Granco Credit Union Moses Lake WA | Best Auto Loans & ATM Services

Introduction

Welcome to Granco, your trusted credit union located at 401 E 5th Ave, Moses Lake, WA 98837. Established in 1956, we have been proudly serving our community for over six decades, fostering financial well-being and offering a range of personalized banking services. With a total membership of 5,052, we are more than just a financial institution; we are a part of your community. At Granco, we understand that each member's needs are unique. That's why we offer an array of services designed to help you achieve your financial goals from checking and savings accounts to auto loans and mortgage refinancing. Our total assets amount to an impressive $93,025,627, reflecting our solid foundation and commitment to supporting you financially. Currently, our total deposits stand at $8,665,726, showcasing the trust our members place in us. Led by CEO Brandi Johnson and Board President David Ponozzo, our dedicated team of 20 employees is here to provide you with friendly service and expert advice. We take pride in maintaining a strong net worth of $10,196,824 and having $2,518,880 in cash on hand to ensure that we're always ready to meet your needs. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address at PO Box 127, Ephrata, WA 98823. Whether you're looking for personal banking solutions or business services like merchant accounts and loans, we invite you to explore what Granco has to offer. Our website at www.granco.org provides easy access to information about our products and services. We encourage you to stop by or give us a call at 509-754-5233 during our lobby hours from 9:30 AM to 5:30 PM (Monday through Friday). Let us help you take the next step towards achieving your financial dreams!

Branch History & Mission

At Granco, our journey began in 1956, right here in the heart of Moses Lake, Washington. Over the decades, we have grown from a small credit union into a trusted financial partner for over 5,000 members. Our branch is located at 401 E 5Th Ave, a convenient spot that allows us to serve our community effectively. While members can visit us at this address, official correspondence should be sent to PO Box 127, Ephrata, WA 98823. From our humble beginnings, we have achieved remarkable milestones. Today, Granco boasts total assets of approximately $93 million. This growth reflects our commitment to providing quality financial services and fostering strong relationships within the community. We are proud to offer a range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions tailored to meet the diverse needs of our members. Our mission is simple yet impactful: to empower our members through accessible financial services while actively supporting the local community. We believe that by helping individuals achieve their financial goals, we contribute to the overall prosperity of Moses Lake and its surroundings. Our dedication extends beyond banking; we engage in various outreach initiatives that strengthen our ties with local organizations and charities. In addition to traditional banking services, we embrace digital advancements to better serve our members. With features like online banking and mobile payments, managing finances has never been easier or more convenient. We also prioritize accessibility with ADA-compliant facilities and strive to offer customer-centric initiatives that enhance the overall member experience. Granco is not just about numbers; it's about people and relationships. Our team is committed to providing personalized service to every member who walks through our doors. Whether you need assistance with a loan or advice on managing your savings, we're here for you. As we look ahead, we invite you to join us on this journey. Experience the benefits of membership at Granco where your financial well-being is our priority. Come visit us during our operating hours from Monday through Friday from 9:30 AM to 5:30 PM or give us a call at 509-754-5233. Together, let's build a brighter financial future!

Branch Location & Accessibility

Operating Hours

We know how busy life can be, which is why our lobby hours are set from Monday to Friday, opening at 9:30 AM and closing at 5:30 PM. This schedule allows you to stop by before or after work without any hassle. If you're ever in a pinch and need cash outside of those hours, don't forget that we have an ATM available for your convenience!

Services Offered

At Granco, we offer a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, there's something for everyone here. Need help with business banking? We also provide merchant services and business loans to support local entrepreneurs. If you need assistance or have questions about our services, feel free to reach out! You can call us at (509) 754-5233 for friendly support. While members can visit us at 401 E 5Th Ave, official correspondence should be sent to PO Box 127 in Ephrata, WA if needed. We invite you to stop by our Moses Lake branch today! Whether you're opening a new account or simply want to explore what we offer, our dedicated team is here to help you every step of the way. Come see why so many people in the Grant County area choose Granco as their trusted financial partner!

Member Eligibility

Becoming a member of Granco is like joining a close-knit community where your financial well-being is the top priority. If you live, work, or attend school in the areas we serve, you're likely eligible to join us! We warmly welcome anyone who shares our values and seeks a supportive banking environment. Once you're part of our family, you gain access to a range of benefits, including personalized service and competitive rates on loans and savings accounts that truly put your needs first. To learn more about how you can become a member at Granco, check out the details at https://www.granco.org/membership.html. It's easy to start your journey with us! If you have any questions or want to open an account, feel free to call us at (509) 754-5233. We're excited to help you take this important step toward better financial health right here at 401 E 5Th Ave Moses Lake Wa 98837!

