed in giving back to the community. We actively participate in outreach efforts that support local initiatives and charities. Our partnerships with various organizations help us address needs within Minot and surrounding areas. By investing in our community's well-being, we ensure that we grow together. Our branch operates Monday through Friday from 9:00 AM to 4:30 PM for lobby hours and offers drive-thru service until 5:30 PM on weekdays. On Saturdays, we're here from 9:00 AM until noon to accommodate your banking needs. As you explore membership with us at Great River, know that you're joining a family-oriented institution focused on building relationships. We invite you to visit us today or reach out at 701-852-3866 to learn more about how we can help you succeed financially. Join Great River today and be part of something bigger where your financial journey meets community spirit!

Our Mission

At Great River, our mission is simple yet powerful: to provide our members with the tools they need for financial success while fostering a sense of community. We believe that everyone deserves access to quality financial products and services. This belief drives us to offer a variety of options including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We prioritize your experience through innovative digital banking solutions such as online banking and mobile payments. Our commitment extends beyond transactions; we aim to make banking easier and more accessible for everyone. With ADA compliance in place and customer-centric initiatives at the forefront of our operations, we strive to create an inclusive environment where all members feel valued.

Branch Location & Accessibility

Convenient Access

At Great River, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can navigate easily. Plus, there's ample parking available right outside, so you won't have any trouble finding a spot.

Operating Hours

We know your time is valuable. That's why our lobby is open Monday through Friday from 9:00 AM to 4:30 PM, with extended drive-thru hours from 8:00 AM to 5:30 PM on weekdays and Saturday hours from 9:00 AM to 12:00 PM. Whether you prefer coming inside or using the drive-thru for quick transactions, we've got you covered!

Services Offered

When you step into Great River, you'll find a full range of services designed with your needs in mind. From checking and savings accounts to auto loans and mortgage refinancing, we're here to help with every financial goal. Need assistance? Feel free to call us at 701-852-3866 for any questions or support. We invite you to come visit us at Great River in Minot! Our dedicated team looks forward to helping you achieve your financial dreams.

Member Eligibility

Joining the Great River community means stepping into a world of support and opportunity. If you're looking to become a member, you'll be happy to know that eligibility is quite accessible! Anyone who lives, works, or attends school in the area can join us at our branch located at 2401 N Broadway, Minot, ND 58703. We believe in making banking personal and straightforward; that's why we welcome individuals from all walks of life. For more detailed eligibility criteria, feel free to check out our dedicated page at greatriverfcu.org/membership. Once you're ready to take the next step toward membership, opening an account with us is easy! You can start the process online by visiting internetloanapplication.cudl.com/greatriver, or simply give us a call at 701-852-3866 if you have any questions. We're here to help you every step of the way as you join our growing family at Great River!

Business Banking & Commercial Services

Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,097,182, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, our merchant services can streamline your payment processes. Picture this: a busy Saturday at your store, and your customers can pay easily with their cards or mobile wallets. This convenience not only enhances customer satisfaction but also boosts your sales potential. Whether you're looking for financing or efficient payment solutions, Great River at 2401 N Broadway Minot Nd 58703, Minot, ND is here to support your business journey. Reach out today at (701) 852-3866 to learn more!

Comprehensive List Of Services

ATM and Drive-Thru Services

While we currently do not have ATMs at this branch, we do offer basic drive-thru banking services for deposits, withdrawals, and simple transactions. This ensures quick access to your funds without needing to leave your car. At Great River, we're committed to making banking accessible and straightforward for all members in Minot and beyond. If you have any questions or would like more information about our services, please don't hesitate to reach out at (701) 852-3866 or visit us at 2401 N Broadway Minot Nd 58703. We're here to help you achieve your financial goals!

Auto Loans and Vehicle Financing

Are you considering purchasing a new car? Our Auto Loans & Vehicle Financing options can make that dream a reality. We understand that buying a vehicle is a significant investment, and our team is dedicated to helping you secure affordable financing with flexible terms.

