Granite Credit Union Salt Lake City UT | Best Auto Loans & Business Banking

Introduction

Welcome to Granite, your trusted financial partner located at 1479 E 2100 S, Salt Lake City, UT 84105. Established in 1986, we have proudly served our community for over three decades, fostering financial growth and stability for our 36,253 members. With a total asset base of $859,208,617, we are committed to providing personalized banking solutions that meet the diverse needs of our members. At Granite, we understand that your financial journey is unique. That's why we offer a range of services from checking and savings accounts to auto loans and mortgage refinancing designed to help you achieve your goals. Our robust portfolio includes 15,418 loans and leases, ensuring that we have the resources to support you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 3675 S 900 E, Salt Lake City, UT 84106. Our dedicated team of 124 employees, led by CEO Mark Young and Board President Donald Johnson, is here to ensure you receive exceptional service tailored just for you. We also pride ourselves on our community impact and commitment; through responsible lending practices and member-focused initiatives, we strive to make a positive difference in the lives of those we serve. Whether you're looking for a new credit card with rewards or need assistance with business loans, we're here for you. Feel free to reach out at 801-288-3000 or visit our website at granite.org to explore how we can help you take control of your financial future. Come see what makes us more than just a credit union experience the Granite difference today!

Branch History & Mission

Join Us

As we continue on this journey together, we invite you to become part of the Granite family. Experience firsthand the benefits of membership that go beyond traditional banking where your financial goals matter as much as your well-being. Visit us during our operating hours from 9:00 am to 6:00 pm Monday through Friday or give us a call at (801) 288-3000. Together, let's build a brighter future for you and your community!

Our Mission

At Granite, our mission is simple yet profound: we strive to empower individuals and families through accessible financial solutions while actively engaging in community support initiatives. We understand that banking goes beyond transactions; it's about building relationships and fostering trust. Our services include personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We are proud to offer modern conveniences like online banking, mobile payments, and ATM access to ensure that our members can manage their finances easily and securely. Our commitment extends beyond technology; we ensure compliance with ADA standards so that everyone can access our services comfortably. In addition to providing financial products, we believe in giving back to our community. Our outreach efforts focus on partnerships with local organizations aimed at enhancing the quality of life for residents in Salt Lake City. Whether it's supporting local schools or participating in community events, we are dedicated to making a positive impact.

Branch Location & Accessibility

Accessibility Features

At Granite Credit Union, we prioritize accessibility for all members. Our branch is designed to be welcoming and ADA compliant, featuring ramps for easy access. Plus, we offer ample parking for your convenience.

Get in Touch

Have questions or want to learn more about how we can assist you? Don't hesitate to call us at 801-288-3000. We're excited to welcome you into the Granite family and look forward to helping you achieve your financial goals! Come visit us today!

Operating Hours and Services

We understand that your time is valuable. That's why our lobby hours are from 9:00 AM to 6:00 PM on weekdays, allowing you plenty of time to visit us before or after work. Need quick service? We also have a drive-thru available for deposits and withdrawals, making your banking experience as smooth as possible. As a member of Granite Credit Union, you can enjoy a variety of services tailored just for you. From checking and savings accounts to auto loans and mortgages, we've got all your financial needs covered. And yes ATM availability is right here at our location!

Member Eligibility

Becoming a member of Granite is like joining a caring family that supports your financial journey. If you live, work, worship, or attend school in the Salt Lake City area, you are likely eligible to join us! We believe in making banking accessible for everyone, so if you're looking for a welcoming community where your needs come first, you've found it. Plus, as a member, you'll enjoy benefits like competitive rates on loans and savings accounts, personalized service, and access to convenient online banking tools. To learn more about the specific eligibility criteria and see if you qualify, please visit our website at http://www.granite.org/membership . When you're ready to open an account, it's a breeze! Just head over to https://www.mobicint.net/gcu/autoenrollment/start or give us a call at (801) 288-3000 for assistance. We can't wait to welcome you to Granite, located at 1479 E 2100 S Salt Lake City Ut 84105!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services offer practical benefits that can streamline your operations. Imagine making transactions easier for your customers while managing your finances effectively. From payment processing solutions to cash management tools, we help you focus on what matters most growing your business. Located at 1479 E 2100 S Salt Lake City Ut 84105 in Salt Lake City, UT, we're here to provide personalized support every step of the way. Let's work together to turn your business goals into reality! For more information or to get started, call us at (801) 288-3000.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $184 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $206,377,156, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, our Business Banking services offer essential solutions like Merchant Services & Business Loans that can help your business thrive in today's competitive environment. We understand that running a business is demanding; that's why we're here to simplify your banking needs.

