Grand Heritage Credit Union La Porte IN

Introduction

Welcome to Grand Heritage, your trusted financial partner since 1955, located at 1304 Jefferson Ave, La Porte, IN 46350. As a proud member of the La Porte community, we are dedicated to providing our members with personalized service and a range of financial solutions that help you achieve your goals. With a total membership of over 2,168 and assets exceeding $21,914,378, we are committed to supporting our members with transparent banking practices and tailored loan options. At Grand Heritage, we believe in putting our members first. Under the leadership of CEO Jeri Hesters and Board President Ronald Heeg, our team of 6 dedicated employees works tirelessly to ensure that you feel valued and supported in every transaction. We manage a total deposit portfolio of $2,619,580, with loans totaling 983, making us a strong and stable choice for your financial needs. Whether you're looking for auto loans, personal loans, or savings accounts, we're here to help you navigate your financial journey. While members can visit us at our branch location, official correspondence should be sent to the same address: 1304 Jefferson Ave, Laporte, IN 46350. To learn more about what we offer or to speak with one of our friendly representatives, please reach out by phone at (219) 326-8050 during our business hours from Monday to Friday, 9 AM to 5 PM. Join us today and experience the community-focused banking that Grand Heritage has provided for over six decades! Visit us online at ghfcu.com for more information on membership benefits and account opening.

Branch History & Mission

A Legacy of Service

Since our founding nearly seven decades ago, Grand Heritage has dedicated itself to offering accessible and affordable financial services. Our journey began with a simple mission: to provide our members with the tools they need to achieve their financial goals while fostering a sense of belonging and community. Over the years, we've expanded our offerings and improved our services to better meet the changing needs of our members. Our total assets now stand at an impressive $21,914,378, reflecting our growth and stability in serving the La Porte area. We're proud of our achievements and the trust placed in us by our members. As we move forward, we continue to prioritize member satisfaction and community engagement.

Community Commitment

Grand Heritage is not just a place to bank; it's a hub for community support and outreach. We actively engage with local organizations and events that promote education, wellness, and economic development in La Porte. By partnering with schools and charities, we aim to make a positive impact on those around us. We recognize that staying current with technology is essential. Although we currently do not offer ATMs or drive-thru services, we provide convenient online banking options so you can manage your finances easily from home or on-the-go.

Join Us Today!

As we look ahead to the future, we invite you to join Grand Heritage Federal Credit Union. Experience firsthand how we can help you achieve your financial dreams while being part of something bigger our vibrant community in La Porte. Call us today at 219-326-8050 or visit us online at ghfcu.com to learn more about membership benefits and how you can get started!

Mission-Driven Focus

At Grand Heritage, our mission is clear: we are here to empower individuals through comprehensive financial services while supporting initiatives that enhance our local community. We believe that banking should be about more than just transactions; it should create opportunities for everyone. Our members benefit from personalized service tailored to their unique needs, whether it's securing loans for a new car or opening a savings account for future aspirations. While members can visit us at 1304 Jefferson Ave, official correspondence should be sent to 1304 Jefferson Ave, La Porte, IN 46350 if needed.

Branch Location & Accessibility

Accessibility Features

At Grand Heritage, we prioritize accessibility. Our location features ADA-compliant facilities, ensuring that everyone can visit us comfortably. Parking is available right outside our doors, allowing for easy entry whether you're coming in for a quick question or a more in-depth consultation.

Location Highlights

Our branch is strategically positioned near popular spots in La Porte, making it easy for you to stop by while running errands or enjoying a day out. Whether you're visiting us after a trip to the nearby parks or on your way home from work, we're here to help.

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours. You can visit us Monday through Friday from 9 AM to 5 PM, allowing you to drop by at your convenience during the week. If you have any questions or need assistance outside of these hours, feel free to give us a call at 219-326-8050; our friendly team is always ready to help.

Services Offered

While we don't currently offer an ATM or drive-thru service at this location, our dedicated staff is here to provide personalized service for all your banking needs. From account inquiries to loan applications, we take pride in delivering exceptional support tailored just for you. If you need to send official correspondence, please note that while members can visit us at 1304 Jefferson Ave, official mail should be directed to the same address. We invite you to come and experience the welcoming atmosphere at Grand Heritage. Your financial well-being is our top priority! Visit us today or reach out by phone; we look forward to assisting you!

Member Eligibility

At Grand Heritage, we believe that becoming a member is not just about opening an account; it's about joining a community that truly cares for you. If you're looking to experience personalized service and a wide range of financial benefits, we'd love to welcome you! To be eligible for membership, you simply need to live, work, worship, or attend school in the La Porte area, or have a family member who is already part of our credit union family. This inclusive approach means that many people can enjoy the advantages of membership at Grand Heritage. For more details on eligibility requirements, feel free to visit our page at http://www.ghfcu.com/membership-benefits.asp. Getting started is easy! Simply head over to our account opening page at https://cu.memberfirst.com/ghfcu/apply/welcome/, where you can find all the information you need to set up your account with us. If you have any questions or want assistance during the process, don't hesitate to give us a call at (219) 326-8050. We're here for you Monday through Friday from 9 AM to 5 PM, ready to help you take this exciting step towards better banking.

