Granite State Credit Union Tilton NH | Low Mortgage Rates & Auto Loans

Introduction

At Granite State, we believe in building strong relationships with our members and the community. Located at 51 Tilton Rd, Tilton, NH 03276, our Tilton Branch is more than just a financial institution; it's a place where you can find support, guidance, and resources to help you achieve your financial goals. Since our establishment in 1945, we've proudly served over 52,000 members, providing a wide range of services that cater to your personal and business banking needs. With total assets exceeding $698 million and total deposits of $108 million, we are committed to ensuring your money is safe and growing. Our dedicated team of 152 employees, led by CEO Denise Barstow and Board President Deborah Vandeberghe, works tirelessly to offer personalized solutions for every member. Whether you're looking for checking accounts, auto loans, or mortgage options, we have something for everyone. While members can visit us at our branch location for convenient services like ATM access and drive-thru banking, official correspondence should be sent to our mailing address: PO Box 6420, Manchester, NH 03108. We take pride in our community impact and aim to create a positive difference in the lives of those we serve. With an impressive net worth of $65 million and cash readily available totaling $7.9 million, you can trust that we're here to support your financial journey. Explore more about what we offer by visiting our website at Granite State Credit Union or call us at 603-668-2221 today! We look forward to welcoming you into the Granite State family, where your financial well-being is our top priority.

Branch History & Mission

Community Engagement

We take pride in being more than just a financial institution; we are a vital part of the Tilton community. Our team participates in various local events and initiatives aimed at improving the lives of residents. Whether it's sponsoring local sports teams or providing educational resources on financial literacy, we're dedicated to making a positive impact.

Join Us!

As we look ahead to the future, we invite you to become part of the Granite State family. Experience firsthand how we blend traditional values with modern conveniences to serve your banking needs effectively. Our doors are open Monday through Friday from 8:30 AM to 5:00 PM and Saturday until noon for your convenience. For any inquiries or assistance, feel free to reach out at 603-668-2221. Come visit us at the Tilton Branch today and discover how we can help you achieve your financial dreams!

Our Evolution

Since our opening in 1945, Granite State has evolved significantly. We started as a small credit union dedicated to helping local families achieve their financial goals. Over the years, we have expanded our offerings and adapted to meet the changing needs of our members. With the introduction of online and mobile banking services, we make it easier than ever for you to manage your finances anytime, anywhere. Our commitment to accessibility includes ADA compliance and customer-centric initiatives that ensure everyone can benefit from our services.

Our Mission

At Granite State, our mission is clear: to provide exceptional financial services while supporting the communities we serve. We believe in empowering our members through personalized banking solutions that include checking and savings accounts, auto loans, mortgage loans, personal loans, business banking services, and more. We understand that financial stability is key to a thriving community; that's why we actively engage in outreach efforts and partnerships that strengthen our local economy. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to PO Box 6420, Manchester, NH 3108 if necessary.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated near popular spots like the Tilton School and just a short drive from I-93, our location makes it easy to fit banking into your busy day. We have ample parking available right outside, and our branch is fully ADA compliant with ramps and accessibility features to ensure everyone can visit us without hassle. If you're sending official correspondence, please note that our mailing address is PO Box 6420, Manchester, NH 03108.

Operating Hours and Services

Our friendly team is available during convenient hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM until noon. We offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, and more. Plus, with both ATM access and drive-thru banking options available, managing your finances has never been easier. If you need assistance or have questions about any of our services, don't hesitate to call us at 603-668-2221. We're excited to welcome you to Granite State Credit Union and help you achieve your financial goals!

Member Eligibility

At Granite State, we believe that becoming a member is like joining a family that truly cares about your financial well-being. Anyone who lives, works, worships, or attends school in our community is welcome to join us. We want to support you with personalized financial services that cater to your unique needs and goals. As a member of Granite State, you'll enjoy access to competitive rates on loans and savings accounts, along with various financial tools designed to help you succeed. If you're interested in learning more about eligibility requirements, feel free to visit our website at Granite State's Membership Eligibility. When you're ready to open an account, simply head over to this link for a quick and easy enrollment process. If you have any questions or need assistance, don't hesitate to call us at (603) 668-2221. We're here to help!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to expand your operations, hire more staff, or invest in new technology. With our commercial loan offerings, you can turn these dreams into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $44 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $7,692,612, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, offering convenient payment options can set your business apart. At Granite State, we provide merchant services designed to make transactions easy for you and your customers. Whether you're running a retail store or an online shop, our solutions help ensure you get paid quickly and securely. If you're looking for ways to enhance your business's financial health, come visit us at 51 Tilton Rd Tilton Nh 03276 or give us a call at (603) 668-2221. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Business Banking Solutions

Running a business is challenging, but we have solutions that can lighten your load. Our Business Banking services, including merchant services and business loans, are crafted to help you thrive in today's competitive landscape. We understand that each business is unique, so we work with you to find the best fit for your needs.

