Great Meadow Credit Union Granville NY | Low Mortgage Rates & Top Checking Accounts

Introduction

Welcome to Great Meadow, your trusted financial partner in the heart of Granville, NY! Located at 26 E Main St, we have proudly served our community since 1956, building strong relationships with our members and providing exceptional financial services. With a commitment to member satisfaction, we currently boast a total membership of 6,746 individuals who rely on us for their banking needs. At Great Meadow, we understand that financial decisions can be daunting. That's why we strive to make every interaction as simple and supportive as possible. Our dedicated team, led by CEO A. Ryan Roberts and Board President Bill Gordon, is here to guide you through your financial journey, whether you're looking for personal banking options like checking and savings accounts or seeking loans for a new vehicle or home. With total assets of $64,765,170 and net worth reaching $7,726,932, we are well-equipped to meet the needs of our members while ensuring their funds are safe and sound. We take pride in our robust offerings, which include over 3,639 loans and leases totaling more than $62,254,477 in deposits. Our commitment to responsible lending means that we also actively support local businesses with a net member business loan balance of $108,253. While you can visit us at our branch address for personalized service, if you need to send official correspondence, please use our mailing address: PO Box 389, Hudson Falls, NY 12839. Your financial future matters to us. That's why we're dedicated not just to banking but also to creating a positive impact in our community. If you're ready to experience the Great Meadow difference or have questions about our services, don't hesitate to reach out! You can call us at 518-642-8100 or explore more about what we offer on our website at http://www.greatmeadowfcu.org. Join us today and discover how Great Meadow can help you achieve your financial goals!

Branch History & Mission

Great Meadow, located at 26 E Main St in Granville, NY, has been a cornerstone of the community since it first opened its doors in 1956. With a proud history spanning over six decades, this credit union has consistently evolved to meet the needs of its members and support the growth of the local community. Today, Great Meadow proudly serves over 6,700 members, all while managing total assets of $64,765,170. The mission of Great Meadow is straightforward yet impactful: to provide quality financial services that empower our members to achieve their financial goals while fostering a spirit of community support. Whether it's helping families secure auto loans for their first vehicles or offering guidance on mortgage financing for new homes, our dedicated team is here to make banking accessible and beneficial for everyone. In addition to traditional banking services like checking and savings accounts, Great Meadow offers a range of products tailored to meet diverse member needs. From personal loans and credit cards with rewards to business banking solutions and online banking options, we are committed to making financial management easier. Our drive-thru service and ATM availability further enhance convenience for our members. While you can visit us at our main branch address in Granville, official correspondence should be sent to our mailing address at PO Box 389, Hudson Falls, NY 12839. We invite you to experience our welcoming atmosphere during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 4:30 PM. At Great Meadow, we understand that being part of a community means giving back. That's why we actively engage in partnerships and outreach efforts that benefit local organizations and initiatives. We believe that by supporting one another, we can create a stronger Granville for all residents. Join us today at Great Meadow! Experience the personalized service and commitment to excellence that has defined us for over sixty years. Together, let's build a brighter financial future. For more information or assistance, call us at 518-642-8100 or visit our website at http://www.greatmeadowfcu.org.

Branch Location & Accessibility

Convenient Access

Our branch is situated near popular landmarks like the Granville Public Library and the bustling downtown area, making it a convenient stop for both banking and errands. You'll find ample parking available, along with features that ensure accessibility for all members, including ADA-compliant ramps.

Get in Touch

Ready to experience the Great Meadow difference? Give us a call at (518) 642-8100 or drop by our branch today. We look forward to welcoming you!

Operating Hours

Great Meadow is open Monday through Wednesday from 9:00 am to 4:00 pm, Thursday until 5:00 pm, and Friday until 4:30 pm. We invite you to come by during these hours to meet our team and discover how we can assist you.

Services Offered

At Great Meadow, we pride ourselves on offering a wide range of services tailored to fit your lifestyle. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need a quick transaction? Our drive-thru banking service ensures you can handle deposits and withdrawals without leaving your vehicle. Plus, enjoy easy access to our ATM for cash withdrawals and balance checks. If you prefer digital services, take advantage of our online and mobile banking platforms for even greater convenience. While members can visit us at 26 E Main St Granville Ny 12832, official correspondence should be sent to PO Box 389, Hudson Falls, NY 12839.

Member Eligibility

At Great Meadow, we believe that everyone deserves a chance to join our welcoming community. Becoming a member is simple and rewarding! Whether you live, work, or worship in the area, you may be eligible to open an account with us. We're dedicated to supporting our members with a range of financial services designed just for you, from checking and savings accounts to loans and credit cards. For more specific eligibility details. Ready to take the next step? Opening your account is easy! Just visit us at 26 E Main St Granville Ny 12832 or give us a call at (518) 642-8100. If you prefer to start online, you can find everything you need at https://online.greatmeadowfcu.org/enrollment/terms_and_condition. Join us today and experience the benefits of being part of the Great Meadow family!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $108,253, we continue to drive economic growth by financing new and expanding businesses.

