Great River Credit Union Sauk Centre MN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Great River, your trusted financial partner located at 214 12th St S, Sauk Centre, MN 56378. Since our establishment in 1948, we have been dedicated to serving the needs of our community with integrity and compassion. With a growing membership of 20,829 individuals, we pride ourselves on being more than just a credit union; we are a vital part of your neighborhood. At Great River, we understand that financial decisions can be overwhelming, which is why our knowledgeable team is here to guide you every step of the way. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our total assets currently stand at an impressive $345,334,545, showcasing our stability and commitment to providing exceptional services. We offer a variety of financial products tailored to meet the unique needs of our members. From auto loans with competitive rates to business banking options designed for growth, we ensure that your financial journey is supported by solid resources. With total deposits reaching $9,713,162 and total loans amounting to 15,894, we are committed to fostering economic well-being in our community. Our leadership team, led by CEO Brant Hicks and Board President Mark Skaj, brings years of experience and a passion for helping others succeed. Together with our dedicated staff of 83 employees, we strive to create an environment where members feel valued and understood. While members can visit us at 214 12th St S, official correspondence should be sent to 1532 W Saint Germain St, Saint Cloud, MN 56301-4129. For any inquiries or assistance, don't hesitate to reach out via phone at 320-252-5393 or check out our website at Great River FCU. Join us today and experience the benefits of being part of Great River a credit union that truly cares about your financial future!

Branch History & Mission

Community Engagement

Great River is not just about numbers; it's about people. We actively engage in community outreach initiatives and partnerships aimed at supporting local organizations and events. Our involvement helps strengthen ties within the community while promoting financial literacy and well-being. As we look ahead, we invite you to join us on this journey. Experience the benefits of membership with Great River where your needs come first. Together, let's build a brighter financial future! For more information or to become a member today, give us a call at (320) 252-5393 or visit us online at Great River. Your journey towards achieving financial success starts here!

Our Evolution

Since opening our doors at 214 12Th St S, Sauk Centre, we have grown significantly. Today, we proudly serve over 20,000 members and manage total assets amounting to $345,334,545. This growth reflects our commitment to meet the evolving needs of our community. Over the years, we have introduced various services such as personal banking, auto loans, mortgages, business banking solutions, and more. Our dedicated team has always focused on providing excellent customer service and building lasting relationships. While members can visit us at our branch address, official correspondence should be sent to our mailing address: 1532 W Saint Germain St, Saint Cloud, MN 56301-4129.

Our Mission

At Great River, our mission goes beyond just offering financial products; we aim to make a positive impact in the lives of our members and the communities we serve. We believe that everyone deserves access to reliable financial services that empower them to achieve their goals. Our core values emphasize integrity, respect, and commitment to service. We are proud to offer modern conveniences like online and mobile banking while ensuring that we remain accessible to everyone. With an ATM available at our location and operating hours from Monday to Friday between 10:00 AM and 6:00 PM (and Saturday from 9:00 AM to 1:00 PM), we make it easy for you to manage your finances on your terms.

Branch Location & Accessibility

Get in Touch

If you have any questions or want more information about our services, don't hesitate to call us at 320-252-5393. We're here to help! Come visit us soon and discover how Great River can make your banking experience enjoyable and hassle-free.

Operating Hours

We strive to accommodate your schedule with our welcoming lobby hours from Monday through Friday, opening at 10:00 AM and closing at 6:00 PM. For those who prefer a weekend visit, we're here for you on Saturdays from 9:00 AM until 1:00 PM.

Parking and Accessibility Features

At Great River, we understand the importance of accessibility. Our branch is equipped with ADA-compliant features, including ramps and ample parking for all members. You'll find plenty of parking spaces available right outside the entrance, ensuring you can get in and out with ease.

Services Offered

As a member of Great River, you gain access to a wide range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash quickly? Our ATM service is available on-site for your convenience. Please note that while we currently do not offer drive-thru banking or shared services, our dedicated team is always ready to assist you inside the branch.

Member Eligibility

At Great River, we believe that becoming a member means joining a warm and supportive community where your financial goals can thrive. If you're looking to become part of our family, you'll be glad to know that eligibility is open to anyone who lives, works, worships, or attends school in the area around Sauk Centre. This means that if you're part of our local community, you're welcome here! Our members enjoy personalized service and access to a range of financial products designed to help you succeed. Joining us is simple! You can easily find more detailed information about the eligibility criteria by visiting our website at this link. If you're ready to open an account, just head over to our online application at this page, or feel free to give us a call at (320) 252-5393 for any questions. We're excited to help you take this important step toward better banking!

