Goldenwest Credit Union Springville UT | Affordable Auto Loans & Business Banking

Introduction

Welcome to Goldenwest, your trusted financial partner located at 508 S 950 W, Springville, UT 84663. Since our establishment in 1936, we have proudly served our community with a commitment to helping our members achieve their financial goals. With over 193,000 members and total assets reaching an impressive $3,386,924,532, we are dedicated to providing quality banking services tailored to your needs. At Goldenwest, we believe in the power of community and personal service. Our leadership team, led by CEO Kerry Wahlen and Board President Dan Musgrave, is passionate about creating positive change for our members. We know that every financial journey is unique, which is why we offer a wide range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. While you can visit us at our branch for friendly assistance and expert advice, please note that official correspondence should be sent to our mailing address: 508 S 950 W, Springville, UT 84663. With total loans exceeding 141,134 and deposits amounting to $296,597,567, we strive to maintain a strong financial foundation that supports both individual growth and community development. Our net worth stands at a solid $444,742,290, ensuring that we are well-equipped to serve you today and in the future. We invite you to reach out to us at (801) 337-8300 or explore our website at Goldenwest for more information on how we can assist you. Join us on this journey towards financial success let's build a brighter future together!

Branch History & Mission

Community Focus

Our commitment extends beyond banking; we actively engage in community outreach initiatives that make a real impact. We partner with local organizations to support various causes and encourage volunteerism among our staff. Together, we strive to create a thriving environment where everyone can flourish.

Join Us!

If you're looking for a credit union that values its members and community as much as you do, consider joining Goldenwest today! Experience personalized service and a supportive environment designed with your needs in mind. For more information about membership or to open an account, please visit us at our website or call us at 801-337-8300. Together, let's build a brighter financial future!

Our Journey

Located at 508 S 950 W, Springville, UT 84663, our branch has seen remarkable milestones throughout the years. From humble beginnings, we have evolved into a significant player in the local banking scene. Today, our total assets exceed $3.3 billion, showcasing our commitment to providing solid financial services that empower our members.

Our Mission

At Goldenwest, our mission is simple: to provide excellent financial services while fostering community well-being. We focus on personal banking offering checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We believe that supporting our members goes beyond just numbers; it's about building relationships and enhancing lives. Our goal is to ensure everyone has access to the tools they need for financial success. We also take pride in being accessible to all members of our community. Our drive-thru service makes banking convenient for those on the go. While we currently do not have ATM availability at this location, we offer shared service center transactions for partner credit union members.

Branch Location & Accessibility

Additional Features

While members can visit us at our branch for a range of services including checking and savings accounts, auto loans, mortgage loans, and more, it's good to know that we also offer shared services for partner credit union members. This means you can conduct basic transactions even if you're not a member of Goldenwest. If you need to send official correspondence, please use our mailing address: 508 S 950 W, Springville, UT 84663. We invite you to come by and experience the friendly service that Goldenwest Credit Union is known for. Whether you're opening an account or discussing loan options, we look forward to welcoming you!

Convenient Access and Services

We understand how important accessibility is for our members. Our branch features ample parking and complies with ADA standards to ensure everyone can access our services without hassle. If you're in need of a quick transaction, take advantage of our drive-thru banking service, open during convenient hours that include extended access on Fridays and Saturdays. Our lobby hours are welcoming too! We're open Monday through Thursday from 9 AM to 5 PM and Friday until 6 PM. On Saturdays, you can visit us from 9 AM to 2 PM at the drive-thru. If you have questions or need assistance, feel free to call us at 801-337-8300.

Member Eligibility

At Goldenwest, we believe that everyone deserves the chance to be part of a welcoming financial community. If you're looking to become a member, it's easy and straightforward! To join us at our branch located at 508 S 950 W Springville Ut 84663, you simply need to meet certain criteria. Generally, anyone who lives, works, or worships in the communities we serve is eligible for membership. This means that whether you're a long-time local or new to the area, we're excited to have you on board. For detailed information about eligibility requirements, feel free to visit our website at http://www.gwcu.org/membership. Once you know you qualify, opening an account is just a few steps away! You can start your journey by visiting us in person or checking out our online application at http://www.gwcu.org/loans/apply. If you have any questions along the way, don't hesitate to give us a call at (801) 337-8300. We can't wait to welcome you into the Goldenwest family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make transactions easy and efficient. Imagine having a reliable partner that enables you to accept payments seamlessly whether it's through credit cards or mobile payments. This means you can focus on what matters most: serving your customers and growing your business. Visit us at 508 S 950 W Springville Ut 84663 in Springville, UT or give us a call at (801) 337-8300 to learn how we can help your business succeed!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't have ATMs at this branch, our drive-thru service provides basic banking transactions like deposits and withdrawals without leaving your car. Plus, as a member of Goldenwest, you can access cash withdrawal services at partnered locations nearby.