Real-World Merchant Services

Imagine having the tools you need to process payments efficiently, manage transactions seamlessly, and enhance customer experiences all under one roof. Our merchant services help streamline operations so you can focus on what you do best: running your business. Whether it's credit card processing or online payment solutions, we're here to simplify your financial transactions. Visit us at 26 E Main St Granville Ny 12832 in Granville, NY or call us at (518) 642-8100 to explore how our commercial services can empower your business today!

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer in-person service but are short on time, we offer basic drive-thru banking for quick deposits and withdrawals. Additionally, our ATM services allow for cash withdrawals and balance checks without stepping inside the branch. As a member of Great Meadow, you will experience personalized service from a dedicated team who understands your financial needs. Whether you're at home in Granville or traveling beyond New York state lines, we ensure that managing your finances is simple and secure. We invite you to visit us or give us a call at 518-642-8100 to learn more about how we can assist you with all your financial needs. Join us at Great Meadow and discover how we can help you achieve your financial goals!

Business Banking Services

At Great Meadow, we also cater to local businesses with our specialized Business Banking solutions. From Merchant Services that facilitate seamless transactions to Business Loans that help you grow and thrive, we are committed to supporting our community's entrepreneurs.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features empower you to manage your accounts anytime and anywhere. You can perform transactions, check balances, and even set up e-statements all at your fingertips. Whether you're using a smartphone or computer, accessing your finances has never been easier.

Personal Banking Solutions

For those starting their financial journey or managing everyday expenses, our Personal Banking services are designed just for you. We offer checking and savings accounts that suit various lifestyles and spending habits. Need a vehicle? Our Auto Loans & Vehicle Financing options make it easy to get behind the wheel with competitive rates and flexible terms. If you're dreaming of homeownership, consider our Mortgage Loans & Refinancing services, which can help you find the right mortgage product for your situation. If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation options can provide the financial relief you need. Plus, don't forget about our Credit Cards with Rewards that allow you to earn points on your purchases while enjoying low interest rates.

Digital & Online Banking

Convenient Online Services

With our 24/7 online banking services, you can check balances, transfer funds, and pay bills whenever it suits you. Simply visit us at http://www.greatmeadowfcu.org/ to get started. We've made it easy for you to stay connected with your finances without having to visit a branch.

Manage Your Money on the Go

For those who prefer mobile access, our mobile application offers all the functionality of online banking right in your pocket. You can easily send money through person-to-person transfers or manage your account on-the-go. Although we currently don't support mobile payments, we're always looking for ways to enhance your experience. In a world where convenience matters, Great Meadow is committed to providing accessible financial solutions tailored to fit your lifestyle. Whether you're checking your balance or authorizing a loan application electronically, our tools are designed for ease of use while keeping your information safe. Embrace the future of banking with us today!

Secure Transactions Made Easy

Security is our top priority. Our electronic signature authorization feature allows you to complete transactions safely and efficiently, giving you peace of mind with every click. Plus, with e-statements available, you can access your financial records digitally no more paper clutter!

Financial Strength

Growing Membership Base

We have a thriving community with 14,058 total share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $3,309,458, further supporting the needs of our valued members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Great Meadow is your trusted partner. Visit us at 26 E Main St Granville NY 12832 or call 518-642-8100 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $13,601,392 in share certificates and $4,822,918 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $560,858 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $6,869,171 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: with $10,417,722 in used auto loans and a total of $44,811,914 in loans and leases available for our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $7,726,932, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.93% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,017,722 in used vehicle loans and $9,252,781 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we have flexible financing options designed for you.

Business Loans

For business owners, our outstanding commercial loans totaling $108,253 provide the capital needed to grow and expand your business. We understand that running a business comes with its own set of challenges and are here to support your journey. If you're considering refinancing any existing loans or want to explore eligibility options for our products, please don't hesitate to reach out. Our friendly team is ready to assist you in finding the best solution for your situation. For more information about our loan offerings or to discuss how we can help you today, feel free to contact us at 518-642-8100 or visit us at 26 E Main St Granville NY 12832. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines

Our total credit lines available amount to $10,000,000, giving you ample resources to handle various financial needs as they arise. This can be an excellent way to ensure you have the flexibility to manage unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,049,888, make buying or refinancing simple. We provide clear terms and guidance to help you navigate the process smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $906,841 in loans helping members manage their finances effectively. This can be a great option if you're looking for quick access to funds without needing collateral.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent. Users can trust that the information they receive reflects current market conditions.

GREAT MEADOW FEDERAL CREDIT UNION - Granville, NY

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