G.P.O. Credit Union New Hartford NY | Convenient ATM Services

Introduction

Welcome to G.p.o. Federal Credit Union, where your financial well-being is our top priority! Located at 4311 Middle Settlement Rd, New Hartford, NY 13413, we have been serving our community since 1978. Over the years, we have grown into a trusted partner for our members, boasting a strong membership of 40,405 individuals who rely on us for their banking needs. At G.p.o., we understand that every member's journey is unique. That's why we offer personalized services tailored to meet your specific financial goals. With total assets amounting to an impressive $537,336,421, and total deposits reaching $59,610,022, you can trust us to manage your finances with care and expertise. Our dedicated team of 110 employees, led by CEO Nicholas Mayhew and Board President Leo Callari, works hard every day to ensure you receive the best service possible. From auto loans to savings accounts, we've got you covered with a variety of options designed just for you. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 4311 Middle Settlement Rd, New Hartford, NY 13413. We invite you to explore our website at gpofcu.com for more information about our services or to get started on your next loan application. Feel free to call us at 315-724-1654 during our lobby hours Monday through Friday from 8:30 AM to 5:00 PM to speak with one of our friendly representatives. Join us today and experience the credit union difference!

Branch History & Mission

Welcome to G.p.o., a cornerstone of the New Hartford community since 1978. From our humble beginnings, we've grown into a trusted financial partner for over 40,000 members, offering a range of services designed to empower individuals and families. Located at 4311 Middle Settlement Rd, New Hartford, NY 13413, our branch is easily accessible and nestled in a vibrant area that reflects the spirit of our commitment to community growth. Since opening our doors, G.p.o. has remained focused on providing top-notch financial services while prioritizing member satisfaction and community involvement. With total assets reaching an impressive $537,336,421, we have consistently expanded our offerings to meet the evolving needs of our members. Our dedication to innovation is evident in our digital advancements, including online banking and mobile payment options that make managing finances simple and convenient. At G.p.o., we believe in the power of community. Our mission is not just about finance; it's about making a positive impact in people's lives. We strive to provide affordable loans, competitive savings rates, and essential financial education resources. Our goal is to ensure that every member has the tools they need to achieve their financial dreams. While you can visit us at 4311 Middle Settlement Rd, official correspondence should be sent to the same address as our mailing address: 4311 Middle Settlement Rd, New Hartford, NY 13413. Although we currently do not offer ATM or drive-thru services, we are committed to providing exceptional service during our lobby hours from Monday through Friday, 8:30 AM - 5:00 PM. As we look ahead, G.p.o. remains dedicated to fostering partnerships and engaging in outreach efforts within New Hartford and beyond. We invite you to join us on this journey experience firsthand the benefits of becoming a member at G.p.o., where your financial goals matter as much to us as they do to you. For more information about membership or services, feel free to reach out at 315-724-1654 or visit us online at Gpo Federal Credit Union. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to G.p.o. Federal Credit Union, conveniently located at 4311 Middle Settlement Rd in beautiful New Hartford, NY. Our branch is nestled in Oneida County, making it easy for you to access our services while enjoying the local charm of the area. Whether you're just down the street or visiting from nearby landmarks, we're here to provide a friendly and welcoming banking experience. While members can visit us at our main branch address, official correspondence should be sent to the same location: 4311 Middle Settlement Rd, New Hartford, NY 13413. You'll find plenty of parking available right outside our doors, and we've made sure that our facilities are accessible for everyone, including those with mobility challenges. Our lobby hours are designed to fit into your busy schedule; we're open Monday through Friday from 8:30 AM to 5:00 PM. If you have questions or need assistance, don't hesitate to reach out at 315-724-1654 our team is always ready to help! Although we do not currently offer ATM services or drive-thru banking, our dedicated staff is available during operating hours to assist with your banking needs. We pride ourselves on providing personalized service and support for all of our members. So why not stop by and see how we can help you achieve your financial goals? We look forward to welcoming you into the G.p.o. family!

