Grasslands Credit Union Baker MT | Best Auto Loans & Personal Banking

Introduction

Welcome to Grasslands, your trusted partner in financial services, located at 118 1St St, Baker, MT 59313. Since our establishment in 1956, we have been committed to serving our community with integrity and dedication. With a total membership of 3,806 and assets amounting to an impressive $117,149,227, we pride ourselves on being a reliable credit union for all your banking needs. At Grasslands, we understand the importance of building strong relationships with our members. Whether you're looking for personal banking solutions like checking accounts and auto loans or business financing options, we are here to help. Our total deposits stand at $1,808,127, reflecting the trust our members place in us. Plus, with a net worth of $17,049,759, you can rest assured that your finances are in good hands. Our dedicated team of 19 employees, led by CEO Emily Guldborg and Board President R. Voss, is ready to assist you from 9:00 AM to 5:00 PM, Monday through Friday. We offer convenient services including online banking, ATMs, and drive-thru options to make your banking experience as smooth as possible. While members can visit us at our branch address, official correspondence should be sent to our mailing address at PO Box 1101, Baker, MT 59313. If you have questions or need assistance, feel free to reach out at 406-778-2920. Join us at Grasslands where community matters and your financial wellbeing is our priority. Visit our website at grasslandscu.com today to learn more about how we can support your financial journey!

Branch History & Mission

Welcome to the Grasslands Credit Union, a cornerstone of the Baker community since 1956. Nestled at 118 1st St, Baker, MT 59313, our branch has proudly served our members for over six decades, evolving alongside the needs of our community. From our humble beginnings, we have grown to a vibrant membership of 3,806 individuals and families who trust us with their financial needs. Our mission is simple yet powerful: to provide exceptional financial services while fostering a spirit of community support and engagement. At Grasslands, we believe that everyone deserves access to affordable banking solutions that empower them to achieve their goals. Our dedicated team works tirelessly to ensure that each member feels valued and understood, offering personalized service that goes beyond just transactions. As we reflect on our journey, we celebrate key milestones that have shaped our branch's identity. Over the years, we have expanded our services to include personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. With total assets now exceeding $117 million, we are well-equipped to meet the diverse needs of our members. While members can visit us at our physical location in Baker, official correspondence should be sent to PO Box 1101, Baker, MT 59313 if needed. We strive to make banking accessible for everyone by providing convenient services such as ATM availability and drive-thru banking for quick transactions. Our operating hours are designed with your schedule in mind: open from 9:00 AM to 5:00 PM Monday through Friday. Grasslands is not just about numbers; it's about people. We actively engage in community outreach efforts and partnerships that make a real difference in the lives of those around us. Our commitment extends beyond financial services; we aim to uplift and support local initiatives that enhance the well-being of our community. In today's digital world, we've also embraced technology with online banking options and mobile applications that allow you to manage your finances anytime and anywhere. This commitment to innovation ensures that we're not just keeping up but leading the way in providing valuable services tailored to modern lifestyles. We invite you to join us on this journey toward financial empowerment and community growth. Experience the difference at Grasslands Credit Union where you're more than just a member; you're part of a family dedicated to your success. Reach out today at 406-778-2920 or visit us online at GrasslandsCU.com to learn more about how we can help you achieve your financial dreams!

Branch Location & Accessibility

Welcome to the Grasslands Baker Branch, your friendly financial partner right in the heart of Baker, MT! Located at 118 1st St, our branch is easily accessible and conveniently situated near local landmarks, making it a breeze for you to stop by. Whether you're heading to the nearby parks or just passing through town, we're here to help with all your banking needs. While members can visit us at our branch address, official correspondence should be sent to PO Box 1101, Baker, MT 59313. We understand that accessibility is important, which is why our facility is equipped with features like ramps and designated parking spaces for those who need them. Plus, with both ATM availability and a drive-thru service, getting your banking done has never been easier! At Grasslands, we're proud to offer a range of services tailored to meet your personal and business banking needs. Our lobby hours are from 9:00 AM to 5:00 PM Monday through Friday, ensuring you have plenty of time to come in and talk with our friendly staff. Whether you're interested in checking accounts, auto loans, or personal loans and debt consolidation, we have something for everyone. If you have any questions or would like more information about our services, don't hesitate to give us a call at 406-778-2920. We look forward to welcoming you soon at the Grasslands Baker Branch!

Member Eligibility

At Grasslands, we believe that becoming a member means joining a welcoming community where you can thrive financially. If you're looking to take advantage of our services, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in our local area. This includes residents of Baker and surrounding communities. We aim to make the process as easy as possible simply visit us at 118 1St St Baker Mt 59313 or give us a call at (406) 778-2920 for any questions you may have. To learn more about the eligibility requirements and what it takes to become part of our family, check out the details on our website. Once you're ready to open an account, you can find all the information you need here: http://www.grasslandscu.com/loan-applications. Joining Grasslands not only gives you access to various financial services but also connects you with a supportive network dedicated to your financial well-being.

