Great River Credit Union Waite Park MN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Great River, your trusted financial partner located at 206 1st St S, Waite Park, MN 56387. Established in 1948, we have been proudly serving our community for over seven decades. With a commitment to fostering financial well-being, we currently support 20,829 members and manage assets totaling $345,334,545. At Great River, we understand that your financial needs are unique. Whether you're looking to secure an auto loan from our portfolio of 15,894 loans and leases, open a checking account, or explore mortgage options, our dedicated team is here to assist you every step of the way. With total deposits reaching $9,713,162 and a robust net worth of $24,291,947, you can feel confident that your money is safe with us. Our leadership team, led by CEO Brant Hicks and Board President Mark Skaj, prioritizes member satisfaction above all else. We strive to create a welcoming environment where everyone feels valued and heard. Our experienced staff of 83 employees is committed to providing personalized service tailored to your specific needs. While members can visit us at our branch for banking services and advice during our convenient hours Monday through Friday from 9 AM to 5 PM we encourage you to reach out anytime at (320) 258-5393. If you need to send official correspondence, please use our mailing address: 206 1st ST S, Waite Park, MN 56387-1306. Join us at Great River as we work together towards achieving your financial goals. Explore more about what we offer by visiting our website at www.greatriverfcu.org or stop by the branch today!

Branch History & Mission

Community-Centric Services

Our branch is equipped with modern conveniences including ATM access and drive-thru services for added convenience. We are proud to offer ADA-compliant facilities ensuring that all members can access our services comfortably. With operating hours from Monday to Friday from 9:00 AM to 5:00 PM for lobby visits and extended drive-thru hours until 6:00 PM on weekdays, we're here when you need us most. Join us at Great River as we continue our mission of serving our members and uplifting our community. Experience the difference that comes from being part of a credit union that truly cares about your financial well-being. For more information or to open an account today, feel free to contact us at 320-258-5393 or visit our website. Together, let's build a brighter future!

Our Journey

Great River started its journey in the heart of Waite Park at 206 1St St S. This location has become a familiar stop for many families and individuals seeking not just financial assistance but also community connection. The branch has evolved significantly since it first opened its doors, adapting to the needs of our members while maintaining our core values of trust and service. From providing basic banking services to offering loans and credit solutions, we have continuously expanded our offerings. Today, we pride ourselves on delivering personal banking options such as checking and savings accounts, auto loans, mortgage financing, and business banking solutions. Our commitment to innovation ensures that we meet the evolving demands of our members with features like online and mobile banking.

Our Mission

At Great River, our mission is simple yet profound: to empower our members financially while fostering community growth. We believe in providing accessible financial services that not only help individuals achieve their personal goals but also contribute positively to the broader community. Whether through affordable loans or educational resources, we strive to be more than just a credit union; we aim to be a partner in your financial journey. We actively engage in community outreach efforts and partnerships designed to uplift those around us. By supporting local initiatives and programs, we reinforce our commitment to making Waite Park a better place for everyone. For official correspondence, please note that while you can visit us at our branch address, you may send mail to 206 1st ST S, Waite Park, MN 56387-1306.

Branch Location & Accessibility

A Warm Invitation

While members can visit us at 206 1st St S, official correspondence should be sent to the same address. If you're looking for a credit union that prioritizes convenience and community connection, look no further than Great River. We invite you to stop by or give us a call at 320-258-5393. Our team is excited to assist you with all your banking needs!

Location and Accessibility Features

Our branch is designed with accessibility in mind, ensuring everyone can visit us comfortably. We have dedicated parking spots and ramps for easy access, which are compliant with ADA standards. Whether you're stopping by for personal banking or just to chat with our friendly staff, you'll find everything you need right here.

Operating Hours and Services

We understand that life can get busy, so we've tailored our operating hours to fit your schedule. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, making it easy to drop by after work or during lunch breaks. For those who prefer drive-thru services, we welcome you Monday through Friday from 8:00 AM to 6:00 PM and on Saturday from 9:00 AM to 1:00 PM. At Great River, we offer a range of financial services that cater to all your needs from checking and savings accounts to auto loans and mortgage refinancing. Our ATM is always available for quick cash withdrawals or balance checks, ensuring you have access to your funds whenever you need them.

Member Eligibility

Becoming a member of Great River is like opening the door to a welcoming community where you can feel supported in your financial journey. If you live, work, or worship in the Waite Park area or nearby, you're likely eligible to join us! We believe everyone deserves access to friendly service and personalized financial solutions. Plus, as a member, you'll enjoy perks like lower loan rates and higher savings returns. For more detailed eligibility criteria, feel free to check out our website at https://www.greatriverfcu.org/membership/ . Opening an account is straightforward and convenient. Just visit us at 206 1St St S Waite Park Mn 56387, or if you prefer, you can start the process online by visiting https://internetloanapplication.cudl.com/greatriver/ . Our team is here to help every step of the way! If you have any questions or need assistance, don't hesitate to call us at (320) 258-5393. We can't wait for you to become part of our family at Great River!

