Gr Consumers Credit Union Wyoming MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Gr Consumers, your trusted financial partner located at 3975 Clay Ave SW, Wyoming, MI 49548. Since our establishment in 1941, we have dedicated ourselves to serving our community with a focus on trust, reliability, and personalized service. With a proud membership of 2,842 individuals, we understand the unique needs of our members and strive to provide financial solutions that truly make a difference. At Gr Consumers, we believe in empowering our members through sound financial practices. Our total assets stand strong at an impressive $47,546,305, ensuring that we are well-equipped to meet your banking needs. Whether you're looking for auto loans of which we currently offer over 2,255 or personal savings accounts, we're here to guide you every step of the way. Our commitment extends beyond just numbers; it's about making a positive impact in the lives of those we serve. Under the leadership of CEO Timothy Kindred and Board President Rex Welbon, our team of 12 dedicated employees works tirelessly to foster a welcoming environment where your financial health is our priority. While you can visit us at our branch address for all your banking needs, please note that any official correspondence should be sent to the same location: 3975 Clay Ave SW, Wyoming, MI 49548. Join us today and experience the Gr Consumers difference! For inquiries or assistance, feel free to call us at (616) 538-2810 or explore more about our services at grccu.com. Your financial journey starts here!

Branch History & Mission

Community Focus

Our partnerships within the community reflect our dedication to supporting local initiatives. We work closely with various organizations to provide resources and assistance where it's needed most. By doing so, we help create a stronger community where everyone can thrive. We invite you to experience all that Gr Consumers has to offer. Whether you're looking for straightforward banking options or personalized financial advice, we're here for you every step of the way. Join us today and become part of a family-oriented credit union dedicated to your success! For more information or assistance, feel free to reach out at 616-538-2810 or visit our website at www.grccu.com. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Gr Consumers has blossomed into a trusted credit union with a total membership of 2,842 members and assets totaling an impressive $47,546,305. We started with a vision to provide a friendly alternative to traditional banking, focusing on the well-being of our members rather than profits. Today, we continue that legacy by offering a wide range of services including checking and savings accounts, auto loans, personal loans, mortgage options, and even business banking solutions. Located at 3975 Clay Ave SW, our branch is easily accessible for everyone in the area. Whether you are visiting for a quick transaction or exploring your financing options, you'll find us right here in Wyoming. Our proximity to local landmarks makes it convenient for members and potential clients alike. While members can visit us at 3975 Clay Ave SW, official correspondence should be sent to 3975 Clay Ave SW, Wyoming, MI 49548.

Our Mission

At Gr Consumers, our mission goes beyond just providing financial products; we aim to enhance the lives of those we serve. We believe in creating opportunities for all members through education and support. As part of this commitment, we actively engage in community outreach initiatives that strengthen local connections and foster growth. We embrace digital advancements to ensure that our services remain user-friendly and accessible. Members can take advantage of online banking features like mobile payments and e-statements. Additionally, our commitment to ADA compliance ensures everyone can access our services without barriers.

Branch Location & Accessibility

Accessibility Features

At Gr Consumers, we prioritize accessibility for all our members. Our branch features ADA-compliant ramps and parking spaces to ensure everyone can easily access our services. You can rely on us for hassle-free banking, whether you choose to walk in, use our drive-thru service, or take advantage of our ATM availability.

Call to Action

We invite you to come by and experience the welcoming atmosphere of Gr Consumers. If you have any questions or need assistance before your visit, don't hesitate to call us at 616-538-2810. We look forward to serving you!

Operating Hours

We know your time is valuable! That's why we offer flexible operating hours. Visit us Monday, Wednesday, Thursday, and Friday from 8:30 AM to 5:30 PM. On Tuesdays, we open a bit later at 9:30 AM but still close at 5:30 PM. Our team is ready to assist you during these hours with a variety of services tailored to meet your financial needs.

Services Offered

From personal banking accounts to auto loans and mortgage refinancing, Gr Consumers has something for everyone. We also provide business banking options including merchant services and business loans. Need quick access? Our drive-thru allows for simple transactions like deposits and withdrawals without leaving your vehicle. Plus, if you're a member of one of our partner credit unions, you can enjoy shared branch services right here! While members can visit us at 3975 Clay Ave SW, official correspondence should be sent to the same address since it serves as both our branch and mailing location.

