Governmental Employees Credit Union Spokane Valley WA

Introduction

Welcome to Governmental Employees, your trusted financial partner located at 1811 N Hutchinson Rd, Spokane Valley, WA 99212. Since our establishment in 1931, we have proudly served a growing community of 6,623 members. With total assets amounting to $110,146,947 and deposits reaching $10,138,750, we are committed to providing exceptional financial services tailored to your needs. At Governmental Employees, we prioritize building lasting relationships with our members. Our dedicated team of 15 employees, led by CEO Travis Carley and Board President Wayne Delagrave, ensures that you receive personalized support every step of the way. With over 4,948 loans and leases provided to date, we strive to empower our members through accessible financing options. While members can visit us at our branch address for in-person assistance, official correspondence should be sent to the same location: 1811 North Hutchinson Road, Spokane Valley, WA 99212. We encourage you to explore our array of services and discover how we can help you achieve your financial goals. With a net worth of $10,000,556 and a strong cash position of $994,637, you can trust that your finances are secure with us. Whether you're looking for savings accounts or loans, we're here to assist you every day from 7:00 a.m. to 6:00 p.m., Monday through Saturday. Ready to take the next step? Call us today at 800-456-5750 or visit our website at www.gecuwi.com to learn more about what we offer!

Branch History & Mission

At Governmental Employees, we take pride in our rich history and unwavering commitment to serving the Spokane Valley community. Established in 1931, our branch has been a cornerstone of financial support for over nine decades. Located at 1811 N Hutchinson Rd, Spokane Valley, WA 99212, we have grown alongside our members, adapting to their needs while remaining true to our mission of providing exceptional financial services. From our humble beginnings, we have blossomed into a trusted financial partner for 6,623 members. Our total assets now stand at an impressive $110,146,947, reflecting our strong foundation and dedication to helping our community thrive. Over the years, we have introduced various services aimed at enhancing the member experience while ensuring everyone feels welcome and valued. Our mission is clear: to empower individuals and families through accessible financial products and unwavering community support. We are not just about banking; we strive to be a positive force in Spokane Valley. Whether it's through educational workshops or partnerships with local organizations, we believe in giving back to the community that has supported us for so long. While members can visit us at 1811 N Hutchinson Rd, official correspondence should be sent to 1811 North Hutchinson Road, Spokane Valley, WA 99212 if necessary. We are here for you six days a week, operating from 7:00 a.m. to 6:00 p.m., Monday through Saturday. Although we currently do not offer drive-thru banking or ATMs on-site, our team is dedicated to providing personalized service that meets your needs. As part of our commitment to progress, we embrace digital advancements that enhance convenience and accessibility for all members. Our online banking platform allows you to manage your finances easily from anywhere. We also prioritize ADA compliance and strive to create an inclusive environment for all. Join us in celebrating our legacy of service and growth! At Governmental Employees, you will find more than just a credit union; you will discover a community partner committed to your financial well-being. Visit us today or learn more about how we can help you achieve your goals by calling 800-456-5750 or visiting our website at www.gecuwi.com. Experience the difference of being part of a credit union that truly cares!

Branch Location & Accessibility

Contact Us

If you have any questions or want more information about what we offer, feel free to give us a call at 800-456-5750. We're always ready to assist you with your banking needs. While members can visit us at 1811 N Hutchinson Rd, official correspondence should be sent to 1811 North Hutchinson Road, Spokane Valley, WA 99212. We look forward to welcoming you into our community and helping you achieve your financial goals!

Convenient Access

Parking is hassle-free with plenty of spaces available right outside our doors. We understand that accessibility matters, which is why our branch features ADA-compliant entrances and ramps, ensuring everyone can enjoy our services without any barriers. While we currently do not offer drive-thru banking or ATMs at this location, we are dedicated to providing excellent service inside our branch.

Operating Hours

We're open Monday through Saturday from 7:00 a.m. to 6:00 p.m., making it easy for you to stop by at a time that works for you. Whether you're looking to open an account or need assistance with your existing services, our friendly team is here to help.