Business Banking Services

If you're a business owner, you'll appreciate our comprehensive Business Banking offerings, including Merchant Services & Business Loans. These services are crafted to help your business thrive by providing essential financial tools and resources.

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards program! It's designed for those who want to make their purchases work for them. Enjoy cashback, points, or travel rewards whatever fits your lifestyle best.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking platforms so you can manage your finances anytime, anywhere. Pay bills, transfer money, and check balances from the comfort of your home or on-the-go using our user-friendly mobile app.

Home Financing Options

For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are here for you. We know that owning a home is more than just a financial commitment; it's about creating a space where memories are made. Let us help you navigate the mortgage process with ease.

Personal Banking Solutions

When it comes to managing your personal finances, having the right accounts makes all the difference. At Great River, we offer Checking and Savings Accounts designed to fit your lifestyle. Imagine having easy access to your funds while enjoying competitive interest rates that help your savings grow over time.

Personal Loans and Debt Consolidation

Life can sometimes throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation solutions. Whether you're planning for a big purchase or need assistance managing debt, our team will work closely with you to find the best option that suits your situation.

Digital & Online Banking

Key Features

One of the standout features at Great River is our Electronic Signature Authorization. This means you can sign documents electronically, saving you time and hassle. Plus, we offer E-Statements for easy access to your account statements without the clutter of paper. If you enjoy using mobile payments, you'll be pleased to know that we support this feature as well. You can make quick purchases directly from your phone, making shopping a breeze. And when it comes to sending money to friends or family, our Person-to-Person Transfers feature allows you to send funds instantly no need for cash or checks.

Security and Accessibility

Security is a top priority for us at Great River. Our online banking services are equipped with robust security measures to protect your personal information and transactions. You can bank with peace of mind knowing that your data is safe. With all these features combined, managing your finances has never been easier. Enjoy real-time account management and the flexibility to bank anytime, anywhere with Great River's digital services. We're here to help you navigate your financial journey smoothly!

Financial Strength

Comprehensive Lending Support

Our lending capacity supports your financial goals across various sectors. We have $28,825,136 in total loans and leases, including 2,386 used auto loans, providing you with diverse financing options tailored to your needs.

Growing Membership Base

We proudly support 40,981 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Your confidence fuels our commitment to excellence in service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Great River is your trusted partner. Visit us at 2401 N Broadway Minot ND 58703 or call 701-852-3866 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings Opportunities

Your savings are secure with us. We have $106,409,054 in share certificates and $30,871,615 in money market shares, offering stable and rewarding financial growth opportunities for our members. Unlike traditional banks, we prioritize our members focusing resources where they matter most to you.

Operational Efficiency

Despite facing challenges reflected in our current net income of -$1,828,904, we remain focused on improving operational efficiency. Our dedicated team of 73 full-time employees and 10 part-time employees is always ready to serve you with knowledgeable assistance.

Reinvestment for Improvement

With $23,607,027 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. This commitment allows us to enhance our services while keeping your interests at the forefront.

Solid Financial Health

With a net worth of $24,291,947, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 703 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $35,256,057 in used vehicle loans and $5,084,310 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles to fit your budget and preferences.

Business Loans

For business owners, our outstanding commercial loans totaling $4,097,182 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and strive to support local entrepreneurs with tailored financing solutions. At Great River in Minot, ND (2401 N Broadway Minot Nd 58703), our dedicated team is available to discuss your loan options. You can reach us at 701-852-3866 for more information or visit our website at Great River FCU for additional resources. We also provide refinancing options to help you save on interest rates or consolidate debt. To see if you qualify for any of our products or for more details on eligibility requirements, please visit Membership Eligibility. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,387,167, make buying or refinancing simple. Whether you're looking to purchase your first home or refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,194,714 in loans helping members manage their finances effectively. These credit cards are perfect for everyday purchases and can help you build your credit score.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions without unnecessary delays. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

GREAT RIVER FEDERAL CREDIT UNION - Minot, ND