Grasslands Credit Union Circle MT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Grasslands, your trusted financial partner located at 320 Main, Circle, MT 59215. Established in 1956, we have proudly served our community for over six decades, helping our members achieve their financial goals. With a strong membership of 3,806 and total assets reaching an impressive $117,149,227, we are dedicated to providing personalized banking solutions that fit your unique needs. At Grasslands, we believe in the power of community. Our commitment to our members goes beyond just numbers; it's about building relationships and fostering trust. We offer a range of services including personal banking, auto loans, mortgages, and business banking to support your journey towards financial success. Our total deposits stand at $1,808,127, reflecting the confidence our members place in us. Our team is led by the experienced CEO Emily Guldborg and Board President R. Voss, who work tirelessly to ensure that Grasslands remains a pillar of support for all our members. With a dedicated staff of 19 employees, we pride ourselves on delivering exceptional service every time you walk through our doors. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: PO Box 79, Circle, MT 59215. If you have any questions or need assistance, don't hesitate to reach out at 406-485-2288. Join us today and experience the Grasslands difference! Visit our website at grasslandscu.com or stop by to learn more about how we can help you thrive financially.

Branch History & Mission

Welcome to Grasslands, a proud pillar of the Circle community in Montana. Since opening our doors in 1956, we have built a legacy of trust, support, and growth that has evolved alongside the needs of our members. Nestled at 320 Main, Circle, MT 59215, our branch is more than just a financial institution; it's a place where friendships are formed and dreams are nurtured. Over the years, Grasslands has seen remarkable growth. Starting with a small group of dedicated members, we have expanded to serve over 3,800 individuals today. Our total assets have reached an impressive $117,149,227, reflecting our commitment to sound financial practices and member satisfaction. We believe that everyone deserves access to quality financial services and community support. At Grasslands, our mission is simple yet profound: to empower our members through personalized financial solutions while fostering a strong sense of community. We offer a range of services including personal banking accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Our dedication extends beyond transactions; we strive to be an active partner in your journey toward financial well-being. While members can visit us at our main location on Main Street, official correspondence should be sent to PO Box 79, Circle, MT 59215. Our branch operates Monday through Friday from 9:00 AM to 5:00 PM, making it convenient for you to drop by or call us at 406-485-2288 for any assistance you may need. In addition to traditional banking services, Grasslands embraces digital advancements. With online banking and mobile applications available for our members' convenience, managing finances has never been easier. We are also proud of our ADA-compliant facilities that ensure accessibility for all members of the community. Our commitment extends beyond just banking; we actively engage in community outreach efforts and partnerships aimed at uplifting those around us. Whether it's supporting local events or collaborating with schools and organizations, we believe in giving back and strengthening the fabric of our community. Join us at Grasslands and experience the difference that comes from being part of a member-focused credit union. Together, let's build a brighter financial future one that supports not only individual aspirations but also fosters collective growth within Circle and beyond. Your journey begins here! Visit us or learn more about our services at Grasslands Credit Union.

Branch Location & Accessibility

Accessibility and Services

We prioritize making banking simple for everyone. Our branch is ADA compliant, featuring ramps and accessible entrances to accommodate all members of our community. Inside, you'll find a welcoming environment where our friendly staff is ready to assist you. At Grasslands, we understand the importance of convenience. That's why we provide a variety of services including personal banking, auto loans, mortgages, and business banking options. Need quick cash? Our ATM is available on-site for your convenience. If you prefer drive-thru service, we've got you covered with a dedicated lane for deposits and withdrawals.

Call to Action

Ready to experience personalized banking? Stop by Grasslands today at 320 Main or give us a call at 406-485-2288. We look forward to welcoming you into our family!

Convenient Location

Our branch is situated near local landmarks that make it easy to find. Whether you're coming from downtown or nearby neighborhoods, you'll appreciate the straightforward access. We offer plenty of parking right outside our doors, ensuring that you can visit us without any hassle.

Operating Hours

We are here for you Monday through Friday from 9:00 AM to 5:00 PM. Whether you're stopping by during your lunch break or after work, our team is ready to help with any financial questions or transactions you may have.

Member Eligibility

At Grasslands, we believe that joining our community should feel like stepping into a welcoming space where you can grow and thrive. Becoming a member is simple and open to those who live, work, or worship in our local area. We embrace diversity and invite anyone who shares our values to join us. With membership, you not only gain access to a range of financial services designed to meet your needs but also become part of a supportive network dedicated to helping you succeed. If you're ready to take the next step, opening an account is straightforward. Just visit us at 320 Main Circle Mt 59215 or give us a call at (406) 485-2288 for more information on how to get started. You can also find detailed eligibility criteria on our website. We're excited to welcome you to the Grasslands family!

