Great River Credit Union Big Lake MN | Best Auto Loans & Personal Banking

Introduction

Welcome to Great River, your trusted financial partner in the heart of Big Lake, MN! Located at 18146 198Th Ave, our branch has been serving our community since 1948. With over 20,829 members and total assets exceeding $345 million, we are committed to providing you with personalized banking solutions that meet your unique needs. At Great River, we pride ourselves on our strong community ties and dedication to helping our members thrive. Our total deposits stand at a robust $9,713,162, ensuring that your money is safe and sound with us. With a seasoned team of 83 employees, including our dedicated CEO, Brant Hicks, and Board President, Mark Skaj, we work tirelessly to foster a welcoming environment where everyone can achieve their financial goals. While members can visit us at our Big Lake location, official correspondence should be sent to our mailing address at 1532 W Saint Germain St, Saint Cloud, MN 56301-4129. We invite you to explore our range of services including personal and business loans, checking and savings accounts, and online banking options designed for your convenience. With a net worth of $24,291,947 and total loans exceeding 15,894, we're not just a credit union; we're a pillar of strength in the community. Whether you're looking for an auto loan or need assistance with refinancing your mortgage, Great River is here to guide you every step of the way. Get in touch with us today by calling (320) 252-5393 or visiting our website at greatriverfcu.org. Join us as we continue to grow together and build a brighter financial future for all!

Branch History & Mission

Commitment to Innovation

As technology advances, so does Great River. We embrace digital tools like online banking and mobile payments while ensuring ADA compliance for all our members. With an ATM available at our branch and drive-thru services for added convenience, we aim to create an inclusive environment where everyone can manage their finances easily. While members can visit us at 18146 198Th Ave Big Lake Mn 55309, official correspondence should be sent to 1532 W Saint Germain St, Saint Cloud, MN 56301-4129.

Join Us

If you're looking for a credit union that values its members and prioritizes community support, consider joining Great River today! Experience firsthand how we can assist you in reaching your financial aspirations while contributing positively to Big Lake and beyond. For more information or to become a member, call us at (320) 252-5393 or visit us online at Great River FCU. Together, let's build a brighter financial future!

Our Journey

From humble beginnings, Great River has grown significantly. We have navigated through various economic landscapes while consistently prioritizing our members' needs. As of today, we proudly hold total assets of approximately $345 million. This growth reflects not just our financial stability but also our commitment to providing accessible and comprehensive financial services. Our headquarters is located in nearby Saint Cloud, MN, where we continue to foster strong ties with the community. Our operating hours are designed to accommodate busy schedules: Lobby hours run from Monday to Friday from 9:00 AM to 5:00 PM, while our ITM with Live Teller Assistance is available until 6:00 PM on weekdays and until 1:00 PM on Saturdays.

Our Mission

At the heart of Great River's mission is a dedication to improving the financial well-being of our members. We strive to provide personalized banking solutions that include checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking services. But we don't stop there; we also focus on community support through outreach programs and partnerships that uplift those around us. We believe that being financially sound goes hand-in-hand with supporting local initiatives and charities. Our efforts extend beyond banking; they reach into the fabric of the community itself.

Branch Location & Accessibility

Call-to-Action

So why wait? Come see us at the Great River branch today and discover how we can support your financial journey. Whether you're looking for personal banking options like checking accounts or loans, or business services tailored for local entrepreneurs, we've got you covered!

Nearby Landmarks and Accessibility

Situated near popular spots like the Big Lake City Park, our branch is easy to find and offers ample parking for members. We are committed to ensuring that everyone can visit us comfortably, featuring ADA-compliant entrances and ramps for those who may need them. While you're here, feel free to use our ATM services available on-site, which allow you to withdraw cash or check your balance anytime. For added convenience, we also offer drive-thru banking so you can handle simple transactions without leaving your vehicle.

Operating Hours

We know your time is valuable, which is why our lobby hours are designed to accommodate your busy schedule. Visit us Monday through Friday from 9:00 AM to 5:00 PM. If you need assistance outside of these hours, our ITM (Interactive Teller Machine) with live teller support is available from 8:00 AM to 6:00 PM on weekdays and from 9:00 AM to 1:00 PM on Saturdays. If you have any questions or need assistance before visiting, don't hesitate to give us a call at 320-252-5393. We're here to help!

Member Eligibility

At Great River, we believe in building a community where everyone feels welcome and valued. Becoming a member is simple and open to individuals who live, work, worship, or attend school in our service area, as well as their family members. This means that if you have a connection to the vibrant communities around Big Lake, you're likely eligible to join us! Not only do our members enjoy personalized financial services, but they also benefit from lower fees and better rates on loans and savings. If you're ready to take the next step toward membership, you can find all the details about eligibility at this link. When you're ready to open an account, just visit this page or give us a call at (320) 252-5393. We can't wait for you to be part of our Great River family!

