Great Horizons Credit Union Munster IN | Affordable Vehicle Loans & Low Mortgage Rates

Introduction

Welcome to Great Horizons, your trusted financial partner located at 7550 Hohman Ave, Munster, IN 46321. Since our establishment in 1977, we have proudly served our community with dedication and a commitment to excellence. With a growing membership of 458 individuals and total assets reaching an impressive $3,374,287, we are here to support you in achieving your financial goals. At Great Horizons, we believe in building strong relationships with our members. Our team is led by the passionate CEO Laura Franckevicius and Board President Michael Gulley, who both share a vision of providing reliable banking solutions tailored to your needs. We offer a variety of services, including personal banking, auto loans, mortgage financing, and more ensuring that all your financial requirements are met under one roof. While you can easily visit us at our branch for personalized service, please remember that official correspondence should be sent to the same address: 7550 Hohman Ave, Munster, IN 46321. With total deposits of $355,550 and net worth standing at $783,356, we prioritize the security of your finances and strive to help you make the most of your money. Our friendly staff is available during lobby hours on Monday, Wednesday, and Friday from 11 AM to 5 PM, as well as Tuesday and Thursday from 11 AM to 2 PM. We invite you to explore what Great Horizons has to offer. Whether you're looking for straightforward checking accounts or comprehensive loan options, our dedicated team is ready to assist you every step of the way. For more information or assistance, feel free to call us at (219) 513-8872 or visit our website at greathorizonsfcu.org. Your financial journey starts here!

Branch History & Mission

A Journey Through Time

Great Horizons began with a vision: to create a financial institution focused on people rather than profits. Over the years, we have expanded our services to meet the evolving needs of our members. Today, we are proud to have a total membership of 458 and assets amounting to $3,374,287. Our journey reflects our commitment to fostering strong relationships within the community and promoting financial wellness for everyone we serve. As we look back on our history, we celebrate key milestones that have shaped us. We've embraced technology advancements while ensuring that personal service remains at the core of what we do. Our operating hours Monday, Wednesday, and Friday from 11 AM to 5 PM, and Tuesday and Thursday from 11 AM to 2 PM are designed to accommodate your busy schedule.

Looking Ahead

In an ever-changing world, Great Horizons remains steadfast in its mission. We continuously seek ways to enhance our services through online banking options and personalized customer support. Although we currently do not have ATM or drive-thru services available, our dedicated team is always ready to assist you in person or over the phone at 219-513-8872. Join us today and become part of a community-focused credit union that prioritizes your financial well-being. At Great Horizons, your journey towards better financial health starts here! Visit us online at Great Horizons for more information on how you can become a member and experience the benefits of being part of something special.

Our Mission

At Great Horizons, our mission is simple yet profound: to empower individuals by providing them with reliable financial services tailored to their unique needs. We believe that everyone deserves access to quality banking options without hidden fees or complicated processes. From personal banking services like checking and savings accounts to auto loans and mortgages, we strive to make financial success attainable for all. We understand that it's not just about banking; it's about building community. Our outreach programs aim to support local initiatives and strengthen connections with organizations that uplift Munster residents. By partnering with local groups, we contribute to a thriving environment where everyone can succeed. While members can visit us at 7550 Hohman Ave Munster In 46321, official correspondence should be sent to 7550 Hohman Ave, Munster, IN 46321 if needed.

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by and see how Great Horizons can assist you with your financial needs. Our dedicated team looks forward to welcoming you in person!

Convenient Access

Our branch is designed with accessibility in mind. Whether you're coming by car or on foot, you'll find ample parking available right at our doorstep. We ensure that everyone can access our services, including those who may need additional support. Our facility meets ADA compliance standards, featuring ramps and other helpful features for all visitors.

Operating Hours That Fit Your Schedule

We understand that your time is valuable. That's why we offer flexible operating hours to accommodate your busy lifestyle. You can visit us on Mondays, Wednesdays, and Fridays from 11 AM to 5 PM, and on Tuesdays and Thursdays from 11 AM to 2 PM. If you have any questions or need assistance outside of these hours, feel free to give us a call at (219) 513-8872; we're always happy to help!

Services Tailored for You

At Great Horizons, we pride ourselves on providing personalized banking solutions. Whether you're interested in opening a checking or savings account, financing a vehicle, or exploring mortgage options, our knowledgeable staff is here to guide you through every step. Unfortunately, we do not currently have ATM services or drive-thru banking available at this location; however, our online banking options allow for easy account management anytime. While members can visit us at 7550 Hohman Ave Munster In 46321, official correspondence should be sent to our mailing address at 7550 Hohman Ave, Munster, IN 46321.

