Granite State Credit Union Concord NH | Convenient 24/7 ATM Services

Introduction

At Granite State, we believe in the power of community and the strength that comes from being part of something bigger. Established in 1945, our credit union has been dedicated to serving members like you at our branch located at 311 Sheep Davis Rd, Concord, NH 03301. With a total membership of over 52,000 individuals, we are more than just a financial institution; we are a trusted partner in your financial journey. While members can visit us at our Concord branch, official correspondence should be sent to our mailing address: PO Box 6420, Manchester, NH 3108. At Granite State, we pride ourselves on our solid foundation and robust financial standing, boasting total assets of $698,759,848 and total deposits amounting to $108,147,705. Our commitment to you is reflected in our financial health and the services we provide. Led by our CEO, Denise Barstow, and Board President, Deborah Vandeberghe, our team of 152 employees works tirelessly to ensure that every member receives personalized service and support. We understand that your needs are unique, which is why we offer tailored solutions including various loan options over 20,856 loans and leases currently outstanding and competitive savings accounts. In addition to our strong lending programs and deposit offerings, we maintain a net worth of $65,015,133, ensuring that your funds are secure with us. Our cash reserves stand at an impressive $7,928,553, providing us with the flexibility to support our members effectively. We invite you to explore how Granite State can assist you in achieving your financial goals. Whether you're looking for a new loan or simply want to discuss your savings strategy, we're here for you. Feel free to reach out via phone at 603-668-2221, or visit us online at Granite State Credit Union for more information. Join us today and experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

At Granite State, we take pride in our rich history and unwavering commitment to serving the community. Established in 1945, our Concord branch has become a cornerstone of financial support for thousands of members. Located at 311 Sheep Davis Rd, Concord, NH 03301, we have grown alongside our community, witnessing the evolution of both the banking landscape and the needs of our members. Over the years, Granite State has reached significant milestones that reflect our dedication to enhancing financial wellbeing. With a total membership of over 52,000 and assets totaling $698,759,848, we have consistently demonstrated stability and growth. Our mission is simple yet profound: to provide accessible financial services while fostering a spirit of cooperation and community support. While members can visit us at our Concord branch address, official correspondence should be sent to PO Box 6420, Manchester, NH 3108. This ensures that all communications are handled smoothly as we work tirelessly to meet your financial needs. Our mission extends beyond traditional banking; it encompasses a commitment to improve the lives of those we serve. We focus on providing not just loans and savings options but also resources for financial education and community outreach. Whether through workshops or partnerships with local organizations, we strive to empower individuals with the knowledge they need for a secure financial future. We understand that today's world requires modern solutions. That's why we've integrated digital advancements into our services. With features like online banking and mobile payments available, managing your finances is easier than ever. Although we currently do not offer ATMs or drive-thru services at this location, our customer-centric initiatives ensure you receive top-notch service whenever you need assistance. As part of our ongoing efforts to foster community connections, we actively engage in outreach programs that support local initiatives. By partnering with various organizations, we contribute to the betterment of our neighborhoods and uplift those around us. Join us at Granite State and experience firsthand how we put people before profit. Together, let's build a brighter financial future for you and your family! If you're ready to become part of our growing family or learn more about what we offer, visit us online at Granite State Credit Union or call us at 603-668-2221 today!

Branch Location & Accessibility

Convenient Access and Parking

We understand how important accessibility is for our members. Our branch is designed to be welcoming for everyone, featuring ADA-compliant entrances and parking spaces close to the building. Whether you're coming in for a quick question or a more in-depth discussion about your financial needs, you'll find ample parking available for your convenience.

Operating Hours

Our branch operates with flexible hours to accommodate your busy schedule. Although specific hours are currently unavailable, we invite you to call us at 603-668-2221 for the most up-to-date information regarding our operating hours. Our team is always ready to assist you!

Services Tailored for You

At Granite State, we offer various services designed with your needs in mind. While we currently do not have ATM services or drive-thru banking available at this location, we encourage you to explore our other banking solutions tailored to enhance your experience.

We’re Here for You!

Whether you're looking to open an account or need assistance with existing services, our dedicated staff is here to help. We genuinely value every member of our community and strive to provide personalized service that meets your individual needs. So why wait? Visit us at Granite State today or give us a call! We look forward to serving you soon.