Business Banking & Commercial Services

At Granco, we understand that running a business comes with unique challenges and opportunities. Whether you're just starting out or looking to expand, our business banking and commercial services are designed to fuel your growth. Imagine having the financial backing you need to purchase new equipment, hire staff, or even open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services streamline transactions, making it easier for you to serve your customers. Whether you're processing payments online or in-person, we have tools that help enhance your cash flow and simplify day-to-day operations. Visit us at 401 E 5Th Ave Moses Lake Wa 98837 in Moses Lake, WA, or call us at (509) 754-5233 to learn how we can support your business journey today!

Comprehensive List Of Services

Accessibility

We also pride ourselves on accessibility through our drive-thru banking service. This allows you to complete deposits, withdrawals, and other simple transactions without leaving your car perfect for those busy days when time is tight. If you're ready to take the next step in managing your finances or have questions about any of our services, feel free to reach out! Call us at 509-754-5233 or visit us at Granco in Moses Lake. We're here to help you every step of the way!

Business Banking

For our business members, we provide essential banking solutions such as merchant services and business loans. These services ensure that you have the financial backing needed to grow and sustain your operations.

Credit and Loans

In addition to traditional banking services, we offer personal loans for various needs, including debt consolidation. Our credit cards come with rewards that make every purchase more beneficial. You'll find that managing your finances becomes easier with flexible lending options designed just for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Granco offers robust online and mobile banking features. You can check balances, transfer funds, and pay bills from anywhere at any time right from your smartphone or computer. Additionally, our ATM services allow for easy cash withdrawals and balance checks whenever you need them.

Personal Banking

Our personal banking services are tailored for individuals looking to manage their finances effectively. With options like checking and savings accounts, you can easily keep track of your money and grow your savings over time. For those considering larger purchases, our auto loans and vehicle financing solutions make it simple to get behind the wheel without breaking the bank. If homeownership is on your mind, explore our mortgage loans and refinancing options that help turn your dreams into reality.

Digital & Online Banking

Always Here for You

At Granco, we believe in making banking accessible for everyone. That's why we offer real-time account management tools that keep you informed about your finances. Whether it's setting up alerts or accessing important statements electronically, we're here to support you every step of the way. Explore the power of digital banking today with Granco and experience a new level of convenience in managing your finances!

Easy Access to Your Accounts

With our 24/7 online banking services available at https://www.granco.org/, you can access your accounts anytime, anywhere. This means you can check balances, transfer funds, and pay bills without needing to visit a branch. Our user-friendly platform ensures that navigating through your financial needs is as straightforward as possible.

Manage Your Money on the Go

For those who prefer managing their finances from their phones, our mobile application makes it simple to stay connected to your accounts. You can easily view e-statements, initiate person-to-person transfers, and track spending all at your fingertips. It's all about giving you control over your money when you need it most.

Secure Transactions

Your security is a top priority for us. We offer electronic signature authorization, so you can sign documents digitally without the hassle of printing and mailing them. Plus, with our mobile payments feature, you can make purchases directly from your smartphone while enjoying peace of mind knowing that your transactions are protected.

Financial Strength

A Dedicated Team Ready to Serve

We take pride in having 19 full-time employees and 1 part-time employees who are committed to providing exceptional service every day. Our knowledgeable team is here to assist you with all your banking needs.

Commitment to Our Members

Unlike traditional banks, we prioritize our members. While we have $0 in non-member deposits, our resources remain focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored for our loyal members. We also boast $10,134,800 in undivided earnings, which we reinvest into innovative banking tools and enhanced security measures to serve our members better. This dedication ensures that you always have access to the best possible products and services.

Growing Membership Base

Our total share accounts stand at 11,508, reflecting a strong and growing member base that trusts us with their finances. This community support strengthens our ability to continue delivering value through tailored financial solutions. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Granco is your trusted partner. Visit us at 401 E 5Th Ave Moses Lake Wa 98837 or call (509) 754-5233 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $6,493,717 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your funds allows you to focus on what matters most achieving your personal financial goals.

Solid Foundation

With a net worth of $10,196,824, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,095 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $1,389 in used auto loans and $54,384,701 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our $0, enabling us to keep offering competitive loan rates and solid financial products for all members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,034,951 in used vehicle loans and $7,734,735 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,959,642. Our knowledgeable staff can assist you with understanding your eligibility and refinancing options to ensure you find the right solution for your budget.

Other Loan Options

In addition to auto and mortgage loans, we provide credit lines totaling $8,370,000. This can be an excellent option for those who need access to funds for unexpected expenses or larger purchases without taking out a traditional loan. At Granco, we pride ourselves on offering personalized service. If you're interested in applying for a loan or would like more information about refinancing options and eligibility requirements, please don't hesitate to reach out at 509-754-5233. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While we currently have no outstanding balances in this category, our goal is to help members manage their finances effectively with transparent terms and no hidden fees.

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Granco