Grand Heritage Credit Union Laporte IN | Affordable Auto Loans & Business Banking

Introduction

Join Us Today!

With a net worth of $1,899,639 and cash in hand amounting to $161,635, we are financially stable and ready to assist you with whatever you need. If you're looking for a trustworthy partner in your financial journey or have any questions about how we can help you achieve your goals, don't hesitate to reach out! Call us at (219) 324-5220 or explore more about what we offer by visiting our website at ghfcu.com. Your financial well-being is just a conversation away!

Our Commitment to You

As a community-oriented credit union, we focus on providing exceptional service and meaningful financial products tailored to your needs. Under the leadership of our dedicated CEO Jeri Hesters and Board President Ronald Heeg, we prioritize transparency and integrity in all our dealings. Our team of six employees works diligently to ensure you receive the highest level of service. While you can visit us at our branch for all your banking needs, please send any official correspondence to the same address: 201 Koomler Dr, Laporte, IN 46350-2576. We are proud to offer services such as online banking and ATM access for your convenience.

Branch History & Mission

Mission Statement

Our mission at Grand Heritage is clear: we aim to improve the financial well-being of our members by providing exceptional service and personalized solutions. We recognize that each member's journey is unique, which is why we prioritize understanding individual goals and challenges. Beyond just financial transactions, we strive to build lasting relationships that empower our community. We also take pride in our outreach efforts. Partnering with local organizations allows us to contribute positively to Laporte and its surrounding areas. Whether it's sponsoring community events or providing educational workshops on financial wellness, we are committed to giving back.

Our Journey

Since opening our doors, Grand Heritage has evolved significantly. Initially established to support local families with their financial needs, we have expanded our offerings over the years. Today, we provide a wide range of services including personal banking accounts, auto loans, mortgages, and credit cards with rewards. Our commitment to fostering financial literacy and empowerment remains as strong as ever. As we grew, so did our dedication to innovation. We embraced digital advancements to enhance member experiences through online banking options and electronic statements. This commitment ensures that members can manage their finances conveniently from anywhere while still enjoying the personal touch that only a community-focused credit union can provide.

Visit Us

While you can always reach us at our main branch located at 201 Koomler Dr in Laporte, Indiana, official correspondence should be sent to the same address or you can contact us directly at 219-324-5220 during our operating hours from 9 AM to 5 PM on weekdays. For those who prefer convenience when banking, we offer drive-thru services and ATM access for quick transactions. Grand Heritage Federal Credit Union stands ready to welcome new members into our family. Join us today and experience the benefits of being part of an organization that truly cares about your financial success and community welfare. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Grand Heritage Federal Credit Union, conveniently located at 201 Koomler Dr, Laporte, IN. This prime location makes it easy for our members to access all the banking services they need. Whether you're stopping by for a quick transaction or looking for financial advice, we are here to help! Our branch is situated near several local landmarks, making it simple to find us. With ample parking available, you can park with ease and walk right into our welcoming lobby. We take pride in ensuring that everyone feels comfortable visiting us; our facility is fully accessible and equipped with features like ramps for those who need them. At Grand Heritage, we understand that your time is valuable. That's why our lobby hours are designed with your convenience in mind. We're open Monday through Friday from 9 AM to 5 PM, ready to serve you. For those who prefer banking on the go, we also offer an ATM on-site and a drive-thru service for quick deposits and withdrawals perfect for those busy days when you're on the move. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 201 Koomler Dr, Laporte, IN 46350-2576. Feel free to reach out to us at 219-324-5220 if you have any questions or would like more information about our services. We invite you to come visit us soon at Grand Heritage Federal Credit Union your trusted partner in financial success!

Member Eligibility

Becoming a member of Grand Heritage is like joining a close-knit family where your financial well-being is our top priority. If you live, work, worship, or attend school in the LaPorte area, you're likely eligible to join us! We welcome individuals from various backgrounds and walks of life to experience the benefits of membership. As a member of Grand Heritage, you can take advantage of personalized service, competitive rates on loans, and access to a range of financial products tailored just for you. It's easy to start your journey with us simply visit our eligibility page at http://www.ghfcu.com/membership-benefits.asp for more details on what it takes to become part of our community. Once you're ready to open an account, head over to https://cu.memberfirst.com/ghfcu/apply/welcome/, or give us a call at (219) 324-5220 if you have any questions. We can't wait to welcome you into the Grand Heritage family!

