Welcome to gowanda-area, a trusted financial institution that has been serving the community since its establishment in 1935. Located in the heart of Gowanda, NY, our mission is centered around empowering our members through exceptional service and a commitment to their financial well-being. Under the leadership of CEO Lisa Hill and Board President Mary Clark, we prioritize community engagement and support, especially for military members and their families.

As an NCUA-insured credit union since 1/4/1971 0:00, we ensure that your deposits are safe and secure. We offer modern banking solutions designed to make your financial experience seamless and convenient, including robust online banking capabilities, a user-friendly mobile application, e-statements, and more. While we currently do not support person-to-person transfers or mobile payments, our focus remains on providing accessible services that meet the needs of our valued members. For more information about how we can help you achieve your financial goals, visit us at https://www.gafcu.org/ or contact us at (716) 532-4629. At gowanda-area, trust is paramount, and we strive to create lasting relationships built on a member-first approach.

At Gowanda Area Federal Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to cater to the diverse needs of our members. From personal banking solutions such as checking and savings accounts to auto loans and vehicle financing, we ensure that every member can find the right tools to manage their finances effectively. Our mortgage loans and refinancing options help individuals achieve their homeownership dreams, while our credit cards with rewards provide added benefits for everyday purchases. For small business owners, we offer merchant services and business loans that enable growth and expansion.

In today's fast-paced world, we understand the importance of accessibility, which is why we have invested in robust digital solutions. Our online banking platform allows members to manage their accounts from anywhere at any time, while our mobile application ensures that essential banking services are always at your fingertips. Though we currently do not offer person-to-person transfers or mobile payments, features like e-statements enhance your banking experience by keeping you informed and organized. If you're looking to explore membership opportunities or have questions about eligibility, feel free to reach out via our fax at (716) 532-4629 for personalized assistance. Additionally, for those considering various loan options, our partnership with https://www.lendmesh.com/loans/vehicle_loans allows members to compare rates easily and make informed decisions tailored to their financial goals.

Gowanda Area Federal Credit Union is a beacon of financial stability and trust within the community. With a Total Membership of 1,925, we pride ourselves on serving a diverse group of individuals who have chosen us as their financial partner. Our commitment to responsible lending and sound financial practices is evident in our robust Total Assets, which stand at 30,282,239. This solid foundation enables us to offer a wide range of services tailored to meet the needs of our members.

In terms of financial health, our Net Worth currently sits at 4,055,718, reflecting not only our ability to manage resources effectively but also our dedication to providing value for our members. While we have faced challenges, such as a Net Income of 0, our focus remains on sustainable growth and support for our community's financial aspirations. The Total Deposits held by our members amount to 3,675,012, highlighting the trust placed in us as a safe harbor for personal savings.

Our lending portfolio is designed with flexibility in mind, as evidenced by the Total Loans and Leases reaching 795. We understand that life can present unexpected challenges, and we are here to help navigate those with tailored solutions, including an Auto Loan Volume of 638 that caters specifically to those looking for vehicle financing options. Though we do not currently offer Commercial Loans, our focus remains on personal and consumer lending that benefits our community.

With only 3 dedicated staff members, we maintain a personalized approach to service that larger institutions often overlook. Our impressive Net Worth Ratio of 1,339 indicates strong capitalization, ensuring that we are well-positioned to weather economic fluctuations while continuing to serve our members' needs effectively.

At Gowanda Area Federal Credit Union, transparency and member engagement are paramount. We invite you to explore your financial options with us and see firsthand how we can assist you in achieving your goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.