Member Eligibility

At Governmental Employees, we believe that everyone deserves a supportive community where they can thrive financially. Becoming a member is simple and welcoming, just like our approach to service. If you live, work, or worship in the Spokane Valley area, you're likely eligible to join us! We're here to help you navigate your financial journey with resources tailored to your needs. To learn more about specific eligibility criteria, feel free to visit our website at . Once you're ready to take the next step, opening an account is easy just follow the instructions provided at https://onlinebanking.gecuwi.com/login.aspx?v=enroll . Should you have any questions or need assistance, don't hesitate to give us a call at (800) 456-5750. We're excited to welcome you into the Governmental Employees family!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine running your business smoothly with reliable merchant services that make transactions easy for you and your customers. Our services help streamline payment processing, allowing you to focus on what matters most growing your business. With flexible financing solutions tailored for both members and non-members, we aim to meet the diverse needs of the Spokane Valley community. Visit us at 1811 N Hutchinson Rd Spokane Valley Wa 99212 in Spokane Valley, WA, or call us at (800) 456-5750 to learn how we can help take your business to the next level!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $95,055, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Our Services

While we pride ourselves on offering a wide array of services, let's take a moment to highlight what you can expect when you choose Governmental Employees as your trusted financial partner. One of the key features we offer is ATM Services Only. This allows members easy access to their accounts, whether it's making withdrawals or checking balances on the go. Imagine being able to manage your finances with just a few taps on your mobile device while you're out running errands or enjoying a day at the park. In addition, our digital banking features make managing your money easier than ever. With online banking available, you can check your account status, pay bills, and transfer funds without having to visit the branch. This flexibility is particularly useful for busy individuals and families who need quick solutions without sacrificing their schedules. If you prefer using your smartphone, our mobile application gives you the ability to perform transactions right from your pocket. You can even make mobile payments, making it simpler than ever to handle everyday purchases without carrying cash or cards. For those who enjoy social interactions while banking, we encourage you to reach out by phone at (800) 456-5750 if you have any questions about our services or need assistance with anything related to your accounts.

Your Financial Partner

At Governmental Employees, we believe that banking should be more than just numbers; it should be a relationship built on trust and understanding. Our team is dedicated to providing personalized service and guidance tailored to your specific situation. Whether you're saving for a new car, planning for retirement, or just starting out on your financial journey, we're here for you every step of the way. So why wait? Experience firsthand how Governmental Employees can help simplify your financial life. Visit us at 1811 N Hutchinson Rd Spokane Valley Wa 99212 in Spokane Valley, WA, or give us a call at (800) 456-5750 today! We look forward to serving you and meeting all your financial needs.

Digital & Online Banking

Key Features

Security is a top priority for us. Our electronic signature authorization makes signing documents quick and secure, giving you peace of mind while handling important transactions. You'll also love the convenience of e-statements no more waiting for paper statements in the mail! They're easy to access and help you stay organized. Need to send money to a friend or family member? Our person-to-person transfer feature lets you do just that in seconds! And if you're looking to simplify payments even further, our mobile payments feature allows you to make purchases directly from your phone. We believe banking should fit seamlessly into your lifestyle. Our digital services are designed with accessibility in mind, so whether you're tech-savvy or just getting started with online banking, we've got everything you need right at your fingertips. Experience the ease of managing your accounts anytime, anywhere with Governmental Employees!

Financial Strength

Commitment to Member Success

With $9,696,023 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,344 in used auto loans and $92,588,511 in total loans and leases. Our operational efficiency is reflected in our $301,754, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts: 14,198, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $314,123. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Governmental Employees is your trusted partner. Visit us at 1811 N Hutchinson Rd Spokane Valley Wa 99212 or call (800) 456-5750 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $37,813,312 in share certificates and $12,717,471 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $10,000,556, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $908 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $21,823,132 in used vehicle loans and $7,833,026 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used option, our team is ready to assist you with competitive rates and flexible terms.

Business Loans

For business owners looking to grow their ventures, our outstanding commercial loans totaling $95,055 provide the capital needed for expansion and development. We're dedicated to supporting local businesses and helping them thrive. If you're considering refinancing any existing loans or need assistance figuring out eligibility options for our products, our team is here to guide you through every step. For more information about our loan offerings or to speak with someone directly about your specific needs, don't hesitate to reach out at 800-456-5750. You can also visit us at our branch located at 1811 N Hutchinson Rd Spokane Valley Wa 99212. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Credit Lines

For those who prefer more flexibility in their borrowing options, we have total credit lines available up to $13,000,000. This allows you to access funds when you need them without taking out a full loan.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,728,372, make buying or refinancing simple. We provide support throughout the process and help you find the best solution for your situation.

Unsecured Credit Card Loans

Managing expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,426,976 in loans helping members manage their finances effectively. This option provides you with the freedom to make purchases while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide users with unbiased results that reflect the best available options. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions. This feature allows for quick comparisons, enabling individuals to find the best fit for their financial situation. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform can be. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers, helping them make informed decisions about their borrowing needs.

GOVERNMENTAL EMPLOYEES CREDIT UNION