Convenient Access to Your Money

In addition to these comprehensive offerings, we also prioritize accessibility. Enjoy our ATM & Cash Withdrawal Services, available at convenient locations throughout the area. For quick transactions like deposits or withdrawals, take advantage of our Drive-Thru Banking service. At Granite State, we're committed to making banking easy and straightforward for everyone in Tilton and beyond. Our friendly staff is always available to answer questions and guide you through any process. To learn more about how we can support your financial needs or if you have any questions about our services, don't hesitate to reach out! Call us at 603-668-2221 or visit us online at Granite State. We look forward to serving you!

Personal Banking Services

We offer various personal banking options tailored just for you. With our Checking & Savings Accounts, managing your daily finances has never been easier. Imagine having access to your funds anytime with our Online & Mobile Banking. You can check balances, transfer money, and pay bills right from your smartphone. If you're thinking about purchasing a vehicle, our Auto Loans & Vehicle Financing can help make that dream a reality. Picture yourself behind the wheel of a new car without breaking the bank. Plus, we provide competitive rates on Mortgage Loans & Refinancing to assist you in making one of life's biggest investments your home.

Support for Your Financial Goals

For those looking to consolidate debt or fund personal projects, our Personal Loans & Debt Consolidation options are designed to give you financial relief and flexibility. And don't forget about our rewarding Credit Cards with Rewards; earn points on every purchase while enjoying the convenience of credit.

Digital & Online Banking

Key Features

Visit us online at https://www.gscu.org/ to explore our user-friendly online banking platform. With just a few clicks, you can check your balance, transfer funds, or pay bills all from the comfort of your own home. We also provide electronic signature authorization, making it easy for you to sign documents without needing to visit the branch in person. For those who prefer paperless options, our e-statements are an excellent choice. You can view your statements anytime, anywhere, which not only helps you stay organized but also reduces clutter. Plus, if you're looking for a quick way to send money to friends or family, our person-to-person transfer feature allows you to send funds instantly without hassle.

Mobile Banking

Stay connected with our mobile application available for download on your smartphone. It's designed with you in mind easy navigation means you can manage your finances on the go. And if you're someone who loves using digital wallets, our mobile payments feature lets you make secure transactions right from your phone. In today's fast-paced world, having financial tools that work for you is essential. At Granite State, we strive to provide a safe environment where your information is protected while offering convenience at every turn. Join us and experience the freedom of online banking tailored just for you!

Financial Strength

At Granite State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident knowing that your money is in safe hands. With a net worth of $65,015,133, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $929 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $143,307,638 in share certificates and $53,627,653 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $64,211,133 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $8,276 in used auto loans and $488,762,761 in total loans and leases. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 145 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 100,697, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Granite State is your trusted partner. Visit us at 51 Tilton Rd Tilton Nh 03276 or call (603) 668-2221 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $120,022,008 in used vehicle loans and $21,812,781 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget and lifestyle. If you're considering refinancing your existing auto loan, we can assist you with eligibility options that may lower your monthly payments.

Business Loans

For business owners seeking capital to grow and expand, our outstanding commercial loans totaling $7,692,612 are designed to meet your needs. We understand the unique challenges faced by businesses today and are committed to providing support through tailored financing options. At Granite State, we pride ourselves on making financing accessible and straightforward. If you're interested in learning more about any of our loan products or want assistance in navigating your options whether it's purchasing a vehicle or securing a mortgage please reach out to us at 603-668-2221. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you take that important step towards achieving your financial aspirations!

Credit Lines and Personal Loans

For those looking for more flexibility, we offer total credit lines amounting to $84,576,513. These lines of credit can provide a safety net for unexpected expenses or larger purchases without the need for a specific loan application each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $85,195,211, make buying or refinancing simple. We offer competitive rates and various plans to ensure you find the best fit for your situation.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. While currently there are no outstanding unsecured credit card loans available, our offerings typically help members manage their finances effectively with low-interest rates and rewards programs.

Loan Aggregator

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Granite State