Goldenwest Credit Union Washington Terrace UT | Affordable Vehicle Loans & Mobile Banking

Introduction

Welcome to Goldenwest, your trusted credit union located at 5151 S 400 E, Washington Terrace, UT 84405. With a rich history dating back to 1936, we have been dedicated to serving our community for over 85 years. As a member-focused organization, we proudly support 193,174 members and manage total assets of $3,386,924,532. At Goldenwest, we understand that financial well-being is essential for everyone in our community. That's why we offer a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our goal is to provide financial solutions that empower you to achieve your dreams. Led by our CEO, Kerry Wahlen, and Board President, Dan Musgrave, our team of 765 employees is committed to delivering exceptional service. Whether you're looking for help with a loan or seeking advice on managing your finances, we're here for you every step of the way. While members can visit us at our branch location, official correspondence should be sent to P O Box 1111, Ogden, UT 84402. Feel free to reach out to us at 801-337-8300 during our lobby hours from Monday to Friday, 9:00 AM - 5:00 PM. Join us today and experience the Goldenwest difference! Visit our website at gwcu.org or stop by the branch to learn more about how we can help you secure a brighter financial future.

Branch History & Mission

Advancing with Technology

To ensure we remain relevant in today's fast-paced world, Goldenwest has embraced modern technology while maintaining accessibility for all members. We offer online and mobile banking services that allow members to manage their finances conveniently from anywhere. Additionally, we prioritize ADA compliance so that everyone can enjoy our services without barriers.

Join Us Today!

As we look ahead, we invite you to become part of the Goldenwest family. Experience firsthand how we blend tradition with innovation to deliver personalized banking solutions designed just for you. Whether you're opening your first account or exploring financing options for your dream home, we're here to guide you. Come visit us during our lobby hours from Monday to Friday from 9:00 AM to 5:00 PM, or give us a call at 801-337-8300. Discover why so many people trust Goldenwest as their credit union partner. Join us today!

Our Mission

At Goldenwest, our mission is simple yet powerful: to enhance the financial well-being of our members while fostering community growth. We believe that everyone deserves access to quality financial services tailored to their needs. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking solutions, we are here to help you every step of the way. We also understand the importance of community support. Over the years, we've forged partnerships with local organizations and engaged in outreach programs that aim to uplift those around us. Our commitment goes beyond just banking; it's about building relationships and making a positive impact on the lives of our members.

Branch Location & Accessibility

Convenient Access and Parking

Parking at our branch is simple and hassle-free, with ample space available for all members. We prioritize accessibility for everyone, ensuring that our facilities comply with ADA standards, including ramps and easy entry points. Whether you're coming in for a quick transaction or planning to discuss your financial goals with one of our advisors, we have designed our space to make your visit comfortable.

Get in Touch

Whether you're already a member or looking to join the Goldenwest family, we invite you to stop by our branch or give us a call at 801-337-8300. If you're sending official correspondence, please use our mailing address: P O Box 1111, Ogden, UT 84402. We look forward to welcoming you soon!

Operating Hours and Services

We understand that life can be busy. That's why we offer flexible lobby hours from Monday through Friday, opening at 9:00 AM and closing at 5:00 PM. During these hours, you can take advantage of a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and personal loans, our dedicated staff is ready to assist you every step of the way. If you need assistance outside these hours or prefer managing your finances from home, don't forget about our online and mobile banking options! While we currently do not have an ATM or drive-thru service available at this location, our team is always available during lobby hours to help you with cash withdrawal services or any other inquiries you may have.

Member Eligibility

Joining the Goldenwest community means becoming part of a supportive family that values your financial well-being. If you're looking to become a member, you'll be pleased to know that eligibility is open to a wide range of individuals and families. Whether you live, work, or worship in certain areas, or if you have a family member who is already a member, you might qualify! For more specific details about eligibility, feel free to check out our helpful resource at this link. Once you're ready to take the next step toward membership, opening an account with us is simple and straightforward. You can easily apply online by visiting this page or give us a call at 801-337-8300 if you have any questions. We're here to assist you during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM. At Goldenwest, we're excited to welcome you and help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer comprehensive merchant services tailored for your daily operations. Imagine processing payments easily while managing cash flow effectively. Our solutions are crafted to help streamline transactions, letting you focus on what you do best running your business. Visit us at 5151 S 400 E Washington Terrace Ut 84405 in Washington Terrace, UT, or call us at (801) 337-8300 to explore how our business banking services can support your growth journey. Let's work together to take your business further!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local businesses, we offer robust business banking solutions including merchant services and business loans. Our goal is to support entrepreneurs in growing their ventures without unnecessary hurdles.

