Grand Heritage Credit Union Michigan City IN

Introduction

Welcome to Grand Heritage, your trusted financial partner in the heart of Michigan City, IN. Located at 1315 Southwind Dr, our credit union has been serving the community since 1955. With a commitment to member satisfaction, we proudly support over 2,168 members and manage assets totaling $21,914,378. Our dedicated team of 6 employees works tirelessly to ensure that you receive personalized service tailored to your financial needs. At Grand Heritage, we believe in building strong relationships with our members while providing exceptional financial solutions. Whether you're looking for loans, savings accounts, or guidance on managing your finances, we have the tools and expertise to help you succeed. As of now, we have granted 983 loans and leases, demonstrating our ongoing support for your financial goals. While members can visit us at our branch address, official correspondence should be sent to 1315 Southwind Drive, Michigan City, IN 46360. Our friendly staff is here to assist you during our lobby hours from Monday to Friday, 9 AM to 5 PM. If you have any questions or need assistance, don't hesitate to reach out at (219) 879-1920. Led by our CEO Jeri Hesters and Board President Ronald Heeg, Grand Heritage is committed to fostering a community-oriented atmosphere where your financial well-being is our top priority. With a net worth of $1,899,639 and cash on hand amounting to $161,635, you can trust that your money is secure with us. Explore more about what we offer by visiting our website at ghfcu.com or stop by our branch today! Let's work together towards achieving your financial dreams!

Branch History & Mission

A Legacy of Growth and Community Commitment

Located at 1315 Southwind Dr, Michigan City, IN 46360, Grand Heritage has been a cornerstone of support for families and individuals in the area. The branch's convenient location makes it easy for members to access services and engage with our team. While you can visit us at this address, any official correspondence should be directed to the same mailing address: 1315 Southwind Drive, Michigan City, IN 46360. Our mission is simple yet profound: to empower our members through accessible financial services while actively supporting local initiatives that strengthen our community. We believe in building relationships based on trust and transparency. This philosophy drives everything we do from offering competitive loan rates to ensuring that everyone feels welcome at our branch.

Engaging with Our Community

Grand Heritage is more than just a financial institution; we see ourselves as part of the fabric of Michigan City. We actively participate in local events and support initiatives that uplift our neighbors. Our community outreach efforts reflect our dedication to making a positive impact on the lives of those around us. With operating hours from Monday to Friday, 9 AM to 5 PM, we are here when you need us most. If you're looking for a place where your financial goals align with community values, look no further than Grand Heritage.

Innovation Meets Accessibility

As we have evolved, so too have our services. While we currently offer ATM services only and do not have drive-thru banking or shared service centers, we are committed to enhancing the member experience through digital advancements. Our online banking platform allows members to manage their accounts easily and efficiently from anywhere. We prioritize compliance with ADA standards to ensure that all members can access our services without barriers. Moreover, we continually seek ways to improve customer experiences by exploring new technologies and partnerships within the community.

Join Us Today!

We invite you to become a part of the Grand Heritage family. Experience firsthand how we blend financial excellence with heartfelt community support. For more information about membership benefits or to open an account online, visit our website or call us at 219-879-1920 today! Let's build a brighter future together!

Branch Location & Accessibility

Connect With Us

Have questions? Feel free to give us a call at 219-879-1920. Our dedicated team at Grand Heritage looks forward to welcoming you in person and helping you with all your financial needs. Come visit us today!

Convenient Access and Parking

At Grand Heritage, we understand the importance of accessibility. Our branch is ADA compliant, ensuring that all members can visit us with ease. We offer ample parking space right outside the building, so you won't have to worry about finding a spot when you arrive.

Operating Hours and Services

We are open Monday through Friday from 9 AM to 5 PM, ready to assist you with your banking needs. While we currently do not have ATM services or a drive-thru option, our friendly team is here to help with everything from account inquiries to loan applications during lobby hours. If you need assistance outside of these hours or prefer online options, we also provide online banking services for your convenience. If you need to send official correspondence, please note that our mailing address is the same as our branch address: 1315 Southwind Drive, Michigan City, IN 46360.

Member Eligibility

At Grand Heritage, we believe that becoming a member is like joining a close-knit family where everyone supports each other on their financial journeys. If you're interested in joining us, you'll be glad to know that membership is open to individuals who live, work, or worship in our community. We also welcome immediate family members of current members, making it easy for you to share the benefits with those you care about. By joining Grand Heritage, you not only gain access to a range of financial products and services tailored to your needs but also become part of a community dedicated to your financial well-being. The process of becoming a member is simple and welcoming. You can find all the details regarding eligibility and requirements at this link. Once you're ready to take the next step, opening an account is just as straightforward check out our account opening page here. If you have any questions or need assistance, feel free to give us a call at (219) 879-1920. We're excited to help you join our Grand Heritage family at 1315 Southwind Dr, Michigan City, IN 46360!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine being able to process payments quickly and efficiently while keeping your cash flow steady. Our merchant services do just that. They help you manage transactions seamlessly so you can focus on what really matters running your business. Whether it's accepting credit cards or managing online payments, we have solutions that fit your operational style. Visit us at 1315 Southwind Dr Michigan City In 46360 in Michigan City, IN or give us a call at (219) 879-1920. Let's take your business to the next level together!

