Great Basin Credit Union Sparks NV | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Great Basin, your trusted financial partner located at 381 Los Altos Pkwy, Sparks, NV 89436. Since our establishment in 1951, we have been dedicated to serving our community with reliable and personalized banking services. With a strong commitment to our members, we proudly support over 25,500 individuals and families who count on us for their financial needs. At Great Basin, we manage a robust portfolio of assets totaling $321,474,749, ensuring that we can meet the diverse financial demands of our membership. Whether you're looking for auto loans, mortgages, or personal banking solutions, we have tailored options available just for you. Currently, our total deposits stand at $39,132,941, reflecting the trust our members place in us. Under the leadership of CEO Jennifer Denoo and Board President Ron Korman, we foster an environment where members feel valued and supported. Our team of 66 employees is here to provide expert guidance and assistance every step of the way. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to 381 Los Altos Branch Pkwy, Sparks, NV 89436-7731 if different from our physical address. Explore what Great Basin has to offer by visiting our website at greatbasin.org. If you have any questions or need assistance, don't hesitate to reach out at 775-333-4228 during our operating hours from 9:00 AM to 5:30 PM on weekdays. We're here to help you achieve your financial goals!

Branch History & Mission

Welcome to Great Basin, a proud member of the Sparks community since 1951. Our branch, located at 381 Los Altos Pkwy, Sparks, NV 89436, has been a cornerstone of financial support for over seven decades. With a commitment to our members and their financial well-being, we have grown alongside the community, now serving over 25,000 members with total assets exceeding $321 million. Great Basin started its journey with the mission to provide accessible and affordable financial services tailored to the needs of our members. From humble beginnings, we have expanded our offerings to include personal banking, auto loans, mortgage options, and business services. This growth reflects not only our dedication to excellent service but also our ongoing efforts to adapt to the changing needs of our community. Our mission is clear: to empower individuals and families by providing them with the tools they need for financial success. We believe in building lasting relationships with our members through trust and transparency. Whether you're looking for a checking account or seeking advice on securing a loan, Great Basin is here to guide you every step of the way. At Great Basin, we prioritize not just financial services but also community support. We actively participate in local events and partnerships that uplift our neighborhoods and foster a spirit of togetherness. Our commitment extends beyond banking; it's about making a positive impact on lives. While you can visit us at our main location in Sparks, please note that official correspondence should be sent to our mailing address at 381 Los Altos Branch Pkwy, Sparks, NV 89436-7731 if it differs from your branch visit. With convenient operating hours from 9:00 AM to 5:30 PM Monday through Friday and ATM availability, we ensure that banking with us is easy and accessible. Although we currently do not offer drive-thru services or shared service centers, we are dedicated to providing robust online and mobile banking options for all your banking needs. We invite you to join the Great Basin family today! Experience the difference that comes from being part of a credit union that genuinely cares about its members. Together, let's build a brighter financial future! For more information or to open an account, call us at 775-333-4228 or visit Great Basin's website.

Branch Location & Accessibility

Convenient Access and Features

Parking is available right outside the branch, making it simple for you to stop by. We are committed to accessibility; our facility is ADA compliant, ensuring everyone can access our services comfortably. We understand that life gets busy, which is why our lobby hours are friendly and accommodating. You can drop by Monday through Friday from 9:00 am to 5:30 pm. Whether you're looking to open an account or get assistance with existing services, our team is here to help during these hours.

Get in Touch!

Have questions or need assistance? Don't hesitate to give us a call at 775-333-4228! We invite you to come visit us at Great Basin today let's make your banking experience as smooth as possible!

Services Tailored for You

At Great Basin, we offer a variety of services designed for both personal and business banking needs. From checking and savings accounts to auto loans and mortgage options, we aim to support your financial journey. And if you need quick cash withdrawal or balance checks, you'll be glad to know we have ATM access available. While we currently do not offer drive-thru service or shared service centers, our dedicated staff ensures that your visit will be efficient and enjoyable.

Member Eligibility

At Great Basin, we're excited to welcome you into our community where you can enjoy the benefits of being a member. Becoming a part of our family is simple and open to individuals who live, work, worship, or attend school in Washoe County and its surrounding areas. If that sounds like you, we invite you to explore everything we have to offer! Membership brings you access to personalized banking services tailored just for you, along with competitive rates on loans and savings accounts. Ready to join? The process is easy! You can find more information about eligibility criteria by visiting this link. If you're interested in opening an account, just head over to our account opening page at http://www.greatbasin.org/apply-now/ . For any questions, feel free to reach out at 775-333-4228. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,211,070, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer a range of merchant services that simplify daily operations. Imagine having the tools to accept payments seamlessly, manage transactions efficiently, and analyze sales data all from one platform. Our merchant services empower you to focus on what you do best: running your business. Located at 381 Los Altos Pkwy Sparks Nv 89436, Sparks, NV, our dedicated team is here to help you navigate your financial journey. For inquiries or assistance, feel free to call us at (775) 333-4228. Let's work together to achieve your business goals!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, Great Basin has got you covered too! Our business banking services, including merchant services and business loans, are crafted to support small businesses in achieving their goals. We know that running a business comes with its own set of financial needs, and we're committed to being your partner every step of the way.