Member Eligibility

At Gr Consumers, we believe that everyone deserves the chance to be part of a supportive community where their financial needs are understood and valued. Becoming a member is simple! If you live, work, worship, or attend school in the area around 3975 Clay Ave Sw Wyoming Mi 49548, you're likely eligible to join us. We welcome individuals from all walks of life, so if you're looking for a place that prioritizes your well-being over profits, you've come to the right spot. Joining Gr Consumers opens up a world of benefits designed with you in mind, from competitive rates on loans to personalized banking services. Ready to take the next step? You can find detailed eligibility criteria by visiting our website at http://www.grccu.com/membership . When you're ready to open an account, simply head over to http://www.grccu.com/go.php ?bid=249 or give us a call at (616) 538-2810. We can't wait for you to experience all that membership has to offer!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to your specific needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

When it comes to everyday operations, managing payments shouldn't be a hassle. Our merchant services make it easy for you to accept payments from your customers seamlessly, whether online or in-store. By simplifying transactions, you can focus more on what matters most growing your business. Located at 3975 Clay Ave Sw Wyoming Mi 49548 in Wyoming, MI, we invite you to reach out at (616) 538-2810 for more information on how we can support your business journey today!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer robust Business Banking services that include Merchant Services and Business Loans. These tools are designed to help you run your business efficiently and expand when needed.

Credit Cards and Rewards

Do you enjoy earning rewards while spending? Our Credit Cards with Rewards program lets you earn points on everyday purchases, which can be redeemed for exciting rewards that suit your lifestyle.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we provide comprehensive Online & Mobile Banking features. You can easily check your balances, transfer funds, and pay bills right from your smartphone or computer. Plus, with our ATM & Cash Withdrawal Services, accessing cash is never a hassle.

Drive-Thru and Shared Branch Transactions

If you prefer face-to-face service but need convenience, our basic Drive-Thru Banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. We also participate in shared branching networks, meaning if you're a member of a partner credit union, you can conduct basic transactions like deposits and withdrawals here at Gr Consumers.

Getting Started

With so many options available at Grccu Main Office, it's easy to find the services that fit your needs. Whether you're just starting out or looking for ways to grow your finances, we're here to support you every step of the way. If you're ready to take control of your financial future or if you have any questions about our services, don't hesitate to call us at (616) 538-2810 or visit us in person at our branch. We look forward to welcoming you! Explore all that we have to offer by visiting our website at https://www.grccu.com/ . Let's work together toward achieving your financial goals!

Personal Banking

We offer a variety of personal banking options tailored to fit your lifestyle. If you're interested in managing your day-to-day expenses, our Checking & Savings Accounts can help you keep track of your money while earning interest. For those looking to make larger purchases, such as a new car or home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing services provide competitive rates and flexible terms. We also have Personal Loans & Debt Consolidation solutions designed to help you manage your finances more effectively.

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services available at https://www.grccu.com/ , you can check your account balances, transfer funds, and pay bills from the comfort of your home or on the go. Our user-friendly platform ensures that managing your finances is as easy as a few clicks.

Go Green with E-Statements

Say goodbye to paper clutter! With e-statements available, you can receive your account statements electronically. This not only helps the environment but also allows you to access your statements anytime you need them. At Gr Consumers, we're dedicated to providing accessible and secure digital banking solutions that fit your lifestyle. Join us today and experience how easy it is to manage your finances online!

Mobile Banking at Your Fingertips

Our mobile application brings banking right to your pocket. Whether you're looking to make quick payments or monitor your transactions, our app has everything you need. Plus, with features like mobile payments, you can easily make purchases directly from your phone.

Secure Transactions Made Simple

Security is a top priority for us at Gr Consumers. We offer electronic signature authorization for added peace of mind when completing transactions online. Additionally, our person-to-person transfer feature allows you to send money quickly and securely to friends or family, making it easier than ever to share expenses.

Financial Strength

Growing Member Trust

The strength of our community is evident with a total of 6,689 share and deposit accounts. This growing member base trusts us with their finances because they know we are dedicated to their success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gr Consumers is your trusted partner. Visit us at 3975 Clay Ave Sw Wyoming Mi 49548 or call (616) 538-2810 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $8,208,756 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial, with $575 in used auto loans and $23,063,284 in total loans and leases supporting your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $7,761,655 in share certificates and $6,525,482 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $218,444, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $8,427,200, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,772 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,089,957 in used vehicle loans and $1,353,941 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away in your next vehicle.

Credit Lines

Our total credit lines available amount to $5,000,000, providing you with a safety net for emergencies or larger purchases. This option is perfect for those who want flexibility without the commitment of a traditional loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,450,217, make buying or refinancing simple. We aim to guide you through the mortgage process so you can focus on settling into your new home.

Refinancing Options

If you're considering refinancing any of these loans, we encourage you to reach out. Our team at Gr Consumers is here to help you explore eligibility options tailored to your specific situation. Feel free to visit us at our branch located at 3975 Clay Ave SW, Wyoming MI 49548, or give us a call at 616-538-2810 for personalized assistance. We are committed to supporting our community's financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,397,158 in loans helping members manage their finances effectively. These cards are designed for convenience and can assist you in covering unexpected expenses or managing day-to-day purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

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GR CONSUMERS CREDIT UNION