Granite State Credit Union Rochester NH | Quick Personal Loans & Top Checking

Introduction

Welcome to Granite State, your trusted financial partner located at 7 Two Rod Rd, Rochester, NH 03867. Since our establishment in 1945, we have been dedicated to serving our community with integrity and care. At Granite State, we pride ourselves on being more than just a credit union; we are a family of over 52,000 members who share a commitment to improving financial well-being. As a member-driven institution, we manage total assets of $698,759,848 and maintain a net worth of $65,015,133, ensuring that your money is secure and working hard for you. Our diverse services cater to both personal and business needs from checking and savings accounts to auto loans and mortgages. We currently have granted loans totaling 20,856, reflecting our commitment to supporting your financial goals. While members can visit us at our branch location, official correspondence should be sent to PO Box 6420, Manchester, NH 3108. We also offer convenient services such as online banking, mobile payments, and ATMs for easy access to your funds anytime. Led by our CEO Denise Barstow and Board President Deborah Vandeberghe, our team of 152 employees is always ready to assist you with friendly service. Whether you're looking to open an account or need guidance on loan options, we're here for you. Feel free to reach out at 603-668-2221 or explore our website at Granite State Credit Union for more information. Join us today in building a brighter financial future together!

Branch History & Mission

Community Engagement

Granite State is not just about banking; it's about community. Over the years, we have partnered with local organizations and participated in various outreach programs aimed at uplifting our neighborhood. Whether it's sponsoring local events or providing financial education workshops, we are dedicated to making a positive impact. In addition to traditional banking services, we embrace technological advancements that make banking easier for you. Our offerings include online and mobile banking options so you can manage your finances conveniently from anywhere. We also ensure ADA compliance for all our facilities because accessibility matters. With ATM availability and drive-thru banking services at our branch, we're here to serve you efficiently. We encourage potential members to join us and discover the difference that a member-focused credit union can make in their financial journey. Join us today at Granite State where every member counts! Call us at 603-668-2221 or visit our website for more information on how we can assist you with your financial needs.

Our Mission

Our mission at Granite State is simple yet powerful: to provide personalized financial services that enhance the lives of our members while fostering community development. We believe that when individuals thrive financially, our whole community benefits. This mission drives us to offer a comprehensive range of services from checking and savings accounts to auto loans and mortgages ensuring that we meet the diverse needs of our members. While members can visit us at our physical location in Rochester, official correspondence should be sent to PO Box 6420, Manchester, NH 3108. We invite everyone to experience our friendly service during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 PM.

Branch Location & Accessibility

Contact Us

Have questions? Don't hesitate to reach out! You can contact us at 603-668-2221 for any inquiries or assistance. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 6420 in Manchester, NH 3108 if different. We invite you to stop by the Granite State Credit Union in Rochester today. Experience firsthand how we can support your financial journey!

Nearby Landmarks and Accessibility

Situated near popular local spots, our branch is just a short drive from the scenic downtown area. You'll find ample parking available, making your visit hassle-free. We also take pride in being accessible to everyone, with ADA-compliant features ensuring that all members can easily navigate our facilities.

Operating Hours and Services

We want to make banking as convenient as possible for you. Our lobby hours are Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 PM. During these times, our friendly staff is ready to assist with a variety of services including checking and savings accounts, auto loans, mortgages, and more. Need quick access? We offer a drive-thru service for simple transactions like deposits and withdrawals. Plus, with an ATM available on-site, you can manage your cash needs without stepping inside!

Member Eligibility

At Granite State, we're excited to welcome you into our community! Becoming a member is an easy and friendly process that offers you access to a range of services designed with your financial well-being in mind. To join us, you simply need to meet some basic eligibility criteria, which can include being a resident of the area, working for certain employers, or even being part of specific organizations. We believe everyone deserves the chance to thrive, so we encourage you to check out the full details on eligibility at . Once you're ready to take the next step, opening an account is just as simple! You can start the process online by visiting https://olb.gscu.org/auth/enrollment, or feel free to give us a call at (603) 668-2221 if you have any questions. We're here to support you every step of the way as you embark on this journey with us at Granite State, located at 7 Two Rod Rd Rochester Nh 03867. Join us today and enjoy all the benefits of membership!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $44 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $7,692,612, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services provide practical tools for everyday transactions. Imagine accepting payments easily from customers while keeping track of your sales effortlessly. Our solutions allow you to focus on what matters most growing your business. Visit us at 7 Two Rod Rd Rochester Nh 03867 or call us at (603) 668-2221 to learn more about how we can support your business goals!