Business Banking & Commercial Services

Merchant Services

Imagine a world where managing transactions is effortless. With our merchant services, you can accept payments seamlessly, allowing you to focus on what you do best running your business. Whether you're a bustling retail shop or a service provider, our solutions help streamline operations and enhance customer satisfaction. Located at 320 Main Circle Mt 59215 in Circle, MT, our team is here to assist you every step of the way. Connect with us at (406) 485-2288 to discover how we can support your business journey!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $385 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $45,502,072, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

We also ensure easy access through our ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits and withdrawals. Need cash in a hurry? Our ATMs are available when you need them most. At Grasslands, we prioritize serving our members' needs with accessible financial solutions. For any questions about our services or if you're ready to get started today, please call us at 406-485-2288 or visit our website at grasslandscu.com. We're excited to partner with you on your financial journey!

Auto Loans & Vehicle Financing

If you're dreaming of a new car or need financing for a reliable vehicle, our Auto Loans & Vehicle Financing options are designed just for you. We work with you to find the best rates and terms that fit your budget. Picture driving off in your new car without the financial stress our team will guide you every step of the way.

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive Business Banking solutions including Merchant Services and Business Loans. We know how critical it is for businesses to have reliable banking support, and we're committed to helping you thrive.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on everyday purchases. This means that while you're spending on what you need, you're also earning rewards that can be redeemed for exciting benefits. It's an easy way to make your spending work harder for you!

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, we provide personalized support to help you navigate this important financial decision. Let us help turn your dream home into a reality.

Online & Mobile Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking services allowing you to bank anytime, anywhere. With features like account management and online bill pay at your fingertips, staying on top of your finances has never been easier.

Personal Banking Solutions

We understand that managing finances can be overwhelming. That's why we offer Personal Banking solutions, including both Checking and Savings Accounts. Imagine having a safe place for your money where you can easily access it whenever you need. Our accounts come with features that make banking simple and convenient, ensuring you have control over your finances at all times.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation options can help you manage those costs effectively. Whether it's funding a special project or consolidating debt to simplify payments, we're here to provide the financial assistance you need.

Digital & Online Banking

E-Statements and Real-Time Management

Say goodbye to paper clutter! We provide e-statements for all members, making it simple to access your financial information whenever you want. This not only helps you stay organized but also protects the environment.

Mobile Application and Payments

For those who prefer mobile banking, our dedicated mobile application is here for you. You can manage your accounts right from your smartphone, making transactions quick and easy. Although mobile payments are not available yet, we ensure that person-to-person transfers are just a few taps away, providing a seamless way to send money to friends or family.

Online Banking Services

With our 24/7 online banking services available at https://grasslandscu.com/, you can check your account balances, transfer funds, and pay bills anytime you need to. Our platform is user-friendly, allowing you to navigate with ease. Plus, with electronic signature authorization, signing documents online is straightforward and secure.

Security First

Your security is our top priority. Our online banking system utilizes advanced technology to keep your information safe while giving you peace of mind as you bank from anywhere. In summary, whether you're looking to handle everyday transactions or keep track of your finances on-the-go, Grasslands offers all the tools you need for effective banking. Explore our digital offerings today and take control of your financial future!

Financial Strength

Growing Member Trust

Total Share Accounts: 8,728, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $596,253 further highlights our commitment to responsible management of your funds. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Grasslands is your trusted partner. Visit us at 320 Main Circle Mt 59215 or call (406) 485-2288 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $33,355,877 in share certificates and $15,875,281 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $263,156 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Future Growth

With $15,282,226 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $404 in used auto loans and $79,550,396 in total loans and leases.

Solid Financial Health

With a net worth of $17,049,759, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.55% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With a total of $5,662,453 in used vehicle loans and $1,184,633 in new vehicle loans already helping members get on the road, we make it easier for you to drive away with confidence. Whether you're purchasing a brand-new vehicle or a reliable used one, we've got options that fit your budget.

Credit Lines and Business Loans

For those seeking additional funding, we offer credit lines totaling $14,051,386, providing the flexibility you need for personal or business expenses. Additionally, our outstanding commercial loans amounting to $45,502,072 are tailored for business owners looking to expand and thrive. At Grasslands, we believe that financing should be accessible and straightforward. If you're considering refinancing or exploring eligibility options for any of our loan products, our team is ready to assist you every step of the way. With performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results, we ensure transparency and reliability in all our offerings. Ready to take the next step? Reach out to us at (406) 485-2288 during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM. Let's work together toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $25,367. We simplify the process of buying or refinancing your home, allowing you to focus on making it yours.

Unsecured Credit Card Loans

Managing everyday expenses is made simple with our unsecured credit card loans. With a total of $367,217 in loans available, our flexible terms help you handle your finances effectively without breaking the bank.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With an easy-to-use interface and a commitment to transparency, LendMesh empowers users to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This information is based on the latest results (Source: https://www.ncua.gov), ensuring that all offers are fair and transparent. By verifying each lender's credentials, LendMesh guarantees that users receive reliable information without any hidden agendas. One of the standout features of LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, providing clarity in an often confusing market. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings here. This approach ensures that users receive unbiased results when comparing their options. The platform also offers real-time rate comparisons, which means users get up-to-date loan rates from multiple institutions. This feature allows individuals to identify the best possible deals quickly and efficiently, ultimately saving them time and money. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how effective the tool can be in helping users navigate their financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

GRASSLANDS FEDERAL CREDIT UNION - Circle, MT

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