Granite State Credit Union Amherst NH | Best Auto Loans & Business Banking

Introduction

Welcome to the Granite State Amherst Branch, a cornerstone of financial support in our community since 1945. Located at 132 State Route 101A, Amherst, NH 03031, we are proud to serve over 52,000 members who trust us with their financial needs. With total assets exceeding $698 million and deposits totaling $108 million, our commitment to providing personalized banking solutions is stronger than ever. At Granite State, we understand that our members are more than just account holders; they are part of our family. Our dedicated team of 152 employees, led by CEO Denise Barstow and Board President Deborah Vandeberghe, works tirelessly to ensure that you receive the best service possible. Whether you're looking for checking and savings accounts, auto loans, or business banking services, we're here to help you achieve your financial goals. While members can visit us at our Amherst location for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 6420, Manchester, NH 3108. With a strong net worth of $65 million and cash reserves of $7.9 million, we are well-equipped to support both personal and business lending. Our portfolio includes over 20,000 loans, making us a reliable partner for your financial journey. We invite you to explore the various services we offer through our website at Granite State Credit Union. Feel free to reach out to us at 603-668-2221 or stop by during our convenient hours from 8:30 AM - 5:00 PM Monday through Friday and 8:30 AM - 12:00 PM on Saturday. Join us today and discover how Granite State can help you build a brighter financial future!

Branch History & Mission

Commitment to Innovation

As we move forward into the future, Granite State remains dedicated to embracing technology that enhances your banking experience. Our online and mobile banking services allow members to manage their accounts anytime, anywhere. With features like electronic signatures and mobile payments, we make banking accessible and convenient for everyone. Additionally, our ADA-compliant facilities ensure that all members of our community can easily access our services. With an ATM on-site and drive-thru banking available during operating hours Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 PM your banking needs are always within reach.

Join Us

We invite you to become part of the Granite State family. Experience firsthand how we prioritize your needs while supporting the growth of our vibrant community. Join us today and discover the benefits of membership at Granite State! For more information or assistance, feel free to call us at 603-668-2221 or visit our website at Granite State Credit Union.

Our Mission

At Granite State, our mission is clear: we are committed to providing exceptional financial services while fostering a sense of belonging within the communities we serve. We believe that everyone deserves access to fair and affordable banking solutions. Whether you're looking for personal banking services like checking and savings accounts, auto loans, or business banking options, our goal is to help you achieve your financial dreams. We take pride in being more than just a credit union. Our community outreach efforts demonstrate our commitment to making a positive impact. From partnering with local organizations to support education and wellness initiatives to offering financial literacy programs, we aim to empower individuals and families across our region.

Branch Location & Accessibility

Welcome to the Granite State Amherst Branch, your convenient banking partner located at 132 State Route 101A in beautiful Amherst, NH. Nestled in Hillsborough County, our branch is easily accessible and just a short drive from popular local spots like the Amherst Village Green and the picturesque Baboosic Lake. We pride ourselves on providing a welcoming atmosphere for all members, whether you're stopping by for daily banking or exploring new financial opportunities. For those looking to visit us, we offer ample parking right at our doorstep, ensuring a hassle-free experience when you arrive. Our branch is fully equipped with ADA-compliant features, including ramps and accessible entrances, making it easy for everyone to access our services comfortably. At Granite State, we understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 8:30 AM to 5:00 PM, and on Saturdays from 8:30 AM to 12:00 PM perfect for those weekend errands! If you have any questions or need assistance, don't hesitate to give us a call at 603-668-2221. We're proud to offer a variety of services tailored to meet your needs. Whether you're interested in personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our friendly staff is here to help. Plus, we have an ATM available for quick cash withdrawals and basic transactions if you prefer not to enter the branch. If you can't make it during regular hours, our drive-thru banking service allows you to complete simple transactions without leaving your car. We strive to make your banking experience as smooth as possible! While members can visit us at 132 State Route 101A Amherst Nh 03031, official correspondence should be sent to PO Box 6420 in Manchester, NH 03108. We invite you to stop by or reach out today! Your financial journey starts here at Granite State Amherst Branch where community meets convenience.

Member Eligibility

Becoming a member of Granite State is like joining a welcoming family that truly cares about your financial well-being. If you live, work, or attend school in the vibrant communities we serve, you're likely eligible to join us! Our members enjoy a range of benefits, from personalized service to competitive rates on loans and savings accounts. To learn more about the specific eligibility criteria, feel free to check out our detailed guide at . Opening an account is simple and straightforward. You can start your journey with us online by visiting https://olb.gscu.org/auth/enrollment or give us a call at (603) 668-2221 if you have any questions. We look forward to having you as part of our community at Granite State, located at 132 State Route 101A Amherst Nh 03031!

