Granite State Credit Union Candia NH | Best Auto Loans & Business Banking

Introduction

Welcome to Granite State at our Candia Branch, where we believe in building strong relationships with our members and the community. Located conveniently at 145 Raymond Rd, Candia, NH 03034, our branch has been serving the financial needs of our members since 1945. With a focus on providing exceptional service and support, we proudly serve a growing membership of over 52,000 individuals. At Granite State, we're more than just a credit union; we are your financial partner. Our total assets stand at an impressive $698,759,848, reflecting our commitment to stability and growth. We offer a variety of services designed to meet your needs, from personal banking options like checking and savings accounts to auto loans and mortgage solutions. With total deposits reaching $108,147,705, you can trust that your money is in safe hands. Our dedicated team of 152 employees, led by CEO Denise Barstow and Board President Deborah Vandeberghe, is here to assist you with personalized service every step of the way. Whether you're looking for advice on loans having facilitated over 20,856 loans and leases or seeking help with online banking services, we are committed to making your experience as smooth as possible. For official correspondence, please note that our mailing address is PO Box 6420, Manchester, NH 3108. While you're here on our website at Granite State, feel free to explore all that we have to offer! Join us today and discover how Granite State can help you achieve your financial goals. Feel free to call us at 603-668-2221 or visit us during our lobby hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 PM. We look forward to serving you!

Branch History & Mission

Commitment to Innovation

Embracing technology is also part of our mission. We provide online banking services that allow members to manage their finances conveniently from anywhere. Our mobile app offers features like mobile payments and person-to-person transfers so you can stay connected with your money on the go. Additionally, our facilities are ADA compliant to ensure everyone can access our services without barriers. With an ATM available on-site and drive-thru banking options for easy transactions, we make it simple for you to handle your banking needs efficiently.

Join Us

Granite State invites you to become part of our growing family! Experience personalized service and discover how we can help you achieve your financial goals. Visit us today or explore more about what we offer at www.gscu.org. Together, let's build a brighter financial future!

Our Mission

At the heart of Granite State is our mission: to provide reliable financial services while fostering community support and empowerment. We believe that banking should be accessible and inclusive for everyone. Our dedicated team works tirelessly to ensure that every member feels valued and heard. We offer a variety of products including checking and savings accounts, auto loans, mortgages, and business banking services. Alongside these financial solutions, we actively engage in community outreach initiatives aimed at improving lives beyond banking. Whether through educational workshops or local sponsorships, we are dedicated to making a positive impact in Candia and surrounding areas. While members can visit us at 145 Raymond Rd, official correspondence should be sent to PO Box 6420, Manchester, NH 03108.

Branch Location & Accessibility

Accessibility Features

At the Granite State Candia Branch, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and spacious entrances that make it easy for everyone to enter and navigate. Parking is readily available on-site, ensuring a hassle-free experience as you come in to handle your banking needs.

Call to Action

We invite you to stop by or give us a call at 603-668-2221 if you have any questions or need assistance with your account. The Granite State Candia Branch is excited to serve you come see what we can do for your financial journey today!

Operating Hours

We are here to serve you during convenient hours! Visit us Monday through Friday from 8:30 AM to 5:00 PM and on Saturday from 8:30 AM to 12:00 PM. Whether you need assistance with personal banking services like checking and savings accounts or are looking into auto loans and mortgage options, our dedicated team is ready to help.

Services Offered

In addition to traditional banking services, we also offer drive-thru banking for quick transactions like deposits and withdrawals. Need cash? You can easily access our ATM located right outside the branch. From personal loans to business banking solutions, we've got you covered with a variety of financial products tailored for our community members.

Member Eligibility

Becoming a member of Granite State is like joining a caring family that supports your financial journey. If you live, work, worship, or attend school in the area surrounding our branch at 145 Raymond Rd Candia Nh 03034, you're already on your way to becoming part of our community! We welcome individuals from various backgrounds, so whether you're a long-time resident or new to the area, we encourage you to explore membership with us. Being a member means access to personalized banking services and benefits designed to help you thrive. To get started, simply visit our account opening page at https://olb.gscu.org/auth/enrollment. Our friendly team is here to assist you every step of the way. If you have any questions about eligibility or the process, feel free to give us a call at (603) 668-2221. For more detailed information on who can join and what you need, check out our eligibility criteria. We can't wait to welcome you into the Granite State family!

Business Banking & Commercial Services

At Granite State, we understand that running a business comes with unique challenges and opportunities. That's why we offer tailored business banking solutions to help you thrive. Whether you're looking to expand your operations or manage day-to-day expenses, our commercial loan products are designed with your needs in mind. Imagine a local café dreaming of opening a second location. With our support, they secured financing that allowed them to bring their vision to life. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $44 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $7,692,612, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify transactions so you can focus on what matters most running your business. From payment processing to cash flow management, we have the tools that make everyday operations smoother. Visit us at 145 Raymond Rd Candia Nh 03034 in Candia, NH, or give us a call at (603) 668-2221 to learn how we can help your business grow!