Digital Convenience

In today's fast-paced world, convenience is key. That's where our robust Online & Mobile Banking features come into play. Access your accounts from anywhere at any time with ease make transactions, check balances, and even set up alerts right from your smartphone or computer. We also offer ATM & Cash Withdrawal Services at numerous locations for added accessibility.

Drive-Thru and ATM Services

Need quick access without stepping inside? Our Basic Drive-Thru Banking allows you to handle deposits, withdrawals, and simple transactions efficiently. You can also take advantage of our Basic ATM Access, perfect for quick withdrawals or balance checks when you're on the go. At Granite, we are committed to making banking easy and accessible for everyone in the community. If you have questions about any of our services or want to learn more about how we can assist you financially, feel free to reach out at (801) 288-3000 or visit us at 1479 E 2100 S Salt Lake City Ut 84105. Explore all that we have to offer by visiting our website at Sugar House today! Your financial journey starts here!

Personal Banking

When it comes to personal banking, we offer flexible Checking & Savings Accounts tailored for everyone from students starting their first account to families saving for big milestones. If you're looking to purchase a vehicle, our Auto Loans & Vehicle Financing options make it easy for you to drive away with confidence. Planning on buying a home? Explore our Mortgage Loans & Refinancing services that can help you secure your dream home or lower your existing mortgage payments. Life can throw unexpected expenses your way. That's why we provide Personal Loans & Debt Consolidation options, giving you the freedom to manage your finances more effectively. Plus, with our Credit Cards with Rewards, every purchase brings you closer to exciting benefits and savings.

Digital & Online Banking

Security First

At Granite, we prioritize your safety with top-notch security measures. Your personal information is protected with advanced encryption technology, giving you peace of mind while you manage your finances online. In summary, whether you're using our mobile application or accessing our online banking portal at https://www.granite.org/ , you'll find that managing your money has never been easier or safer. Join us today and experience the convenience of digital banking with Granite!

User-Friendly Features

Our mobile application makes banking even easier. You can manage your accounts, make person-to-person transfers, and utilize mobile payments seamlessly. If you're out shopping or dining, just pull up our app to pay instantly no cash or cards needed! Plus, with electronic signature authorization, you can sign documents securely without any hassle. We also provide e-statements, allowing you to view your account statements online whenever you need them. This not only keeps things organized but also reduces paper waste. Want to keep track of your transactions? Our platform offers real-time updates so you always know where your money is going.

Financial Strength

Commitment to Growth

Our commitment to reinvesting in our services is evident with $70,857,986 in undivided earnings. This allows us to enhance innovative banking tools, stronger lending options, and improved security measures for our members. With $5,578 in used auto loans and $650,174,708 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 83,673, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $420,660. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Granite is your trusted partner. Visit us at 1479 E 2100 S Salt Lake City Ut 84105 or call (801) 288-3000 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $1,803,923 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 117 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $329,192,992 in share certificates and $140,283,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,289,020, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $86,265,854, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,003 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $105,223,669 in used vehicle loans and $31,939,860 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that can make financing your next vehicle more manageable than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $206,377,156 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in existing operations, we're here to support your business journey. At Granite, we strive to ensure that our loan offerings meet your specific needs while delivering exceptional service. If you're considering refinancing or want more information on eligibility options, don't hesitate to contact us at (801) 288-3000 or visit us at our branch located at 1479 E 2100 S Salt Lake City Ut 84105 in Salt Lake City, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're excited to partner with you on your financial journey!

Credit Options

We also recognize the importance of having access to flexible credit options. Our unsecured credit card loans total $7,679,498, providing members with the ability to manage their expenses effectively without the need for collateral. These cards come with various benefits and rewards, making them an excellent choice for everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $35,052,766, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, we have solutions designed for you.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers, allowing them to make informed decisions without the confusion often associated with loan shopping.

GRANITE FEDERAL CREDIT UNION