Business Banking & Commercial Services

Practical Merchant Services

Beyond loans, we offer merchant services that simplify transactions and enhance cash flow. Picture this: accepting payments easily from customers through various platforms, ensuring you never miss a sale. Our services are crafted to help you manage your finances effortlessly so you can focus on what matters most growing your business. Visit us at 206 1St St S Waite Park Mn 56387, Waite Park, MN or call us at (320) 258-5393 to learn how we can support your business today!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,097,182, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For local entrepreneurs, we offer tailored solutions under our Business Banking services, including merchant services and business loans. Whether you're just starting out or looking to expand your current operations, we're here to support your journey.

Convenient Access

Accessibility is key at Great River. Our branch features an ATM & Cash Withdrawal Services, allowing you to get cash whenever you need it. Plus, with our basic drive-thru banking options for deposits and withdrawals, quick transactions are just a visit away. In today's fast-paced world, we know that convenience matters. That's why we've integrated features like mobile payments and person-to-person transfers into our offerings. You can manage your money on-the-go without any hassle.

Credit Cards and Rewards

If you're looking for rewards with every purchase, our Credit Cards with Rewards program allows you to earn points on everyday spending. This is perfect for those who want to make their money work harder for them while enjoying perks along the way.

Get in Touch

Ready to take control of your finances? Reach out to us today at (320) 258-5393 or visit us at our branch in Waite Park, MN. We're here Monday through Friday from 9:00 AM to 5:00 PM and look forward to helping you achieve your financial goals! For more information about our services, feel free to explore our website at Waite Park.

Personal Banking

We understand that managing your money can sometimes feel overwhelming. That's why we offer Personal Banking options like checking and savings accounts to help you keep track of your finances effortlessly. Imagine being able to easily access your funds anytime through our Online & Mobile Banking services. You can check your balance, make transfers, and pay bills all from the convenience of your smartphone or computer. When it comes to financing big purchases, our Auto Loans & Vehicle Financing options make it easier than ever to hit the road in a new car. We also provide Mortgage Loans & Refinancing, helping you find the right solution for buying or refinancing your home. Additionally, our Personal Loans & Debt Consolidation services are designed to give you flexibility when managing expenses or consolidating debt.

Digital & Online Banking

Enhanced Features for Your Convenience

Our mobile application adds another layer of convenience by allowing you to manage your accounts right from your smartphone. You can also enjoy features like electronic signature authorization, making it easy to sign documents without needing to visit us in person. Want to keep track of your statements? Sign up for e-statements and receive them directly in your inbox, helping you stay organized and reduce paper clutter.

Online Banking Services

With 24/7 access through our online banking portal at https://www.greatriverfcu.org/ , you can check your account balances, pay bills, and transfer money anytime, anywhere. This means no more rushing to the bank before closing time; you can handle your banking needs on your schedule. Plus, our user-friendly interface ensures that even those new to online banking will find it simple to navigate.

Secure Transactions Made Easy

Security is a top priority at Great River. With features like person-to-person transfers and mobile payments available, you can send money to friends or make purchases securely with just a few taps on your phone. Our advanced security measures ensure that your information is protected while giving you peace of mind. In summary, our digital and online banking services are tailored to fit your lifestyle. With tools that enhance accessibility and real-time account management, banking has never been easier or safer. Join us today at Great River and experience the freedom of modern banking!

Financial Strength

Committed Team

We also take pride in having 73 full-time employees and 10 part-time employees who are always ready to serve you with a knowledgeable, committed team. Our dedication to staffing ensures that you receive personalized service every time you visit or contact us.

Growing Membership Base

Our strength is further underscored by our robust membership base 40,981 total share accounts demonstrate the trust our community places in us. This growing membership reflects our commitment to serving your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Great River is your trusted partner. Visit us at 206 1St St S Waite Park Mn 56387 or call (320) 258-5393 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $106,409,054 in share certificates and $30,871,615 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is reflected in our focus on maximizing benefits for you, with no non-member deposits currently affecting our resources.

Reinvestment for Better Services

With $23,607,027 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,386 in used auto loans and a total of $288,251,369 in loans and leases available.

Solid Financial Health

With a net worth of $24,291,947, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $703 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

We also offer refinancing options for many of our loan products. If you're looking to lower your monthly payments or consolidate debt, reach out to us for more details on how we can assist you. If you're curious about eligibility requirements or want to explore our offerings further, visit our website at Great River or give us a call at (320) 258-5393. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Great River in Waite Park (206 1St St S), MN 56387, we are here for all your lending needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $35,256,057 in used vehicle loans and $5,084,310 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable used option, our team is here to guide you through the process.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $4,097,182 provide the capital needed to expand operations or invest in new projects. We're committed to supporting local businesses as they thrive in our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $18,387,167. Our mortgage team is dedicated to helping you navigate the complexities of home financing so you can focus on finding your perfect space.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $6,194,714 in loans helping members manage their day-to-day expenses effectively. With competitive rates and no hidden fees, our credit card options are designed to empower you financially.

Loan Aggregator

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Ensuring Accurate Comparisons

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GREAT RIVER FEDERAL CREDIT UNION - Waite Park, MN