GP Credit Union Summerville GA | Best Auto Loans & ATM Services

Introduction

Welcome to Gp Federal Credit Union, your trusted financial partner located at 76 Georgia Ave, Summerville, GA 30747. Since our establishment in 1935, we have been dedicated to serving our community and empowering our members with a range of financial services designed for every stage of life. With a proud membership of over 8,400 individuals, we are committed to providing personalized banking solutions that cater to your unique needs. At Gp Federal Credit Union, we understand the importance of financial stability and growth. With total assets exceeding $99 million, and total deposits around $7,915,118, we have built a solid foundation to support you through various financial endeavors. Our loan portfolio includes 5,288 loans and leases, ensuring that whether you're looking for auto financing, home loans, or personal loans, we've got you covered. Our leadership team is passionate about fostering a positive experience for our members. Under the guidance of CEO Robert Collins and Board President Mark Trammell, we work tirelessly to maintain a friendly atmosphere where your voice matters. You can count on us not just for exceptional service but also for transparency and trustworthiness in all our dealings. While you can visit us at our branch location for any immediate assistance, please note that official correspondence should be directed to our mailing address at 906 N Broad St SE, Rome, GA 30161-5231. We invite you to reach out anytime at 706-457-8608 or explore our website at gpFederal.org to discover more about what we offer. Join us today as we continue to enrich lives and uplift our community together! Your journey towards better financial well-being starts here.

Branch History & Mission

Community Engagement

At Gp, we believe in giving back. We actively engage in various outreach programs and partnerships within the community. From financial literacy workshops to local sponsorships, we are dedicated to uplifting those around us and fostering a sense of belonging among our members. In today's digital world, we are committed to providing modern conveniences like online banking, mobile payments, and e-statements. These tools make it easier for you to manage your finances anytime, anywhere. Accessibility is key, which is why we ensure our services comply with ADA standards and are designed with you in mind.

Join Us

As we look towards the future, we invite you to become part of our growing family at Gp. Experience firsthand how our member-focused approach can enhance your financial well-being. Visit us today or give us a call at (706) 457-8608 to learn more about how we can help you achieve your goals. Together, let's build a stronger community!

Our Mission

Our mission is simple yet powerful: to provide exceptional financial services while making a positive impact on our community. We aim to offer more than just banking; we want to be a reliable ally in your financial journey. Whether you need a checking account, an auto loan, or assistance with mortgage refinancing, we are here to guide you every step of the way. While members can visit us at 76 Georgia Ave Summerville Ga 30747, official correspondence should be sent to 906 N Broad St SE, Rome, GA 30161-5231 if different. This ensures that we receive your important documents promptly and efficiently.

Branch Location & Accessibility

A Call to Action

At Gp Federal Credit Union, we believe in making banking easier and more accessible for you. Whether you're looking to open an account or need assistance with loans or online banking options, our dedicated team is ready to assist you. Don't hesitate to give us a call at 706-457-8608 or visit us today! Your financial journey starts here!

Banking Hours Tailored for You

We know your time is valuable! That's why our lobby hours are designed to fit your busy schedule. Join us Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5 PM, or stop by on Wednesdays when we open a bit later at 9 AM but still close at 5 PM. Whether you're stopping by for personal banking needs or simply to ask questions about our wide range of services including auto loans, mortgages, and credit cards we're here to help!

Convenient Access and Features

Our branch is equipped with ample parking and features that make it accessible for everyone. With ADA-compliant entrances and facilities, we strive to provide a welcoming environment for all our members. Although we currently do not offer drive-thru services, we have an ATM available for quick cash withdrawals and balance inquiries.

Member Eligibility

Joining Gp is like stepping into a warm, welcoming community where your financial well-being is our priority. If you're looking to become a member, you'll be pleased to know that eligibility is open to anyone who lives, works, worships, or attends school in our local area. This means that whether you're just starting out or looking for better financial options, we're here for you! To get all the details on what it takes to join and ensure you meet the criteria, feel free to check out our comprehensive guide at http://WWW.GPFEDERAL.ORG/about-us/about-us/who-can-join . Once you're ready to open an account, the process is smooth and straightforward. You can find all the necessary information and start your application by visiting https://www.mobicint.net/gpn-autoenroll/autoenrollment/start . If you have any questions or need assistance along the way, don't hesitate to call us at (706) 457-8608. We can't wait to welcome you to the Gp family at 76 Georgia Ave Summerville Ga 30747!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner for all your payment processing needs. Our merchant services simplify transactions, letting you focus on what you do best running your business. From card processing to online payments, we provide solutions that help streamline your operations and enhance customer satisfaction. Located at 76 Georgia Ave Summerville Ga 30747 in Summerville, GA, we invite local businesses to explore how our tailored financial products can help turn their aspirations into reality. Connect with us today at (706) 457-8608 and take the first step towards unlocking your business potential!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our small business owners, we offer comprehensive Business Banking solutions. This includes essential Merchant Services that allow you to accept payments seamlessly and Business Loans designed to help you grow your enterprise.