Member Eligibility

At Granite State, we believe in creating a welcoming community where everyone has the chance to thrive. Becoming a member is simple and open to individuals who live, work, worship, or attend school in our local area. Our goal is to support you with personalized financial services tailored to your needs. If you're interested in joining us at our branch located at 311 Sheep Davis Rd Concord Nh 03301, you can find all the specific eligibility details and any updates on our website at . Once you're ready, opening an account is just a click away! You can start the process by visiting this link: https://olb.gscu.org/auth/enrollment. For any questions, feel free to give us a call at (603) 668-2221. We're excited to help you take this important step toward better financial health!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $44 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $7,692,612, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Operations

In addition to loans, we offer merchant services that help streamline payment processing for your business. Imagine a busy Saturday at your store customers are ready to check out, and every second counts. Our merchant services allow you to accept payments quickly and securely, enhancing customer satisfaction while keeping your cash flow steady. Visit us at 311 Sheep Davis Rd Concord Nh 03301 in Concord, NH, or call us at (603) 668-2221 to learn how we can partner with you on your path to success.

Comprehensive List Of Services

Banking Services

Our primary offering includes ATM Services Only. We understand that having easy access to cash is essential, so our ATMs are designed for your convenience. Whether you're withdrawing cash for everyday purchases or need funds for an unexpected expense, our ATM services ensure you can access your money when you need it.

Digital Banking Features

In today's fast-paced world, digital banking is more important than ever. At Granite State, we offer robust online banking options that allow you to manage your accounts from anywhere. You can check your balance, transfer funds, and view transaction history with just a few clicks. Additionally, our mobile application provides the same features on the go, so whether you're at home or out running errands, your finances are always within reach.

Member-Centric Approach

We know that every member has unique financial needs. That's why we strive to create an environment where you feel valued and supported. If you're looking for personalized assistance or have questions about our services, don't hesitate to reach out to us at (603) 668-2221. Our friendly team is here to help guide you through any queries or concerns. At Granite State, we're not just about transactions; we're about building lasting relationships with our members and helping you achieve your financial goals. Ready to take control of your finances? Visit us today at 311 Sheep Davis Rd Concord Nh 03301 or explore more about our offerings by visiting https://www.gscu.org/. We look forward to serving you!

Digital & Online Banking

Security First

Rest assured that your information is safe with us. Our commitment to security means you can bank confidently, knowing that advanced measures protect your personal data. Plus, with options like e-statements, you'll reduce paper clutter while keeping sensitive information secure. With all these features, accessing your accounts has never been easier. Join us at Granite State and experience how digital and online banking can enhance your financial management today!

User-Friendly Features

Navigating your financial world should be simple. Our mobile application is available for download, providing a user-friendly interface that allows you to manage your accounts with just a few taps. Whether you're checking your balance or authorizing an electronic signature for transactions, our platform prioritizes security without sacrificing ease-of-use.

Financial Strength

Commitment to Members' Savings

Members' savings are secured through $143,307,638 in share certificates and $53,627,653 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Member Base

Our total share accounts stand at 100,697, showcasing a strong and growing member base that trusts us with their finances. This growth reflects the confidence our community has in Granite State, reinforcing our role as a reliable partner in your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Granite State is your trusted partner. Visit us at 311 Sheep Davis Rd Concord Nh 03301 or call (603) 668-2221 to learn more about how we can help you achieve your financial goals.

Reinvesting for Growth

With $64,211,133 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to providing quality service is reflected in our operations; our $0 shows operational efficiency that allows us to keep offering competitive loan rates and solid financial products.

Solid Financial Foundation

With a net worth of $65,015,133, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $929 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We're here to help you achieve your dreams. With $8,276 in used auto loans and $488,762,761 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, having 145 full-time employees and 7 part-time employees ensures our branches are always ready to serve you with a knowledgeable team committed to your needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $120,022,008 in used vehicle loans and $21,812,781 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our competitive rates and flexible terms make financing simple and accessible.

Credit Lines and Commercial Loans

For those looking for flexibility in managing expenses, we offer total credit lines amounting to $84,576,513. This can provide a cushion during unexpected times or help finance larger purchases without needing to apply for multiple loans. Additionally, business owners can benefit from our outstanding commercial loans totaling $7,692,612, designed to provide the capital needed for growth and expansion.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $85,195,211. We aim to make buying or refinancing your home straightforward and stress-free. If you're ready to take this important step or if you're exploring eligibility options for refinancing, our team is here to assist you every step of the way.

Unsecured Credit Card Loans

We also recognize that managing day-to-day expenses can be challenging. That's why we provide flexible terms on unsecured credit card loans. While currently there are no funds allocated in this category, rest assured that when available, they are tailored to help members manage their finances effectively without added stress. To learn more about our loan offerings or if you have any questions about eligibility or refinancing options, don't hesitate to reach out! You can visit us at Granite State located at 311 Sheep Davis Rd Concord Nh 03301, call us at 603-668-2221, or explore our website at Granite State Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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Granite State