G.P.O. Credit Union Rome NY | Best Auto Loans & Business Banking

Introduction

Welcome to G.p.o., your trusted partner in financial well-being, located at 1701 N James St, Rome, NY 13440. Since our establishment in 1978, we have been dedicated to serving our community with a strong commitment to member satisfaction and financial empowerment. With over 40,000 members and total assets of $537,336,421, we pride ourselves on being a cornerstone of support for individuals and families in the Rome area. At G.p.o., we understand that every financial journey is unique. That's why we offer a range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our experienced team, led by CEO Nicholas Mayhew and Board President Leo Callari, is here to help you navigate these options with confidence. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 1701 N James St, Rome, NY 13440. We also encourage you to explore our website at gpofcu.com for more information about our offerings and how we can assist you further. With a robust net worth of $60,242,977 and total deposits amounting to $59,610,022, G.p.o. has the strength and stability you can rely on. We are proud of our ability to provide essential financial services while maintaining a friendly community atmosphere. Whether you're looking for loans or simple banking transactions, we're ready to serve you with the utmost care. Don't hesitate to give us a call at 315-724-1654 or stop by during our operating hours: Monday through Wednesday from 8:30 AM to 5:00 PM; Thursday and Friday from 8:30 AM to 5:30 PM; and Saturday from 9:00 AM to 12:00 PM. Join us at G.p.o., where your financial success is our priority!

Branch History & Mission

At G.p.o., we take pride in our rich history and unwavering commitment to our community. Founded in 1978, we have served the residents of Rome, NY, for over four decades. Located at 1701 N James St, our branch has become a trusted financial partner for thousands of members. With a total membership exceeding 40,405, we continue to grow and adapt, ensuring that our services meet the evolving needs of our community. From our humble beginnings, G.p.o. Federal Credit Union has made significant strides. Our total assets now stand at an impressive $537,336,421, reflecting our strong financial foundation. This growth enables us to offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. We believe that everyone deserves access to quality financial resources, and we strive to provide them with competitive rates and exceptional service. Our mission is simple yet powerful: to empower our members by providing them with the tools they need for financial success while fostering a sense of community support. We are dedicated to delivering personalized service that goes beyond traditional banking. Whether you need assistance with your checking account or guidance on home financing, our knowledgeable staff is here to help every step of the way. While members can visit us at 1701 N James St, official correspondence should be sent to the same address since it matches our mailing address. We are proud to offer various conveniences such as ATM availability and drive-thru banking for easier access to your funds. We also embrace digital advancements that cater to today's lifestyle. Our online and mobile banking services allow you to manage your accounts anytime, anywhere making banking more accessible than ever before. Plus, we prioritize ADA compliance ensuring that all members can utilize our services comfortably. G.p.o. is deeply rooted in community engagement and outreach efforts. We actively seek partnerships that benefit local organizations and contribute positively to the lives of those around us. By investing in our community, we not only support those in need but also reinforce the trust that comes from being a member-focused credit union. As we look ahead, we invite you to join the G.p.o. family and experience the many benefits of membership firsthand. Together, let's build a brighter future where financial security is within everyone's reach. Feel free to call us at 315-724-1654 or visit our website for more information about becoming a member or exploring our services!

Branch Location & Accessibility

Welcome to G.p.o., your friendly neighborhood credit union located at 1701 N James St in Rome, NY. Conveniently situated in Oneida County, our branch is easy to access and just a stone's throw away from local landmarks like the Rome Historical Society and the scenic Erie Canal. We're proud to serve our community with personalized banking services that cater to your needs. Whether you're stopping by for a quick transaction or looking for comprehensive financial advice, our branch is designed with your convenience in mind. We have ample parking available right outside, making it simple for you to drop in. Our facility is fully compliant with ADA standards, featuring ramps and accessible entrances to ensure everyone can visit us comfortably. At G.p.o., we strive to make your banking experience as smooth as possible. Our operating hours are Monday through Wednesday from 8:30 AM to 5:00 PM, and Thursday through Friday from 8:30 AM to 5:30 PM. On Saturdays, our drive-thru service is open from 9:00 AM until noon, perfect for those busy weekends when you need quick access to your funds. For added convenience, we also offer ATM services for easy cash withdrawals and balance checks any time of day. If you prefer using the drive-thru for deposits or simple transactions, we've got you covered there too! While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address at 1701 N James St, Rome, NY 13440. If you have any questions or would like more information about our services, don't hesitate to give us a call at 315-724-1654. We can't wait to welcome you into our G.p.o. family!

