Granite Credit Union Midvale UT | Best Auto Loans & Business Banking

Introduction

Welcome to Granite, your trusted financial partner since 1986! Located at 6799 S 900 E, Midvale, UT 84047, we are proud to serve our community with a commitment to providing exceptional financial services. With a growing membership of over 36,253, we have built a strong foundation of trust and reliability among our members. At Granite, we understand the importance of financial stability. That's why our total assets stand at an impressive $859,208,617, ensuring that we have the resources to support you in achieving your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, our dedicated team is here to help. You can rely on us for comprehensive services, including business banking options and online & mobile banking for your convenience. Our total deposits amount to $53,627,587, reflecting the confidence our members place in us. Under the leadership of our CEO Mark Young and Board President Donald Johnson, we strive to enhance your banking experience while supporting local initiatives that strengthen our community. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to 3675 S 900 E, Salt Lake City, UT 84106. If you have any questions or would like more information about how we can assist you financially, please don't hesitate to reach out at 801-288-3102. Join us today at Granite where your financial future is built on trust! Visit our website at granite.org or stop by for personalized service that puts you first!

Branch History & Mission

A Commitment to Community

We take pride in being more than just a credit union; we are an integral part of the Midvale community. Our outreach programs focus on supporting local initiatives and fostering partnerships that uplift those around us. Through financial education workshops and community events, we aim to empower individuals with knowledge and resources.

Innovation at Your Fingertips

As technology evolves, so do we. Our branch offers digital banking services such as online banking and mobile payments, making it easier than ever for members to manage their finances from anywhere. We also prioritize accessibility with ADA-compliant facilities and services.

Join Us Today!

We invite you to experience the benefits of membership at Granite Credit Union. With our welcoming atmosphere and commitment to your financial success, you'll find that you're not just a number; you're part of a family that cares about your future. Visit us today or call us at 801-288-3102 to learn more about how we can support your financial journey!

Our Mission

Our mission is simple yet powerful: to provide accessible and affordable financial services while supporting the communities we serve. We believe that everyone deserves a chance to achieve their financial goals. Whether you are looking for personal banking options like checking and savings accounts, auto loans, or mortgage financing, we are here to help. Our dedicated team works tirelessly to ensure that each member feels valued and supported. While members can visit us at our Midvale location for all their banking needs, official correspondence should be sent to our mailing address at 3675 S 900 E, Salt Lake City, UT 84106.

Branch Location & Accessibility

Convenient Access

Finding us is easy! We're nestled near popular landmarks and just a short drive from key areas in Midvale. Plus, we offer ample parking spaces for our members, making it hassle-free to visit us. Our branch is fully accessible with features like ramps and ADA compliance, ensuring everyone can access our services comfortably.

Get in Touch!

Have questions or need assistance? Don't hesitate to give us a call at (801) 288-3102! We're eager to assist you with any banking inquiries or concerns. Visit us today at the Granite Midvale Branch where friendly faces and reliable service await!

Operating Hours That Fit Your Schedule

We understand that life can be busy, which is why we offer flexible banking hours. Our lobby is open from 9 AM to 6 PM Monday through Friday, and Saturday from 9 AM to 2 PM for drive-thru service only. Whether you're stopping by after work or on the weekend, we're here to help when you need us!

Services at Your Fingertips

At Granite Midvale Branch, we provide a range of services designed with you in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got what you need to achieve your financial goals. We also feature an ATM for quick cash withdrawals and have a convenient drive-thru option for simple transactions.

Member Eligibility

At Granite, we're excited to welcome you into our community! Becoming a member is more than just opening an account; it's about joining a supportive family that values your financial well-being. To be eligible, you simply need to meet one of the criteria outlined in our membership details, which includes living or working in specific areas or being affiliated with certain organizations. We want to make it easy for you, so you can find all the specifics by visiting this link. Once you've confirmed your eligibility, opening an account is a breeze! You can get started quickly through our online process at this page, and if you have any questions along the way, don't hesitate to reach out at (801) 288-3102. Located at 6799 S 900 E Midvale Ut 84047, we're here to help you take this important step toward better financial health and community support. Join us today and experience all the advantages that membership at Granite has to offer!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $184 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $206,377,156, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, our merchant services offer practical solutions for managing transactions smoothly. Imagine a busy café owner who needs quick access to funds after a busy weekend. Our services provide easy credit card processing and payment solutions that streamline operations, allowing you to focus on what you do best running your business. Located at 6799 S 900 E Midvale Ut 84047 in Midvale, UT, we're here to help you take your business to the next level. For more information, call us at (801) 288-3102 or visit our website at Granite.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, Granite is here to support your growth with dedicated business banking services. From merchant services that streamline payment processes to business loans that fuel expansion plans, we understand what it takes to run a successful operation.