Member Eligibility

At G.p.o., we believe in creating a welcoming community where everyone feels at home. Becoming a member is as easy as it gets! If you live, work, worship, or attend school in the New Hartford area, you're likely eligible to join us. We also welcome family members of current members, making it even easier to share the benefits of credit union membership with your loved ones. With access to competitive rates, personalized service, and a range of financial products tailored just for you, you'll quickly see the advantages of being part of our family. To learn more about the specific eligibility requirements and what it means to be a member at G.p.o., check out our detailed resource here. When you're ready to take the next step and open an account, simply visit us online at this link or give us a call at (315) 724-1654. Our friendly team is here to assist you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine your customers being able to pay easily with various options credit cards, mobile payments, or even e-statements. Our merchant services are designed to help streamline transactions and enhance customer satisfaction. This means quicker sales and happier customers, allowing you to focus more on what you do best: running your business. Come visit us at 4311 Middle Settlement Rd New Hartford Ny 13413 in New Hartford, NY, and let's explore how we can partner together for your business success! For inquiries, call us at (315) 724-1654.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,085,013, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Banking Features

In today's fast-paced world, having digital banking options is essential. At G.p.o., we offer online banking that allows you to manage your accounts from the comfort of your home or on the go. With features like mobile payments and person-to-person transfers, it's easy to send money to friends or pay bills right from your smartphone. Plus, our e-statements keep your information secure while helping you stay organized.

Everyday Banking Made Easy

One of the primary services available at Gpo Federal Credit Union is our convenient ATM services. While we may not offer a traditional ATM within our branch, we ensure that you have access to nearby ATMs so you can easily withdraw cash and manage your accounts without hassle. This feature is designed with your busy lifestyle in mind, allowing you to access your funds whenever you need them.

Join Us Today!

Whether you're just starting out or looking for ways to enhance your financial well-being, G.p.o. has the tools and resources you need. We invite you to explore how our services can make managing your finances easier and more efficient. Visit us at 4311 Middle Settlement Rd New Hartford Ny 13413 or check out our website at https://www.gpofcu.com/ for more information about membership and account options. Join us today, and experience the benefits of being a member at Gpo Federal Credit Union!

Personalized Support

We believe in providing personalized service for all our members. Whether you're looking for help with setting up an account or need advice on budgeting and saving, our friendly staff is always ready to assist. We take pride in being part of your community and ensuring that you feel supported in every financial decision.

Digital & Online Banking

Anytime Access

With 24/7 online banking services available at Yes, you have full control over your finances whenever you need it. This means no more rushing to the bank before closing time; everything is accessible right from your device. At G.p.o., we're committed to providing you with tools that not only simplify banking but also enhance your overall experience as a valued member of our community. Experience the ease and security of digital banking today!

Convenient Online Services

Explore our online banking at https://www.gpofcu.com/ where you can take control of your accounts with just a few clicks. From checking balances to transferring funds, everything you need is right at your fingertips. You can even view and manage your e-statements, making it easier to stay organized without the clutter of paper.

Enhanced Security and Accessibility

Your security is our top priority. We use advanced encryption technology to keep your information safe while allowing you to bank confidently from home or on the go. Plus, with features like electronic signature authorization, signing important documents is quick and hassle-free.

Mobile Banking Made Easy

Stay connected with our mobile application, which allows you to access your accounts on the move. Whether you're paying bills or making person-to-person transfers, our app makes it simple and straightforward. You can also enjoy the convenience of mobile payments, ensuring that transactions are fast and secure.

Financial Strength

At G.p.o., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to maintaining financial health, we ensure that your money is safe while also providing competitive services. With a net worth of $60,242,977, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.21% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $129,573,718 in share certificates and $84,909,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $57,882,883 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $1,231 in used auto loans and $289,426,227 in total loans and leases. Our operational efficiency is reflected in our $1,326,244, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 108 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 81,612, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, G.p.o. is your trusted partner. Visit us at 4311 Middle Settlement Rd New Hartford Ny 13413 or call (315) 724-1654 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,295,328 in used vehicle loans and $66,772,001 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your vehicle purchase as affordable as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $3,085,013 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting your endeavors with tailored financing options.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $27,775,656 in loans helping members manage their finances effectively. Whether you need to cover unexpected expenses or just want to have a safety net for your purchases, our credit card solutions are here to help.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,761,596, make buying or refinancing simple. We aim to support you through every step of the process so you can focus on making your house a home.

Refinancing Options

If you're considering refinancing any existing loans for better rates or terms, we're here to assist you. Our team can help you explore eligibility options and find the best solution for your financial situation. Feel free to reach out for more information on our loan offerings. You can visit us at 4311 Middle Settlement Rd, New Hartford NY 13413 or call us at 315-724-1654 during our operating hours from Monday to Friday between 8:30 AM and 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to providing transparent and accessible financial solutions tailored just for you!

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G.P.O. FEDERAL CREDIT UNION - New Hartford, NY

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