Comprehensive List Of Services

Accessibility and Convenience

For members who prefer face-to-face interactions, we proudly offer Basic Drive-Thru Banking, where you can make deposits and withdrawals or conduct simple transactions without leaving your car. Our branch also features easy access through ATMs for quick withdrawals and balance checks. Whether you're visiting us in person at 145 Raymond Rd Candia Nh 03034, calling us at (603) 668-2221, or managing your finances online through our website at Candia Branch, we're always here to serve you.

Business Banking

For our entrepreneurial members, we offer robust Business Banking solutions. From Merchant Services that simplify transactions to Business Loans that fuel growth, we're here to support local businesses every step of the way.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Granite State, we've invested in top-notch Online & Mobile Banking features. With our digital banking platform, you can manage your accounts from anywhere pay bills, transfer funds, and even deposit checks right from your smartphone! Plus, our ATM & Cash Withdrawal Services ensure you have quick access to your cash whenever you need it.

Join Us Today!

We invite you to explore all that Granite State has to offer. With personalized service and a commitment to our community, we look forward to being part of your financial journey. Visit us during lobby hours from 8:30 AM - 5:00 PM Monday through Friday and 8:30 AM - 12:00 PM on Saturdays. Let's work together towards building a brighter financial future!

Personal Banking

When it comes to personal banking, we know that every member has unique needs. That's why we offer Checking & Savings Accounts that fit various lifestyles, whether you're saving for a family vacation or managing daily expenses. If you're dreaming of a new car, our Auto Loans & Vehicle Financing options are here to help you hit the road in no time. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing solutions can provide the support you need. Perhaps you're navigating some unexpected expenses? Our Personal Loans & Debt Consolidation services are designed to ease your financial burden. And if you're looking for a way to earn while you spend, consider our Credit Cards with Rewards, which come with benefits that make your purchases even more rewarding.

Digital & Online Banking

Key Services for Your Convenience

With our user-friendly online banking platform, accessible at https://www.gscu.org/, you can easily check balances, pay bills, and transfer funds from anywhere. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with just a few taps. Plus, if you prefer using your mobile device, our mobile application is available for download, putting all these capabilities right in your pocket. We also provide e-statements, so you can view your account statements electronically no more paper clutter! And when it comes to signing documents, our electronic signature authorization makes it quick and straightforward. This means you can handle important transactions without the hassle of printing or mailing paperwork.

Secure and Accessible Banking Anytime

Security is a top priority at Granite State. Our online banking services are protected with robust security measures to ensure your information stays safe. You can rest easy knowing that whether you're making mobile payments or accessing your accounts online 24/7, we're committed to keeping your data secure. Our digital banking features are designed not only for ease of use but also for real-time account management. This means you can track spending, manage budgets, and stay informed about your financial health all from the comfort of your own home or while out and about. Join us at Granite State today to experience how our digital and online banking services can simplify managing your finances!

Financial Strength

At Granite State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is crucial for achieving your goals. That's why we continuously work to maintain and enhance our financial strength. With a net worth of $65,015,133, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 929% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This strong positioning allows us to be there for our members when they need us the most. Members' savings are secured through $143,307,638 in share certificates and $53,627,653 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $64,211,133 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,276 in used auto loans and a total of $488,762,761 in loans and leases. Although our reported net income is currently at $0 due to strategic investments for future growth, this reflects our commitment to operational efficiency while preparing for upcoming opportunities. We also take pride in having 145 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our total share accounts stand at 100,697, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Granite State is your trusted partner. Visit us at 145 Raymond Rd Candia Nh 03034 or call 603-668-2221 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

At Granite State, we understand that financial needs vary from person to person. That's why we offer a range of loan products tailored to help our members achieve their goals, whether that's purchasing a vehicle, buying a home, or managing everyday expenses. Located at 145 Raymond Rd, Candia, NH, you can reach us at 603-668-2221 for any inquiries regarding our loan offerings. With over 20,856 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are especially popular, with a total of $16,552 in auto loans already helping members hit the road. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $120,022,008 in used vehicle loans and $21,812,781 in new vehicle loans already assisting members. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $85,195,211, making buying or refinancing straightforward and accessible for everyone. For those looking to expand their business ventures, we offer outstanding commercial loans totaling $7,692,612. These loans provide the necessary capital to help business owners grow and succeed in their endeavors. We also recognize that managing finances can sometimes be challenging. That's why we provide flexible terms on unsecured credit card loans; however, we currently do not have any outstanding amounts in this category. To make it easier for you to access these loan products and learn more about eligibility options or refinancing opportunities, feel free to visit our website at Granite State or give us a call. Our dedicated team is here to guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply or just gathering information about your options, Granite State is here to support you every step of the way!

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GRANITE STATE CREDIT UNION - Candia, NH

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