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer comprehensive merchant services that help streamline your operations. Imagine having a reliable partner for processing payments, managing cash flow, and enhancing customer experiences all from one place. With our services at Grasslands, you can focus on what matters most: growing your business. Visit us at 118 1St St Baker Mt 59313 in Baker, MT, or give us a call at (406) 778-2920 to learn more about how we can assist you today!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $385 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $45,502,072, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for simple transactions such as deposits and withdrawals. If you're on the go and need quick access to cash or want to check your balance quickly, our basic ATM access can meet those needs efficiently. At Grasslands, we're proud to serve our members in Baker and beyond. With operating hours from 9:00 AM to 5:00 PM Monday through Friday, we're always here when you need us. Don't hesitate to reach out at (406) 778-2920 if you have any questions or would like more information about our services.

Business Banking

If you're a business owner, Grasslands has tailored solutions just for you. Our business banking services include merchant services and business loans designed to support the growth and success of your enterprise. We understand that running a business comes with its challenges, which is why we're committed to providing resources that help streamline your operations.

Call to Action

Ready to take the next step in managing your finances? Visit us at 118 1St St Baker Mt 59313 or explore our offerings online at Baker Branch. Let us be your trusted partner in achieving all your financial goals!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts from anywhere. You can easily check balances, transfer funds, and pay bills with just a few clicks or taps on your device. For quick cash needs, our ATM and cash withdrawal services are available 24/7 for added flexibility.

Personal Banking

When it comes to personal banking, we offer a variety of options to help you manage your day-to-day finances. Our checking and savings accounts are designed with your lifestyle in mind, providing easy access to your funds whenever you need them. If you're considering a new vehicle, our auto loans and vehicle financing options can make your dream car a reality, ensuring you get competitive rates and flexible terms. For those looking to settle into a new home or refinance an existing mortgage, our mortgage loans offer the support you need. We also provide personal loans and debt consolidation services, making it easier for you to achieve your financial goals without the burden of high-interest debt. Plus, our credit cards come with rewards that can help you earn while you spend.

Digital & Online Banking

Key Services

Our online banking platform allows you to access your accounts anytime, anywhere. You can check your balance, transfer funds, and pay bills all from the comfort of your home or on the go. If you're looking for ways to send money quickly to friends or family, our person-to-person transfer feature makes it straightforward and hassle-free. Need to sign documents? No problem! We offer electronic signature authorization, so you can complete transactions without the need for physical paperwork. Plus, with e-statements available, you can easily keep track of your account statements without cluttering your mailbox. For those who prefer using their mobile devices, our dedicated mobile application brings all these features right to your fingertips. From checking balances to making deposits, everything is just a tap away. Although we currently do not support mobile payments, our app provides a user-friendly interface that ensures smooth navigation. Security is essential when it comes to banking online, and we take this seriously at Grasslands. Our systems are equipped with robust security measures to protect your information while providing you with real-time account management. With everything from e-statements to 24/7 online banking services, Grasslands is committed to providing accessible and efficient banking solutions tailored to fit your lifestyle. Join us today and discover how easy it is to manage your finances digitally!

Financial Strength

A Solid Foundation

With a net worth of $17,049,759, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation translates into peace of mind for our members who trust us with their savings and loans. Our net worth ratio of 14.55% demonstrates a solid capital base. This means we can continue providing loans and competitive savings rates without interruption even during tough economic times.

Growing Together

With Net Shares totaling $596,253, funds are readily available for lending and investments that benefit our members directly. We currently have a total of 8,728 accounts, showcasing a strong community of members who trust us with their finances. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Grasslands is your trusted partner. Visit us at 118 1St St Baker Mt 59313 or call (406) 778-2920 to learn more about how we can help you achieve your financial goals.

Member-Centric Resources

Your savings are secure with us. We manage $33,355,877 in share certificates and $15,875,281 in money market shares, ensuring stable and rewarding financial growth opportunities for our members. Unlike traditional banks, we prioritize you our members over profits. With non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvestment is evident with $15,282,226 in undivided earnings. This allows us to enhance our banking tools, strengthen lending options, and improve security measures for your benefit.

Supporting Your Financial Goals

We believe in empowering our members through lending. With $404 in used auto loans and $79,550,396 in total loans and leases, we provide the support you need to achieve your financial goals across various sectors. Our operational efficiency is reflected in our $263,156, allowing us to continue offering competitive loan rates and solid financial products tailored for you. Our dedicated team plays a crucial role in our success. We take pride in having 17 full-time employees and 2 part-time employees who are always ready to serve you with knowledge and commitment.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,662,453 in used vehicle loans and $1,184,633 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car buying experience smooth and affordable.

Commercial Loans

For business owners, our outstanding commercial loans totaling $45,502,072 provide the capital needed to grow and expand. We understand the unique needs of businesses and are here to support you in achieving your business goals. If you're considering refinancing or exploring eligibility options for any of our loan products, we encourage you to reach out. Our team is ready to assist you in finding the best solutions tailored to your situation. To learn more about our loan offerings or to begin the application process, visit us at our branch located at 118 1st St Baker Mt 59313, or give us a call at 406-778-2920 during our operating hours from 9:00 AM to 5:00 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Grasslands, we're here to support you every step of the way on your financial journey!

Credit Lines

For those needing additional financial resources, our credit lines totaling $14,051,386 offer quick access to funds when you need them most. This option is perfect for managing expenses or unexpected costs without the hassle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,367, make buying or refinancing simple. We're committed to helping you navigate the process with ease, whether you're purchasing your first home or looking to refinance an existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $367,217 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs that can enhance your spending power while providing financial flexibility.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that they are viewing legitimate loan options.

GRASSLANDS FEDERAL CREDIT UNION - Baker, MT

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