Convenient Access Options

We prioritize convenience for all our members. With an ATM available on-site and drive-thru banking options for quick deposits and withdrawals, accessing your funds has never been easier. Plus, our online and mobile banking services allow you to manage your accounts anytime, anywhere whether it's checking balances or transferring funds between accounts. We invite you to experience the difference at Granite where financial solutions meet exceptional service. If you're ready to explore all that we have to offer or if you have any questions about our services, don't hesitate to call us at (801) 288-3102 or visit us today! Your financial journey starts here let's take it together!

Credit Cards with Rewards

Managing everyday expenses becomes more rewarding with our credit cards featuring cash back or points on purchases. You can enjoy the perks of rewards while knowing that you're supported by a team focused on helping you succeed financially.

Loans for Every Need

When it comes to financing your dreams, our diverse loan offerings make it easy. If you're considering buying a new car, our auto loans and vehicle financing options provide competitive rates to help you hit the road without breaking the bank. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans come with flexible terms tailored just for you. Additionally, if debt has been weighing on your mind, our personal loans and debt consolidation services can help simplify your payments and reduce stress.

Personal Banking Solutions

We believe that managing your finances should be straightforward and accessible. Our personal banking services include checking and savings accounts designed to fit your lifestyle. Imagine having a checking account with no monthly fees, paired with a savings account that helps you reach your goals faster. You can easily monitor your balances and transactions through our online and mobile banking platforms, giving you peace of mind wherever you are.

Digital & Online Banking

Accessibility and Ease-of-Use

Whether you're at home or on the go, our online banking services ensure that managing your account is straightforward. You can view transaction history in real time, set up alerts for account activity, and easily make deposits all from the comfort of your device. At Granite, we are committed to providing accessible financial tools that empower our members. With our user-friendly services, you're never far from taking control of your finances. Experience the ease of digital banking today!

Key Services

One of the standout features is our mobile application, which allows you to check balances, transfer funds, and pay bills right from your smartphone. Plus, with our mobile payments feature, making purchases is a breeze just tap and go! If you need to send money quickly to friends or family, our person-to-person transfer option makes it simple and fast. We also prioritize your security and convenience. Our electronic signature authorization means you can complete transactions securely without the hassle of printing or scanning documents. And for those who prefer going paperless, e-statements are available, helping you keep track of your finances while contributing to a greener planet.

Financial Strength

Investing in Your Future

With $70,857,986 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors; we currently have $6,501,747 in total loans and leases including $5,578 used auto loans. This means whether you're looking to buy a car or fund a personal project, we're here to help.

Member-Centric Savings

Your savings are secure with us. We currently hold $329,192,992 in share certificates and $140,283,305 in money market shares, offering stable and rewarding financial growth opportunities tailored for our members' needs. Unlike traditional banks, we prioritize our members; with non-member deposits at $3,289,020, we ensure that our resources focus on benefiting you through better loan rates and exclusive perks.

Operational Excellence

Our operational efficiency is reflected in our net income of $1,803,923, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 117 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Foundation

With a net worth of $86,265,854, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Community

We proudly support a growing member base with a total of 83,673 share accounts, showcasing the trust placed in us by the community we serve. With funds available for lending and investments at $420,660, Granite stands ready to assist you in achieving your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Granite is your trusted partner. Visit us at 6799 S 900 E Midvale Ut 84047 or call 801-288-3102 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $105,223,669 in used vehicle loans and $31,939,860 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $206,377,156 provide the capital needed to grow and expand. Whether you're looking to start a new venture or invest in equipment for your existing business, our commercial loan options are here to support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $35,052,766, make buying or refinancing simple. We offer competitive rates and flexible terms to ensure that you can find the right mortgage solution for your needs.

Refinancing and Eligibility Options

If you're considering refinancing any of your current loans or are curious about eligibility options for our various products, our team is ready to assist you. We can guide you through the process and help you explore potential savings or benefits associated with refinancing. At Granite located at 6799 S 900 E Midvale Ut 84047, we're committed to empowering our members with the financial tools they need. For more information about our loan offerings or to schedule an appointment with one of our representatives, feel free to reach out at 801-288-3102. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,679,498 in loans helping members manage their finances effectively. Our credit cards come with rewards that can add value to your everyday spending while providing you with peace of mind through easy management options.

Loan Aggregator

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GRANITE FEDERAL CREDIT UNION