Comprehensive List Of Services

Digital Banking Features

In today's fast-paced world, having online access to your accounts is crucial. With our online banking platform, you can easily monitor your transactions, pay bills, and transfer money all from the comfort of your home or on the go. This feature empowers you to stay in control of your finances without any hassle.

Everyday Banking Solutions

At Grand Heritage, we understand that convenience matters. That's why we provide essential banking services that make managing your finances easier. For instance, our ATM Services ensure that you can access your funds quickly and securely whenever you need them. Imagine being able to withdraw cash or check your balance right from an ATM near you no more waiting in line!

Join Our Community

Becoming a member of Grand Heritage means more than just accessing great services; it means joining a community that cares about its members' success. We believe in building relationships and supporting one another through life's financial journeys. If you're ready to take advantage of what we offer or have any questions about our services, don't hesitate to reach out! You can give us a call at 219-879-1920 during our lobby hours from Monday to Friday, 9 AM - 5 PM. For more information on how you can benefit from our services or to explore membership options, visit our website at ghfcu.com. We look forward to welcoming you into the Grand Heritage family!

Personalized Assistance

When it comes to making important financial decisions, having a trusted partner by your side can make all the difference. Our dedicated team is always ready to assist you with personalized advice tailored to your unique situation. Whether you're considering a loan or need help understanding your options, we're here for you.

Digital & Online Banking

E-Statements and Account Management

Say goodbye to paper statements! At Grand Heritage, we provide E-Statements so you can view your account information electronically. This not only helps reduce clutter but also ensures that you have immediate access to your financial records whenever you need them.

Mobile Features and Accessibility

Though we don't have a dedicated mobile application or mobile payments feature at this time, our website is fully optimized for mobile use. You can easily navigate through all our services right from your smartphone or tablet. At Grand Heritage, we're committed to providing you with user-friendly tools for real-time account management. Join us today and experience banking that fits seamlessly into your busy life!

Security You Can Trust

Your security is our top priority. While we currently do not offer electronic signature authorization, rest assured that our systems are designed with the latest security measures to protect your personal information and transactions.

Financial Strength

Committed Team

We also take pride in having 6 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This commitment shows how dedicated we are to providing exceptional service tailored to your needs.

Growing Member Base

With a total of 3,378 accounts, we demonstrate a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, underscoring our readiness to support your financial endeavors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Grand Heritage is your trusted partner. Visit us at 1315 Southwind Dr Michigan City In 46360 or call (219) 879-1920 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $1,499,639 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $150 in used auto loans and $14,189,221 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Focused Savings

Members' savings are secured through $570,147 in share certificates and $1,917,758 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $592,373, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,899,639, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation gives you peace of mind knowing your money is secure with us. Our net worth ratio of $867 demonstrates a robust capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,654,448 in used vehicle loans and $8,929,063 in new vehicle loans already helping members get on the road. We offer flexible terms and eligibility options to make financing your next vehicle as simple as possible.

Credit Lines

If you're looking for a way to borrow while retaining flexibility, consider our total credit lines available at $1,500,000. This option allows you to access funds as needed without the burden of interest until you draw on the line. Our team at Grand Heritage is here to help you navigate through your lending options. For more information or assistance with your application process, please don't hesitate to reach out. You can contact us at (219) 879-1920 or visit us at 1315 Southwind Dr, Michigan City, IN 46360. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $201,955, make buying or refinancing simple. We provide guidance throughout the process to ensure you feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $334,460 in loans helping members manage their finances effectively. These cards are designed to provide you with access to funds when you need them most while maintaining low fees.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and accuracy, LendMesh serves as a reliable tool for anyone looking to secure the best loan options available. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users can trust that they are viewing fair and transparent offers. By working with verified financial institutions, LendMesh provides a dependable platform where users can make informed decisions without fear of hidden fees or misleading information. One of the standout features of LendMesh is its Verified Data policy. Loan offers are sourced exclusively from legitimate financial institutions, ensuring full transparency throughout the comparison process. Additionally, there are No Sponsored Listings on the platform; lenders are not prioritized based on paid promotions. This impartiality allows users to explore their options freely and without bias. LendMesh also offers Real-Time Rate Comparisons, presenting up-to-date loan rates from multiple institutions. This feature empowers users to evaluate various offers quickly, helping them choose loans that best suit their financial needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to take control of your borrowing options, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

GRAND HERITAGE FEDERAL CREDIT UNION - Michigan City, IN