Member Eligibility

At G.p.o., we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward enjoying our array of services. If you're interested in joining us, you'll find that eligibility is quite straightforward. We welcome individuals who live, work, or worship in certain areas, as well as those who are related to existing members. This inclusive approach makes it easy for you to join our family here at G.p.o.. Not only will you gain access to personalized banking options tailored to your needs, but you'll also enjoy the benefits of lower fees and competitive rates. Getting started is simple! To learn more about the specific eligibility criteria, you can visit our website at https://www.gpofcu.com/about/become-a-member.html. When you're ready to open an account, just follow the process outlined at https://internetloanapplication.cudl.com/gpofcu/. If you have any questions or need assistance along the way, feel free to give us a call at (315) 724-1654. We're excited to welcome you to our community at 1701 N James St Rome Ny 13440!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services can simplify your payment processes. Imagine receiving payments seamlessly via credit and debit cards while keeping track of transactions easily through our online tools. This not only enhances customer satisfaction but also allows you to focus more on what truly matters growing your business. Located at 1701 N James St Rome Ny 13440, Rome, NY, we are dedicated to being your trusted partner in success. Connect with us today at (315) 724-1654 to explore how we can help elevate your business!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,085,013, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we offer robust Business Banking services that include merchant services and business loans. Our team understands the unique challenges businesses face and is here to provide solutions that help you succeed.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we prioritize Online & Mobile Banking, allowing you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. Additionally, our ATM services enable quick cash withdrawals and balance checks without the hassle of waiting in line.

Drive-Thru and ATM Access

For those who prefer face-to-face interactions but are short on time, we offer basic drive-thru banking where you can make deposits, withdrawals, and other simple transactions quickly. Our ATMs are available for easy access to your funds whenever you need them. At G.p.o., we believe that banking should be straightforward and accessible. With our comprehensive list of services tailored for both individuals and businesses, we're here to support you on your financial journey. Ready to explore what we can do for you? Visit us at 1701 N James St Rome Ny 13440 or give us a call at (315) 724-1654. We look forward to serving you!

Flexible Financing Options

Need extra funds for personal projects? Our Personal Loans can help with everything from debt consolidation to unexpected expenses. Plus, with our Credit Cards, you can earn rewards on everyday purchases while enjoying low-interest rates and no annual fees.

Personal Banking Solutions

We understand that managing your finances can be challenging, which is why we offer Personal Banking options such as checking and savings accounts designed to fit your lifestyle. If you're considering purchasing a new car or need assistance with vehicle financing, our Auto Loans provide competitive rates and flexible terms to make your dream vehicle a reality. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans come with personalized guidance every step of the way.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, allowing you to check your account balances, transfer funds, and pay bills at any time. You can also take advantage of electronic signatures for quick and easy document approval no more waiting for paper forms! If you prefer receiving statements electronically, we provide e-statements to help you stay organized while reducing clutter. For those who enjoy using their smartphones, our mobile application offers all the functionalities you need right in your pocket. From mobile payments to person-to-person transfers, managing your money has never been more straightforward. Plus, with our mobile payments feature, you can make purchases without needing cash or cards just a few taps on your phone.

Security and Accessibility

We prioritize your security with advanced protection measures in place for all online transactions. Our user-friendly interface ensures that even those new to digital banking will find it easy to navigate. Whether you're checking your balance or making a transfer, you'll feel confident knowing that your information is safe. In short, at G.p.o., our digital and online banking services empower you to manage your finances easily and securely. Join us today by visiting https://www.gpofcu.com/ and experience the convenience firsthand!

Financial Strength

A Growing Membership Base

Total Share and Deposit Accounts: 81,612, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $6,645,063. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, G.p.o. is your trusted partner. Visit us at 1701 N James St Rome Ny 13440 or call (315) 724-1654 to learn more about how we can help you achieve your financial goals.

Commitment to Service

Our $1,326,244 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 108 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investment in Growth

With $57,882,883 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,231 in used auto loans and $289,426,227 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $129,573,718 in share certificates and $84,909,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $60,242,977, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.21% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,295,328 in used vehicle loans and $66,772,001 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, we have options that fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $3,085,013 provide the capital needed to grow and expand. We support local businesses by offering tailored solutions that can help drive success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,761,596, make buying or refinancing simple. We are here to guide you through the process and help you secure the financing you need to invest in your future.

Refinancing Options

If you're looking to lower your monthly payments or take advantage of better interest rates, we have refinancing options available across our loan products. To learn more about how we can assist you with these loan offerings or for any questions regarding eligibility and applications, please feel free to contact us at 315-724-1654 or visit us at our branch located at 1701 N James St, Rome NY 13440. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing transparent and helpful services tailored just for you!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $27,775,656 in loans helping members manage their finances effectively. Our credit cards come with various features that allow you to earn rewards while enjoying peace of mind with competitive rates.

Loan Aggregator

Accurate Comparisons

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G.P.O. FEDERAL CREDIT UNION - Rome, NY

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