Comprehensive List Of Services

Business Banking

We also cater to local businesses with our robust business banking solutions. From merchant services that simplify transactions for your customers to business loans designed to fuel growth, we are committed to supporting the entrepreneurial spirit in our community.

Digital Convenience

In today's fast-paced world, convenience is key. At Granite State's Rochester Branch, we have embraced technology to ensure that managing your finances is hassle-free. Our ATM services allow for easy cash withdrawals and balance checks whenever you need them. For more complex transactions like deposits and withdrawals, our drive-thru banking offers a quick and efficient way to handle basic banking needs without leaving your vehicle. If you're on the go or prefer handling things from the comfort of your home, make use of our mobile payment options or engage in person-to-person transactions easily through our platforms.

Get Started Today!

Whether you're a first-time member or have been with us for years, we're here to help with all your financial needs. Feel free to reach out at 603-668-2221 or visit us at our branch in Rochester during our convenient hours: Monday through Friday from 8:30 AM to 5 PM and Saturday from 8:30 AM to 12 PM. Explore how Granite State can support you by visiting us online at gscu.org. Your financial success is just around the corner!

Personal Banking

Starting with personal banking, we offer a variety of checking and savings accounts tailored to fit different lifestyles. Whether you need a simple account for everyday expenses or a high-yield savings option to grow your funds, we have you covered. Imagine being able to manage your accounts from anywhere through our online and mobile banking features, making it easy to check balances, pay bills, and transfer money at your convenience. When it comes to financing your dreams, look no further than our auto loans and vehicle financing options. We provide competitive rates to help you get behind the wheel of your next car without breaking the bank. If you're considering home ownership or refinancing, our mortgage loans offer flexible terms that suit various budgets. For those unexpected expenses or projects, our personal loans and debt consolidation services can give you the financial relief you need. Plus, with our credit cards featuring rewards programs, every purchase you make can help earn points towards something special.

Digital & Online Banking

Key Features

Our online banking platform allows you to check balances, pay bills, and transfer money quickly and easily. Whether you need to send money to a friend using our person-to-person transfers or want to set up electronic statements for hassle-free record-keeping, we've got you covered. Plus, with electronic signature authorization available, signing important documents is a breeze no more printing and mailing! If you're on the go, our mobile application ensures that your banking needs are always at your fingertips. You can use mobile payments to make quick purchases without needing cash or cards. And if you prefer the convenience of paperless transactions, e-statements are readily available for all members, making it easy to stay organized and environmentally friendly.

Security and Accessibility

We prioritize your security with features that keep your information safe while providing user-friendly access. Our online banking services are designed not just for functionality but also for ease of use. With intuitive navigation and real-time account management tools, staying on top of your finances has never been simpler. At Granite State, we believe banking should fit seamlessly into your lifestyle. Explore all these fantastic digital services by visiting Granite State today!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 100,697, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Granite State is your trusted partner. Visit us at 7 Two Rod Rd Rochester Nh 03867 or call (603) 668-2221 to learn more about how we can help you achieve your financial goals.

Commitment to Excellence

Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 145 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investing in Your Future

With $64,211,133 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $8,276 in used auto loans and $488,762,761 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $143,307,638 in share certificates and $53,627,653 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Foundation

With a net worth of $65,015,133, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $929 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $120,022,008 in used vehicle loans and $21,812,781 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can drive away with confidence.

Commercial Loans

For business owners seeking growth opportunities, our outstanding commercial loans total $7,692,612, providing the capital needed to expand operations or invest in new projects. At Granite State Credit Union, we believe in empowering our members through accessible financial solutions tailored to individual circumstances. If you're considering refinancing or want to explore eligibility options for any of our loan products, feel free to reach out to us at (603) 668-2221. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is our priority!

Credit Lines and Unsecured Credit Cards

For those looking for flexibility in managing their finances, we also offer credit lines totaling $84,576,513. This allows you to access funds when needed without having to apply for a new loan each time. Additionally, we offer flexible terms on unsecured credit card loans; however, there are currently no outstanding amounts in this category.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $85,195,211, making buying or refinancing simple. We aim to make the home-buying process as straightforward as possible with personalized service and expert guidance.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence to regulatory guidelines guarantees that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By working exclusively with verified financial institutions, LendMesh provides reliable information you can trust.

Benefits of Using LendMesh

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Granite State