Business Banking & Commercial Services

Merchant Services That Matter

In today's marketplace, effective payment solutions are crucial for success. Our merchant services simplify transactions, allowing you to focus on what matters most running your business. Imagine effortlessly accepting payments from customers both in-store and online, ensuring a smooth experience that keeps them coming back. Located at 201 Koomler Dr Laporte In 46350 in Laporte, IN, we're here to help your business thrive. Contact us at (219) 324-5220 to learn more about how we can empower your financial journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Cash Withdrawal Services

We know that sometimes simplicity is what matters most. That's why we offer basic drive-thru banking for deposits, withdrawals, and simple transactions. It's quick and hassle-free perfect for those busy days when time is limited.

Digital Banking Convenience

In today's fast-paced world, convenience is key. With our online and mobile banking features, managing your finances has never been easier. You can check balances, transfer funds, and even pay bills from the comfort of your home or on the go. Plus, our ATMs are available for cash withdrawals or balance checks whenever you need them.

Let Us Help You Today!

At Grand Heritage, we strive to make your banking experience smooth and enjoyable. Whether you're visiting us at 201 Koomler Dr Laporte In 46350 or reaching out by phone at (219) 324-5220, we're here to assist you with all your financial needs. Explore our services further on our website at Grand Heritage Federal Credit Union or stop by to see how we can support your journey towards financial well-being. We look forward to serving you!

Loans and Financing

Need extra funds? Our personal loans and debt consolidation options can provide the financial flexibility you seek. We also offer credit cards with rewards, allowing you to earn while you spend on everyday purchases. For those who own businesses, our business banking services include merchant services and business loans that can help your venture thrive.

Personal Banking

Whether you're opening your first checking account or planning for retirement, our personal banking services are here to support you every step of the way. From checking and savings accounts that fit your lifestyle to auto loans and vehicle financing options that help you get on the road, we have solutions tailored just for you. If you're looking to buy a home, our mortgage loans and refinancing services can guide you through the process with ease.

Digital & Online Banking

Accessibility on the Go

Even without a mobile application or mobile payments feature, accessing your accounts on the go is simple through our website. You can manage your finances right from your smartphone or tablet's browser. This flexibility means you can stay on top of your financial health anytime, anywhere. At Grand Heritage, we're committed to providing accessible and user-friendly banking solutions that help you manage your money effectively. Join us today and experience the ease of digital banking!

Key Services

Our online banking platform is available 24/7 at https://www.ghfcu.com/. With just a few clicks, you can check your account balances, transfer funds between accounts, and pay bills all from the comfort of your own home. For those who prefer a more personal touch, our person-to-person transfer feature allows you to send money directly to friends and family with ease.

Security and Convenience

Your security is our top priority. While we currently do not offer electronic signature authorization for documents, our systems are designed with robust security measures to keep your information safe. Plus, with e-statements available, you can enjoy paperless banking while keeping track of your financial activities effortlessly.

Financial Strength

Commitment to Member Savings

Members' savings are secured through $570,147 in share certificates and $1,917,758 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $592,373, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Member Base

Total Share and Deposit Accounts: 3,378, showing a strong and growing member base that trusts us with their finances. This growth is a testament to the confidence our members have in our ability to provide reliable financial services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Grand Heritage is your trusted partner. Visit us at 201 Koomler Dr Laporte In 46350 or call (219) 324-5220 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $1,499,639 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $150 in used auto loans and $14,189,221 in total loans and leases.

Strong Financial Health

With a net worth of $1,899,639, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $867 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,654,448 in used vehicle loans and $8,929,063 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away in the car you want without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $201,955, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process every step of the way.

Personal Finance Solutions

In addition to our specialized loan offerings, we have personal loans available for debt consolidation and other financial needs. If you're considering refinancing options or need help determining eligibility for any of our products, we're here to assist. You can reach us at (219) 324-5220 or visit us at 201 Koomler Dr, Laporte IN 46350. For more information about our services or to start your loan application online, visit Grand Heritage Federal Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $334,460 in loans helping members manage their finances effectively. These credit cards come with rewards and benefits that can help you save while spending smartly.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Grand Heritage