Digital Banking Convenience

With today's fast-paced world, we prioritize making banking easy and accessible. Our robust online and mobile banking features allow you to manage your accounts from anywhere at any time. You can transfer funds, pay bills, or even deposit checks right from your smartphone. Plus, our ATM services ensure you have access to cash when you need it most.

Get in Touch

We invite you to experience all these services at Great Basin! Feel free to reach out by calling us at 775-333-4228 during our lobby hours from 9:00 am to 5:30 pm Monday through Friday. For more information or to open an account online, visit us at greatbasin.org. Join us today and discover how we can help you achieve your financial goals with ease!

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options to help you manage your finances effectively. Our checking and savings accounts are designed for convenience and ease of use, allowing you to access your funds whenever you need them. Imagine having a secure place for your money while earning interest on your savings this is what we strive to provide. For those considering a new vehicle, our auto loans and vehicle financing options can help make that dream a reality. With competitive rates and flexible terms, we want to ensure that you can hit the road without breaking the bank. And if you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans come with personalized guidance to navigate the process smoothly.

Support for Your Financial Goals

In addition to traditional banking products, we understand that life can throw unexpected challenges your way. That's why we offer personal loans and debt consolidation options. Whether you're managing medical bills or planning a special event, our team is here to help create a manageable repayment plan that suits your budget. For those who enjoy shopping and making purchases with rewards in mind, check out our credit cards with rewards. They not only make spending more enjoyable but also offer benefits that can enhance your everyday life.

Digital & Online Banking

Accessibility and Support

Our mobile application is designed for ease of use, ensuring that managing your accounts is straightforward. You can easily navigate through various features and access real-time account management tools. If you ever have questions or need assistance, our dedicated support team is just a phone call away at (775) 333-4228. At Great Basin, we strive to provide banking solutions that fit into your busy life while keeping your information secure. Explore all these features today by visiting https://www.greatbasin.org/ and discover how easy banking can be!

Key Features

With our online banking platform available at https://www.greatbasin.org/ , you can check balances, transfer funds, and pay bills 24/7. Our commitment to security means that all your transactions are protected with advanced encryption technology. Whether you're using a computer or our mobile application, you can feel confident that your information is safe. In addition to standard banking tasks, we offer features like electronic signature authorization, making it easier for you to sign documents digitally without the hassle of printing and mailing. Plus, e-statements are readily available, so you can view your account statements whenever you need them saving both time and paper. If you're always on the move, you'll appreciate our mobile payments feature. This allows you to make purchases quickly and securely using your smartphone. For even more convenience, person-to-person transfers let you send money directly to friends or family with just a few taps.

Financial Strength

At Great Basin, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to serve you effectively and efficiently. With a net worth of $34,821,960, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.83% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $60,028,051 in share certificates and $31,588,755 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $29,146,404 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,672 in used auto loans and a total of $228,891,901 in loans and leases available for our community. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 64 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 43,614, showing a strong and growing member base that trusts us with their finances. This trust is built on transparency and accountability as we work diligently to safeguard your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Great Basin is your trusted partner. Visit us at 381 Los Altos Pkwy Sparks NV 89436 or call 775-333-4228 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $105,385,970 in used vehicle loans and $31,543,862 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find the right fit for your budget.

Business Loans

If you're a business owner, you'll be pleased to know that our outstanding commercial loans totaling $3,211,070 provide the capital needed to grow and expand your business. At Great Basin, we believe in empowering our members with financial tools that suit their lifestyles. For those interested in refinancing or exploring eligibility options for any of our loan products, feel free to contact us at (775) 333-4228 during our operating hours from 9:00 am to 5:30 pm Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your options today by visiting us or applying online at http://www.greatbasin.org/apply-now/ . Let's work together towards achieving your financial dreams!

Credit Lines

For those who need more flexibility, our credit lines are designed to provide quick access to funds when you need them most. With $25,216,412 available in credit lines, you can have peace of mind knowing that extra cash is just a request away.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $20,842,931, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our competitive rates and personalized service can help make the process smoother.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,332,288 in loans helping members manage their finances effectively. Our credit cards come with rewards and no annual fees, making them an excellent choice for everyday spending.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

LendMesh takes pride in offering verified data. All loan offers come from legitimate financial institutions, ensuring complete transparency in the comparison process. Users can trust that they are looking at accurate information when evaluating their options.

GREAT BASIN FEDERAL CREDIT UNION