Business Banking & Commercial Services

Business Loan Options

Imagine having the capital to purchase new equipment or open another location. Our commercial loan products make this possible. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,097,182, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that streamline payment processing for your business. Imagine a busy retail day where customers can easily pay with their cards, enhancing their shopping experience while improving your cash flow. Our merchant services help you accept various payment types securely and efficiently, allowing you to focus on what really matters growing your business. Discover how Great River can be your trusted partner in achieving your business goals! For more information or to get started, visit us at 214 12Th St S Sauk Centre Mn 56378 or call us at (320) 252-5393.

Comprehensive List Of Services

Accessibility

We value our members' time and strive to provide efficient service with basic ATM access for withdrawals and balance checks available at multiple locations. If you have questions or need assistance, don't hesitate to call us at (320) 252-5393 during our lobby hours from Monday to Friday from 10:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM. In conclusion, whether you're opening a new account or seeking financing for a major purchase, Great River is here for all your financial needs. Explore how we can help by visiting us at 214 12Th St S Sauk Centre Mn 56378 or check out our website at https://www.greatriverfcu.org/. Join us today and experience personalized service committed to supporting your financial journey!

Business Banking

For small business owners, we provide tailored business banking solutions, including merchant services and business loans. We're here to support local enterprises in thriving within the community.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Great River offers online and mobile banking features that allow you to manage your finances from anywhere. With just a few clicks, you can check your account balance, transfer funds, pay bills, or even deposit checks using your smartphone. Our ATM services also ensure that cash withdrawal is easy whenever you need it.

Loans and Credit

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation options come into play. We want to ensure you have the financial support you need during tough times. Additionally, if you're looking for flexible spending options, our credit cards come with rewards that can benefit your everyday purchases.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. For those planning to purchase a new vehicle, our auto loans and vehicle financing options offer competitive rates that fit your budget. If you're considering homeownership or looking to refinance your existing mortgage, our mortgage loans and refinancing services can guide you through the process with ease.

Digital & Online Banking

Key Features for Your Convenience

With 24/7 online banking services, you have the flexibility to check your balance, transfer funds, and pay bills whenever it suits you. Our mobile application makes it even simpler; whether you're at home or on the go, you can manage your accounts right from your smartphone. Plus, if you're looking to send money quickly to friends or family, our person-to-person transfer feature allows you to do just that with ease. Security is a top priority for us. We provide electronic signature authorization, so signing important documents online is both safe and efficient. And if you prefer going paperless, our e-statements are available for all members, giving you instant access to your account information while helping the environment.

Stay Connected with Mobile Payments

In today's fast-paced world, convenience is key. That's why we've integrated mobile payments into our services. This allows you to make purchases with just a tap of your phone making transactions smooth and hassle-free. At Great River, we strive to offer accessible and user-friendly solutions tailored to meet your banking needs. Whether you're using our mobile app or managing your accounts through our website, you'll find everything designed with you in mind. Enjoy real-time account management and take control of your finances like never before!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our ability to generate a net income of -$1,828,904. While this figure indicates challenges we're addressing head-on, it reinforces our commitment to serving you with quality products that matter most. We take pride in having 73 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With a total of 40,981 share accounts, we have built a strong member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Great River is your trusted partner. Visit us at 214 12Th St S Sauk Centre MN 56378 or call 320-252-5393 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $106,409,054 in share certificates and $30,871,615 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $23,607,027 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have also extended our support to members with $288,251,369 in total loans and leases, including 2,386 used auto loans, helping you achieve your financial goals across various sectors.

Strong Financial Position

With a net worth of $24,291,947, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 703% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $35,256,057 in used vehicle loans and $5,084,310 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles so you can choose what fits best for you.

Business Financing

For business owners, our outstanding commercial loans totaling $4,097,182 provide the capital needed to grow and expand your business. We understand that every business has unique needs; that's why our lending team works closely with you to find a solution that suits your requirements. At Great River in Sauk Centre (214 12Th St S Sauk Centre MN 56378), we prioritize your financial well-being. If you're interested in learning more about our loan offerings or checking eligibility options, please don't hesitate to reach out at 320-252-5393 or visit us online at Great River. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $6,194,714 in loans helping members manage their finances effectively. These cards can be an excellent way to handle everyday expenses while enjoying benefits like rewards programs.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $18,387,167, making buying or refinancing simple. We also offer refinancing options if you're looking to adjust your current mortgage terms for better rates or lower payments.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons through a robust sourcing method. Loan data on LendMesh comes directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers. One of the key benefits of using LendMesh is verified data. All loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information provided. Additionally, there are no sponsored listings; LendMesh does not prioritize lenders based on paid promotions its goal is to deliver unbiased results. Users will appreciate the real-time rate comparisons available on the platform, which allows them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly LendMesh truly is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

GREAT RIVER FEDERAL CREDIT UNION