Member Eligibility

At Great Horizons, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you're looking to enjoy personalized banking experiences and community-driven services, you're in the right place! To be eligible for membership at Great Horizons, you typically need to live or work in Lake County or have family members who are already part of our credit union. We welcome individuals from various walks of life, so don't hesitate to see if you qualify! For more details on eligibility criteria, check out our page at http://greathorizonsfcu.org/membership/ . Opening an account with us is straightforward and convenient. Once you confirm your eligibility, simply visit us at 7550 Hohman Ave, Munster, IN 46321, or explore the account opening process online at http://greathorizonsfcu.org/applications/ . If you have any questions or need assistance along the way, feel free to give us a call at 219-513-8872. We're here to help you every step of the way as you take this exciting journey with us!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services simplify transactions so you can focus on running your business. Picture this: a customer walks into your store and pays with their card effortlessly while you concentrate on providing excellent service. Our solutions aim to streamline payment processes, ensuring that you spend less time worrying about transactions and more time growing your business. For more information about how Great Horizons can support your business journey, visit us at 7550 Hohman Ave, Munster, IN 46321 or call us at 219-513-8872. Together, let's pave the way for your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, our focus remains on offering flexible financing solutions tailored for your specific needs. Imagine having access to the capital required for expanding your operations, hiring new staff, or investing in equipment.

Comprehensive List Of Services

Business Solutions at Your Fingertips

For small business owners, we know how important it is to have reliable financial support. Our Business Banking services include merchant services and business loans designed to help you grow and manage your enterprise effectively.

Convenience at Its Best

In today's fast-paced world, having easy access to cash is crucial. While we currently do not have ATM services at our branch, we ensure that our members can utilize various cash withdrawal services as needed. Whether you're visiting us in person or using our online tools, Great Horizons strives to make every interaction smooth and beneficial. If you're ready to explore how we can assist you further, don't hesitate to reach out! Call us at (219) 513-8872 or visit us online at Main Branch for more information about becoming a member today!

Financing Your Dreams

If you're considering purchasing a new vehicle or refinancing an existing loan, our Auto Loans & Vehicle Financing options provide competitive rates to help you get on the road without breaking the bank. We also offer Mortgage Loans & Refinancing, making home ownership more accessible than ever. Imagine finally moving into that dream home or reducing your monthly payments our team is here to guide you through each step.

Personal Banking Made Simple

We understand that managing finances can sometimes feel overwhelming. That's why we offer Personal Banking options, including checking and savings accounts, designed for everyday use. Whether you're looking to save for a vacation or manage monthly expenses, our accounts come with features that make banking straightforward. Plus, you can access your accounts anytime through our Online & Mobile Banking services, allowing you to check balances, transfer funds, and pay bills with just a few taps.

Support When You Need It

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come in handy. Whether it's for medical bills or consolidating credit card debt, we aim to provide solutions that fit your financial situation. And if you're looking for rewards while spending, check out our Credit Cards with Rewards that allow you to earn points for your purchases.

Digital & Online Banking

Sub-section Name: Account Management Made Easy

Keeping track of your financial health has never been simpler. You can receive e-statements directly to your email, making it easy to stay organized while reducing paper clutter. This means no more waiting for mail or searching through stacks of papers your statements are just a click away! However, please note that we currently do not offer electronic signature authorization for documents.

Sub-section Name: On-the-Go Access

For members who prefer mobile banking solutions, while we don't have a dedicated mobile application right now, you can still access all of our online services through your smartphone's web browser. Though mobile payments aren't available yet, rest assured that our team is always looking to enhance your banking experience. In summary, Great Horizons is committed to providing safe and easy online banking options tailored for your needs. Explore our services today at https://greathorizonsfcu.org/ and take control of your financial journey!

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 1 full-time employee and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Together

The trust you place in us is evident through our 643 total share accounts, showing a strong and growing member base that trusts us with their finances. With $79,842 available for lending and investments (net shares), we are here to support your journey towards achieving your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Great Horizons is your trusted partner. Visit us at 7550 Hohman Ave Munster IN 46321 or call 219-513-8872 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $12,034 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for You

With $666,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, as shown by our total loans and leases amounting to $2,453,221 and $73 in used auto loans.

Solid Foundation

With a net worth of $783,356, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2322 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,313,342 in used vehicle loans and $493,698 in new vehicle loans already helping members get on the road. We also provide refinancing options to make sure you get the best terms possible for your situation.

Credit Lines and More

For those needing additional funds for personal or business needs, we offer credit lines totaling $210,000. This flexibility allows you to access cash when needed without the hassle of applying for a new loan each time. At Great Horizons located at 7550 Hohman Ave Munster IN 46321, we are committed to providing exceptional service and competitive rates. If you have any questions about eligibility or want to explore refinancing options further, don't hesitate to reach out at 219-513-8872. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $560,357, make buying or refinancing simple. We're here to help guide you through each step of the process so that you can secure a place to call your own.

Unsecured Credit Card Loans

Managing finances can be tricky, but our flexible terms on unsecured credit card loans with a total of $123,924 in loans help members navigate their expenses effectively. Whether it's unexpected costs or everyday purchases, we have options to fit your lifestyle.

Loan Aggregator

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GREAT HORIZONS FEDERAL CREDIT UNION - Munster, IN