Great Meadow Credit Union Comstock NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Great Meadow, your trusted financial partner located at 11627 State Route 22, Comstock, NY 12821. Established in 1956, we have proudly served our community for over six decades, building lasting relationships with our 6,746 members. At Great Meadow, we believe that banking should be more than just a transaction; it should be a supportive and empowering experience tailored to meet your needs. With total assets of $64,765,170, we are committed to providing robust financial services that include personal banking, auto loans, mortgages, and business financing. Our total deposits stand at an impressive $6,225,477, reflecting the trust our members place in us. We also prioritize responsible lending with a total of 3,639 loans and leases, ensuring our members can achieve their financial goals without compromise. At the helm of Great Meadow is our dedicated CEO, A. Ryan Roberts, alongside Board President Bill Gordon. Together, they lead a team of 22 employees who are passionate about serving you and the community. Whether you're visiting us for everyday banking or seeking guidance on larger financial decisions, you'll find a friendly face ready to assist. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to our mailing address at PO Box 8, Granville, NY 12832. Join us as we continue to foster growth and stability within Comstock and beyond. For more information on how we can support your financial journey or to learn about our latest offerings, visit us online at Great Meadow FCU or give us a call at 518-639-8655. Your future starts here!

Branch History & Mission

Commitment to Community

Great Meadow's impact extends beyond traditional banking services. We actively engage with local organizations and community events to promote financial literacy and support various causes important to our members. Our team is dedicated to making a positive difference in Comstock and surrounding areas. As we continue to grow currently boasting total assets of $64,765,170 we remain focused on enhancing member experience through innovative solutions and ADA compliance measures. We are proud of our achievements thus far and look forward to what the future holds. If you're not yet a member of Great Meadow, we invite you to join us! Experience firsthand the benefits of being part of a credit union that truly cares about its members and their financial well-being. For more information or to open an account online, visit our website. Let's build a brighter future together!

Our Mission

At the heart of Great Meadow's mission is the desire to empower individuals and families by providing reliable financial solutions tailored to their needs. We believe that everyone deserves access to quality banking services. Our mission statement emphasizes not only the importance of financial security but also our role in supporting the community through outreach initiatives and partnerships. We offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. Our online and mobile banking platforms ensure that members have convenient access to their accounts anytime, anywhere. With no ATM availability on-site but a drive-thru for basic transactions, we strive to meet the evolving needs of our members while maintaining an engaging personal touch.

Branch Location & Accessibility

Get in Touch!

Ready to visit? We'd love to see you! For any questions or further information about our services before you stop by, don't hesitate to call us at 518-639-8655. At Great Meadow Credit Union, we're dedicated to serving our community with care and commitment. Come see how we can help you achieve your financial goals!

Nearby Landmarks and Accessibility

Great Meadow is nestled in the picturesque Washington County, surrounded by beautiful scenery and close to local landmarks that make finding us a breeze. If you're near the intersection of State Route 22 and nearby parks, you're just a stone's throw away! We offer ample parking right outside the branch, ensuring easy access for everyone. Our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to welcome all visitors.

Operating Hours & Services

We understand that life gets busy! That's why our lobby hours are designed to fit your schedule. Join us Monday through Tuesday from 9:00 am to 4:00 pm, Wednesday from 9:00 am to 5:00 pm, Thursday from 8:00 am to 4:30 pm, and Friday from 9:00 am to 4:00 pm. You'll find we provide a range of services including personal banking solutions like checking and savings accounts, auto loans, mortgage options, personal loans for debt consolidation, as well as rewarding credit cards. For those looking for convenience on the go, we also offer drive-thru banking for quick deposits and withdrawals without leaving your car. While we currently do not have ATM services available at this location, our drive-thru service ensures you can complete simple transactions swiftly.

Member Eligibility

Becoming a member of Great Meadow is like joining a family where your financial well-being is the priority. If you're living, working, or attending school in the local area, you're likely eligible to join us! At Great Meadow, we believe that everyone deserves access to friendly and personalized financial services. Membership opens the door to a variety of benefits, including competitive loan rates, convenient online banking options, and tailored financial advice. To find out more about the specific eligibility criteria, you can visit our website at . We're here to help you every step of the way, so don't hesitate to reach out at (518) 639-8655 if you have any questions or want to get started on opening your account today! You can also find details about account opening at https://online.greatmeadowfcu.org/enrollment/terms_and_condition . We can't wait to welcome you into our community at 11627 State Route 22 Comstock Ny 12821!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $108,253, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your business without the hassle of payment processing. Our merchant services offer reliable solutions to streamline transactions, allowing you to focus on what matters most serving your customers. From point-of-sale systems to mobile payment options, we provide the tools you need for a smooth operation. Visit us at 11627 State Route 22 Comstock Ny 12821 in Comstock, NY or give us a call at (518) 639-8655 to learn how we can support your business journey today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options provide competitive rates and flexible terms to fit your budget. We know that purchasing a vehicle is a significant decision, so we're here to guide you through the process every step of the way whether you're looking for a new ride or refinancing an existing loan.