Business Banking & Commercial Services

Streamlined Merchant Services

Imagine a bustling café where customers enjoy their coffee while you manage orders seamlessly from your tablet. Our merchant services offer just that! From mobile payment options to point-of-sale systems, we help you streamline transactions so you can focus on serving your customers. Whether it's online sales or in-store purchases, we're here to make payments easy and efficient for your business. Located at 18146 198Th Ave Big Lake Mn 55309 in Big Lake, MN, we invite you to connect with us today at (320) 252-5393. Let's work together to fuel your business's success!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,097,182, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans provide competitive rates and flexible terms to help you drive away with confidence. Whether you're eyeing a brand-new car or need financing for a used one, we're here to assist you every step of the way.

Business Banking

Running a business comes with its own set of challenges. That's why we provide comprehensive business banking services including merchant services for seamless transactions and business loans tailored to help your company grow. Our team understands what local businesses need to thrive.

Convenient Access Services

We know that convenience is essential when it comes to managing finances. Our branch features ATM and cash withdrawal services that are readily available for quick access to your funds. Additionally, our drive-thru banking allows you to complete deposits and withdrawals without leaving your car. At Great River, we're committed to making financial services accessible for everyone in the community. Whether it's through digital banking or in-person assistance from our friendly staff, we're here for you. Ready to take control of your finances? Visit us at 18146 198Th Ave Big Lake Mn 55309 or call us at (320) 252-5393 today! Explore all the ways we can support you on your financial journey!

Credit Cards with Rewards

For those who love earning rewards on their purchases, our credit cards offer cashback and points on every dollar spent. It's an easy way to make the most out of your everyday purchases while enjoying great benefits.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. At Great River, we offer mortgage loans tailored to meet your needs. Plus, if you're considering refinancing, we can help you explore options that could lower your monthly payments or shorten your loan term. With our expert guidance, navigating the mortgage process becomes much simpler.

Personal Banking

Managing your money should be easy and straightforward. At Great River, we offer a variety of personal banking options, including checking and savings accounts that fit your lifestyle. Whether you're saving for a big purchase or managing daily expenses, our accounts come with features that make banking simple. Imagine having the flexibility to check your balance, transfer funds, and pay bills right from your phone or computer through our user-friendly online and mobile banking services.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at you. Our personal loans can help cover those costs while offering flexible repayment plans. If you're feeling overwhelmed by multiple debts, consider our debt consolidation options, which allow you to combine various loans into one manageable payment.

Digital & Online Banking

Accessible Anytime

Our 24/7 online banking services mean that you can access your accounts whenever you need them. Whether it's early morning or late at night, managing your money is just a click away. With all these features at your fingertips, taking control of your finances has never been easier. Experience the convenience of digital banking today at Great River!

Key Services

With our online banking platform available at https://www.greatriverfcu.org/ , you can check your account balances, pay bills, and transfer money all from the comfort of your home or on the go. Our mobile application allows you to manage your accounts directly from your smartphone, ensuring that you can stay on top of your finances wherever life takes you. We also offer electronic statements, so you'll receive your account information right in your inbox, reducing clutter and making it easy to keep track of your financial activity. Plus, with our electronic signature authorization feature, signing documents has never been simpler or more secure.

Security and Ease-of-Use

Your security is our top priority. At Great River, we utilize advanced security measures to protect your personal information while ensuring that you have a user-friendly experience. You can feel confident knowing that your financial transactions are safe and secure. Need to send money to a friend? Our person-to-person transfer feature lets you do just that with just a few clicks. And if you're always on the move, our mobile payments feature allows you to make purchases directly from your phone making shopping more convenient than ever.

Financial Strength

Committed Team Serving You

Our operations reflect efficiency and dedication; despite facing challenges with a net income of $-1,828,904, we remain committed to offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Our member base continues to grow strong; with 40,981 total share accounts, it's clear that many trust us with their finances. We have available funds for lending and investments amounting to $1,250,402, demonstrating our commitment to your financial wellness. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Great River is your trusted partner. Visit us at 18146 198Th Ave Big Lake Mn 55309 or call (320) 252-5393 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Opportunities

Members' savings are secured through $106,409,054 in share certificates and $30,871,615 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $23,607,027 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $2,386 in used auto loans and $288,251,369 in total loans and leases, we support members' financial goals across various sectors.

Strong Financial Health

With a net worth of $24,291,947, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $703 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $35,256,057 in used vehicle loans and $5,084,310 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget.

Business Loans

For business owners looking for capital to grow and expand their operations, our outstanding commercial loans totaling $4,097,182 are an excellent option. We provide personalized service to ensure that your business gets the support it needs. We also have refinancing options available for those who wish to lower their interest rates or consolidate debts. Additionally, eligibility requirements are straightforward and accessible learn more about them here. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information about our loan offerings or to apply online, visit Great River's website today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $18,387,167. This gives you access to financing that can turn your dream of owning a home into reality.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $6,194,714 in loans helping members manage their finances effectively. These cards come with benefits that make it easier for you to handle both planned purchases and unexpected expenses.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

GREAT RIVER FEDERAL CREDIT UNION