Business Banking & Commercial Services

Merchant Services That Make Sense

Beyond loans, we offer merchant services designed to simplify everyday transactions. Imagine having the ability to accept payments seamlessly, whether through card swipes or digital wallets. This means you can focus more on serving your customers while we handle the payment processing logistics. Our tools help streamline your operations, making it easier for your business to thrive. Visit us at 132 State Route 101A Amherst Nh 03031 in Amherst, NH, or call us at (603) 668-2221 to discover how Granite State can help fuel your business success!

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $44 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $7,692,612, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we understand that you need reliable banking solutions as well. Our Business Banking services include everything from Merchant Services to secure financing options through Business Loans. We are here to help your business thrive.

Credit Card Benefits

To enhance your spending power, we offer Credit Cards with Rewards that allow you to earn points on every purchase. Enjoy perks like cashback or travel rewards while managing your finances wisely.

Digital Banking Convenience

In today's fast-paced world, having access to your finances on-the-go is essential. That's why at Amherst Branch, we provide robust Online & Mobile Banking features. You can check balances, transfer funds, and pay bills from the comfort of your home or wherever life takes you. Plus, our ATM services ensure that cash withdrawals are easy and accessible whenever needed. For those who prefer face-to-face interactions, our drive-thru service offers basic banking transactions like deposits and withdrawals without leaving your vehicle.

Engage With Us Today!

With all these services available at Granite State, we're excited to be part of your financial journey. If you have any questions or would like more information about what we offer, please don't hesitate to reach out! Call us at (603) 668-2221 during our operating hours from 8:30 AM - 5:00 PM Monday through Friday and 8:30 AM - 12:00 PM on Saturday. We look forward to serving you!

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we have options tailored just for you. Our personal banking services help you manage your money effectively, ensuring that you can save for a rainy day or access funds when you need them. If you're considering purchasing a new car or refinancing an existing vehicle, our Auto Loans & Vehicle Financing make it simple and affordable to get behind the wheel. For those planning to invest in property, our Mortgage Loans & Refinancing provide competitive rates and flexible terms. Plus, if you're dealing with unexpected expenses or simply want to consolidate debt, our Personal Loans & Debt Consolidation solutions can ease the burden.

Digital & Online Banking

Key Features

We know that security is a top priority for our members. That's why we provide electronic signature authorization to streamline processes while keeping your information safe. Plus, with e-statements available, you can easily view and manage your account statements digitally no more paper clutter! For those who enjoy the convenience of mobile technology, our mobile application makes banking even simpler. You can make mobile payments, conduct person-to-person transfers, and manage your accounts all from the palm of your hand. Imagine paying a friend back for lunch or handling a bill right from your phone it's as easy as tapping a few buttons! With Granite State, you're not just getting a bank; you're gaining a partner committed to providing accessible and efficient banking solutions tailored to fit your lifestyle. Explore all these features today by visiting https://www.gscu.org/ and discover how easy managing your finances can be!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 100,697, showcasing a strong and growing member base that trusts us with their finances. This trust allows us to maintain net shares (funds available for lending and investments) totaling $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Granite State is your trusted partner. Visit us at 132 State Route 101A Amherst Nh 03031 or call (603) 668-2221 to learn more about how we can help you achieve your financial goals.

Investing Back into Member Services

With $64,211,133 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your financial goals; with $8,276 in used auto loans and $488,762,761 in total loans and leases available for our members.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 145 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secured Member Savings

Members' savings are secured through $143,307,638 in share certificates and $53,627,653 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $65,015,133, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $929 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $120,022,008 in used vehicle loans and $21,812,781 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and lifestyle, ensuring you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $7,692,612 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or other business expenses, we are here to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $85,195,211, make buying or refinancing simple. We work closely with you to find the right mortgage solution that fits your needs, whether you're purchasing your first home or refinancing an existing mortgage.

Refinancing Options

If you are interested in refinancing any of your existing loans or credit lines, we offer options that may lower your monthly payments or help you pay off debt faster. Our team is available to discuss eligibility requirements and guide you through the process. At Granite State, we pride ourselves on being a community-focused credit union located at 132 State Route 101A Amherst Nh 03031 in Amherst, NH. If you have any questions or need assistance with our loan products, please don't hesitate to call us at (603) 668-2221. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial success is important to us let's work together to make it happen!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs, making it easier for you to make purchases while earning benefits.

Loan Aggregator

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GRANITE STATE CREDIT UNION