G.P.O. Credit Union New Hartford NY | Quick Personal Loans & ATM Access

Introduction

Welcome to G.p.o. Federal Credit Union, where your financial well-being is our top priority! Located at 4311 Middle Settlement Rd, New Hartford, NY 13413, we have been serving our community since 1978. With over 40,000 members and assets totaling an impressive $537,336,421, we are committed to providing personalized banking services that cater to your unique needs. At G.p.o., we believe in building lasting relationships with our members. Our dedicated team of 110 employees, led by CEO Nicholas Mayhew and Board President Leo Callari, works tirelessly to ensure that you receive the support and guidance you deserve. Whether you're looking for a new auto loan, a mortgage, or simply a secure place to save your money, we've got you covered. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 4311 Middle Settlement Rd, New Hartford, NY 13413. With total loans exceeding 22,864 and deposits amounting to $59,610,022, we are proud of our strong financial foundation. We also maintain a net worth of $60,242,977, ensuring stability and security for our valued members. Our commitment doesn't stop there; we hold approximately $7,009,177 in cash reserves to provide liquidity when needed. At G.p.o., we understand that banking should be convenient and accessible. That's why we offer a variety of services including online and mobile banking options, ATMs for easy withdrawals, and drive-thru access for quick transactions. So why wait? Experience the difference with G.p.o. Federal Credit Union today! Call us at 315-724-1654 or visit our website at www.gpofcu.com to learn more about how we can help you achieve your financial goals!

Branch History & Mission

At G.p.o. Federal Credit Union, located at 4311 Middle Settlement Rd in New Hartford, NY, we are proud of our rich history and unwavering mission. Founded in 1978, our credit union has grown from a small financial institution into a trusted partner for over 40,000 members, boasting total assets of $537,336,421. Our journey reflects our commitment to providing exceptional financial services while supporting the community around us. From the very beginning, G.p.o. Federal Credit Union was established with the goal of serving our members with integrity and care. Over the years, we have adapted to meet the changing needs of our community while staying true to our core values. Our dedicated team works tirelessly to ensure that every member feels valued and understood. We are not just a bank; we are a supportive neighbor ready to assist you on your financial journey. Our mission goes beyond just offering personal banking services like checking and savings accounts or auto loans. We strive to empower our members through education and resources that promote financial health and well-being. Whether it's helping someone secure their first home or guiding small businesses towards growth with tailored lending options, we believe in making a real difference in people's lives. While you can visit us at our branch for all your banking needs, including access to ATMs and drive-thru services, official correspondence should be sent to our mailing address at 4311 Middle Settlement Rd, New Hartford, NY 13413. Our operating hours are designed to fit your busy schedule: Monday through Wednesday from 8:30 AM to 5:00 PM, Thursday and Friday until 5:30 PM, and Saturday from 9:00 AM to 12:00 PM. At G.p.o., we understand the importance of embracing technology. That's why we offer convenient online banking and mobile payment options that make managing your finances easier than ever. Our commitment to being ADA compliant ensures that everyone can access our services without barriers. We also take pride in our community outreach efforts and partnerships that strengthen local initiatives. From educational workshops to sponsorships of local events, we are actively involved in making New Hartford a better place for all its residents. Join us at G.p.o. Federal Credit Union today! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused institution that truly cares about its members. For more information or to become a member, give us a call at 315-724-1654 or visit our website at gpofcu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to G.p.o., your trusted financial partner located at 4311 Middle Settlement Rd, New Hartford, NY. Our branch is not only easy to find but also offers a warm, inviting atmosphere where you can manage your banking needs with ease. Situated near local landmarks, such as the New Hartford Shopping Center and just a short drive from the scenic parks in the area, we're proud to be part of this vibrant community. At G.p.o., we prioritize accessibility for all our members. Our branch features ADA-compliant ramps and ample parking to ensure everyone can visit us comfortably. If you're in a hurry or prefer the convenience of banking from your vehicle, we also offer drive-thru services for simple transactions like deposits and withdrawals. We understand that your time is valuable, which is why we have designed our operating hours to fit your busy schedule. Visit us Monday through Wednesday from 8:30 AM to 5:00 PM, Thursday and Friday until 5:30 PM, and stop by on Saturday from 9:00 AM to noon. Whether you need personal banking services or assistance with loans and credit cards, our friendly staff is here to help. For those who prefer cash transactions, we have an ATM available right outside our branch for quick access to your funds. If you have any questions or would like more information about our services, please don't hesitate to reach out at 315-724-1654. We invite you to come by G.p.o. today and experience how easy banking can be!

Member Eligibility

At G.p.o., we believe that everyone deserves a supportive financial community, and becoming a member is just a few steps away! If you're looking to join us at our location on 4311 Middle Settlement Rd New Hartford Ny 13413, you'll find that eligibility is straightforward. We welcome individuals who live, work, or worship in our community, along with their family members. This means that if you're part of the neighborhood or connected to someone who is, you can take advantage of the unique benefits we offer, from competitive loan rates to personalized service. Joining is not only easy, but it opens the door to a variety of financial products designed with your needs in mind. To learn more about the specific eligibility requirements and see if you're qualified to become part of our family, check out our detailed resource at https://www.gpofcu.com/about/become-a-member.html. Ready to get started? You can open an account today by visiting https://internetloanapplication.cudl.com/gpofcu/. If you have any questions or need assistance, don't hesitate to give us a call at (315) 724-1654. We look forward to welcoming you into the G.p.o. community!

