GRANITE FEDERAL CREDIT UNION

Welcome to Granite, your trusted financial partner located at 905 26Th St, Ogden, UT 84401. Since our establishment in 1986, we've been dedicated to serving our community and providing exceptional financial services tailored to meet your needs. With a robust membership of 36,253 and total assets amounting to an impressive $859,208,617, we stand ready to support you in achieving your financial goals. At Granite, we understand that every member's journey is unique. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, or need business banking solutions such as merchant services and business loans, we've got you covered. Our commitment extends beyond just numbers; we aim to create lasting relationships with our members. While you can visit us at our branch in Ogden, please note that official correspondence should be directed to our mailing address: 3675 S 900 E, Salt Lake City, UT 84106. Led by our dedicated CEO, Mark Young, and Board President Donald Johnson, our team of 124 employees is here to ensure you receive the best service possible. We take pride in being part of your financial story whether that's through helping you secure a loan from our total of 15,418 loans and leases or managing deposits that exceed $53,627,587. For any questions or to explore how we can help you further, feel free to reach out at (801) 288-3000. We invite you to discover the Granite difference by visiting our website at granite.org. Let's build a brighter financial future together!

Welcome to Granite, your friendly credit union located in the heart of Ogden, Utah! You can find us at 905 26Th St, right near popular spots like the Ogden River and just a short drive from the beautiful Mount Ogden Park. Our branch is designed to be easily accessible for everyone, featuring ADA-compliant facilities and ample parking to make your visit smooth and convenient. While members can visit us at this location, official correspondence should be sent to our mailing address at 3675 S 900 E in Salt Lake City. We pride ourselves on providing top-notch service with operating hours that fit your busy schedule; we're open Monday through Friday from 9 AM to 6 PM. Whether you need assistance with personal banking, auto loans, or mortgage services, our team is ready to help. At Granite, we understand the importance of convenience. That's why we offer ATM services right here at our branch so you can access your cash whenever you need it. Although we currently do not have drive-thru banking available, our friendly staff is always eager to assist you inside. We invite you to stop by or give us a call at 801-288-3000 with any questions. Come see how we can support your financial journey today!

At Granite, we believe that everyone deserves a supportive financial community. If you're looking to become a member, it's simple! Our eligibility criteria are designed to be inclusive and welcoming. Generally, anyone who lives, works, or worships in the area around 905 26Th St Ogden Ut 84401 is eligible to join us. This means that whether you're a long-time resident or new to the neighborhood, you can benefit from our range of services tailored just for you. Becoming a member not only gives you access to great rates on loans and savings accounts but also allows you to participate in a cooperative that puts your needs first. Ready to take the next step? Opening an account is easy! You can find all the details about membership eligibility on our website at http://www.granite.org/membership , where we keep everything up-to-date for you. If you have any questions or need assistance, feel free to give us a call at (801) 288-3000. We can't wait to welcome you into the Granite family!

At Granite, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, showcasing why we are a reliable partner in your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $86,265,854, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,003 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $329,192,992 in share certificates and $140,283,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,289,020, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $70,857,986 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,578 in used auto loans and $650,174,708 in total loans and leases. Our $1,803,923 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 117 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $420,660. Total Share and Deposit Accounts: 83,673, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Granite is your trusted partner. Visit us at 905 26Th St Ogden Ut 84401 or call (801) 288-3000 to learn more about how we can help you achieve your financial goals.

At Granite, we understand that life is full of important milestones, and securing the right financing can make all the difference. Whether you're looking to purchase a new vehicle, buy your first home, or manage everyday expenses, we have a range of loan products tailored to meet your needs. Located at 905 26Th St, Ogden, UT 84401, our branch is here to help you navigate your financial journey. With over 15418 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're thinking about buying a new car, our offerings include $31,939,860 in new vehicle loans and $105,223,669 in used vehicle loans. We pride ourselves on providing some of the lowest rates in the industry, making it easier for you to hit the road with confidence. For those considering homeownership or refinancing options, our mortgage products include Junior Lien 1-4 Family Residential Properties loans totaling $35,052,766. We aim to simplify the process of buying or refinancing your home so that you can focus on what really matters. Business owners will find value in our commercial loan offerings as well. We currently have outstanding commercial loans totaling $206,377,156, providing essential capital for growth and expansion. Additionally, we offer flexible terms on unsecured credit card loans with a total of $7,679,498 in loans available. This product can help you manage your finances more effectively while enjoying the benefits of rewards and convenience. At Granite, we also believe in making financing accessible through various eligibility options. If you want to learn more about how our loan products can fit into your financial plans or if you're interested in refinancing opportunities, don't hesitate to reach out. For any questions or further information about our services or loan offerings, please call us at 801-288-3000. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial dreams!