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options provide competitive rates and flexible terms. We work with you to find the right financing plan that fits your budget. Imagine driving off in your dream car while knowing you got the best deal possible.

Business Banking

For our business members, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the tools and resources needed to support your growth.

Credit Cards with Rewards

Earn rewards while you spend! Our credit cards with rewards allow you to earn points on everyday purchases, which can be redeemed for exciting rewards like travel, merchandise, or cash back. It's a smart way to make your spending work for you.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. At Goldenwest, we offer mortgage loans and refinancing solutions to help turn your dream home into reality. Our knowledgeable team will guide you through the process, ensuring you understand each step along the way.

Online & Mobile Banking

With our commitment to convenience, our online and mobile banking features enable you to manage your accounts anytime and anywhere. Pay bills, transfer funds, and check balances all from the palm of your hand.

Personal Banking

We understand that managing your finances is important, which is why we offer checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or need a reliable checking account for daily expenses, our accounts come with features that help you manage your money easily. You can access your accounts online or through our mobile app, allowing you to bank from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our personal loans, you can cover those costs without stress. Additionally, if you're looking to simplify your finances, our debt consolidation options can help combine multiple debts into one manageable payment, making it easier for you to regain control.

Shared Branch Transactions

If you're visiting us from another credit union that partners with us, you're in luck! We offer basic shared branch transactions, allowing members from partner credit unions to perform deposits and withdrawals conveniently at our location. To learn more about any of these services or how we can assist you further, please give us a call at (801) 337-8300 or visit us online at Springville Br. Join us at Goldenwest today we're here to support all your financial needs!

Digital & Online Banking

Key Features

Our online banking services allow you to check your balance, pay bills, and transfer money with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it easy. Plus, you can enjoy the benefits of e-statements, so you never have to worry about losing important paperwork again. All your financial information is just a login away! For those on the go, our mobile application puts the power of banking right in your pocket. Whether you're making mobile payments or checking your account balances, everything is designed to be user-friendly and accessible. If you're interested in using electronic signatures for added convenience, please note that we currently do not offer this feature.

Security and Accessibility

Your security is our top priority. We use advanced technology to protect your personal information while providing easy access to your accounts. With our robust online banking system, you can feel confident knowing that your data is safe. At Goldenwest, we believe that managing your finances should be straightforward and efficient. Embrace the ease of online banking today by visiting us at https://www.gwcu.org/. Enjoy real-time account management that fits into your busy life!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 595,185, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,537,143. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 508 S 950 W Springville Ut 84663 or call (801) 337-8300 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to generate income is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 186 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $34,558 in used auto loans and $2,624,868,974 in total loans and leases.

Strong Financial Health

With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team can guide you through the process and help you find the right solution.

Business Financing

For business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand. Our dedicated business banking specialists are here to discuss how we can support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We provide expert advice throughout the mortgage process, ensuring you understand every step along the way.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options, our team is available to discuss how we can potentially save you money on interest or lower your monthly payments. At Goldenwest, we are committed to serving our community with transparent and supportive financial solutions. For more information about our loan products or to start your application process today, feel free to contact us at (801) 337-8300 or visit us at 508 S 950 W Springville Ut 84663. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,663,622 in loans helping members manage their finances effectively. These cards can be an excellent way to build credit and manage your spending without tying up your cash flow.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve the best interests of users. - Real-Time Rate Comparisons: With access to current loan rates from multiple institutions, LendMesh helps users stay informed about their options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective and user-friendly the platform is in assisting individuals with their borrowing needs. Take control of your financial future today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers displayed are fair and transparent. Every loan comparison reflects up-to-date information, allowing users to make informed choices without hidden agendas.

Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Focus

Join Us!

Our Journey

Our Mission

Branch Location & Accessibility

Additional Features

Convenient Access and Services

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Shared Branch Transactions

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Growing Member Base

Member-Centric Savings

Operational Efficiency

Reinvesting for Your Benefit

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community