Convenient Access

We understand that life can be busy. That's why we provide Online & Mobile Banking, which allows you to manage your finances anytime, anywhere. Need cash? Our ATM services enable quick withdrawals and balance checks without any hassle. For those who prefer in-person transactions, we offer basic shared branch transactions like deposits and withdrawals for members of partner credit unions making it easier than ever to access your money when you're on the go.

Credit Cards

Make every purchase rewarding with our Credit Cards with Rewards. Enjoy cashback on everyday purchases while building your credit score a win-win for all members!

Get Started Today!

At Gp, we're here to support your financial journey every step of the way. If you'd like more information about our services or have questions about how we can assist you better, don't hesitate to give us a call at (706) 457-8608. Join us today at Gp Federal Credit Union and experience the difference personalized service can make! Visit us at http://WWW.GPFEDERAL .ORG for more details on how we can help you achieve your financial goals.

Loans and Financing

Looking to purchase a vehicle or refinance your home? Our Auto Loans & Vehicle Financing help make those dreams a reality with competitive rates and flexible terms. Plus, if you're considering home ownership or refinancing, our Mortgage Loans & Refinancing options are here to guide you through every step of the process. If you find yourself needing extra cash for unexpected expenses, our Personal Loans & Debt Consolidation services can help simplify your finances. We aim to support you in achieving financial peace of mind.

Personal Banking

For your everyday banking needs, we offer Personal Banking options that include checking and savings accounts. Whether you're saving for a vacation or managing day-to-day expenses, our accounts provide the flexibility and features you need. Imagine having easy access to your funds through our online and mobile banking platforms, allowing you to check balances, transfer money, or pay bills right from your smartphone.

Digital & Online Banking

Easy Access to Your Accounts

With our online banking services available 24/7 at https://www.gpfederal.org , you can check your balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our user-friendly interface makes navigation a breeze, ensuring that managing your money is straightforward and stress-free.

Make Payments Effortlessly

Need to send money quickly? Our person-to-person transfer feature allows you to send funds instantly to friends or family members using just their email or phone number. Coupled with our mobile payments option, paying for goods and services is simple and convenient. At Gp, we strive to provide comprehensive digital banking solutions that cater to your needs. Whether you're checking balances or making payments, we're here to help you take control of your finances with confidence. Explore more by visiting us online today!

Secure Transactions at Your Fingertips

We prioritize your security. With features like electronic signature authorization, you can sign documents safely without needing to visit a branch. Plus, our mobile application offers robust security measures to keep your information safe while you enjoy the ease of banking on your smartphone.

Stay Updated with E-Statements

Say goodbye to paper clutter! Our e-statements are not only environmentally friendly but also give you easy access to your account statements whenever you need them. You'll receive notifications directly in your inbox, helping you stay organized and informed about your financial activities.

Financial Strength

Dedicated Team

We also take pride in having 18 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we strive to create an exceptional banking experience tailored to your needs.

Growing Member Base

Total Share and Deposit Accounts: 14,015, showing a strong and growing member base that trusts us with their finances. Your confidence fuels our mission as we work diligently to help every member achieve their financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gp is your trusted partner. Visit us at 76 Georgia Ave Summerville Ga 30747 or call (706) 457-8608 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $2,158 in used auto loans and $75,054,134 in total loans and leases. This wide range of lending options enables us to assist you whether you're buying a car or considering other personal financing needs.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This approach allows us to enhance our offerings while maintaining your trust.

Operational Efficiency

Our $85,694 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Every dollar earned goes back into improving services that directly benefit you.

Reinvestment for Growth

With $7,233,336 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our financial strategy focuses on your needs today while planning for tomorrow.

Secure Savings Options

Members' savings are secured through $23,429,978 in share certificates, offering stable and rewarding financial growth opportunities. While our money market shares currently stand at $0, these options reflect our focus on providing safe places for your funds.

Strong Financial Health

With a net worth of $7,366,099, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $739 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those seeking additional financial support, we also offer credit lines totaling $5,635,000. These lines provide accessible funds for unexpected expenses or projects, giving you peace of mind when it matters most. If you're considering refinancing or exploring eligibility options for any of our products, please don't hesitate to reach out. Our team at Gp is here to help you navigate through all available choices. For more information about our loan offerings or to speak with one of our representatives, please contact us at (706) 457-8608 or visit us at 76 Georgia Ave Summerville Ga 30747, Summerville, GA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to helping you achieve your financial dreams today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $36,340,596 in used vehicle loans and $11,542,076 in new vehicle loans already helping members get on the road. We provide flexible terms and quick processing to ensure you can drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,940,661, make buying or refinancing simple. We guide you through the process, ensuring that you understand your options and find the right fit for your needs.

Unsecured Credit Cards

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans, with a total of $3,919,875 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored for our members.

Loan Aggregator

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GP FEDERAL CREDIT UNION