Business Banking & Commercial Services

At G.p.o. in New Hartford, NY, we understand that every business has unique needs and aspirations. Whether you're a startup or an established enterprise, our tailored business banking solutions are designed to fuel your growth. Imagine having access to the funds you need to invest in new equipment, expand your team, or enhance your services. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,085,013, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer comprehensive merchant services that simplify transactions for you and your customers. Picture accepting payments seamlessly with various options like credit cards and mobile payments our services make it easy for you to manage sales and focus on what truly matters: growing your business. Join us at G.p.o., located at 4311 Middle Settlement Rd New Hartford Ny 13413, and let's work together to turn your business dreams into reality! For more information, give us a call at (315) 724-1654 or visit our website at https://www.gpofcu.com/.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATMs are available for easy access to your funds whenever you need them. With basic drive-thru banking services at our branch location, making deposits or withdrawals has never been simpler. Whether you're looking for personal banking solutions or support for your business needs, G.p.o. is here for you. Feel free to reach out at (315) 724-1654 or visit us in person we'd love to assist you! For more details about our services and how we can help you achieve financial wellness, don't hesitate to check out our website at Gpo Federal Credit Union. Join us today and experience the difference of being part of G.p.o.!

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans provide competitive rates and flexible terms, making it easier than ever to drive away in the vehicle you want. We also offer financing for used vehicles, ensuring that every member can find an option that suits their budget.

Business Banking

If you're a business owner, we have services tailored just for you. From merchant services that make payment processing smooth to business loans designed to help grow your company, we understand the unique challenges small businesses face.

Credit Cards with Rewards

For those who enjoy earning rewards on their purchases, our credit cards offer great incentives. You can earn points on everyday spending that can be redeemed for travel, merchandise, or cash back turning your regular shopping into valuable rewards.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. Access your accounts anytime from anywhere using our secure mobile app or website. You can manage transactions, pay bills, and even send money to friends with just a few taps on your phone.

Mortgage Loans & Refinancing

Homeownership is a dream for many, and we're here to help you realize it. Our mortgage loans come with various options, whether you're buying your first home or looking to refinance an existing loan. Our experienced team is ready to guide you through the process, ensuring you understand each step along the way.

Personal Banking

We understand that managing finances can be challenging. That's why we offer personal banking solutions, including checking and savings accounts, tailored to help you achieve your financial goals. Whether you're saving for a rainy day or planning a big purchase, our accounts come with features that make it easy to track your progress.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. If you need financial assistance, our personal loans are available to help cover those costs. Additionally, if you're feeling overwhelmed by debt, consider our debt consolidation options that can simplify your payments and potentially lower your interest rates.

Digital & Online Banking

Key Features of Our Online Services

With our online banking platform, accessible through https://www.gpofcu.com/, you can check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. You'll appreciate the ability to view and manage your accounts 24/7, ensuring you always have real-time information at your fingertips. For those who prefer using their smartphones, our mobile application is available for download. It offers a user-friendly interface where you can access all the essential features of online banking, including mobile payments that let you make quick purchases right from your phone. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast.

Security and Ease of Use

We prioritize your security with electronic signature authorization for added peace of mind when signing documents online. Plus, opting for e-statements means you can receive your account statements electronically no more waiting for paper copies in the mail! This not only helps reduce clutter but also keeps your sensitive information safe. At G.p.o., we believe that banking should be straightforward and accessible. Whether you're managing day-to-day expenses or planning for future goals, our digital services are here to support you every step of the way. Join us today and experience hassle-free banking like never before!

Financial Strength

At G.p.o., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is built on a solid foundation, ensuring we can continue to serve you effectively. With a net worth of $60,242,977, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our commitment to prudent financial management and our focus on providing value to our members. Our net worth ratio of $1,121 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means you can trust us with your finances without worry. Members' savings are secured through $129,573,718 in share certificates and $84,909,200 in money market shares, offering stable and rewarding financial growth opportunities. These products are designed to maximize your returns while keeping your funds safe. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored just for you. With $57,882,883 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This reinvestment strategy allows us to continually improve the services you rely on. Additionally, with $1,231 in used auto loans and $289,426,227 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking to finance a vehicle or need assistance with other loans, we're here for you. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Every dollar earned goes back into improving the value we provide you. We also take pride in having 108 full-time employees and 2 part-time employees ready to assist you. Our dedicated team ensures that you receive knowledgeable support whenever you need it. Net Shares (Funds available for lending and investments): $6,645,063. Total Share Accounts: 81,612, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, G.p.o. is your trusted partner. Visit us at 4311 Middle Settlement Rd New Hartford Ny 13413 or call (315) 724-1654 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,295,328 in used vehicle loans and $66,772,001 in new vehicle loans already helping members get on the road. We offer flexible terms tailored to fit your budget. If you're considering refinancing an existing auto loan, we can assist you with that as well.

Credit Lines

If you're looking for more flexibility in your spending or need funds for unexpected expenses, consider our credit lines totaling $355,357,140. This option allows you to borrow what you need when you need it without the hassle of applying for a new loan each time. For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $3,085,013 provide essential funding solutions tailored to help businesses thrive. Our dedicated team is here to help you explore these options further. If you're interested in eligibility requirements or want to learn more about refinancing possibilities, please don't hesitate to reach out at 315-724-1654. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Your journey toward financial stability starts here at G.p.o.!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $24,761,596. Our team is here to guide you through the process and find the best mortgage solution for your needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also provide flexible terms on unsecured credit card loans, with a total of $27,775,656 in loans helping members manage their finances effectively. These cards come with competitive rates and benefits designed to make your financial management easier.

Loan Aggregator

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