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we are dedicated to providing flexible financing solutions when you need them most. We aim to empower local entrepreneurs by offering competitive rates and personalized service.

Merchant Services Made Simple

Imagine having a reliable partner that helps streamline your transactions. With our merchant services, businesses can process payments quickly and efficiently, allowing you to focus on what matters most growing your business. Our services can help reduce wait times and improve customer satisfaction, making every transaction a positive experience. If you're ready to take your business to the next level, visit us at 1304 Jefferson Ave La Porte In 46350 in La Porte, IN. Connect with us today at (219) 326-8050 to explore how we can support your financial journey!

Comprehensive List Of Services

Banking Made Easy

In today's fast-paced world, convenience is key. That's why Laporte Community Federal Credit Union offers accessible ATM services to help you manage your cash flow effortlessly. Imagine needing to withdraw cash for a last-minute purchase or paying for groceries our ATM services ensure you can access your funds when you need them most.

Digital Access for Your Convenience

In addition to our in-branch services, we know the importance of digital banking in today's world. While we currently focus on ATM services only, our commitment to providing convenient banking options remains strong. As technology evolves, so do we; stay tuned for future enhancements that will make managing your finances even easier.

Join Our Community

As part of the Grand Heritage family, becoming a member means more than just accessing financial services it means joining a community focused on helping each other thrive. If you're interested in learning more about membership benefits or ready to open an account, visit us online or check out our eligibility page at Membership Benefits. At Grand Heritage, located at 1304 Jefferson Ave La Porte In 46350, we're here for all your banking needs from Monday through Friday, 9 AM to 5 PM. Let us be your trusted partner in achieving your financial goals! Don't hesitate reach out today and discover how we can serve you better!

Personalized Support

Our dedicated team at Grand Heritage is here to assist you with any questions or concerns. Simply give us a call at (219) 326-8050, and we'll be happy to guide you through our services or help with account inquiries. We understand that navigating financial options can sometimes feel overwhelming, which is why we emphasize personalized support to meet each member's unique needs.

Digital & Online Banking

At Grand Heritage, we understand that banking should be simple, convenient, and secure. That's why we offer a variety of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, managing your finances has never been easier. With our online banking platform, you can access your accounts anytime, anywhere. This service provides you with 24/7 online banking capabilities, allowing you to check balances, view transactions, and transfer funds at your convenience. Plus, for those who enjoy keeping their finances organized, we offer e-statements to help reduce paper clutter and keep everything in one place. Need to send money quickly? Our person-to-person transfer feature makes it easy to send funds directly to friends or family with just a few clicks. While we currently do not support mobile payments or a dedicated mobile app, our user-friendly online banking interface is designed for ease of use across all devices. Security is our top priority at Grand Heritage. We utilize robust measures to ensure that your information stays safe while you manage your accounts online. Even though electronic signature authorization is not available at this time, rest assured that all transactions are conducted securely. We believe that banking should empower you with real-time account management. With our digital services, you can take control of your finances with confidence. Explore our offerings today and discover how easy banking can be with Grand Heritage!

Financial Strength

At Grand Heritage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial health, assuring you that we are well-equipped to meet your needs today and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,899,639, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 867% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $570,147 in share certificates and $1,917,758 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $592,373, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,499,639 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $150 in used auto loans and a total of $14,189,221 in loans and leases. Our operational efficiency is reflected in our net income of $0, which helps us continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 3,378, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Grand Heritage is your trusted partner. Visit us at 1304 Jefferson Ave La Porte IN 46350 or call 219-326-8050 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,654,448 in used vehicle loans and $8,929,063 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our auto loan options can make it easier for you to hit the road.

Credit Lines

For those looking for additional financial flexibility, we have credit lines available totaling $1,500,000. This option can provide you with quick access to funds when you need them most whether it's for unexpected expenses or planned purchases. If you're considering refinancing any existing loans or want to learn more about eligibility options for any of our loan products, we're here to assist you every step of the way. You can reach us at (219) 326-8050, or visit us at our branch located at 1304 Jefferson Ave La Porte IN 46350. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Grand Heritage, we're committed to helping you take control of your financial future.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $201,955, make buying or refinancing simple. We provide resources and guidance throughout the process to help you find the right mortgage for your situation.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. With a total of $334,460 in loans available, we offer flexible terms that allow our members to effectively manage their finances while enjoying peace of mind.

Loan Aggregator

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Verified Data

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