GRANITE FEDERAL CREDIT UNION

Welcome to Granite, your trusted credit union located at 3675 S 900 E, Salt Lake City, UT 84106. Established in 1986, we have proudly served our community for over three decades, building a reputation for reliability and commitment to our members. With a robust membership base of 36,253 and total assets exceeding $859,208,617, we are dedicated to providing exceptional financial services that cater to your needs. At Granite, we understand the importance of personal banking. Our offerings range from checking and savings accounts to auto loans and mortgage refinancing. Whether you're looking to finance a new vehicle or consolidate debt, our experienced team is here to guide you every step of the way. We currently manage a total loan portfolio of 15,418 loans and leases, showcasing our capability to support you in achieving your financial goals. While members can visit us at our physical location, official correspondence should be sent to the same address: 3675 S 900 E, Salt Lake City, UT 84106. We encourage you to explore all that we offer through our website at granite.org. Our leadership team is dedicated to fostering an inclusive and supportive environment. Under the guidance of CEO Mark Young and Board President Donald Johnson, we prioritize member satisfaction and community well-being. Our team of 124 employees is committed to ensuring that your experience with us is nothing short of excellent. As part of our commitment to transparency and trust, you'll find that we maintain a net worth of $86,265,854, alongside cash reserves totaling $3,832,342. This strong financial standing allows us to offer competitive rates on deposits currently totaling $53,627,587 and loans alike. We invite you to reach out with any questions or visit us during our lobby hours: Monday through Friday from 9 AM to 6 PM (with extended hours on Fridays until 7 PM) and Saturdays from 10 AM to 4 PM. You can also call us at 801-288-3000 for assistance. Join us at Granite Credit Union today and experience a community-focused approach to banking!

At Granite, we believe that becoming a member is more than just opening an account; it's about joining a community that cares about your financial well-being. If you live, work, or worship in our local area, you're likely eligible to join us! Our membership is open to individuals who meet certain criteria, which you can check in detail at http://www.granite.org/membership . Once you're ready to take the next step, opening an account is a breeze. Just visit us online through https://www.mobicint.net/gcu/autoenrollment/start , or give us a call at (801) 288-3000 if you have any questions. We're excited to welcome you to the Granite family, where we prioritize personalized service and support for all your financial needs right here at our branch located at 3675 S 900 E Salt Lake City Ut 84106.

At Granite, we understand that your time is valuable. That's why we've made banking easier and more secure with our robust digital and online banking services. Whether you're at home or on the go, managing your finances has never been simpler. With our online banking platform, you can access your accounts anytime, anywhere. This means checking balances, transferring funds, and paying bills is just a click away. Plus, we offer electronic signature authorization to make document signing faster and more convenient, so you can complete transactions without the hassle of paper forms. If you prefer to manage your finances from your smartphone, our mobile application is available for easy downloads. You can enjoy features like mobile payments, making it simple to pay for purchases directly from your account. Want to send money to friends or family? Our person-to-person transfer service allows you to do this quickly and securely. For those who want to stay organized and eco-friendly, we provide e-statements as well. You can easily view and download your statements whenever you need them no more waiting for paper copies in the mail! At Granite, we take security seriously. Our 24/7 online banking services ensure that your information is protected while giving you real-time access to your accounts. Enjoy peace of mind knowing that you can monitor your finances whenever it suits you best. Join us today at Granite and experience the convenience of modern banking. With our user-friendly tools at your fingertips, staying on top of your finances has never been easier!

At Granite, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's fast-changing world, you need to know that your money is safe and accessible. That's why we are proud to share our financial strength with you, providing assurance that you are in good hands. With a net worth of $86,265,854, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,003 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $329,192,992 in share certificates and $140,283,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,289,020, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $70,857,986 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $5,578 in used auto loans and $650,174,708 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our $1,803,923, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 117 full-time employees and 7 part-time employees who are dedicated to providing excellent service at every branch. In terms of resources available for lending and investments, our net shares stand at $420,660. We currently manage a strong member base with a total of 83,673 share and deposit accounts an indication of the trust you place in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Granite is your trusted partner. Visit us at 3675 S 900 E Salt Lake City Ut 84106 or call (801) 288-3000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.