Business Banking Services

For local businesses, we offer specialized services like merchant solutions and business loans tailored to support growth and success in today's competitive market. Our team understands the unique challenges small businesses face, and we're committed to helping them thrive.

Convenient Access

With basic drive-thru banking available at our branch, quick transactions like deposits or withdrawals can be done without leaving your car. Additionally, while we do not currently have ATM services at this location, our online and mobile banking platforms ensure that you can access your accounts whenever you need. At Great Meadow, we pride ourselves on being more than just a credit union; we're a partner in achieving your financial goals. For questions about any of our services or if you're ready to get started today, feel free to reach out at (518) 639-8655 or visit us online at Comstock. Your financial future awaits!

Credit Cards with Rewards

Looking for a way to make everyday purchases more rewarding? Consider our credit cards with rewards programs that give back every time you swipe. Use it for groceries, gas, or even dining out every purchase brings you closer to exciting rewards.

Mortgage Loans & Refinancing

Homeownership can be one of the most rewarding experiences in life. At Great Meadow, we offer mortgage loans and refinancing options that cater to first-time buyers as well as seasoned homeowners looking for better rates. Our experienced staff will work with you to find the best mortgage solution for your specific needs.

Personal Banking Solutions

Managing your day-to-day finances is crucial, and that's where our personal banking services come into play. Whether you're opening a new checking or savings account, we have options tailored to fit your lifestyle. Imagine the convenience of online banking that allows you to check balances, transfer funds, and pay bills from the comfort of your home or on-the-go with our mobile app. Plus, with features like e-statements and electronic signature authorization, managing your money has never been easier.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. If you need extra funds for emergencies or want to consolidate debt, our personal loans are designed to help ease financial stress. We'll help you explore various loan amounts and repayment plans that fit within your budget.

Digital & Online Banking

Always Available

With 24/7 online banking services at Great Meadow, you'll never have to worry about banking hours again. Whether it's early morning or late at night, you can manage your accounts whenever it suits you best. In summary, Great Meadow's digital banking services are designed for members like you who value accessibility and security in their financial transactions. Visit us today at greatmeadowfcu.org to learn more about how we can help simplify your banking experience!

Key Features

Our online banking platform provides a user-friendly experience that allows you to manage your account effortlessly. You can easily view your balances, transfer funds, and pay bills without leaving home. Plus, if you're ever on the go, our mobile application ensures that your banking is always within reach. For those who enjoy paperless options, e-statements are available at Great Meadow. This feature not only helps you save trees but also keeps your financial information organized and easily accessible. You can sign up for electronic statements with just a few clicks, making it easier to track your finances.

Security and Convenience

Security is our top priority. We offer electronic signature authorization to keep your transactions safe while providing the convenience of signing documents digitally. Our system is built with robust security measures to protect your sensitive information. Additionally, if you need to send money quickly to friends or family, our person-to-person transfer feature makes it simple. Just enter their details, and you're good to go!

Financial Strength

Financial Health Overview

With a net worth of $7,726,932, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.93% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Membership Base

Total Share Accounts: 14,058, showing a strong and growing member base that trusts us with their finances. Our dedicated staff is here to help you navigate your financial journey with confidence. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Great Meadow is your trusted partner. Visit us at 11627 State Route 22 Comstock NY 12821 or call 518-639-8655 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings and Investments

Members' savings are secured through $13,601,392 in share certificates and $4,822,918 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $560,858 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Services

With $6,869,171 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $10,417,122 in used auto loans and a total of $44,811,914 across all loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $15,017,722 in used vehicle loans and $9,252,781 in new vehicle loans to help members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable used vehicle, we're here to assist you every step of the way.

Credit Lines and Business Loans

For those who need additional financing options, we offer credit lines totaling $10,000,000 to help manage cash flow or unexpected expenses. Additionally, our outstanding commercial loans amounting to $108,253 provide local business owners with the capital needed for growth and expansion. If you're considering refinancing any existing loans or want to know more about eligibility options for our products, please don't hesitate to contact us. Our friendly team is ready to guide you through the available options that best suit your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Great Meadow, we're committed to helping you make informed financial decisions that pave the way for your future success.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $9,049,888. We simplify the process of buying or refinancing so you can focus on making your new house a home.

Unsecured Credit Card Loans

Managing your finances can be easier with our flexible terms on unsecured credit card loans. We currently have a total of $906,841 in unsecured credit card loans available to support our members as they navigate their financial journeys.

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GREAT MEADOW FEDERAL CREDIT UNION