Convenient Access

At Goldenwest, convenience is key. Our online and mobile banking features allow you to manage all aspects of your finances from anywhere. Want to make a quick transfer? Need to check if you've received a payment? Everything is just a few clicks away! And if you need cash withdrawal services, we've got options available too. We understand how busy life can get, so we've made it easier than ever for our members to stay connected with their finances while enjoying peace of mind knowing their money is secure. If you're interested in learning more about what we can do for you or if you have any questions, don't hesitate to reach out! Call us at (801) 337-8300 or visit us online at Corporate Office. Your financial journey begins here at Goldenwest, where we're committed to helping you achieve your goals!

Credit Cards and Rewards

For those who enjoy rewards while they spend, our credit cards come with benefits that can enhance your everyday purchases. Imagine earning points for every dollar spent these rewards can translate into exciting travel opportunities or cash back!

Personal Banking Solutions

Starting with our personal banking services, we offer checking and savings accounts designed to help you manage your money effectively. Imagine having easy access to your funds anytime through our online and mobile banking platforms. You can check your balance, transfer money between accounts, and pay bills from the comfort of your home or on the go. If you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options provide competitive rates that fit your budget. Plus, our mortgage loans and refinancing programs are crafted to assist you in achieving your dream of homeownership. We understand that life can be unpredictable; that's why our personal loans and debt consolidation services are available to help simplify your finances when you need it most.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, you can easily keep track of your financial activities. One of the standout features is our mobile application, which makes it even easier to handle your banking needs from your smartphone. You can enjoy mobile payments for quick transactions without the hassle of cash or cards. Plus, our person-to-person transfer feature allows you to send money to friends and family in real-time, making splitting bills or sending gifts effortless. For those who prefer paperless options, we offer e-statements that provide a secure way to view your account statements online. This not only helps in keeping everything organized but also contributes to a more environmentally friendly approach. While we do not currently support electronic signature authorization, our services remain user-friendly and straightforward. Security is our top priority. We use advanced encryption technology to protect your personal information so that you can bank with peace of mind. Our interface is designed for ease of use, ensuring that even those who are not tech-savvy can navigate their accounts effortlessly. In summary, whether it's through our website or mobile app, Goldenwest provides all the tools you need for effective account management at your fingertips. Join us today and experience the convenience of modern banking!

Financial Strength

Growing Trust

Total Share Accounts: 595,185, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,537,143. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 5151 S 400 E Washington Terrace Ut 84405 or call (801) 337-8300 to learn more about how we can help you achieve your financial goals.

Investing in You

With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $34,558 in used auto loans and $2,624,868,974 in total loans and leases across various sectors.

Member Savings

Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 186 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those seeking business opportunities, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand. We believe that supporting local businesses helps strengthen our community. If you're considering refinancing or need information about eligibility options, our team is here to assist you every step of the way. You can reach us at (801) 337-8300 during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM. At Goldenwest, we are dedicated to offering personalized service and support as you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can help you achieve your goals today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, we have solutions tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We strive to make the mortgage process straightforward and accessible, allowing you to focus on what truly matters creating a home.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $87,663,622 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and features that can help simplify your budgeting.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, which means you can trust the information presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve your best interests. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the positive impact LendMesh has had on its users' financial journeys. Ready to start comparing? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are not only accurate but also fair and transparent. By tapping into verified institutions, LendMesh provides a reliable foundation for your loan decisions.

Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Advancing with Technology

Join Us Today!

Our Mission

Branch Location & Accessibility

Convenient Access and Parking

Get in Touch

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Empower

Tailored Loan Solutions

Comprehensive List Of Services

Business Banking Services

Convenient Access

Credit Cards and Rewards

Personal Banking Solutions

Digital & Online Banking

Key Features

Financial Strength

Growing Trust

Investing in You

Member Savings

Operational Efficiency

Solid Foundation

Loan Offering

Additional Loan Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community